Page 4 August 11, 1999 H E ÿUutkwi» ©hwruer < J o c u sJ > M IL L E N N IA C □ U N T D O T h e In t e r n e t C o m m is s io n By Thomas Frey banking industry. Contributing Writer from the Pre-paid Credit Cards DaVinci Institute While black-market currency is blazing a cancerous trail through In the year 2000, extrem e prob­ lems will begin to arise on the internet. Ever since its in c e p tio n , th e in te r n e t has o p e ra te d w ith th e same disci­ pline as a g o ld - rn i n i n g tow n in th e m id- 1800s. Boast­ ing o n -lin e gambling, pros­ titu tio n , freak shows and snake oil salesmen, it at­ tracts am bitious people willing to risk everything to m ake th e ir fortune on this techy v ersio n of staking a gold mining claim in a wild west town. "Black Market"Currency New encryption program s make it possible for people to transm it and receive business transactions in secret. T his gives rise to a whole new underground smuggling trade dealing in drugs, stolen m erchan­ dise, and other illegal contraband. T h is a p p a r e n tly im p e n e tra b le shroud of secrecy sim ultaneously em boldens and cultivates a new breed of unscrupulous internet busi­ nessmen willing to break all the rules of decency and order. Banking industry officials ac­ knowledge the presence of “black m arket” currency, which hack art­ ists have m anaged to fabricate from thin air with a nearly undetectable “decimal point shift" virus. T he presence of black-market currency threatens the integrity of the entire the economy, a more positive economic innovation will be taking place. Inspired by the success of prepaid phone cards, the M astercard Corporation introduces a prepaid $10 credit card to be sold at all major retail outlets. O ther denom inations of the credit card are planned for later release. This prepaid credit card is a one-time use card, and once its credit has been used, it is thrown away. Mastercard makes this a profitable venture by devising a highly autom ated system for handling these transactions and by charging a comparatively high discount rate for small transactions. This innovative card now makes it possible for all people, including Between The Sheets.. children, to have access to a credit card, som ething previously thought to be unconscionable. Although conceived as a very positive innovation, the pre-paid c re d it card creates an unforseen problem - it leaves no paper trail. W hile it is p o ssib le to » trace the begin- t n in g a n d en d ■ p o in ts o f th e ’ tra n sa c tio n , th e actual owner of the credit card and re­ cipient of the item sold are not known. As a result, teenagers soon know how to ac­ cess th e paid por- B n o g ra - P h y s e r ­ v ic e s . In addi­ tio n , a g ro w in g underworld establishes a bold new distri­ bution of narcot­ ics and other con­ traband. Using the pre­ paid credit card is much the same as a cash trans­ action, only the seller and purchaser may be thou­ sands of miles apart. O u tra g e d p a re n ts reach a boiling point over the decadent and subver­ sive m aterials that their kids have access to. The FBI and local law enforce­ ment spend an inordinate am ount of time trying to figure out how to deal with the black market currency and the bold distribution of narcotics and other con­ tra b a n d . C o n g ressm en of Paper 1 HANNIBAL Thomas Harris, Delacorte, $27.95 2 MOTHER OF PEARL Melinda Haynes, Hyperion, $23.95 3 GRANNY DAN Danielle Steele, Delacorte Press, $19.95 4 WHITE OLEANDER Janet Fitch, Little, Brown, $24 5 THE GIRL’S GUIDE TO HUNTING AND FISHING Melissa Bank, Viking, $23.95 6 THE TESTAMENT John Grisham, Doubleday, $27.95 7 TRUE AT FIRST LIGHT Ernest Hemingway, Scribner, $26 8 McNALLY’S DILEMMA Lawrence Sanders, Putnam, $24.95 9 THE GIRL WHO LOVED TOM GORDON Stephen King Scribner, $16.95 10 LAKE NEWS Barbara Delinsky, Scribner, $24 and Senators struggle to understand the causes of the rapidly eroding tax base, and some threaten to pull the plug on the internet. Does the right to free speech also include the right to make secret encrypted busi­ ness transactions? Television and radio shows make these issues a hot topic of discussion, and the whole country begins to wrestle with the problem. Internet Commission W ith a high degree of reluctance, the US finally turns to the UN for a solution. A hastily called United N a­ tions Summit is convened to deal with this very issue. Many in the US and other countries voice their dis­ taste over the UN’s role in solving this worldwide crisis, but no other true global governm ental entity ex­ ists. W ith much prodding from the US to move this authority to some entity other than the UN, the UN votes to establish an autonom ous com mission to govern the internet and world wide web. T he com m is­ sion is given sweeping powers and authority to control internet com ­ merce, im plem ent a system of oper­ ating standards, and to search out and elim inate crim inal activity. Virtual Country A fter a few m onths of o p era­ tion, an unusual proposal em erges for the com m ission to decide upon. A group of in d iv id u als has come forw ard with a plan for sta rtin g a