■ . * ? . : - AV . I . * »- » . • » • » <••• • * » • • « à • • • • W * « V * * »V- P ortland O bserver Im a g in e y o u ’v e b ee n se rio u sly injured on the job. Y our injury was caused by u n s a fe w o rk in g c o n d itio n s. K n o w in g th a t y o u r e m p lo y e r c a r r ie s y o u r w o rk e r com pensation insurance, you file for benefits to cover the costs o f your debilitating injury. N ow d e s p e ra te , Y ou take y o u r em p lo y e r to co u rt. Y o u ’ve ju s t discovered the ju stice o f O regon’s W orkers C om pensation system. T he above scenario is the story ot Terry Sm others and it’s in the news because Sm others w ouldn’t take “no for an answ er He took his case all the w ay to the O regon Suprem e Court. The case was argued on N ovem ber 8, 1999. I f S m others’ prevails, the co u rt’s decision could well change the shape o f w orkers’ com pensation and provide m any m ore rights to O regon’s injured workers. Sm others w orked for a G resham trucking com pany. His job was inside the m echanic’s pit adjacent to the wash rack w here trucks w ere w ashed with a chem ical m ixture containing s u lf u r ic , h y d r o c h lo r ic an d hydrofluoric acids. The m ist from the w ash area continuously drifted into the pit, and sm other, suffered from itc h in g an d w a te rin g ey e s and headaches. The em ployer was cited for safety violations num erous times, CONTRIBUTED STORY P ortland O bserver O reg o n A sso c iatio n o f M inority Entrepreneurs ofPortland will receive the Vision 2000 M odels ofExcellence A w ard at V ision 2000. The states sm all business conference to be held on Dec. 1-2, in W ashington, D.C. W inners o f these national aw ards w ere se lec ted from h undreds o f nom inations subm itted to the U.S. S m all B usiness A d m in istra tio n ’s O ff ic e o f A d v o c a c y , w h ic h is spo n so rin g the aw ards program . V ision 2000 is designed to show case outstanding initiatives that advance small business programs and policies. “ It is a honor to present a vision 2000 A w ard to so m any outstanding local sm all business initiatives,” C h ief Counsel for A dvocacy Jeer W. G lover said. “T hese aw ard-w inning small business program s and leaders are th e s u re s t g u a ra n te e fo r sm a ll b u s in e s s s u c c e s s in th e n ew millennium . The Office o f A dvocacy will give these awards in D ecem ber to c e le b r a te th e e x tr a o r d in a r y accom plishm ent o f entrepreneurship in the 20the C entury." V ision 200 M odels o f Excellence A w a rd s fo r M in o rity B u sin e ss D evelopm ent honor program s or initiatives created to specifically assist and support m inority-business owners. The O regon A ssociation ofM inority E ntrepreneurs w as chosen to receive the aw ard for their efforts to assist a n d s u p p o r t m in o rity b u s in e s s ow ners and m ake entrepreneurial opportunities available forminorities. State policy-m akers, state and local program directors, non-profit service providers. Sm all business ow ners, and sm all business trade association executives w ill attend this years conference to honor w inners in a n um ber o f ca te g o rie s including: Leadership in Sm all Business Issues; S m a ll B u s in e s s D e v e lo p m e n t; A ccess to C a p ita l; G o v e rn m e n t P ro c u re m e n t O p p o r tu n itie s ; R egulations that w ork for Sm all B usiness; P rogram s that S upport S m a ll T e c h n o lo g y B u s in e s s ; W om en's B usiness D evelopm ent; M inority B usiness D evelopm ent; Rural Business D evelopm ent; and D istinguished Programs. / . •. but the problem o f the acid mist was not solved. S m o th ers co n tin u ed b reath in g it. H e ev en tu ally w as hospitalized with pneum onia and in 1993 he collapsed on the job. Smothers filed a worker's com pensation claim , but the claim was denied. The denial stated the respiratory problem s were pre-existing even though Smothers had never received medical care tor any such condition previous to the w ork exposure. W hen his claim was denied, another was told he had run out o f options. W orkers’ C om pensation law bars w orkers from taking their em ployers to court, no m atter how responsible the em ployer may be for creating unsafe w orking conditions. By sim ply asserting his constitutional right to trial by jury, Terry Smothers is b rin g in g to th e su rfa c e th e unfairness ofchange made to workers’ com pensation over the past 12 years. Big insurance com panies and state agencies like to brag that the system is fixed. They m ake their points by pointing to huge saving in workers com pensation insurance. The truth is those savings are at the expense o f injured w orkers like Terry Smothers. The bar has been raised to the point that m any individuals with legitimate w o rk p la c e in ju r ie s a re d e n ie d coverage. Every O regonian should be truly afraid o fb ein g injured w hile on the jo b , for the follow ing reasons: M any w orkplace injuries are blamed Home Loans you can Finally Qualify for! on “pre-existing conditions” even though there is no objective evidence o f such conditions. Injured w orkers are not allow ed to give testim ony in their ow n hearings on perm anent ow n m edical care. Inj ured w orkers who can never return to w o rk a re r o u tin e ly d e n ie d com pensation for being perm anently and totally disabled. O nce they’ve had their claim s denied injured w orkers have no other legal recourse. O regon's W o rk er’ C o m p en satio n system is out o f balance and is not helping the very people it is supposed to serve: injured w orkers. W orkers are losing becau se they are not getting the care they need w hen injured on the job. Em ployers are losing because their m ost productive w orkers are not getting the care they need to be able to return to work. O regon taxpayers are losing because m edical care that s h o u ld b e p a id b y W o r k e r s ’ C om pensation is being paid out o f the O regon H ealth Plan or private health insurance. O pportunity to restore balance to a i system that is out o f w hack. It can i give w orkers a place to seek ju stice : w hen they are injured on the job. Note: Jim Egan is an A lbany w orkers’ ’ Com pensation attorney. H is office ï address is PO Box 279 A lbany ORT 97321-0083 He can reached at 54 1 -- 928-6171. Rates as Low as Purchase: Supporters o f the event include the A m erican Franchisee A ssociation, American Institute ofCertified Public Accountants, Ceridian, ChamberBiz, Fortune Small Business M agazine, International Franchise A ssociation, M icrosoft, National A ssociation for th e S e lf E m p lo y e d , N a tio n a l A ssociatio n o f W om en B usiness O w n e rs , N a tio n a l B u s in e s s Association, National Small Business United, Onvia.com, Pacific Bell, Small Business A ssociation o f M ichigan, S m a ll B u s in e s s T e c h n o lo g y Coalition, SMC Business Council and U.S. Cham ber o f C om m erce V ision 2000: The States and Small Business C onference will be held on Dec. 1-2, in W ashington, D.C. C ham ber O f Commerce. The Chamber is located at 1615 H Street, N W W ashington, D.C. 20026. For m ore inform ation about the conference and aw ard w inners visit the V ision 2000 hom e page at h ttp : //w w w .s b a . g o v /A D V O / vision.htm l. Inquiries about program content and aw ards m ay be directed to A n d re w M u n ro R e g io n a l A dvocate at 206-553-5231 or D avid Voight at (202) 205-6888. The SB A ’s O ffice o f A dvocacy was created by an act o f Congress in 1976 to protect, strengthen and effectively r e p r e s e n t th e n a t i o n ’s sm a ll b u s in e s s e s w ith in th e fe d e ra l g o v ern m e n t. As part o f this m andate, the office c o n d u c ts p o lic y s tu d ie s a n d eco n o m ic research on issu es o f c o n c e rn to sm a ll b u s in e s s and publishes data on sm all business characteristicsandcontributions.For instant access to sm all business resources, statistics, and research, visit the O ffice o f A d v o cacy ’s home page at http: w w w .sba.gov/A D V O /. 6.5% * 0% Down 7% APR * VA Loans * 1st Time Home Buyers Refinance: *Debt Consolidation *Cash for Equity * Every Type of Real Estate * Every Type of Credit Grade * Every Type of Loan Program Contact: Otus Denson Otus Denson Oregon Association of Minority Entrepreneurs wins Vision 2000 Models of Excellence Award for T he . (Fljv |hutlm tò (ftbamwr A place to seek justice for injured workers for T he . Page A6 December 8, 1999 CONTRIBUTED STOR\ < • V **' 201-0225 AIM 3980 SW Collin» Way Lake Oswego. OR 97035 Tree from page 4 [ - [ . country is using school choice to im prove results, O regonians have seen only a m odest charter school law, w hich is yet to have a meaningful effect. W e co n tin u eto b earth eb u rd en o f d o u b le -d ig it b ie n n ia l b u d g e t increases for state governm ent, a rate nearly three tim es faster than inflation. The system, it seems, has an insatiable appetite for o u r lim ited resources. Enter two tax m easures slated for the N ovem ber b allot to increase the cost ofg o v em m en t: a tri-county business incom e tax to “ help the schools” and a m easure sponsored by the A FL- C IO th a t w o u ld ra ise th e sta te corporate incom e tax rate. T here is a sim ple truth behind these “business tax” proposals. B usinesses do not pay taxes, only individuals do. Any in form ation-age eco n o m y . M any state and local governm ents have not only m et public needs w ithout in c re asin g ta x e s, b u t h a v e also enacted tax rate cuts. To deal w ith the dual problem o f e d u c a tio n s p e n d in g and p e rfo rm a n c e , m o st s ta te s h av e o p e n e d th e p u b lic e d u c a tio n m onopoly to choice and com petition. The states - A m erica’s laboratories o f dem ocracy - are vying to set new standards in “m ixed” system s w ith th r iv in g p r iv a te s c h o o ls a n d in c re a sin g ly c o m p e titiv e p u b lic schools. In O regon, how ever, w e risk falling behind because our leaders reflexively oppose adjusting the public school m onopoly. W hile the rest o f the You flip a switch. The light goes on. That's the way we like it. So when a storm knocks out the power, we take that very seriously. And we're on the job. In any weather. Day or night. And if we need to bring in extra crews, we’ll do that, too. So what do we do if the power goes out? Power to the people. cost im posed on a business is either passed on to others in its com m unity- cu sto m ers, su p p liers, em ployees, shareholders and neighbors - o r the firm “goes out o f business.” O p in io n le a d e rs c la m o rin g fo r business tax hikes find it easier to h id e a tax fro m th e p u b lic by conscribing com panies to act as tax collector. They m ust think it ’ s a good idea for people to pay higher prices fo r th e g o o d s a n d s e rv ic e s w e consum e, as long as it’s not in the form o f a tax paid directly by people to the governm ent. Thank Sen. Russell Long for telling it like it is, so that appearances need not deceive. T o O regon tax advocates, every citizen looks ju st like “that fellow behind the tree.” First, our crews work to clear downed power lines and make sure critical public services - hospitals, fire department and other emergency services - have power. That way, they are ready to handle emergencies. Then, we restore power to as many people as we can through transmission lines, which keep hundreds of substations full of energy. And we check out power plants to be sure they function as they should. Substations, distribution lines and tap lines come next. Substations convert high-voltage power into power you can safely use at home. Distribution lines travel from the substations, then tap lines feed into homes. If your neighbors down the block have power before you, they're probably on a different distribution or tap line. Crews then work to restore power to individual customers. Depending on what caused the outage, this step can take time. But we stay on the job until, when you flip a switch, you've got power. To report an outage,call 1-877-548-3768 (I-877-L IT E S O U T ). # PACIFIC POWER A PacifiCorp Company Making it happen. 1 I