<?xml version="1.0" encoding="UTF-8"?>

<alto xmlns="http://schema.ccs-gmbh.com/ALTO">
  <Description>
    <MeasurementUnit>inch1200</MeasurementUnit>
    <sourceImageInformation>
      <fileName>/mnt/news/data/workflow/sn83025151-2012032801-61970/0002.pdf</fileName>
    </sourceImageInformation>
    <OCRProcessing ID="OCR.0">
      <ocrProcessingStep>
        <processingStepSettings>N/A</processingStepSettings>
        <processingSoftware>
          <softwareCreator>UO Libraries</softwareCreator>
          <softwareName>NCA: The Batch Maker</softwareName>
          <softwareVersion>v4.2.0-2-g2737f0ce</softwareVersion>
        </processingSoftware>
      </ocrProcessingStep>
    </OCRProcessing>
  </Description>
  <Styles>
    <TextStyle ID="TS_10.0" FONTSIZE="10.0" />
  </Styles>
  <Layout>
  <Page ID="PAGE.0" HEIGHT="3076" WIDTH="2436" PHYSICAL_IMG_NR="2" PROCESSING="OCR.0" PC="0.99">
    <PrintSpace ID="PS.0" HEIGHT="3076.0" WIDTH="2436.0" HPOS="0.0" VPOS="0.0">

      <TextBlock xmlns:ns1="http://www.w3.org/1999/xlink" ID="TB.2.1" HEIGHT="31.2" WIDTH="85.8" HPOS="285.5" VPOS="140.1" ns1:type="simple" language="eng">
        <TextLine ID="TB.2.1_0" HEIGHT="31.2" WIDTH="85.8" HPOS="285.5" VPOS="140.1">
          <String ID="TB.2.1_0_0" STYLEREFS="TS_10.0" HEIGHT="31.2" WIDTH="60.8" HPOS="285.5" VPOS="140.1" CONTENT="Page" WC="0.99" />
          <String ID="TB.2.1_0_1" STYLEREFS="TS_10.0" HEIGHT="31.2" WIDTH="15.8" HPOS="355.5" VPOS="140.1" CONTENT="2" WC="0.99" />
          
        </TextLine>
      </TextBlock>

      <TextBlock xmlns:ns2="http://www.w3.org/1999/xlink" ID="TB.2.2" HEIGHT="48.4" WIDTH="480.9" HPOS="1078.5" VPOS="140.8" ns2:type="simple" language="eng">
        <TextLine ID="TB.2.2_0" HEIGHT="48.4" WIDTH="480.9" HPOS="1078.5" VPOS="140.8">
          <String ID="TB.2.2_0_0" STYLEREFS="TS_10.0" HEIGHT="48.4" WIDTH="230.9" HPOS="1078.5" VPOS="140.8" CONTENT="sportiani»" WC="0.99" />
          <String ID="TB.2.2_0_1" STYLEREFS="TS_10.0" HEIGHT="48.4" WIDTH="235.0" HPOS="1324.5" VPOS="140.8" CONTENT="(Observer" WC="0.99" />
          
        </TextLine>
      </TextBlock>

      <TextBlock xmlns:ns3="http://www.w3.org/1999/xlink" ID="TB.2.3" HEIGHT="31.2" WIDTH="204.8" HPOS="2073.0" VPOS="149.6" ns3:type="simple" language="eng">
        <TextLine ID="TB.2.3_0" HEIGHT="31.2" WIDTH="204.8" HPOS="2073.0" VPOS="149.6">
          <String ID="TB.2.3_0_0" STYLEREFS="TS_10.0" HEIGHT="31.2" WIDTH="81.6" HPOS="2073.0" VPOS="149.6" CONTENT="March" WC="0.99" />
          <String ID="TB.2.3_0_1" STYLEREFS="TS_10.0" HEIGHT="31.2" WIDTH="40.3" HPOS="2165.0" VPOS="149.6" CONTENT="28," WC="0.99" />
          <String ID="TB.2.3_0_2" STYLEREFS="TS_10.0" HEIGHT="31.2" WIDTH="60.8" HPOS="2217.0" VPOS="149.6" CONTENT="2012" WC="0.99" />
          
        </TextLine>
      </TextBlock>

      <TextBlock xmlns:ns4="http://www.w3.org/1999/xlink" ID="TB.2.4" HEIGHT="160.9" WIDTH="1293.7" HPOS="633.0" VPOS="413.0" ns4:type="simple" language="eng">
        <TextLine ID="TB.2.4_0" HEIGHT="68.4" WIDTH="910.1" HPOS="633.0" VPOS="413.0">
          <String ID="TB.2.4_0_0" STYLEREFS="TS_10.0" HEIGHT="68.4" WIDTH="105.0" HPOS="633.0" VPOS="413.0" CONTENT="We" WC="0.99" />
          <String ID="TB.2.4_0_1" STYLEREFS="TS_10.0" HEIGHT="68.4" WIDTH="247.6" HPOS="759.0" VPOS="413.0" CONTENT="started" WC="0.99" />
          <String ID="TB.2.4_0_2" STYLEREFS="TS_10.0" HEIGHT="68.4" WIDTH="147.6" HPOS="1033.0" VPOS="413.0" CONTENT="with" WC="0.99" />
          <String ID="TB.2.4_0_3" STYLEREFS="TS_10.0" HEIGHT="68.4" WIDTH="40.5" HPOS="1209.0" VPOS="413.0" CONTENT="a" WC="0.99" />
          <String ID="TB.2.4_0_4" STYLEREFS="TS_10.0" HEIGHT="68.4" WIDTH="270.1" HPOS="1273.0" VPOS="413.0" CONTENT="30-year" WC="0.99" />
          
        </TextLine><TextLine ID="TB.2.4_1" HEIGHT="68.4" WIDTH="215.7" HPOS="1711.0" VPOS="416.9">
          <String ID="TB.2.4_1_0" STYLEREFS="TS_10.0" HEIGHT="68.4" WIDTH="215.7" HPOS="1711.0" VPOS="416.9" CONTENT="tgage." WC="0.99" />
          
        </TextLine><TextLine ID="TB.2.4_2" HEIGHT="68.4" WIDTH="729.1" HPOS="911.0" VPOS="505.5">
          <String ID="TB.2.4_2_0" STYLEREFS="TS_10.0" HEIGHT="68.4" WIDTH="119.1" HPOS="911.0" VPOS="505.5" CONTENT="But" WC="0.99" />
          <String ID="TB.2.4_2_1" STYLEREFS="TS_10.0" HEIGHT="68.4" WIDTH="78.8" HPOS="1053.0" VPOS="505.5" CONTENT="15" WC="0.99" />
          <String ID="TB.2.4_2_2" STYLEREFS="TS_10.0" HEIGHT="68.4" WIDTH="59.3" HPOS="1155.0" VPOS="505.5" CONTENT="is" WC="0.99" />
          <String ID="TB.2.4_2_3" STYLEREFS="TS_10.0" HEIGHT="68.4" WIDTH="110.1" HPOS="1233.0" VPOS="505.5" CONTENT="the" WC="0.99" />
          <String ID="TB.2.4_2_4" STYLEREFS="TS_10.0" HEIGHT="68.4" WIDTH="143.5" HPOS="1369.0" VPOS="505.5" CONTENT="new" WC="0.99" />
          <String ID="TB.2.4_2_5" STYLEREFS="TS_10.0" HEIGHT="68.4" WIDTH="105.2" HPOS="1535.0" VPOS="505.5" CONTENT="30." WC="0.99" />
          
        </TextLine>
      </TextBlock>
      <TextBlock xmlns:ns5="http://www.w3.org/1999/xlink" ID="TB.2.5" HEIGHT="18.5" WIDTH="30.5" HPOS="1628.0" VPOS="511.5" ns5:type="simple" language="eng">
        <TextLine ID="TB.2.5_0" HEIGHT="18.5" WIDTH="30.5" HPOS="1628.0" VPOS="511.5">
          <String ID="TB.2.5_0_0" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="14.5" HPOS="1628.0" VPOS="511.5" CONTENT="m" WC="0.99" />
          <String ID="TB.2.5_0_1" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="4.6" HPOS="1653.9" VPOS="511.5" CONTENT="i" WC="0.99" />
          
        </TextLine>
      </TextBlock>

      <TextBlock xmlns:ns6="http://www.w3.org/1999/xlink" ID="TB.2.6" HEIGHT="48.2" WIDTH="1124.6" HPOS="322.5" VPOS="2255.6" ns6:type="simple" language="eng">
        <TextLine ID="TB.2.6_0" HEIGHT="48.2" WIDTH="1124.6" HPOS="322.5" VPOS="2255.6">
          <String ID="TB.2.6_0_0" STYLEREFS="TS_10.0" HEIGHT="48.2" WIDTH="87.8" HPOS="322.5" VPOS="2255.6" CONTENT="Find" WC="0.99" />
          <String ID="TB.2.6_0_1" STYLEREFS="TS_10.0" HEIGHT="48.2" WIDTH="66.8" HPOS="425.5" VPOS="2255.6" CONTENT="the" WC="0.99" />
          <String ID="TB.2.6_0_2" STYLEREFS="TS_10.0" HEIGHT="48.2" WIDTH="115.0" HPOS="508.5" VPOS="2255.6" CONTENT="home" WC="0.99" />
          <String ID="TB.2.6_0_3" STYLEREFS="TS_10.0" HEIGHT="48.2" WIDTH="239.1" HPOS="639.5" VPOS="2255.6" CONTENT="refinancing" WC="0.99" />
          <String ID="TB.2.6_0_4" STYLEREFS="TS_10.0" HEIGHT="48.2" WIDTH="130.8" HPOS="895.5" VPOS="2255.6" CONTENT="option" WC="0.99" />
          <String ID="TB.2.6_0_5" STYLEREFS="TS_10.0" HEIGHT="48.2" WIDTH="118.2" HPOS="1041.5" VPOS="2255.6" CONTENT="that’s" WC="0.99" />
          <String ID="TB.2.6_0_6" STYLEREFS="TS_10.0" HEIGHT="48.2" WIDTH="99.1" HPOS="1175.5" VPOS="2255.6" CONTENT="right" WC="0.99" />
          <String ID="TB.2.6_0_7" STYLEREFS="TS_10.0" HEIGHT="48.2" WIDTH="58.9" HPOS="1287.5" VPOS="2255.6" CONTENT="for" WC="0.99" />
          <String ID="TB.2.6_0_8" STYLEREFS="TS_10.0" HEIGHT="48.2" WIDTH="85.7" HPOS="1361.5" VPOS="2255.6" CONTENT="you." WC="0.99" />
          
        </TextLine>
      </TextBlock>
      <TextBlock xmlns:ns7="http://www.w3.org/1999/xlink" ID="TB.2.7" HEIGHT="183.2" WIDTH="1131.5" HPOS="319.5" VPOS="2318.2" ns7:type="simple" language="eng">
        <TextLine ID="TB.2.7_0" HEIGHT="33.2" WIDTH="1074.8" HPOS="320.5" VPOS="2318.2">
          <String ID="TB.2.7_0_0" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="58.3" HPOS="320.5" VPOS="2318.2" CONTENT="With" WC="0.99" />
          <String ID="TB.2.7_0_1" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="142.8" HPOS="391.5" VPOS="2318.2" CONTENT="historically" WC="0.99" />
          <String ID="TB.2.7_0_2" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="44.6" HPOS="546.5" VPOS="2318.2" CONTENT="low" WC="0.99" />
          <String ID="TB.2.7_0_3" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="73.1" HPOS="603.5" VPOS="2318.2" CONTENT="rates," WC="0.99" />
          <String ID="TB.2.7_0_4" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="68.7" HPOS="687.5" VPOS="2318.2" CONTENT="there" WC="0.99" />
          <String ID="TB.2.7_0_5" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="46.6" HPOS="767.5" VPOS="2318.2" CONTENT="has" WC="0.99" />
          <String ID="TB.2.7_0_6" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="73.3" HPOS="825.5" VPOS="2318.2" CONTENT="never" WC="0.99" />
          <String ID="TB.2.7_0_7" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="63.8" HPOS="909.5" VPOS="2318.2" CONTENT="been" WC="0.99" />
          <String ID="TB.2.7_0_8" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="16.2" HPOS="984.5" VPOS="2318.2" CONTENT="a" WC="0.99" />
          <String ID="TB.2.7_0_9" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="77.1" HPOS="1010.5" VPOS="2318.2" CONTENT="better" WC="0.99" />
          <String ID="TB.2.7_0_10" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="57.5" HPOS="1097.5" VPOS="2318.2" CONTENT="time" WC="0.99" />
          <String ID="TB.2.7_0_11" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="24.2" HPOS="1166.5" VPOS="2318.2" CONTENT="to" WC="0.99" />
          <String ID="TB.2.7_0_12" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="123.9" HPOS="1202.5" VPOS="2318.2" CONTENT="refinance" WC="0.99" />
          <String ID="TB.2.7_0_13" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="57.8" HPOS="1337.5" VPOS="2318.2" CONTENT="your" WC="0.99" />
          
        </TextLine><TextLine ID="TB.2.7_1" HEIGHT="33.2" WIDTH="1130.5" HPOS="320.5" VPOS="2368.7">
          <String ID="TB.2.7_1_0" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="81.3" HPOS="320.5" VPOS="2368.7" CONTENT="home." WC="0.99" />
          <String ID="TB.2.7_1_1" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="74.1" HPOS="410.5" VPOS="2368.7" CONTENT="Apply" WC="0.99" />
          <String ID="TB.2.7_1_2" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="24.2" HPOS="496.5" VPOS="2368.7" CONTENT="to" WC="0.99" />
          <String ID="TB.2.7_1_3" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="99.9" HPOS="530.5" VPOS="2368.7" CONTENT="shorten" WC="0.99" />
          <String ID="TB.2.7_1_4" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="58.2" HPOS="642.5" VPOS="2368.7" CONTENT="your" WC="0.99" />
          <String ID="TB.2.7_1_5" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="59.5" HPOS="710.5" VPOS="2368.7" CONTENT="term" WC="0.99" />
          <String ID="TB.2.7_1_6" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="48.4" HPOS="782.5" VPOS="2368.7" CONTENT="and" WC="0.99" />
          <String ID="TB.2.7_1_7" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="45.9" HPOS="842.5" VPOS="2368.7" CONTENT="you" WC="0.99" />
          <String ID="TB.2.7_1_8" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="70.2" HPOS="899.5" VPOS="2368.7" CONTENT="could" WC="0.99" />
          <String ID="TB.2.7_1_9" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="46.0" HPOS="982.5" VPOS="2368.7" CONTENT="pay" WC="0.99" />
          <String ID="TB.2.7_1_10" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="33.9" HPOS="1038.5" VPOS="2368.7" CONTENT="off" WC="0.99" />
          <String ID="TB.2.7_1_11" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="58.1" HPOS="1083.5" VPOS="2368.7" CONTENT="your" WC="0.99" />
          <String ID="TB.2.7_1_12" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="79.4" HPOS="1152.5" VPOS="2368.7" CONTENT="house" WC="0.99" />
          <String ID="TB.2.7_1_13" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="84.0" HPOS="1242.5" VPOS="2368.7" CONTENT="faster!" WC="0.99" />
          <String ID="TB.2.7_1_14" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="31.0" HPOS="1339.5" VPOS="2368.7" CONTENT="Or" WC="0.99" />
          <String ID="TB.2.7_1_15" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="71.5" HPOS="1379.5" VPOS="2368.7" CONTENT="apply" WC="0.99" />
          
        </TextLine><TextLine ID="TB.2.7_2" HEIGHT="33.2" WIDTH="1041.5" HPOS="319.5" VPOS="2417.8">
          <String ID="TB.2.7_2_0" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="35.1" HPOS="319.5" VPOS="2417.8" CONTENT="for" WC="0.99" />
          <String ID="TB.2.7_2_1" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="16.1" HPOS="364.5" VPOS="2417.8" CONTENT="a" WC="0.99" />
          <String ID="TB.2.7_2_2" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="72.9" HPOS="391.5" VPOS="2417.8" CONTENT="lower" WC="0.99" />
          <String ID="TB.2.7_2_3" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="58.3" HPOS="475.5" VPOS="2417.8" CONTENT="rate," WC="0.99" />
          <String ID="TB.2.7_2_4" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="47.8" HPOS="545.5" VPOS="2417.8" CONTENT="and" WC="0.99" />
          <String ID="TB.2.7_2_5" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="51.7" HPOS="603.5" VPOS="2417.8" CONTENT="free" WC="0.99" />
          <String ID="TB.2.7_2_6" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="31.9" HPOS="667.5" VPOS="2417.8" CONTENT="up" WC="0.99" />
          <String ID="TB.2.7_2_7" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="71.3" HPOS="710.5" VPOS="2417.8" CONTENT="some" WC="0.99" />
          <String ID="TB.2.7_2_8" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="61.3" HPOS="792.5" VPOS="2417.8" CONTENT="cash" WC="0.99" />
          <String ID="TB.2.7_2_9" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="71.4" HPOS="866.5" VPOS="2417.8" CONTENT="every" WC="0.99" />
          <String ID="TB.2.7_2_10" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="90.4" HPOS="949.5" VPOS="2417.8" CONTENT="month." WC="0.99" />
          <String ID="TB.2.7_2_11" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="73.8" HPOS="1052.5" VPOS="2417.8" CONTENT="Learn" WC="0.99" />
          <String ID="TB.2.7_2_12" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="67.2" HPOS="1138.5" VPOS="2417.8" CONTENT="more" WC="0.99" />
          <String ID="TB.2.7_2_13" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="75.2" HPOS="1217.5" VPOS="2417.8" CONTENT="about" WC="0.99" />
          <String ID="TB.2.7_2_14" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="58.5" HPOS="1302.5" VPOS="2417.8" CONTENT="your" WC="0.99" />
          
        </TextLine><TextLine ID="TB.2.7_3" HEIGHT="33.2" WIDTH="818.2" HPOS="319.5" VPOS="2468.2">
          <String ID="TB.2.7_3_0" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="148.6" HPOS="319.5" VPOS="2468.2" CONTENT="refinancing" WC="0.99" />
          <String ID="TB.2.7_3_1" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="96.9" HPOS="479.5" VPOS="2468.2" CONTENT="options" WC="0.99" />
          <String ID="TB.2.7_3_2" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="25.1" HPOS="587.5" VPOS="2468.2" CONTENT="at" WC="0.99" />
          <String ID="TB.2.7_3_3" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="47.1" HPOS="623.5" VPOS="2468.2" CONTENT="any" WC="0.99" />
          <String ID="TB.2.7_3_4" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="52.2" HPOS="681.5" VPOS="2468.2" CONTENT="U.S." WC="0.99" />
          <String ID="TB.2.7_3_5" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="72.7" HPOS="744.5" VPOS="2468.2" CONTENT="Bank," WC="0.99" />
          <String ID="TB.2.7_3_6" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="79.1" HPOS="828.5" VPOS="2468.2" CONTENT="online" WC="0.99" />
          <String ID="TB.2.7_3_7" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="25.6" HPOS="919.5" VPOS="2468.2" CONTENT="or" WC="0.99" />
          <String ID="TB.2.7_3_8" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="31.4" HPOS="955.5" VPOS="2468.2" CONTENT="on" WC="0.99" />
          <String ID="TB.2.7_3_9" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="40.4" HPOS="998.5" VPOS="2468.2" CONTENT="the" WC="0.99" />
          <String ID="TB.2.7_3_10" STYLEREFS="TS_10.0" HEIGHT="33.2" WIDTH="87.1" HPOS="1050.5" VPOS="2468.2" CONTENT="phone." WC="0.99" />
          
        </TextLine>
      </TextBlock>

      <TextBlock xmlns:ns8="http://www.w3.org/1999/xlink" ID="TB.2.8" HEIGHT="44.7" WIDTH="399.1" HPOS="313.5" VPOS="2541.2" ns8:type="simple" language="eng">
        <TextLine ID="TB.2.8_0" HEIGHT="44.7" WIDTH="399.1" HPOS="313.5" VPOS="2541.2">
          <String ID="TB.2.8_0_0" STYLEREFS="TS_10.0" HEIGHT="41.0" WIDTH="48.6" HPOS="313.5" VPOS="2543.2" CONTENT="All" WC="0.99" />
          <String ID="TB.2.8_0_1" STYLEREFS="TS_10.0" HEIGHT="41.0" WIDTH="37.2" HPOS="373.5" VPOS="2543.2" CONTENT="of" WC="0.99" />
          <String ID="TB.2.8_0_2" STYLEREFS="TS_10.0" HEIGHT="44.7" WIDTH="49.8" HPOS="424.5" VPOS="2541.2" CONTENT="us" WC="0.99" />
          <String ID="TB.2.8_0_3" STYLEREFS="TS_10.0" HEIGHT="41.0" WIDTH="140.7" HPOS="488.5" VPOS="2543.2" CONTENT="serving" WC="0.99" />
          <String ID="TB.2.8_0_4" STYLEREFS="TS_10.0" HEIGHT="41.0" WIDTH="68.2" HPOS="644.5" VPOS="2543.2" CONTENT="you" WC="0.99" />
          
        </TextLine>
      </TextBlock>
      <TextBlock xmlns:ns9="http://www.w3.org/1999/xlink" ID="TB.2.9" HEIGHT="32.2" WIDTH="32.7" HPOS="318.5" VPOS="2631.5" ns9:type="simple" language="eng">
        <TextLine ID="TB.2.9_0" HEIGHT="32.2" WIDTH="32.7" HPOS="318.5" VPOS="2631.5">
          <String ID="TB.2.9_0_0" STYLEREFS="TS_10.0" HEIGHT="32.2" WIDTH="32.7" HPOS="318.5" VPOS="2631.5" CONTENT="ui" WC="0.99" />
          
        </TextLine>
      </TextBlock>

      <TextBlock xmlns:ns10="http://www.w3.org/1999/xlink" ID="TB.2.10" HEIGHT="26.3" WIDTH="395.1" HPOS="364.5" VPOS="2635.3" ns10:type="simple" language="eng">
        <TextLine ID="TB.2.10_0" HEIGHT="26.3" WIDTH="395.1" HPOS="364.5" VPOS="2635.3">
          <String ID="TB.2.10_0_0" STYLEREFS="TS_10.0" HEIGHT="26.3" WIDTH="80.9" HPOS="364.5" VPOS="2635.3" CONTENT="branch" WC="0.99" />
          <String ID="TB.2.10_0_1" STYLEREFS="TS_10.0" HEIGHT="26.3" WIDTH="20.7" HPOS="468.5" VPOS="2635.3" CONTENT="H" WC="0.99" />
          <String ID="TB.2.10_0_2" STYLEREFS="TS_10.0" HEIGHT="26.3" WIDTH="244.1" HPOS="515.5" VPOS="2635.3" CONTENT="usbaiik.com/refinow" WC="0.99" />
          
        </TextLine>
      </TextBlock>

      <TextBlock xmlns:ns11="http://www.w3.org/1999/xlink" ID="TB.2.11" HEIGHT="26.3" WIDTH="482.9" HPOS="829.5" VPOS="2635.3" ns11:type="simple" language="eng">
        <TextLine ID="TB.2.11_0" HEIGHT="26.3" WIDTH="482.9" HPOS="829.5" VPOS="2635.3">
          <String ID="TB.2.11_0_0" STYLEREFS="TS_10.0" HEIGHT="26.3" WIDTH="170.8" HPOS="829.5" VPOS="2635.3" CONTENT="800.209.BANK" WC="0.99" />
          <String ID="TB.2.11_0_1" STYLEREFS="TS_10.0" HEIGHT="26.3" WIDTH="74.3" HPOS="1009.5" VPOS="2635.3" CONTENT="(2265)" WC="0.99" />
          <String ID="TB.2.11_0_2" STYLEREFS="TS_10.0" HEIGHT="26.3" WIDTH="21.7" HPOS="1105.5" VPOS="2635.3" CONTENT="[J" WC="0.99" />
          <String ID="TB.2.11_0_3" STYLEREFS="TS_10.0" HEIGHT="26.3" WIDTH="173.8" HPOS="1138.5" VPOS="2635.3" CONTENT="in.usbank.com" WC="0.99" />
          
        </TextLine>
      </TextBlock>

      <TextBlock xmlns:ns12="http://www.w3.org/1999/xlink" ID="TB.2.12" HEIGHT="153.9" WIDTH="1877.5" HPOS="309.5" VPOS="2753.0" ns12:type="simple" language="eng">
        <TextLine ID="TB.2.12_0" HEIGHT="18.5" WIDTH="1875.5" HPOS="311.0" VPOS="2753.0">
          <String ID="TB.2.12_0_0" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="52.4" HPOS="311.0" VPOS="2753.0" CONTENT="3.99%" WC="0.99" />
          <String ID="TB.2.12_0_1" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="37.6" HPOS="369.0" VPOS="2753.0" CONTENT="fixed" WC="0.99" />
          <String ID="TB.2.12_0_2" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="55.1" HPOS="410.9" VPOS="2753.0" CONTENT="Annual" WC="0.99" />
          <String ID="TB.2.12_0_3" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="89.5" HPOS="471.5" VPOS="2753.0" CONTENT="Percentage" WC="0.99" />
          <String ID="TB.2.12_0_4" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="35.5" HPOS="567.0" VPOS="2753.0" CONTENT="Rate" WC="0.99" />
          <String ID="TB.2.12_0_5" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="42.8" HPOS="607.5" VPOS="2753.0" CONTENT="(APR)" WC="0.99" />
          <String ID="TB.2.12_0_6" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="12.8" HPOS="655.5" VPOS="2753.0" CONTENT="is" WC="0.99" />
          <String ID="TB.2.12_0_7" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="69.9" HPOS="673.0" VPOS="2753.0" CONTENT="available" WC="0.99" />
          <String ID="TB.2.12_0_8" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="21.6" HPOS="748.0" VPOS="2753.0" CONTENT="for" WC="0.99" />
          <String ID="TB.2.12_0_9" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="61.6" HPOS="775.5" VPOS="2753.0" CONTENT="15-year" WC="0.99" />
          <String ID="TB.2.12_0_10" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="31.1" HPOS="841.0" VPOS="2753.0" CONTENT="first" WC="0.99" />
          <String ID="TB.2.12_0_11" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="61.1" HPOS="877.5" VPOS="2753.0" CONTENT="position" WC="0.99" />
          <String ID="TB.2.12_0_12" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="44.2" HPOS="944.0" VPOS="2753.0" CONTENT="home" WC="0.99" />
          <String ID="TB.2.12_0_13" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="48.1" HPOS="993.5" VPOS="2753.0" CONTENT="equity" WC="0.99" />
          <String ID="TB.2.12_0_14" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="87.4" HPOS="1047.0" VPOS="2753.0" CONTENT="installment" WC="0.99" />
          <String ID="TB.2.12_0_15" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="41.3" HPOS="1140.0" VPOS="2753.0" CONTENT="loans" WC="0.99" />
          <String ID="TB.2.12_0_16" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="67.7" HPOS="1186.0" VPOS="2753.0" CONTENT="$40,000" WC="0.99" />
          <String ID="TB.2.12_0_17" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="15.2" HPOS="1258.5" VPOS="2753.0" CONTENT="to" WC="0.99" />
          <String ID="TB.2.12_0_18" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="77.8" HPOS="1279.0" VPOS="2753.0" CONTENT="$250,000" WC="0.99" />
          <String ID="TB.2.12_0_19" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="32.9" HPOS="1361.0" VPOS="2753.0" CONTENT="with" WC="0.99" />
          <String ID="TB.2.12_0_20" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="105.6" HPOS="1400.0" VPOS="2753.0" CONTENT="loan-to-value" WC="0.99" />
          <String ID="TB.2.12_0_21" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="15.2" HPOS="1511.0" VPOS="2753.0" CONTENT="of" WC="0.99" />
          <String ID="TB.2.12_0_22" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="36.4" HPOS="1531.0" VPOS="2753.0" CONTENT="70%" WC="0.99" />
          <String ID="TB.2.12_0_23" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="15.7" HPOS="1573.0" VPOS="2753.0" CONTENT="or" WC="0.99" />
          <String ID="TB.2.12_0_24" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="30.7" HPOS="1594.0" VPOS="2753.0" CONTENT="less" WC="0.99" />
          <String ID="TB.2.12_0_25" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="15.8" HPOS="1629.5" VPOS="2753.0" CONTENT="or" WC="0.99" />
          <String ID="TB.2.12_0_26" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="36.4" HPOS="1650.0" VPOS="2753.0" CONTENT="80%" WC="0.99" />
          <String ID="TB.2.12_0_27" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="16.1" HPOS="1692.0" VPOS="2753.0" CONTENT="or" WC="0.99" />
          <String ID="TB.2.12_0_28" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="31.1" HPOS="1713.0" VPOS="2753.0" CONTENT="less" WC="0.99" />
          <String ID="TB.2.12_0_29" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="82.6" HPOS="1749.0" VPOS="2753.0" CONTENT="depending" WC="0.99" />
          <String ID="TB.2.12_0_30" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="19.2" HPOS="1837.5" VPOS="2753.0" CONTENT="on" WC="0.99" />
          <String ID="TB.2.12_0_31" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="59.8" HPOS="1862.5" VPOS="2753.0" CONTENT="market." WC="0.99" />
          <String ID="TB.2.12_0_32" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="51.7" HPOS="1928.0" VPOS="2753.0" CONTENT="Higher" WC="0.99" />
          <String ID="TB.2.12_0_33" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="40.1" HPOS="1984.5" VPOS="2753.0" CONTENT="rates" WC="0.99" />
          <String ID="TB.2.12_0_34" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="42.5" HPOS="2029.5" VPOS="2753.0" CONTENT="apply" WC="0.99" />
          <String ID="TB.2.12_0_35" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="21.6" HPOS="2077.5" VPOS="2753.0" CONTENT="for" WC="0.99" />
          <String ID="TB.2.12_0_36" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="50.2" HPOS="2104.5" VPOS="2753.0" CONTENT="higher" WC="0.99" />
          <String ID="TB.2.12_0_37" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="26.6" HPOS="2160.0" VPOS="2753.0" CONTENT="LTV" WC="0.99" />
          
        </TextLine><TextLine ID="TB.2.12_1" HEIGHT="18.5" WIDTH="1876.1" HPOS="310.0" VPOS="2780.5">
          <String ID="TB.2.12_1_0" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="16.4" HPOS="310.0" VPOS="2780.5" CONTENT="or" WC="0.99" />
          <String ID="TB.2.12_1_1" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="41.5" HPOS="330.9" VPOS="2780.5" CONTENT="other" WC="0.99" />
          <String ID="TB.2.12_1_2" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="33.1" HPOS="377.5" VPOS="2780.5" CONTENT="loan" WC="0.99" />
          <String ID="TB.2.12_1_3" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="64.9" HPOS="415.5" VPOS="2780.5" CONTENT="amount." WC="0.99" />
          <String ID="TB.2.12_1_4" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="80.7" HPOS="484.3" VPOS="2780.5" CONTENT="Automatic" WC="0.99" />
          <String ID="TB.2.12_1_5" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="77.5" HPOS="571.0" VPOS="2780.5" CONTENT="payments" WC="0.99" />
          <String ID="TB.2.12_1_6" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="36.2" HPOS="653.5" VPOS="2780.5" CONTENT="from" WC="0.99" />
          <String ID="TB.2.12_1_7" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="9.6" HPOS="695.5" VPOS="2780.5" CONTENT="a" WC="0.99" />
          <String ID="TB.2.12_1_8" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="30.7" HPOS="710.0" VPOS="2780.5" CONTENT="U.S." WC="0.99" />
          <String ID="TB.2.12_1_9" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="40.0" HPOS="746.0" VPOS="2780.5" CONTENT="Bank" WC="0.99" />
          <String ID="TB.2.12_1_10" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="67.1" HPOS="792.0" VPOS="2780.5" CONTENT="Package" WC="0.99" />
          <String ID="TB.2.12_1_11" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="69.4" HPOS="864.5" VPOS="2780.5" CONTENT="required." WC="0.99" />
          <String ID="TB.2.12_1_12" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="37.6" HPOS="940.0" VPOS="2780.5" CONTENT="Loan" WC="0.99" />
          <String ID="TB.2.12_1_13" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="68.8" HPOS="983.5" VPOS="2780.5" CONTENT="payment" WC="0.99" />
          <String ID="TB.2.12_1_14" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="71.3" HPOS="1057.5" VPOS="2780.5" CONTENT="example:" WC="0.99" />
          <String ID="TB.2.12_1_15" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="19.4" HPOS="1134.0" VPOS="2780.5" CONTENT="on" WC="0.99" />
          <String ID="TB.2.12_1_16" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="9.6" HPOS="1158.5" VPOS="2780.5" CONTENT="a" WC="0.99" />
          <String ID="TB.2.12_1_17" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="67.7" HPOS="1172.5" VPOS="2780.5" CONTENT="$40,000" WC="0.99" />
          <String ID="TB.2.12_1_18" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="32.7" HPOS="1246.0" VPOS="2780.5" CONTENT="loan" WC="0.99" />
          <String ID="TB.2.12_1_19" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="21.3" HPOS="1284.0" VPOS="2780.5" CONTENT="for" WC="0.99" />
          <String ID="TB.2.12_1_20" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="30.3" HPOS="1311.5" VPOS="2780.5" CONTENT="180" WC="0.99" />
          <String ID="TB.2.12_1_21" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="58.4" HPOS="1346.5" VPOS="2780.5" CONTENT="months" WC="0.99" />
          <String ID="TB.2.12_1_22" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="15.5" HPOS="1410.0" VPOS="2780.5" CONTENT="at" WC="0.99" />
          <String ID="TB.2.12_1_23" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="52.1" HPOS="1430.5" VPOS="2780.5" CONTENT="3.99%" WC="0.99" />
          <String ID="TB.2.12_1_24" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="58.9" HPOS="1488.5" VPOS="2780.5" CONTENT="interest" WC="0.99" />
          <String ID="TB.2.12_1_25" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="34.8" HPOS="1552.5" VPOS="2780.5" CONTENT="rate," WC="0.99" />
          <String ID="TB.2.12_1_26" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="62.7" HPOS="1593.0" VPOS="2780.5" CONTENT="monthly" WC="0.99" />
          <String ID="TB.2.12_1_27" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="77.1" HPOS="1661.5" VPOS="2780.5" CONTENT="payments" WC="0.99" />
          <String ID="TB.2.12_1_28" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="47.4" HPOS="1743.5" VPOS="2780.5" CONTENT="would" WC="0.99" />
          <String ID="TB.2.12_1_29" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="19.2" HPOS="1797.0" VPOS="2780.5" CONTENT="be" WC="0.99" />
          <String ID="TB.2.12_1_30" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="71.6" HPOS="1821.0" VPOS="2780.5" CONTENT="$295.67." WC="0.99" />
          <String ID="TB.2.12_1_31" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="21.3" HPOS="1898.0" VPOS="2780.5" CONTENT="No" WC="0.99" />
          <String ID="TB.2.12_1_32" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="74.7" HPOS="1924.0" VPOS="2780.5" CONTENT="customer" WC="0.99" />
          <String ID="TB.2.12_1_33" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="33.8" HPOS="2004.0" VPOS="2780.5" CONTENT="paid" WC="0.99" />
          <String ID="TB.2.12_1_34" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="55.6" HPOS="2043.0" VPOS="2780.5" CONTENT="closing" WC="0.99" />
          <String ID="TB.2.12_1_35" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="45.8" HPOS="2104.0" VPOS="2780.5" CONTENT="costs," WC="0.99" />
          <String ID="TB.2.12_1_36" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="32.2" HPOS="2153.9" VPOS="2780.5" CONTENT="APR" WC="0.99" />
          
        </TextLine><TextLine ID="TB.2.12_2" HEIGHT="18.5" WIDTH="1785.0" HPOS="402.0" VPOS="2807.5">
          <String ID="TB.2.12_2_0" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="12.8" HPOS="402.0" VPOS="2807.5" CONTENT="is" WC="0.99" />
          <String ID="TB.2.12_2_1" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="56.4" HPOS="420.0" VPOS="2807.5" CONTENT="3.99%." WC="0.99" />
          <String ID="TB.2.12_2_2" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="69.7" HPOS="482.5" VPOS="2807.5" CONTENT="Payment" WC="0.99" />
          <String ID="TB.2.12_2_3" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="66.6" HPOS="558.0" VPOS="2807.5" CONTENT="example" WC="0.99" />
          <String ID="TB.2.12_2_4" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="37.8" HPOS="631.0" VPOS="2807.5" CONTENT="does" WC="0.99" />
          <String ID="TB.2.12_2_5" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="24.8" HPOS="674.5" VPOS="2807.5" CONTENT="not" WC="0.99" />
          <String ID="TB.2.12_2_6" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="56.1" HPOS="705.0" VPOS="2807.5" CONTENT="include" WC="0.99" />
          <String ID="TB.2.12_2_7" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="69.6" HPOS="766.0" VPOS="2807.5" CONTENT="amounts" WC="0.99" />
          <String ID="TB.2.12_2_8" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="21.7" HPOS="841.5" VPOS="2807.5" CONTENT="for" WC="0.99" />
          <String ID="TB.2.12_2_9" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="42.0" HPOS="868.0" VPOS="2807.5" CONTENT="taxes" WC="0.99" />
          <String ID="TB.2.12_2_10" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="29.4" HPOS="915.5" VPOS="2807.5" CONTENT="and" WC="0.99" />
          <String ID="TB.2.12_2_11" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="77.1" HPOS="951.0" VPOS="2807.5" CONTENT="insurance" WC="0.99" />
          <String ID="TB.2.12_2_12" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="83.8" HPOS="1034.5" VPOS="2807.5" CONTENT="premiums." WC="0.99" />
          <String ID="TB.2.12_2_13" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="28.5" HPOS="1123.5" VPOS="2807.5" CONTENT="The" WC="0.99" />
          <String ID="TB.2.12_2_14" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="63.0" HPOS="1159.0" VPOS="2807.5" CONTENT="monthly" WC="0.99" />
          <String ID="TB.2.12_2_15" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="68.8" HPOS="1228.5" VPOS="2807.5" CONTENT="payment" WC="0.99" />
          <String ID="TB.2.12_2_16" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="77.0" HPOS="1303.0" VPOS="2807.5" CONTENT="obligation" WC="0.99" />
          <String ID="TB.2.12_2_17" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="25.8" HPOS="1386.0" VPOS="2807.5" CONTENT="will" WC="0.99" />
          <String ID="TB.2.12_2_18" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="19.2" HPOS="1418.0" VPOS="2807.5" CONTENT="be" WC="0.99" />
          <String ID="TB.2.12_2_19" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="57.2" HPOS="1443.0" VPOS="2807.5" CONTENT="greater" WC="0.99" />
          <String ID="TB.2.12_2_20" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="9.7" HPOS="1506.0" VPOS="2807.5" CONTENT="if" WC="0.99" />
          <String ID="TB.2.12_2_21" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="41.6" HPOS="1520.5" VPOS="2807.5" CONTENT="taxes" WC="0.99" />
          <String ID="TB.2.12_2_22" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="29.1" HPOS="1568.0" VPOS="2807.5" CONTENT="and" WC="0.99" />
          <String ID="TB.2.12_2_23" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="76.6" HPOS="1603.0" VPOS="2807.5" CONTENT="insurance" WC="0.99" />
          <String ID="TB.2.12_2_24" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="24.5" HPOS="1686.0" VPOS="2807.5" CONTENT="are" WC="0.99" />
          <String ID="TB.2.12_2_25" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="66.0" HPOS="1717.0" VPOS="2807.5" CONTENT="included" WC="0.99" />
          <String ID="TB.2.12_2_26" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="29.1" HPOS="1789.0" VPOS="2807.5" CONTENT="and" WC="0.99" />
          <String ID="TB.2.12_2_27" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="19.2" HPOS="1823.5" VPOS="2807.5" CONTENT="an" WC="0.99" />
          <String ID="TB.2.12_2_28" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="41.3" HPOS="1849.0" VPOS="2807.5" CONTENT="initial" WC="0.99" />
          <String ID="TB.2.12_2_29" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="75.6" HPOS="1896.0" VPOS="2807.5" CONTENT="customer" WC="0.99" />
          <String ID="TB.2.12_2_30" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="58.0" HPOS="1977.0" VPOS="2807.5" CONTENT="deposit" WC="0.99" />
          <String ID="TB.2.12_2_31" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="33.4" HPOS="2041.0" VPOS="2807.5" CONTENT="may" WC="0.99" />
          <String ID="TB.2.12_2_32" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="19.2" HPOS="2080.5" VPOS="2807.5" CONTENT="be" WC="0.99" />
          <String ID="TB.2.12_2_33" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="65.7" HPOS="2105.5" VPOS="2807.5" CONTENT="required" WC="0.99" />
          <String ID="TB.2.12_2_34" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="9.5" HPOS="2177.5" VPOS="2807.5" CONTENT="if" WC="0.99" />
          
        </TextLine><TextLine ID="TB.2.12_3" HEIGHT="18.5" WIDTH="1783.9" HPOS="401.0" VPOS="2836.5">
          <String ID="TB.2.12_3_0" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="19.2" HPOS="401.0" VPOS="2836.5" CONTENT="an" WC="0.99" />
          <String ID="TB.2.12_3_1" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="56.5" HPOS="426.5" VPOS="2836.5" CONTENT="escrow" WC="0.99" />
          <String ID="TB.2.12_3_2" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="63.4" HPOS="490.0" VPOS="2836.5" CONTENT="account" WC="0.99" />
          <String ID="TB.2.12_3_3" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="21.3" HPOS="558.5" VPOS="2836.5" CONTENT="tor" WC="0.99" />
          <String ID="TB.2.12_3_4" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="42.6" HPOS="585.5" VPOS="2836.5" CONTENT="these" WC="0.99" />
          <String ID="TB.2.12_3_5" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="43.4" HPOS="635.0" VPOS="2836.5" CONTENT="Items" WC="0.99" />
          <String ID="TB.2.12_3_6" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="12.8" HPOS="684.0" VPOS="2836.5" CONTENT="is" WC="0.99" />
          <String ID="TB.2.12_3_7" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="94.4" HPOS="702.0" VPOS="2836.5" CONTENT="established." WC="0.99" />
          <String ID="TB.2.12_3_8" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="37.6" HPOS="802.5" VPOS="2836.5" CONTENT="Loan" WC="0.99" />
          <String ID="TB.2.12_3_9" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="68.8" HPOS="847.0" VPOS="2836.5" CONTENT="payment" WC="0.99" />
          <String ID="TB.2.12_3_10" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="67.5" HPOS="921.5" VPOS="2836.5" CONTENT="example" WC="0.99" />
          <String ID="TB.2.12_3_11" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="12.8" HPOS="995.0" VPOS="2836.5" CONTENT="is" WC="0.99" />
          <String ID="TB.2.12_3_12" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="21.6" HPOS="1013.0" VPOS="2836.5" CONTENT="for" WC="0.99" />
          <String ID="TB.2.12_3_13" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="30.4" HPOS="1040.0" VPOS="2836.5" CONTENT="first" WC="0.99" />
          <String ID="TB.2.12_3_14" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="61.1" HPOS="1076.5" VPOS="2836.5" CONTENT="position" WC="0.99" />
          <String ID="TB.2.12_3_15" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="43.8" HPOS="1144.0" VPOS="2836.5" CONTENT="home" WC="0.99" />
          <String ID="TB.2.12_3_16" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="47.8" HPOS="1194.0" VPOS="2836.5" CONTENT="equity" WC="0.99" />
          <String ID="TB.2.12_3_17" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="88.0" HPOS="1248.0" VPOS="2836.5" CONTENT="installment" WC="0.99" />
          <String ID="TB.2.12_3_18" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="32.7" HPOS="1341.5" VPOS="2836.5" CONTENT="loan" WC="0.99" />
          <String ID="TB.2.12_3_19" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="35.6" HPOS="1380.0" VPOS="2836.5" CONTENT="only." WC="0.99" />
          <String ID="TB.2.12_3_20" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="61.0" HPOS="1421.5" VPOS="2836.5" CONTENT="Contact" WC="0.99" />
          <String ID="TB.2.12_3_21" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="18.2" HPOS="1488.0" VPOS="2836.5" CONTENT="us" WC="0.99" />
          <String ID="TB.2.12_3_22" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="15.2" HPOS="1511.5" VPOS="2836.5" CONTENT="to" WC="0.99" />
          <String ID="TB.2.12_3_23" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="59.6" HPOS="1532.0" VPOS="2836.5" CONTENT="discuss" WC="0.99" />
          <String ID="TB.2.12_3_24" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="41.3" HPOS="1597.0" VPOS="2836.5" CONTENT="other" WC="0.99" />
          <String ID="TB.2.12_3_25" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="73.7" HPOS="1644.0" VPOS="2836.5" CONTENT="refinance" WC="0.99" />
          <String ID="TB.2.12_3_26" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="57.9" HPOS="1723.5" VPOS="2836.5" CONTENT="options" WC="0.99" />
          <String ID="TB.2.12_3_27" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="29.4" HPOS="1786.5" VPOS="2836.5" CONTENT="and" WC="0.99" />
          <String ID="TB.2.12_3_28" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="68.8" HPOS="1822.0" VPOS="2836.5" CONTENT="payment" WC="0.99" />
          <String ID="TB.2.12_3_29" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="79.4" HPOS="1897.0" VPOS="2836.5" CONTENT="examples." WC="0.99" />
          <String ID="TB.2.12_3_30" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="39.2" HPOS="1983.0" VPOS="2836.5" CONTENT="Offer" WC="0.99" />
          <String ID="TB.2.12_3_31" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="12.8" HPOS="2028.0" VPOS="2836.5" CONTENT="is" WC="0.99" />
          <String ID="TB.2.12_3_32" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="58.3" HPOS="2046.5" VPOS="2836.5" CONTENT="subject" WC="0.99" />
          <String ID="TB.2.12_3_33" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="15.2" HPOS="2110.0" VPOS="2836.5" CONTENT="to" WC="0.99" />
          <String ID="TB.2.12_3_34" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="54.4" HPOS="2130.5" VPOS="2836.5" CONTENT="normal" WC="0.99" />
          
        </TextLine><TextLine ID="TB.2.12_4" HEIGHT="18.5" WIDTH="1784.6" HPOS="400.5" VPOS="2862.0">
          <String ID="TB.2.12_4_0" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="44.7" HPOS="400.5" VPOS="2862.0" CONTENT="credit" WC="0.99" />
          <String ID="TB.2.12_4_1" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="109.7" HPOS="451.5" VPOS="2862.0" CONTENT="Qualifications." WC="0.99" />
          <String ID="TB.2.12_4_2" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="43.9" HPOS="568.5" VPOS="2862.0" CONTENT="Rates" WC="0.99" />
          <String ID="TB.2.12_4_3" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="24.8" HPOS="619.0" VPOS="2862.0" CONTENT="are" WC="0.99" />
          <String ID="TB.2.12_4_4" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="56.9" HPOS="651.0" VPOS="2862.0" CONTENT="subject" WC="0.99" />
          <String ID="TB.2.12_4_5" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="15.2" HPOS="714.0" VPOS="2862.0" CONTENT="to" WC="0.99" />
          <String ID="TB.2.12_4_6" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="62.4" HPOS="735.0" VPOS="2862.0" CONTENT="change." WC="0.99" />
          <String ID="TB.2.12_4_7" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="66.2" HPOS="804.5" VPOS="2862.0" CONTENT="Property" WC="0.99" />
          <String ID="TB.2.12_4_8" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="77.1" HPOS="877.5" VPOS="2862.0" CONTENT="insurance" WC="0.99" />
          <String ID="TB.2.12_4_9" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="12.8" HPOS="961.5" VPOS="2862.0" CONTENT="is" WC="0.99" />
          <String ID="TB.2.12_4_10" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="69.7" HPOS="981.0" VPOS="2862.0" CONTENT="required." WC="0.99" />
          <String ID="TB.2.12_4_11" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="59.4" HPOS="1057.5" VPOS="2862.0" CONTENT="Consult" WC="0.99" />
          <String ID="TB.2.12_4_12" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="34.5" HPOS="1123.0" VPOS="2862.0" CONTENT="your" WC="0.99" />
          <String ID="TB.2.12_4_13" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="23.2" HPOS="1164.0" VPOS="2862.0" CONTENT="tax" WC="0.99" />
          <String ID="TB.2.12_4_14" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="57.8" HPOS="1194.0" VPOS="2862.0" CONTENT="advisor" WC="0.99" />
          <String ID="TB.2.12_4_15" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="75.1" HPOS="1258.5" VPOS="2862.0" CONTENT="regarding" WC="0.99" />
          <String ID="TB.2.12_4_16" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="24.8" HPOS="1340.5" VPOS="2862.0" CONTENT="the" WC="0.99" />
          <String ID="TB.2.12_4_17" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="95.9" HPOS="1372.0" VPOS="2862.0" CONTENT="deductibility" WC="0.99" />
          <String ID="TB.2.12_4_18" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="15.3" HPOS="1474.0" VPOS="2862.0" CONTENT="of" WC="0.99" />
          <String ID="TB.2.12_4_19" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="63.4" HPOS="1495.5" VPOS="2862.0" CONTENT="interest." WC="0.99" />
          <String ID="TB.2.12_4_20" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="47.2" HPOS="1566.0" VPOS="2862.0" CONTENT="Home" WC="0.99" />
          <String ID="TB.2.12_4_21" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="47.7" HPOS="1618.5" VPOS="2862.0" CONTENT="Equity" WC="0.99" />
          <String ID="TB.2.12_4_22" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="41.8" HPOS="1673.5" VPOS="2862.0" CONTENT="loans" WC="0.99" />
          <String ID="TB.2.12_4_23" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="29.1" HPOS="1722.0" VPOS="2862.0" CONTENT="and" WC="0.99" />
          <String ID="TB.2.12_4_24" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="36.2" HPOS="1757.5" VPOS="2862.0" CONTENT="lines" WC="0.99" />
          <String ID="TB.2.12_4_25" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="15.3" HPOS="1800.5" VPOS="2862.0" CONTENT="of" WC="0.99" />
          <String ID="TB.2.12_4_26" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="45.4" HPOS="1821.5" VPOS="2862.0" CONTENT="credit" WC="0.99" />
          <String ID="TB.2.12_4_27" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="24.7" HPOS="1873.0" VPOS="2862.0" CONTENT="are" WC="0.99" />
          <String ID="TB.2.12_4_28" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="55.8" HPOS="1905.0" VPOS="2862.0" CONTENT="offered" WC="0.99" />
          <String ID="TB.2.12_4_29" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="60.7" HPOS="1967.5" VPOS="2862.0" CONTENT="through" WC="0.99" />
          <String ID="TB.2.12_4_30" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="31.5" HPOS="2035.5" VPOS="2862.0" CONTENT="U.S." WC="0.99" />
          <String ID="TB.2.12_4_31" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="39.7" HPOS="2074.0" VPOS="2862.0" CONTENT="Bank" WC="0.99" />
          <String ID="TB.2.12_4_32" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="64.1" HPOS="2121.0" VPOS="2862.0" CONTENT="National" WC="0.99" />
          
        </TextLine><TextLine ID="TB.2.12_5" HEIGHT="20.5" WIDTH="596.2" HPOS="309.5" VPOS="2886.5">
          <String ID="TB.2.12_5_0" STYLEREFS="TS_10.0" HEIGHT="15.6" WIDTH="72.1" HPOS="309.5" VPOS="2889.8" CONTENT="lender" WC="0.99" />
          <String ID="TB.2.12_5_1" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="91.2" HPOS="399.0" VPOS="2887.4" CONTENT="Association" WC="0.99" />
          <String ID="TB.2.12_5_2" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="28.1" HPOS="496.5" VPOS="2887.4" CONTENT="ND." WC="0.99" />
          <String ID="TB.2.12_5_3" STYLEREFS="TS_10.0" HEIGHT="20.5" WIDTH="58.6" HPOS="530.0" VPOS="2886.5" CONTENT="02012" WC="0.99" />
          <String ID="TB.2.12_5_4" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="30.7" HPOS="594.5" VPOS="2887.4" CONTENT="U.S." WC="0.99" />
          <String ID="TB.2.12_5_5" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="69.4" HPOS="631.0" VPOS="2887.4" CONTENT="Bancorp." WC="0.99" />
          <String ID="TB.2.12_5_6" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="30.7" HPOS="706.5" VPOS="2887.4" CONTENT="U.S." WC="0.99" />
          <String ID="TB.2.12_5_7" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="43.5" HPOS="743.5" VPOS="2887.4" CONTENT="Bank." WC="0.99" />
          <String ID="TB.2.12_5_8" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="66.2" HPOS="793.5" VPOS="2887.4" CONTENT="Member" WC="0.99" />
          <String ID="TB.2.12_5_9" STYLEREFS="TS_10.0" HEIGHT="18.5" WIDTH="40.2" HPOS="865.5" VPOS="2887.4" CONTENT="FOIC." WC="0.99" />
          
        </TextLine>
      </TextBlock>

      <TextBlock xmlns:ns13="http://www.w3.org/1999/xlink" ID="TB.2.13" HEIGHT="30.3" WIDTH="68.3" HPOS="309.0" VPOS="2827.9" ns13:type="simple" language="eng">
        <TextLine ID="TB.2.13_0" HEIGHT="30.3" WIDTH="68.3" HPOS="309.0" VPOS="2827.9">
          <String ID="TB.2.13_0_0" STYLEREFS="TS_10.0" HEIGHT="30.3" WIDTH="20.4" HPOS="309.0" VPOS="2827.9" CONTENT="T" WC="0.99" />
          <String ID="TB.2.13_0_1" STYLEREFS="TS_10.0" HEIGHT="30.3" WIDTH="39.1" HPOS="338.1" VPOS="2827.9" CONTENT="sT" WC="0.99" />
          
        </TextLine>
      </TextBlock>

    </PrintSpace>
  </Page>
</Layout>
</alto>
