Page 22 ®‘fe $ortlanò (flhscwer Harris Pkctoaravky A pril 6, 2011 gests, it’s free - and you can fill it out online at www.fafsa.ed.gov, or at your local community college cam pus’ financial aid office. The FAFSA is quite literally the gate­ by A lgie C. G atewood dufing the summer to re­ way to financial aid; the information As President Obama ceive an extra term ’s that students provide is used to and the Congress nego­ worth o f grant funds. evaluate their eligibility for aid from tiate the terms of the next E lim inating the year- a whole array of sources - federal federal budget, one fact round Pell is just wrong. and state governments, educational institutions, and independent schol­ stands above the rest - It is especially during arship funds. the purse strings are times of economic duress Once a student submits a com­ tight, and many things that students need the that Americans hold dear continuing support o f pleted FAFSA, it is usually only a short time before he or she receives may be targeted for re­ government investment duction or elimination. Education, in education. It is especially in times confirmation from the federal gov­ sadly, is no exception. of limited employment prospects ernment. And then, depending on As a community college campus that students need to continue pur­ need and eligibility, a whole range president, it behooves me to pay suing their education and training. of aid becomes available, including: close attention to the educational The Pell Grant is, simply put, a • Pell Grants: As I mentioned above, decisions made in Washington. But wonderful tool for democratization; the Pell Grant is one of the best kinds in the midst of challenging economic it is an investment in ourselves, an of financial aid, because it doesn’t times, when access to education expression of our society ’ s commit­ need to be repaid. As much as $5,550 can make the difference between ment to fostering and nurturing our per year can be available to full-time earning a good living or not, I be­ collective talent and drive. The grant students. lieve it behooves the general public is perhaps the most effective means • Supplemental Educational Oppor­ as well. for students to overcome the pri­ tunity Grants (SEOG): Like a Pell For millions of college students mary barrier to higher education - Grant, a SEOG doesn't need to be who depend on Financial aid, the cost - and it deserves to remain fully repaid. The maximum amount avail­ able each year varies by educational federal Pell Grant is their bread and funded. institution. butter. Pell Grants are readily avail­ Whether you’re a student or not, able and - best of all - don’t need to I encourage you to call or write to • Federal Work Study: Work study be repaid. Unfortunately, Pell Grants your representatives in Congress dollars allow students to work a are among those programs targeted and urge them to not just continue part-time, on-campus job for pay, for reduction. To his credit, Presi­ to fund the federal Pell Grant pro­ while helping to cover educational dent Obama has expressed a desire gram at its current level, but to in­ costs at the same time. The maxi­ to see the grants’ maximum allow­ crease funding for Pell Grants and mum amount available each year ance remain at $5,550 per year. for education in general. And if you varies by educational institution. However, in a nod toward the are a student, and you haven't yet • Federal Perkins and Stafford necessity of belt-tightening, it has taken advantage of the Pell Grant, Loans: Low-interest federal loans that students must repay after leav­ been proposed that the so-called now is the time. “year-round Pell” be eliminated. The The first step is to fill out a Free ing school. The maximum amount year-round Pell system allows full­ Application for Federal Student Aid available each year varies by educa­ time students who elect to study (FAFSA) form. As the name sug- tional institution. In my personal opinion, however, I recommend avoiding loans if at all possible. • Institutional or external aid: Schol­ arships and grants issued by a student’s college or by an outside organization. In many cases, a stu­ dent can find scholarships that are specifically targeted toward his or her background or educational goals. As I m entioned above, subm it­ ting a FAFSA is the first step toward receiving financial aid - but hardly the only one. I highly recom m end visiting the financial aid office at your local college cam pus and talking to a financial aid advisor. He or she can assist "WHEN PRAISES GO VP BLESSINGS you with com pleting the FAFSA, COMEDOWN" and help you to find and apply for sources o f aid for which you are eligible. In addition, many institu­ tions — like Portland Com m unity College, for exam ple - hold peri­ odic workshops and orientations on filing the FAFSA and applying for financial aid. The bottom line is that there is WHEN: APRIL 23, 2011 @ 3:30PM more financial aid available than WHERE: ST. JAMES PENTECOSTAL CHURCH many people realize, and it’s easier 75 NE WYGANT STREET to obtain than one m ight think. PORTLAND, OR 97211 There is enough, perhaps, to make HOSTED BY: RAINEOW OUTREACH MINISTRY higher education a p o ssib ility PASTOR: CHARLES E. MCCLEOUD SR. even in dire econom ic tim es such as these. Pell Grants Invest in America Weddings Corporate Events Onsite 5x7 Printing antonioharris.com Avalon Flowers 520 SW 3rd Ave., Portland, OR 97204 • 503-796-9250 A fu ll service flow er experience •Birthdays • Funerals special edition C ascade C onnections 503-730-1156 Online Proofs & Orders HOUSING •Anniversaries • Weddings Open: M on.-Fri. 7:30am til 5:30pm Saturday 9am til 2pm. Website: avalonflowerspdx.com ----- —— email: avalonflowers@msn.com C on S tew art- We o ffe r Wire Services Owner, Operator ATTENTION: COSMETOLOGISTS HAIR WEEVING CLASSES STARTING SOON! Classes begin April 18th (Registration open until April 15th) Licensed Cosmetologist only BEGINNERS AND ADVANCE WEAVERS Hattie Porter Broadway Hairweavers 3516 NE 15th, Portland, Or 97212 Call 503.284.9030 to register or fo r fu rth er information call 503.281.9495 Kirtdah Tree Wellness presents Healing Our Bodies and Our Village: Free Wellness Workshops for Women o f Color Saturday, April 16, 2011 10:00am-5:00pm The Healing Roots Center (behind Coffee House Five) 5432 N Albina, Portland, OR Women of all ages!! THE GOSPAL EXPLOSION IS HERE! PRAISE THE LORD Come one come all: Let’s praise the Lord and Reunite our community in the name o f Jesus! Algie C. Gatewood, Ed.D., is president o f Portland Community College’s Cascade Campus.