March 30, 2011 fo r ila nò ©baerüer HOUSING special edition Page 7 Natural Gardening Workshops Offered Just in time for planting season, toxic methods to grow a garden that's gram and local gardening stores, offers eight different workshops at Metro regional government is be­ beautiful, abundant and safe for the workshops also offers free $5- more than 60 sites for beginning and ginning its free natural gardening children, pets, rivers and wildlife. off coupons good at 36 local retail­ experienced natural gardeners. workshops. In partnership with Oregon State ers and apply to compost, native "Growing organic edible plants The one to two hour classes teach University Extension Service's Com­ plants and hand weeding tools. is one of the hottest topics in gar­ participants how to use natural, non­ munity and Urban Horticulture pro­ The natural gardening program dening right now," Metro natural gardening program manager Carl Grimm said. For a complete listing o f upcom­ ing workshops and registration in­ formation, call Metro's Recycling information hotline at 503-234-3000. Mortgage Payment Challenges Struggling customers modify their lending terms W ells Fargo's two-day home preservation w orkshop at the O r­ egon Convention Center in Port­ land last month attracted 393 mort­ gage custom ers who are strug­ gling with paym ent challenges. About 25 percent who attended the event walked out with a m odi­ fication of some type; that figure is expected to clim b to about 66 percent in the com ing weeks as W ells Fargo continues to work with the attendees to resolve their issues. "I left in tears of happiness. This changed my life and kept me in my home. Everyone was very know ledgeable and courteous," said one custom er. "You did so good, way above w hat 1 e x ­ pected," said another. "Everyone was at their peak of perfection! Couldn't have asked for anything better," said a third. One hundred Wells Fargo home retention team m em bers flew in from other states to meet one-on- one with local custom ers in pri­ vate settings. They discussed the c u s to m e rs ' fin a n c ia l c irc u m ­ stances and payment options in regards to 446 loans (some cus­ tomers have more than one loan). W ells Fargo also invited local non-profit housing agencies to attend to help counsel and assist hom eowners. "For custom ers struggling with their home paym ents, we have avoided foreclosure for about three-quarters of those who are 60 days or more past due and who chose to work with us," said O r­ egon R egional P resident Don Pearson. "The Home Preservation W orkshops are one of the rea­ sons for that success. Less than 2 percent of the loans secured by ow ner-occupied homes and ser­ viced by W ells Fargo proceeded to a foreclosure sale in the last 12 m onths." HELPED ME GET MY LIFE BACK Before I started gambling, I talked to my friends and fam ily about everything. When my gambling got out of control, I lost all my connections. When I finally realized I couldn’t handle my gambling issues alone, I called for help and started talking again. It turns out getting help was just something I already knew how to do, which was talking. Need help with a gambling problem? We’re here to talk! CALL 1-877-MY LIMIT OR CHAT AT 1877MYLIMIT.ORG