December 22. 2004
il!‘ JJortlanh (©bserUer
Page A7
Finance
B usiness
M ibani Wind ms
Industry Group Elects Local Leader
The Portland business com
munity knows it has someone
sp ecial in local A frican-
American businessman and
entrepreneur Roy Jay.
Now Jay is nationally rec
ognized, since his election last
month to the national board of
directors for the National Coa
lition of Black Meeting Plan
ners.
Jay has been a member of Roy Jay
the prestigious organization for
10 years. He has a long record
of success in bringing minority
c o n v e n tio n , to u rism and
multicultural hospitality indus
try events to the city of Port
land.
James Jessie, national sales
manager of the Phoenix Con
vention and Visitors Bureau,
said he was elated by Jay’s
appointment.
HOME WINDOW
REPLACEMENT
AUTHORIZED
DEALER
"H e has been a mentor,
leader and role model for me,”
says Jessie.
The national coalition col
lectively boasts more than
1,000 members from across
the county, who are related to
the growing $40 billion annual
black meetings, conventions,
conferences, vacations, re
unions and leisure travel in
dustry.
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Students Explore Cosmetology Careers
The D ays Inn City C enter rocked as 200
high school students explored the field o f
cosm etology in a career day that drew sup
port from several local beauty shops, in
cluding U n4gettable N ails, a salon in north
east Portland.
New
Year’s Eve
Rides Free
Tri Met also adds
extra service
Students got a first hand look at all facets of
the industry including hair and nail technol
ogy, facials, makeup, braiding and barbering.
All TriM et rides are free after 6
They were allowed to try different cosm etol
p.m .onN ew Year’sE veand service
ogy procedures and they received an overview
will be extended until 3 a.m. on
o f the industry.
MAX and 2:30 a.m. on 10 bus lines
Financial aid advice was also available as a
to make it easy to celebrate safely.
PHOTO COURTESY OE TRACF.Y S t ADAMIRF.
typical cosmetology education program can
All three MAX lines will run
High school students are introduced to the field o f
cost from $ I (),(XX) to $20,000.
every 15 minutes until I a.m., then
cosmetology a career day seminar that drew support
the Blue and Yellow Line trains will
Other salons and beauty shops participated
from many local beauty shops, including Un4gettable
continue to run every 30 minutes
and donated products and gift certificates.
Nails, a salon in northeast Portland.
until 3 a.m. when the last trains
leave downtown. Red Line service
wil 1 run only between Gateway Tran-
sit Center and the airport between
1 a.m. and 3 a.m.
The extra bus service will have
30-minute service extended until
2:30 a.m. on the 4-Fessenden, 6-
B y C arolyn C ampbell
give me? Did they offer to intro
Here are a few more questions to Martin Luther King Jr. Blvd., 8-NE
F or the P ortland O bserver
duce me to their leaders?
consider while looking fora bank to l5thAve.,9-Powell, 12-BarburBlvd.,
Recently, while meeting with my
The difference between my bank partner with: How are you treated
14-Hawthome, I5-Belmont, 15-NW
accountant, I grumbled about my and others was astounding.
by tellers and management? When 23rd Ave., 33-McLoughlin, and 54-
bank.
Along the way I met with Mary you’re in need, is your banker re
I was alarmed by its spiraling Edmeades o f Albina Community ceptive and supportive? Do you Bea verton/Hi 1 Isdale H wy.
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teller turnover, lack o f personal at Bank. As vice president and branch know the bank’s philosophy and
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week
tention and nonexistent follow manager o f A lbina’s Social Impact mission? Does the bank’s financial
days
from
7:30
a.m.
to
5:30
p.m.
through. I was beginning to feel like Bank, she shared some powerful interest align with your values and
a very little fish in a very large and statistics.
needs?
impersonal pond.
Oregon is considered a small
And, as Mary suggested to me,
“Have you thought about a real business state w ith m ore than ask your banker to have coffee. See
neighborhood bank?” my accoun 49,000 registered businesses (per what they say.
tant asked. "One that really knows haps double that if unregistered
Carolyn Campbell is a business
who you are and what your busi hom e-based o perations are in coach and consultant at Core
ness is doing?”
cluded). Seven to 10 of these busi Source, NW in the Alberta Arts
Well, I go to the local branch of nesses close within their first year. District. She can be reached at
my bank and everyone there knows
Mary likes to be very clear in www. thei ore source, com or at503-
me.
telling loan applicants that the ma 493-9497.
“T hat’s not enough,” he replied. jority of business loans do not get
“When it com es to business it’s approved the first time. That may
important to know the leadershipof sound like bad news, she said, but
the bank. Create a relationship long here's the good part. By knowingher
before you want a loan.”
customers, she sees the loan pro
To be honest, I never thought cess as an opportunity to help busi
any bank cared that much. Bankers nesses structure their focus and in
seem so insulated behind their pro crease their chances o f success.
tective glass. But I decided to check
And, by having a relationship
out other options.
with your banker, your application
As I called smaller, locally fo is exami ned by a person who knows
cused banks, I took notes. How you. As you begin to develop a
quickly did I get to speak to a real history, they’ll become interested
person? How much time did they in investing in you.
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