Page B5
‘llo rth m h (ßbserucr
May 25. 2005
CAREERS7
edition
NASA Engineer Drives Exploration
Debt or Job Market:
Which is Scarier?
continued
Tips offered for the new graduate
ents years to attain the lifestyle they gave you.
Be patient and live at o r below your m eans
for the first few years, until you build up to the
lifestyle you want for the future.
C reate a budget as soon as you get a jo b
and put it in writing. If it isn’t written dow n, it
isn ’t a budget. W ithout a budget, the likeli
hood o f having financial problem s will in
crease. It’s never too late to start o n e !
Put a sm all am ount from every paycheck
into a savings account. If you w ait until you
think you can afford to save, you never w ill.
Every dollar adds up in the end. T his is a key
elem ent to financial freedom , yet very few
individualsdoanything about it.
Invest in your personal developm ent from
day one. N ever stop learning and im proving
yourself. T ake the jo b that prepares you for
For many college students, graduation marks
a m ajor m ilestone in their lives. E ager to step
into the real w orld w ith a degree in hand,
college graduates usually have one concern on
their m in d s— finding a full-tim e job.
W hile the jo b hunt m ay m ake graduates
uneasy, M ike Sullivan, director o f education
fo r T ake C harge A m erica, one o f the oldest
co n su m er credit counseling services in the
U .S ., says college graduates also should be
co n cern ed about the future direction o f their
finances.
Sullivan provides the following recom m en
dations in regards to w hat every new graduate
needs to o r should k n o w :
D on’t be easily influenced by the availability
o f cred it cards. C ollege students and recent
graduates usually get inundated with a regular
Sometimes we forget it takes
parents years to attain the lifestyle
they gave you. Be patient and live
at or below your means fo r the first
few years.
right aw ay. Som etim es w e forget it takes par-
A unique evening college to
begin your training in Christian
ministry or enhance your current
ministry effectiveness. We offer
an Associate of Christian Minis
try degree that enables students
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College as a junior, certificates
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Come by the campus at
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For your next class, certificate, degree, or jo
Clark Collège isthe next’s
Your Care
YouthBuilders Learn on the job
egon Bureau of I^abor and Indus
tries. Major financial support for
Portland YouthBuilders’ programs
comes from the U.S. Department of
Housing and Urban Development,
the City o f Portland’s Bureau of
e x p e n d a b le p a y lo a d sta g e s.
Among his office’s accomplish
ments were eight successful mis
sions, including: Mars O bserver
launched in 1992 to chart the
p la n e t’s s u rfa c e ; M a g e lla n
launched in 1989 to study V e
nus; G alileo launched in 1989 to
study Ju p iter and its m oons;
and U lysses launched in 1990 to
study the su n ’s north and south
poles.
N orth P o rtlan d B ible C o lle g e
one longterm .
“T h e fu tu re s o m e tim e s lo o k s scary for
g ra d u a te s ,” S u lliv a n said . “ H av in g e x tra
deb t w h e n you g ra d u a te can m ake it look
ev en sc arier. W e rec o m m e n d th at g ra d u
ates pay o ff as m uch debt as they can, either
d u rin g o r im m e d ia te ly a fte r c o lle g e. W e
rea liz e th a t th ey w ill h av e o th e r e x p e n se s
a fter g rad u a tio n , such as rep a y in g co llege
loans, and they have the rest o f their lives to
live. T h e y d o n ’t n e e d the e x tra b u rd en o f
cred it card o r o th er d eb t hangi ng o v e r the i r
h e a d s ju s t as th ey a re sta rtin g th e n e w e st
c h a p te r o f their liv e s.”
is in addition to student loans.
Y oucan’taffordtoliveanextravagantlifestyle
from Metro
a civil servant. He worked as an
that will send humans to the moon, electrical design engineer for the
Marshall Science and Engineering
Mars and beyond.
“The excitement across NASA Avionics Organization, which over
these days is contagious,” Pearson saw powerdistribution, pow ersup
said. “Our new Vision has not only plies and wiring harness design for
focused our talents on one com spacecraft and launch vehicles.
Pearson moved to M arshall’s
mon goal, but it also gives the next
generation of space scientists and Upper Stages Project Engineering
engineers their own path to explore. Office in 1988, where he provided
technical direction, planning and
It’s great to see,” he added.
PearsonjoinedN A SA in 1974as evaluation of the Space Shuttle and
the next job. Som etim es the jo b that pays the
highest salary isn ’ t alw ays the m ost beneficial
flow o f credit card applications, offering “great
deals” and “free s tu f f ’ to entice them . Bew are
o f these promotional gimmicks. The ideal num
ber o f credit cards that college graduates should
have is only one or tw o at the m axim um — and
the cred it lim it should be very m inim al. T he
m ore credit cards you have, the m ore likely
you w ill be in debt long term .
A lthough you m ay not thi nk so, you ow e too
m uch. Pay o ff any credit card balances before
you buy the new car, ring, or other m ajor items.
S tudies have show n that the average college
graduate ow es $8,200 in unsecured debt - this
continued
from Metro
¿60-992-2000
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