May 31, 2000
Page A6
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Adoption from page 1
effect Aug. 1.
Unlike the other states, the Oregon adoption law was approved by voters,
rather than by state legislators.
More than 2,200 adoptees already have paid $ 15 and filed applications with the
state Health Division to get their original birth certificates. Most are eager to
know their parents’ identities, and many want to know more about their medical
histories.
Thomas McDermott represented chief backers o f the law during the court
challenges, and did so free o f charge. In addition to being an attorney,
McDermott is an adoptive father.
With the court battles over, McDermott is jubilant.
“The time has come to have some openness and honesty in the adoption
process,” he said.
McDermott said his 16-year-old son, who was adopted as an infant, wants to
see his birth records when he’s 21 so he can learn more about his birth mother.
“What I ’ ve seen with my son is that he really yearns for a more complete picture
o f himself," he said. “It’s a basic human right to know your heritage.”
Stonum, among the first adoptees to apply to see her original birth certificate,
said she is trying to keep her expectations realistic.
“ I’ve made up my mind that I want to get information. If they don’t want a
relationship, that’s fine. I have a family. If a relationship or something more
came out o f it, that’d be great to o ....
“ I still might not find her (her mother). There’s still so many things here that
could be dead ends, but I’m just really excited,” Stonum said.
The Health Division has said it will begin mailing birth documents very soon.
Gary Chenault to head United Way Campaign Division
COS I RIBL it U V lU R V
io h T hk P obtlasd O bsehyer
Gary Chenault recently was promoted
to Vice President of the Campaign
D ivision at U nited Way o f the
C o lu m b ia -W illa m e tte from his
previous post as Campaign Director.
He has nine years o f fundraising
experience.
Prior to arriving at the local United
Way in 1997 Chenault was vice
president o f developm ent for a
foundation, Noble o f Indiana, and
befo re th at a sen io r cam paign
manager and acting vice president
for United Way o f Central Indiana.
Chenault graduated from George Fox
University in 1980 with a bachelor’s
Gary Chenault
HOME FOCUS
degree in business and economics.
In 1999 he was elected to the
university’s board o f trustees.
“Gary has proven him self as a
dynamic leader and motivator since
he arrived at United Way o f the
Columbia-W illamette three years
ago,” said Larry Norvell, United Way
president and chief professional
officer. “Hisdedication isoutstanding
and he serves as a role model for our
total organization.”
Chenault’s local activities include the
Oregon Chapter o f the National
Society o f Fundraising Executives,
Coalition o f Black Men, George Fox
University African American alumni
A sso c ia tio n , K appa A lpha Psi
fra te rn ity , W illa m e tte V alley
Development Officers and Achievers
Program for the YM CA o f the
Columbia-W illamette. He attends
Mount Olivet Baptist Church.
In 1999, Chenault was selected
Volunteer of the Year by the Northside
YMCA.
He has two daughters. Ashantia is a
so p h o m o re at P o rtla n d S tate
University and DeAsia is a junior at
Cleveland High School.
Through an annual campaign that
generates more than $20 million
annually, United Way funds more
than 150 health and human service
programs at member agencies and
numerous programs at 2,200 donor-
designated non-profit agencies.
These programs strengthen families,
invest in positive experiences for
children and youth, enhance senior
independence and meet emergency
needs in the metropolitan counties.
Featuring Famous Cûju/i Flavor!
D avid Labovitz
SR. Loan O ffic e r
M o rtg a g e M a r k e t , IN C
B y D amp L abovitz
C ontributing W riter fob T
he P ortland O bserver
What are FHA Loans?
FH A -Federal Housing Authority loansareagreathelpform illions
o f people. In the home lending world of yes/no answers, electronic underwriting
dominated by multi billion dollar banks, FHA loans are a lifesaver for may of
us.
FH loans are approved by many o f the same banks that I described
above, but since they are guaranteed by the Federal Government, the rules are
different and much easier. Common sense actually rules here! Let’s look t the
differences between FHA loans and typical conventional loans.
FHA uses tougher appraisal standards
A good underwriter can ’listen’ to explanations for credit problems that
make sense
Low down payment - 3%
Gift money from immediate family is O K . for all ofthe downpayment
Low mortgage insurance rates
FHA fixed loans are assumable
Simplified and inexpensive refinancing programs
FHA does require more paperwork
FHA has fewer categories for you to pay for closing costs
Aside from your down payment, sellers can pay all o f your closing costs
Since FHA is a government agency, they encourage banks to make low
income loan
to help communities. Remember, ask you lender questions!
That’s it for now. Let me know if you have any questions or
suggestions for future articles. David Labovitz, Mortgage Market, Inc., 503/
234-5160.
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