Page A6 (Elje fturtknib ©beeruer Regional Housing M a rk e t HUD T erm in ates P ro p erty M a n a g e m e n t C o n tra c t w ith In to w n M a n a g e m e n t Group W A S H IN G T O N - H o u sin g and U rban D evelopm ent S ecretary A n­ d re w C u o m o to d a y a n n o u n c e d H U D h as te rm in a te d a m a n a g e ­ m e n t c o n tra c t w ith In T o w n M a n ­ ag e m e n t G ro u p b e c a u s e th e c o m ­ p an y d id a p o o r jo b m a n a g in g and m ark eting about 2 5,000 h om es that H U D a c q u ire d th ro u g h fo re c lo ­ su re. T h e te rm in a te d c o n tra c ts c o v e r p ro p e rtie s in A la b a m a , D ela w are, th e D istric t o fC o lu m b ia , G eo rg ia , Idaho, Illin o is, Ind ian a, K entucky, M a ry lan d , M ic h ig a n , M ississip p i, N ew Je rse y , N ew Y o rk , N o rth C a ro lin a , O h io , O re g o n , P e n n sy l­ v an ia, S outh C a ro lin a , T en n e sse e, V irg in ia , W a sh in g to n S tate an d W est V irg in ia . "H U D se ts to u g h sta n d a rd s fo r its c o n tra c to rs as p a rt o t o u r e f ­ fo rt to w ip e o u t w a ste , frau d an d a b u s e in v o lv in g o u r fu n d s, C u o m o said . “ W h e n c o n tra c to rs fa il to m eet o u r sta n d a rd s, w e r e ­ p la c e th e m .” In T o w n - b a s e d in A tla n ta , G A - w as o n e o f se v e n c o n tra c to rs th a t re c e iv e d M a n a g e m e n t and M a rk e tin g (M & M ) c o n tra cts from H U D in A p ril to m a in ta in an d sell h o m e s th a t th e F e d e ra l H o u sin g A d m in is tra tio n o w n s as a re su lt o f fo reclosures. FH A, w hich is p art o f H U D , in su res h o m e m o rtg ag es. W hen a h o m e o w n e r d e fa u lts o n an FH A -in su re d m o rtg a g e s, FH A tak es p o s s e s s io n of th e h o m e an d w o r k s to s e l l it to a n o t h e r h o m e b u y er. T he M & M p ro g ram allo w s FH A to m a n a g e its in v e n to ry o f s in g le ­ fam ily h o m e s in a c c o rd a n c e w ith the b e s t p r iv a te s e c to r p r a c tic e s , to stre a m lin e th e d is p o s itio n p r o ­ c e ss, a n d to re d u c e th e tim e an d c o s t o f s e llin g p r o p e r tie s , u lti­ m a te ly g e n e r a tin g s ig n i f i c a n t s a v in g s . H U D te r m in a te d a ll s ix o f In T o w n ’s c o n tra c ts b e c a u s e th e com p an y failed to e ffe c tiv e ly m a r­ k et a n d se ll h o m e s a n d fa ile d to m a in ta in h o m e s in g o o d c o n d i­ tio n . A s a r e s u lt, in s te a d o f e n ­ a b lin g F H A to se ll fo re c lo s e d h o m e s m o re q u ic k ly , In T o w n slo w e d d o w n th e p ro c e s s o f s e ll­ in g th e h o m e s an d c o n trib u te d to n e ig h b o r h o o d d e te r io r a tio n as v a c a n t h o m e s w e n t u n so ld . H U D is c o n s id e r in g th e p o s s i­ b ility o f f u r th e r a c tio n a g a in s t In T o w n o ffic ia ls . A fte r a o n e -w e e k tra n sitio n p e­ rio d , n ew p r iv a te c o n tra c to rs w ill a s s u m e a l l F H A R e a l E s ta te O w n e d (R E O ) m a n a g e m e n t and m a rk e tin g r e s p o n s ib ilitie s fo r­ m erly p e rfo rm e d by In T o w n sta rt­ ing on W e d n e s d a y , S e p te m b e r 2 9 . D u rin g th e tr a n s itio n p e rio d , FH A te m p o rarily w ill not list p ro p ­ e r tie s fo r s a le o r a c c e p t b id s on o u ts ta n d in g lis tin g s fo r th e a re a s f o rm e r ly c o v e r e d b y In T ow n. H o w e v e r, a ll sc h e d u le d c lo s in g s w ill p ro c e e d to th e g r e a te s t e x ­ te n t p o s s ib le . O n S e p te m b e r 29, FH A w ill re ­ su m e c o m p le te R E O p ro p e r ty s a le s o p e r a tio n s , in c lu d in g lis t­ in g p ro p e r tie s fo r sa la~ a n d a c ­ c e p tin g b id s . F u rth e rm o re , all o u ts ta n d in g sa les c o n tra c ts w ill b e h o n o re d by F H A , an d all p r e v i­ o u sly s u b m itte d b id s to r liste d p ro p e rtie s w ill be re v ie w e d , p u r­ su a n t to F H A g u id e lin e s. T he housing m arket slow ed dow n this sum m er in the Portland area. Sales flattened out, and a lagging dem and did not push housing prices up, so the m arket m ight be m oving in the b u y er’s favor. For years a surging sales boom pushed housing prices b eyond the m eans o f many w ould-be buyers. The m arket is especially flat in C lark C ounty, W ashington, w here hom e sales w ere dow n 12-percent from last year. Real estate profes­ sionals said the slow dow n in Clark C ounty m ight be explained by build­ ing restrictions, a lack o f w ater sup­ ply and crow ded roads. The boom in housing prices in the 90s gave the Portland area the reputation o f being an expensive place to live. L e t’s P ut Som e S p irit in to G overnm ent Aid .... _* **_»1 by S tar P arker Vice President A1 Gore now says he thinks churches and faith-based orga­ nizations should partner with govern­ ment to do charity work, but only ifthey leave out their spiritual component when they do so. Speaking from per­ sonal experience as a former welfare mother, I thinkG orem adeabigm istake when he added that “but only if.” Letting private religious charities administer welfare services is a com ­ m on sense approach to the transition from welfare to independence. But the chanties need to be allowed to offer their clients spiritual support. The first step welfare mothers must take if they are to mainstream their li ves is to under­ stand that they have a moral obligation to be personally responsible and self- sufficient. Youcannotunderstandm o- rality without God. Such support was vital for m e dur­ ing my transition from welfare. The government told me I was the victim. It was a local faith-based organization that helped me get o ff welfare by pro­ viding the spiritual dimension, w hich put the onus on me. But leftist organizations such as the American Civil Liberties U nion are fighting the ch aritab le-ch o ice pro- Setter Business Bureau Warns Consumers P n r r i a n d O r e - T h e BetterBusiness m ay find that they have unintentionally sold people they know bad or nonexist- by making your decision today! Popular demand will force us to raise our rates soon!” Ifaconsumerbecomesvictimofa work-at-home scheme, they should first ask the company for a refund. Hie com­ pany may be willing to give it to you. If they refuse to give a refund, or if they give an eva­ sive response, the consumer should tell them that they plan tonotifylawenforcementoffi- cials. Consumers need to be aware thatmost work-at-home businesses do not work out o f a physical location; instead they do their business through aP.O. Box orpnvate mailbox. Ihiscanmakeccntactingthese types o f businesses very dif- ficultwhenproblemsdoan.se. Keep care tul recotdsofevery- thing. Document plione calls, keep copies of all paperwork such as letters and receipts, and record all costs involved, including the time spent Ifthe business refuses a refund or is unable to be reached, contact Bureau serving Oregon and Western en t p ro d u cts or se rv ic es. W ashington is warning consum ers 3) Risk Becoming the Focus o f a Legal about three Oregon-based businesses Investigation - victims may be held that have received complaints nation­ responsible if they perpetrate a fraud w ide. C o n su m er P u b licatio n s o f by promoting and selling a fraudulent Medford, Corporate Management Ser­ p r o d u c t o r se rv ic e to o th e rs. vices ofBeaverton and U nited Finane lal 4) Lose Valuable Time - May expend a GroupofHood River havebeen brought lot o f effort on a work-at-home-scheme to the Bureau’s attention as possible that gives you nothing in return. Some work-at-home schemes. All three com ­ o f the most popular work-at-home panies have unsatisfactory records with schemes include processing medical the BBB. In most cases, consumercom­ insurance c laims, on-line schemes, mail­ plaints allege either not receiving the order scams, envelope stuffing, assem­ product or service they purchased, or bling craft items or sewing, multi-level not receiving refunds as promised by maiketing distributorships and chain the company. Complaints have been letters. Be skeptical about work-at- filed from consumers across the United hom e promotions that state: 1) Y ou States, as far east as N ew Jersey; but no can earn big money with little effort - complaints have been filed from con­ “ Earn hundreds in your spare tim e!” sumers in the Northwest However, work- 2) N o ex p e rien c e is n ec essary - at-home businesses consistendy gen­ “ O u r p eo p le h av e com e from all erate the most inquiries received by the w alk s o f life an d h av e su cceed ed BBB serving O regon and W estern w ith n o s p e c i a l tr a in in g ! ” Washington. In fact, from April to June 3) T he m a rk e t for y o u r w o rk a l­ 1999 it was the second most inquired rea d y exists - “T his huge, untapped about industry, falling short to roofing m a rk e t is w aitin g for y o u !” 4) Y ou and guttering contractors. “W e believe n ee d to in v e st o n ly an in sig n ifi­ consumers in our service area are check­ the area in which the business c a n t am ount o f m oney for train in g ing with us before felling prey to these is located. For businesses or materials - “O nly $29.95 will bring local work-at-home schemes,"said Rob­ based m Oregon and Western y ou th o u san d s in earn in g p o w e r!” ert W.G. Andrew, BBB President and Washington, consumers can 5) Y ou w ill n o t b e p aid a reg u la r CEO. “W e now have to make sure con­ call(5O3)226-3981 inOregon sa lary - “ P ro fits w ill start ro llin g in sumers in other parts o f the country are and(206)431-2222in W est­ w ith yourfirstcompleteditem!”6)Don’t educated about these businesses’ prac­ ern Washington. wait to make yourdecision-"Save money tices and encourage them to do their homework before getting scammed. “ Consumer Publications in Medford, also known as the Home Employment Project, has a pattern o f not responding to consumer complaints brought to its attention by the Bureau. The Bureau also contacted Consumer Publications in regards to its advertising,“ . . riskfree 100% money back guarantee . .,"as well as substantiation for claims they make in its literature,“ . . . getpaidtowatchTV...,” “ ...get paid to go shopping...,” etc. Again, the company did not respond to the Bureau’s requests. With complaints filed against Corporate Management Services (CMS), the Bureau has been a ? in i I < H 11 ; a ' ,i unsuccessful in contacting the com­ pany since all mail addressed to CMS lias been returned. Address changes or insufficient addresses have made it im­ possible to reach this company, although the company is believed to still be adver­ tising their products. United Financial Group, which also goes by the names Medicard One, Medicard Associates VANCOUVER and Home Employment Opportunities, is located in Hood River. This company has a pattern o f not issuing refunds and an unsatisfactory performance record vision o f the 1996 w elfare reform law that says states that co n tra ct out w elfare services m ust n o t d iscrim i­ nate against faith-based o rg an iza­ tions and p rivate charities. D em ocrats claim to care about liberating p o o r people, yet they are willing to cut offb lack w elfare m oth­ ers from the very o rgan that will enable them to heal them selves; the church. G overnm ent o fficials co n ­ tinue to say they care ab o u t the plight o f th ese w om en and w ill do any th in g to m ake th e tra n sitio n easier, y et they too are intim idated by the h o stility o f sep aratist groups w ho fight faith-based participation. The reason o utreach program s such as the U nion R escue M ission in Los A ngeles and Payne M em orial O utreach in B altim ore are so suc­ cessful is sim ple: T hey allow people to reform their lives b y first estab ­ lishing a relationship w ith God. T hese groups ad m in ister their services w ith very low overhead and CH IEF adm inistrative cost. M any o f the counselors and sta ff are volunteers and form er recipients them selves. T hey know firsthand w hat to do. Governm ent has tried charity work w ithout G od. It fo u n d o ut it d o e s n ’t RESIGNS... Storm Brews Over Finances w orkw ell. Instead, w e should let taxpayers decide w here their charitable m oney goes. A llow individuals to receive a dollar-fo r-d o llar tax credit for their financial support o f local outreach m inistries and com m unity-based or­ ganizations that assist w elfare m oth­ ers in the transition from w elfare to w ork. G ive recipients the right to choose w hat facility they w ant to assist in the reform ation o f their lives and w hether that assistan ce w ill in­ clude spiritual aid. C h u rc h e s a n d lo c a l c o m m u ­ n ity g ro u p s a re th e o n ly o n e s th a t c a n g iv e th e s e w o m e n th e e m o tio n a l a n d s p ir itu a l s u p p o rt th e y n e e d w h ile th e y c h a n g e th e ir liv e s fo r th e b e tte r . T he ch ief o f P o rtlan d ’s U rban League is resigning due to accusations that the organization mishandled pub­ lic money while he was leader. 1uwrence Dark, president and ch ief operating officer o f the agency will leave his job Friday. He has held the 95-thousand dollar-a-yearpost more than five years. The U rban League serves African Americans, senior citizens, youths and low-income families. Multnomah offi­ cials discovered numerous financial irregularities in the social service orga­ nization, and criticized a lack o f finan­ cial controls. The board has said that they want D ark’s successor to have a stro n g fin a n c ia l b ac k g ro u n d . Presented by: African-American Chamber of Commerce of Oregon • The Walker Institute • American Airlines » the “* SEQUEL “ BROTHAS NIGHT OUT** Keynote Speaker: Carlton B. Moore Saturday, Oct. 23, 1999 • 7:30 p.m . • D ouble Tree Jan tzcn Beach ‘'Because we can do more than sing and play sports.” N salute to minority men, businesses and corporate partners • Business attire only • No late arriva ls • For ladies, too! Advance Tickets $35 at the door Credit/Debit cards accepted < )nloi tic kcls In. pin me (5 0 3 ) 2 n - 5 ~ 9 i Ext. 22 or fax to (503) 293-2094 spa O X* THFRAPFAUTIC TUB. FAC IAI THERAPIES W A X IN G ------------------- BOONES F E R R Y M F N ’ S SFRVICES N A H SERVICES ROPY THERAPIES M AKF-U P ARTISTRY p y MASKS fill HAIR SERVICE with its products. Work-at-home schemes appeal to consumers because they make the prom ise o f "quick and easy” money. When tempted by work-at-home promotions, — — »’ SPA PACKAGES M ASSAG E / SHOWER FREM ONT consumers should rememberthey could: 1) Lose M oney - victims have lost amounts ranging from $10 to $70,000. 2) Damage Their Reputation - victims I T W A y o F L I L Î