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sportiani» (Observer
March 28, 2012
We started with a 30-year
tgage.
But 15 is the new 30.
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Find the home refinancing option that’s right for you.
With historically low rates, there has never been a better time to refinance your
home. Apply to shorten your term and you could pay off your house faster! Or apply
for a lower rate, and free up some cash every month. Learn more about your
refinancing options at any U.S. Bank, online or on the phone.
All of us serving you
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branch H usbaiik.com/refinow
800.209.BANK (2265) [J in.usbank.com
3.99% fixed Annual Percentage Rate (APR) is available for 15-year first position home equity installment loans $40,000 to $250,000 with loan-to-value of 70% or less or 80% or less depending on market. Higher rates apply for higher LTV
or other loan amount. Automatic payments from a U.S. Bank Package required. Loan payment example: on a $40,000 loan for 180 months at 3.99% interest rate, monthly payments would be $295.67. No customer paid closing costs, APR
is 3.99%. Payment example does not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included and an initial customer deposit may be required if
an escrow account tor these Items is established. Loan payment example is for first position home equity installment loan only. Contact us to discuss other refinance options and payment examples. Offer is subject to normal
credit Qualifications. Rates are subject to change. Property insurance is required. Consult your tax advisor regarding the deductibility of interest. Home Equity loans and lines of credit are offered through U.S. Bank National
lender Association ND. 02012 U.S. Bancorp. U.S. Bank. Member FOIC.
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