April 7, 2010 $Jortlani» (Obstruer Buying a Home? Buy Smart Successful couple found resources Paul and Valery Mannthey and their children moved into their new home last year in southeast Portland thanks to the help they received from ROSE Community Development, a non-profit housing resource and a $4,000 grant they won by attending a homeownership workshop during a community home ownership fair. T h e h o u s in g m a r k e t h a s c h a n g e d e n o rm o u s ly . B ut th e d e sire fo r h o m e s a n d th e n e ed fo r h o u sin g h a s n ’t. F o r n e w h o m e o w n e rs P aul a n d V a le ry M a n n th e y the b o t­ to m lin e w a s h a v in g a g a m e p la n . L ast y e a r, th e c o u p le a t­ ten d ed a p ublic h o m eo w n ersh ip w o rk s h o p sp o n s o re d by R o se C o m m u n ity D e v e lo p m e n t to le a rn all th e y c o u ld a b o u t th e h o m e b u y in g p ro c e s s a n d w o n a fre e ra ffle fo r a $ 4 ,0 0 0 h o m e b u y e rs’ a s s is ta n c e g ra n t. T o d a y , th e M a n n th e y ’s are e n jo y in g th e ir n e w h o m e, a sh o rt d ista n c e a w a y fro m th e S p rin g w a te r C o rrid o r in so u th - east P o rtla n d . T h e in te rio r o f th e ir h o m e is sp a c io u s an d w ell su ite d to th e ir fa m ily size. P aul p ro u d ly p o in ts o u t the im p ro v e m e n ts th e y m a d e to the h o m e a fte r th ey m o v ed in, in c lu d in g so m e re p a in tin g an d re p la c in g a p p lia n c e s an d lig h t fix tu re s to m atch th e ir p e rso n a l taste. V a le ry is s o ft-sp o k e n b u t sm ile s w id e ly as w e ta lk a b o u t w h a t th e y lik e in th e ir h o u se . W h en I a sk to ta k e a p h o to o f th em in th e ir fa v o rite ro o m , P au l re sp o n d s “A ll o f th em , b e c a u se th e y all a r e ” . T h is is P au l a n d V a le r y ’s first h o m e. T h e y h ad p re v i­ o u sly b een re n tin g , b u t k n o w ­ ing th a t th e y w a n te d to e x p a n d Homeownership Fair Coming Soon L ooking for the tools you need to b u y and preserve a hom e? T he fifth annual E ast Portland H o m eo w n ersh ip F air on S atur­ day, A pril 24, from 10 a.m .-2 p .m . at R on R u ssell M id d le School, 3955 S.E. 112th A ve., ju s t south o f Pow ell B oulevard, w ill be full o f inform ation d e ­ sig n ed for new hom ebuyers and those w ho w ish to buy. T he free event, sponsored by the n o n -profit R ose C o m m u n ity D ev elopm ent C orp., w ill bring you face to face w ith realtors, lenders, hom e-buying counselors and o th er businesses. H om e-buying and hom e-ow n- S u b s c r ib e ju s t $60 p er year (please include check) ership w o rkshops w ill co v er a w ide range o f topics, ranging from “ Steps to H om eow nership” to “ I m p ro v in g Y o u r C re d it S co re” and “ foreclosure p rev en ­ tion” I T he highlight o f the day w ill be a f r e e r a f f l e f o r a $ 4 ,0 0 0 H o m e b u y er’s A ssistan ce G rant. T he prize w ill be available only to those attend the w orkshops presen ted that day. T ra n s la to rs fo r th o se w h o speak Spanish, R ussian, V iet­ n am ese and M andarin w ill be available. In ad d itio n , there w ill be c h ild re n ’s a c tiv itie s, d o o r prizes and a free lunch. PRESERVING THE COMMUNITY N ame : _____________ T elephone : ________ A ddress : __________ Home Repai Programs Hr - ■ ■ I .- 1 ÏIJT*! .. ÎL » 1 f First-time Buyer Programs PORTLAND DEVELOPMENT COMMISSION À Portland >/ Bureau or email subscriptions@portlandobserver.com ■ STARTS AT HOME 503-288-0033 Attn'. Subscriptions, The P ortland O bserver, PO Box 3137, Portland O R 97208. th e ir fa m ily a n d try to sav e a little b it of m oney, h o m e o w n e rsh ip w a s th e a n ­ s w e r. Paul said w hen he atten d ed the E ast P ortland H o m eo w n er­ ship Fair in 2009. “ I had so m uch in fo rm a tio n . P a m p h le ts, b ro ­ ch u res, b u sin ess cards, ju st a ton o f stu ff.” H e k n e w th a t th e re w as a g ra n t d ra w in g fo r $ 4 ,0 0 0 but lo o k in g a ro u n d at th e larg e ro o m fille d w ith h u n d re d s o f p e o p le , he c o u ld n 't im a g in e w h a t th e o d d s w e re th a t he w o u ld be o n e o f th e g ra n t fi­ n a lists. “ W h en m y n a m e w as c a lle d , I w as s h o c k e d ,” he r e ­ calle d . iH -