lune 16. 2010
<tl,‘ Portiani» (Dbsvruer
Homeowners at Risk
continued
from front
their lender. Berger said that if some­
one has plenty o f equity in their
home they w on’t qualify, nor will
they if their debt-to-income level is
too high.
Bruee McClary- spokesperson
for Clear Point Financial Solutions,
another HUD-certified counseling
agency- advises people to talk to
their counselor about their overall
credit situation and make changes
in their finances that will increase
their odds that a lender will modify
their mortgage.
“It’s really the lender that is in the
driver spat on this,’’ said Berger.
Both Berger and McClary recom­
mend people try to get a loan modi­
fication no matter how dire their
situation. If you are turned down,
Berger said to make another attempt
since it’s fairly common for a modi­
fication to be denied because o f a
clerical error.
“It’s tough to get loan modifica­
tions, and the people who get them
are very slim,” said McClary.
McClary said that his organiza­
tion has stepped up outreach since
the economy tanked, and primarily
works with community organiza­
tions that have established relation­
ships with people, brining its ser­
vices to people.
Since last summer, 21 linfo has
been distributing door hangers
throughout Portland to let residents
know about its referral services. The
free service that helps people navi­
gate the array o f community ser­
vices that cover assistance with
food, housing, foreclosure, health
care, and more.
According to data provided by
the agency, o f the zip codes that
generated the 10 most calls for fore­
closure five were in north or north­
east Portland. Since last May, 211 info
partnered with the Northeast Coali­
tion o f Neighborhoods to distribute
3,000 door hangers in inner north­
east Portland.
“Sometimes we don’t know the
q u estions to a sk ,” said Im ani
Muhammad, community initiatives
photo by
Page 17
Good in the ‘Hood Kickoff
The kickoff party for this year’s Good in the Neighborhood
festival will be on Monday, June 21 from 6 p.m. to 10 p.m. at
McMenamin’s Kennedy School, 5736 N.E. 33rd Ave. There
will be food, drink, live music by Curtis Salgado and a fashion
show by Amani. Admission is free.
The festival itself will be next Saturday and Sunday, June 26
and 27 at King School Park, 4815 N.E. Seventh Ave., and will
feature a full schedule of live music, an Information Village,
Ethnic Marketplace, children’s activities, food vendors and a
beer garden, also with free admission. Look for a full schedule
of Good in the Neighborhood activities in the Portland Ob­
server next week.
M ark W ashington /T he P ortland O bserver
Imani Muhammad, community initiatives coordinator for the
Northeast Coalition of Neighborhoods, places a door knocker at
the home of a local resident. The brochure shows how local
residents facing displacement from mortgage troubles can get
help from local housing advocates.
coordinator for NECN, who ex-
plained that the coalition doesn’t
know what problems residents might
be facing, but hopes that the door
hangers will hopefully connect them
with help.
She said that some residents who
find out about the initiative will re-
quest a handful o f door hangers to
give out to people they know in
distress. One man broke into tears
o f relief after being handed a door
hanger, she said.
“if anything it gave him hope,”
said Muhammad. “And that’s price-
less.”
CCC Ministries Family would like you to help
celebrate and acknowledge our Pastor
The Reverend Frederick Woods
1st Pastoral Appreciation
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