June 7, 211(1«
Page A 6
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State Farm gives county $20,000
for safety improvements
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Washington County Commissioners
accepted a cheek for $ 20,000 from
State Farm InsuraneeCompanies. The
m oney was granted to improve
Intersection Operation and Safety.
State Farm, the nation's and Oregons
la rg e st au to in su re r, re c e n tly
identified 10 o f the most dangerous
intersections in the state o f Oregon.
They based their list on the number of
claims their customers have filed
crashes at intersections in Oregon.
Number 7 on the list, is the intersection
o f Baseline and 18th Avenue, in
Washington County.
The traffic Pattern “fix” which took
two years to design and build was
necessary because o f the frequent
passage o f Westside Max trains just
north o f the intersection. It has
lessened delay and helps keep traffic
flowing smoothly.
The project was built with funding
from Major Streets Transportation
Improvement Program (MSTIP 3) and
Tri-Met. Accidents at the site are
Murder
already down significantly.
The State Farm grant will help
Washington County improve signage
at the in te rse c tio n , as this
configuration is relatively new and
unusual.
State Farm is making the grant as part
o f a program to focus attention on
intersection safety issues. They are
m aking several m illion dollars
available to communities across the
county to study and make changes to
en h an ce sa fe ty at sp e c ific
intersections.
Earlier this year, nearly $ 100,000 was
presented to the City o f Portland for
5 o f its intersections. “State Farm has
become involved in studying the
safety of intersections as a national
safety awareness project," says State
Farm Vice President o f Operations
Vicki Marvin. “Similar projects have
show n th a t »im pie, low cost
improvements, ean lead to a reduction
in the number o f crashes thereby
reducing injuries and death. “ With
m ore a le rt m o to rists in the
intersection, fewer accident may
occur.
from page 1
total o f 14 shootings, 4 stabbings, 3
strangulations, and one case where a
victim fell to his death after being
involved with a neighbor who had
intervened in a domestic dispute.
In aparticularly disturbing case which
occurred in Southeast Portland last
year, a 24-year-old Caucasian woman,
Veronica S. James was found in a
large canvas bag at an unoccupied
residence at 9145 SE. Taylor St. after
having been beaten, strangled and
sh o t.
She
w as
a
know n
methamphetamine user. The case
remains unsolved.
In another case which made headlines
last year, a 19-year-old Asian man,
Hiem M. Pham, was stabbed to death
during a fight in the Taco Bell parking
lot. The gang related case still remains
unsolved.
The greatest number o f homicide
victims last year were among 8 people
ages 31 to 35, followed by 7 cases
among victims ages 20 to 24, and 7
cases among victims ages 16 to 19.
There were 6 homicides last year
among victims ages 41 to 50,4 victims
were over 50,3 were 25 to 30,2 were
36 to 40, and 1 homicide victim was
under 15.
Six homicide suspects in 1999were31
to 35-years-old, 5 were 16 to 19, 4
suspects were respectively ages 36
to 40,25 to 30, or 20 to 24.2 homicide
suspects were ages 41 to 50, I was
over 50, and 2 homicide suspects,
disturbingly, were under 15-years-
old. W eekends seem ed a fairly
popular time for sinister happenings
in the City o f Portland. Saturday was
one o f the more popular days in 1999
for assailants to commit murder.
Thursday was also one o f the most
populardaysofthew eek in 1999.On
both days in 1999, 7 homicides
occurred.
Friday night was just a little less
popular than Saturday was last year
for murder and mayhem, with 5
murders committed in on that day in
1999.
Trends seem to show most homicides
occurring in the late evening or early
morning, with 7 homicides in 1999
happening between 1 and 2 am. Four
apiece occurred between the hours
o f 10-12 pm.,8 - 10 pm., and 6 to 8 pm.
There were 5 homicides in 1999 from
2 to 4 pm., 3 between 10-12 pm., 2
between 4 and 6 pm., 1 between 6 and
8 pm., and 1 between 8 and 10 pm.
Sgt. Greopper recommends that the
best way to prevent murder short o f
situations where you may be risking
your own life getting involved is to be
a good witness and cooperate fully
with the police.
The best way to prevent yourself
from becoming a murder statistic is
not to get yourself into situations
where violence is likely to escalate
into homicide. For example, many
m urders often occur because o f
escalating domestic violence.
Domestic violence victims should
respond to the problem by getting
counseling and, if the violence
co n tin u e s, leaving the abusive
relationship, Groepper said. The
public may direct information about
unsolved murders to the Portland
Police Bureau’s Homicide Detail at
(503 ) 823-0479or(503 ) 823-0417.
HOME FOCUS
David Lahovitz
SR. Loan Officer
Mortgage Market, INC
THlLARGFST. MOST COMPLEIE RETAILFABRLCETOREIN THEREAT
JU N E 6 through JU N E 20,2000
Ih IJo ic JL abuvuz
eqr T he P ori lanp O bserver
There is an almost crazy sounding loan called a 'N O DOC’ loan. The full name
is a No Documentation Loan. This loan is in a class o f its own.
A no documentation loan is just that. No supporting documentation o f
anything on a personal basis except your credit report. If you have a high
enough credit score for the lender’s requirements, and you are not asking for
more money than they are willing to lend you, then you have a deal. Let’s go
over the 'n o ’s.’ so that you will clearly understand what this kind o f ‘no’ is all
about.
No questions about your job, if you should happen to have one.
No questions as to where the money for a down payment is coming from.
No questions about your income.
No questions about your citizenship.
Some o f the normal steps in the loan process will still apply. The property must
be appraised as is typical for all loans and you must have a clear title search
done on the subject property and yourself. That’s it!
Why would someone need such a loan? This loan is perfect for someone in
transition who has money to support themselves, yet not the job history that
would carry a loan. It is great for someone who is beginning a commissioned
job or a self employed job. It also works for someone who is paid in cash and
perhaps does not report it all. The loan helps those who are new to the country
and are not citizens. Finally it is a catch all for anyone who does not want to
show their taxes, but has the money to support a loan.
Why would any lender in their right frame ofm ind offer and accept such a loan?
Simply stated, based on their experience over the years, it works. In general,
these few lenders want .to see at least 25% o f the sale coming from you the
buyer. For a refinance the lender may want to see that your share o f the equity
in the home is at least 25-30%. Their conclusion is that if the borrower had good
credit, and is willing to put down or retain at the least 25 - 30% o f the equity,
then this individual is not likely to default or simply walk away from their
investment.
T hat’s it for No Doc loans. If you have any suggestions for future articles,
please call me at 234-5160 or e-mai 1, DAVlDLfaitelepoit.com.
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GRADUATION
SATURDAY, JUNE, 2000,1:30 P.M.
AT
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5700NE 39™, PORTLAND
Mr. Chet Edwards, Director o f Alternative Education, Portland
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