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Housing Agency award
Home Ownership Grants
T he O regon H ousing and co m ­
m u n ity S e r v ic e s D e p a rtm e n t
(O H C SD ) announced on February
5. 1998 that $45O,(XX) in H ome
O w n ersh ip A ssistan ce P rogram
grants have been aw arded to 14
organizations.
A ccording Io Bob R epine, D i­
rector, "D ecid in g w ho receiv es
funding is alw ays a difficult task
there are always m ore good projects
that apply for funding than we have
available.” He believes one o f his
responsibilities as the new director
o f O H C SD is to find creative w ays
to identify new sources o f funding
to add to the d ep a rtm en t's existing
resources.
Dee Taylor, Residential Loan
Program M anager, adm inisters the
Home O w nership A ssistance Pro­
gram for the D epartm ent and offers
high praise for those w ho were
aw arded funding. T aylor indicated,
"W e have $1.2 m illion in requests
for our $450.000. so the com peti­
tion for funds was very tough."
The Home O w nership Assistance
Program w as created by the 1995
O regon Legislature for the purpose
o f expanding the sta te 's supply of
home ow nership housing for low
and very low incom e fam ilies and
individuals, eligible applicants are
nonprofit corporations, housing au-
thorities or local governm ents that
both sponsor and m anage low in­
com e hom e ow nership program s
Funds are aw arded in the form ol
a grant and are available on a state­
w ide basis, concentrating on those
areas o f the state with the greatest
need
Funds may be used in conjuction
with low incom e hom e ow nership
program s (including program ad ­
m inistratio n , to purchase land, pro­
vide assistan ce w ith dow n pay-
m ents/closing costs, provide hom e
ow nership training. Funds may not
be used for an o rg an izatio n 's g en ­
eral operations or as a m eans to
cash How construction or reh ab ili­
tation work in progress.
Grant proposals were evaluated on
the applicant's ability to provide the
greatest opportunity for addressing:
home ownership needs within thecom-
munity. long-term affordability, lever­
aging of other sources of funds, readi­
ness to proceed, related sixial services
programs, and the abil ity to administer/
manage funds
T he D epartm ent also ad m in is­
ters federal and state anti-poverty,
hom eless anti energy assistan ce
com m unity service program s.
For more information on the Home
Ownership Assistance Program con
tact Dee Taylor at 503-986-204 I.
$ Get Cash Now $
I Need C ash 1' D on't wait for your m oney!
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Grants and Subsidized Loans
Most hom eow ners are unaw are
that regardless of their income there
are Federal, stale and local program s
that will help them repair and re­
model their hom es
G overnm ent at all levels reco g ­
nizes that neighborhoods are the ba­
sis o f life in our country W hen a
n eig h b o rh o o d d eterio rates, m any
things happen both physically and
socially.
W hen the hom es look shabby, a
neighborhood seems more attractive
to crim e and crim inals. An area in
decline is like a spreading cancer. As
hom es becom e shabby looking anil
m need o f m aintenance, the residents
lose their desire to keep up the n eigh­
borhood. Streets becom e receptacles
for trash, schools low er their stan­
dards and very quickly the selling
price o f hom es in the area drops
sharply This accelerates the cycle of
degeneration
Advertise Your
Home hi
In order to keep and m aintain the
nation's housing and neighborhoods,
governm ent at all levels have p ro ­
gram s to give hom eow ners m oney
(lliat does not have to be repaid) for
repairs or to lend them m oney at
below m arket levels o ra l no interest
In many areas utility com panies will
eilhei do energy conservation work
tree or at low cost an in other places
will lend hom eow ners m oney at no
interest to pay the contractor o f their
choice for the necessary w ork. In
addition there are lax incentives to
prom ote efficient energy use.
These program s are not restricted
to low -incom e people, slum areas or
urban n eighborhoods. O w n ers of
single or m ulti-fam ily dw ellings are
eligible W hile the grants to not hav e
to be repaid, most of the loans offer
low or no-interest, long term s and
low paym ents.
Some o f the other hom e im prove­
ments covered under these program s
are: attic and wall insulation, new
w indow s, oulerw all siding, security
doors, and locks, window guards.
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RENTERS
RIGHTS
FORUM
D id you know
that...
It is ag ain st the law
to d isc rim in a te
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If y o u r lan d lo rd
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4011 N.E. M.L.K.
Portland, OR 97212
(503) 288-3233
lor proving you can, when others say
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have had a long standing commitment to
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By looking beyond the numbers, we're
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one that we are proud of. For more
information visit your local Washington
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yiip Washington Mutual
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