JJortlanb (Observer
Iuly 8. 2009
jPorf lau«! O L server Auto
Page A9
R e v ie w
News and reviews on new motor vehicles
2009 Yaris Five-
Door Liftback
by
K athleen C arr
For 2009, Toyota intro d u ces a
third body style to the Yaris lineup
- a five-door hatchback. This will
give a greater range of choices to
those who need a sub-com pact car,
w ithout giving up too m uch inte­
rior room. Also added in 2009 are
stand ard a n ti-lo c k b rak es, front
se a t-m o u n te d sid e a irb a g s and
front and rear curtain side airbags
for all Yaris models. Cruise Control
is also now available for the liftback
m odels (w hy it w asn ’t available
before is beyond me.) A few new
color choices are also available for
2009.
The excellent fuel economy, com­
b in e d w ith e x te n s iv e s ta n d a rd
equip m en t and fu n -to -d riv e fe a ­
tures m ake Yaris an o utstanding
value. For 2009, Yaris is available in
three body styles: a sedan, three-
Specifications: 1.5L 4-Cyl DOHC WT-ISFI Engine; 4-Speed automatic transmission; 29 city mpg, 35 highway mpg; MSRP $16,143.
rear side curtain airbags. New exte­
rior colors for the 2009 Yaris include
Z e p h y r B lue M etallic and B lue
Streak Metallic on Sedan and Yel­
low Jolt and Carmine Red M etallic
on Liftback.
The vertical layout of the climate
control knobs look as if they’ve been
designed to take up space that would
otherwise be unused. The whole in­
door Liftback, and an all-new five-
d o o r liftb ack , each in B ase and
Sporty "S" grades.
All Yaris grades will now feature
a num ber o f standard safety fea­
tu res, in clu d in g a n ti-lo c k brake
system (ABS) with Electronic Brake
Force D istribution (EBD ), driver
and fro n t p a sse n g e r fro n t seat-
m ounted side airbags, and front and
strument panel is in the middle, mak­
ing you look to the right to check your
speed and other info. This was done
to cut the costs of converting from
right-hand-drive layouts to left-hand-
drive layouts The seats are basically
flat sofa cushions attached to each
other - very little ergonomics are in­
volved here.
The all-new five-door Liftback
model prices range from $13,305 for
the Base grade with four cylinder
engine and four-speed autom atic
transm ission to $15,125 for the S
grade with four cylinder engine and
four-speed automatic transm ission
The Yaris was actually a fun little
car with plenty o f personality. It
handled nimbly around turns, and
responded quickly to our inputs.
Managing rjr New Leaders at Business Alliance
Your Money
What is Dollar-Cost Averaging?
Every investor dreams of buying into the market at a low point,
just before it hits an upswing, and gamering a large profit from
selling at the market’s peak. But trying to predict market highs and
lows is a feat no one has ever fully mastered, despite the claims by
some that they have just the right strategy that enables them to
buy and sell at the most opportune times.
Attempting to predict which direction the market will go or invest­
ing merely on intuition can get you in trouble, or at the very least may
cause you a great deal of frustration. One strategy that may help you
avoid these investing pitfalls is dollar-cost averaging.
Dollar-cost averaging involves investing a set amount of money
in an investment vehicle at regular intervals for an extended period
of time, regardless of the price. Let’s say you have $6,000 to invest.
Instead of investing it all at once, you decide to use a dollar-cost
averaging strategy and contribute $500 each month, regardless of
share price, until your money is completely invested. You would
end up purchasing more shares when prices are low and fewer
shares when prices are high. For example, you might end up buying
20 shares when the price is low, but only 10 when the price is higher.
This strategy has the potential to reduce the risk of investing a
large amount in a single investment when the cost per share is
inflated. It also helps protect an investor who tends to pull out of
the market when it takes a dip, potentially causing an inopportune
loss in profit.
The average cost per share may also be reduced, which has the
possibility to help you gain better overall profits from the market.
Utilizing a dollar-cost averaging program, the bottom line is that the
average share price has the potential to be higher than your aver­
age share cost. This occurs because you purchased fewer shares
when the stock was priced high and more shares when the price
was low. Dollar-cost averaging can also help you to avoid the an­
noyance and stress of continually monitoring the market in an at­
tempt to buy and sell at “fortuitous” moments.
Dollar-cost averaging is a long-range plan, as implied by the
word “averaging." In other words, the technique’s best use comes
only after you’ve stuck with it for a while, despite any nerve-rack­
ing swings in the market.
When other panicky investors are scrambling to get out of the
market because it has declined and to get back into it when the
market has risen, you’ll keep investing a specific amount based on
the interval you’ve set.
Note: Dollar-cost averaging does not ensure a profit in rising
markets or protect against a loss in declining markets. This type of
investment program involves continuous investment in securities
regardless of the fluctuating price levels of such securities. Inves­
tors should consider their financial ability to continue making pur­
chases through periods of low and high price levels. The return
and principal value of stocks fluctuate with changes in market con­
ditions. Shares, when sold, may be worth more or less than their
original cost.
Financial Advisor Rick L. Lee, CRPC, can be reached at 503-
539-8994 or via email at pro_wealthmgnt@wvi.com.
As the Portland Business Alliance
begins its 140th year as the Portland
region’s chamber of commerce, new lead­
ership has taken the reigns.
C h a rle s W ilh o ite, d ire c to r o f
Willamette Management Associates, will
become the new board chair.
“Charles has been involved in so many
im portant issues in Portland that he
comes to this position with a tremendous
understanding of how our city and re­
gion function and how those functions
relate to the business community,” said
Sandra McDonough, Alliance president
Charles Wilhoite
Melodic African Blues
Close your eyes and you might feel
sand between your toes and a warm
Saharan breeze, as Vieux Farka Tours's
melodic African blues float through the
evening air, Wednesday July 15 during
the Oregon Zoo's summer concert se-
Malian guitar great Vieux Farka
Tourb brings his melodic
African blues to Portland, Wednes­
day, July 15, as part of the Oregon
Zoo's 2009 summer concert
series presented by NW Natural.
4
Celebration of Life
Matthew ‘Rasta’ Harris
A celebration of life service for Matthew L.
Harris III, also known as Rasta, who died June
27, 2009 at the age of 76, will be held Satur­
day, July 11 at 4:30 p.m. at the Matt Dishman
Community Center, 77 N.E. Knott St.
He was the oldest child bom to Beatrice
Singleton-Ash and was raised by his grand­
parents, Mr. and Mrs. Singleton. He grew up
in the Mississippi Delta surrounded by fam­
ily and attended Washington Parrish Train­
ing School in Franklinton, La. He also stud­
ied and received certificates in cooking,
wielding and shipyard safety standards.
His family moved to Spokane in the 1940s
and later to Pasco, Wash., where he worked for the Hanford
Nuclear Reservation during construction. He also lived in
Fairbanks, Alaska for a couple of years, after moving to
Portland in the 1950s.
He married Merlinda M. McGruder in 1955, and to this
union, four children were born: M atthew Jr., Ronald
Chiropractic Auto Injury Clinic, PC
Zchon R. Jones, DC
333 NE Russell St., #200, Portland, OR. 97212
(503) 284-7838
(Ronnie), Shelia and Rosland. He also had four other children:
Theresa and Tamara Dickenson; and Joseph (Joe) and Wesley
Harris.
His extended family includes aunts, uncles,
cousins, grandkids and many others that he has
helped and known throughout his life. He worked
as a cook a, Timberline Lodge, laborer and safety
team member in the Portland Shipyards, and was
a road crew member for Crosby & Overton, Inc.,
traveling throughout the Northwest and north­
ern California cleaning industrial and chemical
plants.
He was injured on the job in the late 1980s and
volunteered his tim e to m any com m unity
projects. He was a founding member of the O r­
egon Medical Marijuana movement; served on
the Paint-A-Difference board and the African
American Visual Arts Scholarship Fund at Portland State Uni­
versity.
He leaves to cherish his memories, his mother, Mrs. Beatrice
Ash; uncle George Singleton; sisters, Roberta and Rosetta Ash;
brothers, Charles and Cleveland; his children Rosland, Shelia,
Matthew, Ronnie, Theresa, Tamara, Joe and Wesley: and many,
many more family members and friends.
T erry F amily
2337 N. Williams Ave.
Portland, Or 97227
503-249-1788
You make the tribute personal.
Every tim e w e a rra n g e a personalized fu n eral .scivice, w e take special pride g o ing
the e x tra m ile W ith o u r o n line M em orial O bituary, now we can do even m ore
We are located on the
com er o f MLK and
Russell Street, on the
second floor above the
coffee shop.
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Pa URf Are«
Friends an d fam ily can find o u t service inform ation, view photos, read obituary,
o rd e r flow ers a n d leave p ersonal m essages o f condolences from anyw here, anytim e
S im ply go to o u r w ebsite.
www.terryfamilyfuneralhome.eom
"Dedicated to providing excellent service
and superior care o f your loved one"
333 ME
Rumil
*200
Dwight A. Terry
O reg o n I ícense C O - 1644
Amy S. Terry
RiiMell Si
ft
ries presented by NW Natural.
Toure's father was the late Malian
guitar legend Ali Farka Toure, Though
he undoubtedly inherited much musi­
cal talent, the younger Toure continues
to hone his own style, combining tradi­
tional Malian music with rock n' roll,
reggae, pop and even salsa.
His second CD, "Fondo,” came out
last month to rave reviews, especially
in England, where Toure is better known.
The Observer called "Fondo" a "daz­
zling piece of work," and The Guardian
gave it four stars.
We make the service personal,
Truly making a difference in the lives of
Auto Accident victims and Injured Workers for 16 years.
If you or someone you know has been in an accident,
call us so we can help you with your needs. (503) 284-7838
w
and chief executive officer.
Steve Holwerda, chief operating of­
ficer of Ferguson Wellman Capital Man­
agement, Inc. and the Alliance’s former
board chair, will become chair emeritus;
while Roger Hinshaw, president of Bank
of America for Oregon and Southwest
Washington, will become chair-elect;
and J.E. Isaac Sr., vice president of busi­
ness affairs for the Portland Trail Blaz­
ers will become treasurer. Brad Hutton,
Regional Vice President, Hilton Hotels,
will remain as Secretary.
O reg o n 1 icense FS-0395