Page BH DEC. 17, 1997 (Ehe JJortkinò CObseruer (Elje ^ a rtla n ò (©bseruer Are You Prepared For Whatever “El Nino” May Bring? Fact: The most powerful “El Nino" in recorded history, (1982-1983), caused more than $ 1.2 billion in dam­ age in the U.S. and in excess of $13 billion worldwide. Question: Are you prepared in the event “El Nino" wreaks havoc on the Pacific Northwest? "The one thing that is predictable about "El Nino” is that its effects are unpredictable," says Marianne Macina, COCU, regional manager for the West­ ern Insurance Information Service (WIIS). "So the best we can do is be prepared for anything and everything.” In the past, “El Nino" has brought a wet/cooler winter to the western U.S. causing damage from heavy rains, in­ creased mountain snowfall, mud slides, spring flooding, and summer forest fires in normally low-burn areas. “This year’s “El Nino” is expected to peak around Christmas and con­ tinue through winter,” warns Macina. “Different weather forecasts reflect different predictions for our area: Will we see heavy rains and spring floods? Will we have a “drier-than- normal” winter and be at greater risk to wild fires next summer? Will we experience a little "wamier-than nor­ mal” winter with enough snow pack in higherelevations to prevent a sum­ mer drought? While only time will tell, Macina says now is the time to prepare for anythingandeverything.“Yourinsur- ance companies through w n s recommend that ~~ you lake the fol­ lowing pre­ c a u tio n s now in or­ d er to a v o id costly re­ pairs and ’ unpleasant insurance s u rp ris e s later (don't forget that a s ta n d a r d hom eow ners insur­ ance policy generally does not cover flood or landslides)." How to prepare for “El Nino” : * Inspect the trees on your prop­ erty. Rem ove or cut back any branches that arc rotted or could fall on your house. * Inspect your roof for leaks and clean out its gutters of any debris. * Inspect any storm drains located on the street near your home. If they appear clogged or congested, report them to your city’s public works de­ partment. * Verify the roof on your house is secure and that tiles or shingles are not loose. * If at risk from Hooding or high water, move valuables oft the floor Council allows "granng flat" without residents B y L ee P eari . man Defying the Portland Planning Commission and most city neighbor­ hood associations, a City Council majority would allow "granny flat” accessory rentals without a resident owner. The change is the most explosive of several proposed for the city codes governing accessory rentals. Also known as “granny flats,” they are small rental units either partitioned from or added tosingle family homes, or built in the back yard as accessory structures. Current law allows them only in designated areas, and then only if one of the units is owner- occupied. Planning Commission staff contended last week that overly strict regulations prevent the badly-needed units from being built. Neighborhood Associations f rom throughout the city opposed the change, saying it would destabilize neighborhoods and lead to whole­ sale acquisition and conversion of houses in some neighborhoods. However, in an informal vote last week. commissionersCharlie Hales, Gretchen Kafoury and Erik Sten voted to remove the requirement en­ tirely. They concluded that the re­ quirement is unenforceable, and that neighborhood fears are unfounded. Home, Sweet Home (NAPS)—Home may seem the one place we can let down our guard, or can we? According to the National Safety Council, last year seven million Americans suffered disabling injuries and another 26,700 died as th e re s u lt of injuries sustained at home. Use these safety hints to keep your loved ones safe and sound. 1. Carbon Monoxide Detector: Because carbon monoxide is odor­ less, colorless, and tasteless, it often goes undetected. Any fuel- burning appliance in your home is a p o ten tial source. Place your detector in an area near sleeping rooms. 2. Ground-Fault Circuit Inter­ rupters: This electronic device helps protect you from serious injury by monitoring the electrici­ ty flowing in the circuit. If an imbalance occurs, the GFCI will instantly shut off current flowing through it. 3. Fire extinguishers: A multi­ purpose dry chemical Class ABC fire extinguisher is considered the best choice for general home use. 4 Flashlights: Make sure the b a tte rie s are functional or use flashlights with built-in, recharge­ able batteries. 5. First-Aid Kit: Keep a well- stocked kit, including syrup of ipecac. Make sure everyone knows w here to find it and how and when to use the items in it. 6. Grab Bars: Install grab bars in all bathtubs and shower stalls. 7. Slip-Resistant Finishes: Use a non-slip mat, or install strips or decals in bathtubs or showers to help prevent slipping. 8. S u ffic ie n t L ig h tin g : Use night lights near bathrooms, bed­ rooms, and stairwells. 9. Safety Goggles: Eye protection is a must for the do-it-yourselfer. and up to higher ground, preferably the second floor of your home (il you have one). * H ave the m ain breaker or fuse box and the u tility meters elevated. * Prepare sand bags and have them ready to use. * C heck with your city hall or in­ surance company to determine whether your house or building is located in a flood plain. (Special Flood Hazard Area maps, produced by FEMA, identify areas that have more than a once percent chance of flooding.) * Consider buying Hood insur­ ance now. While flood insurance can be purchased any time, there usually is a 30-day waiting period before the coverage takes effect. The Hood cov­ erage may be purchased through your insurance agent or directly from the National Flood Insurance Program at 800-611-6123 ext. 900. The aver­ age annual premium is $300. It may be more or less depending whether or not your house or building is in or out of the flood plain and whether or not you have a basement. Flood in­ surance is available to almost every­ one, itdoesn’t matter where you live. * If you live on a slope, consider purchasing a homeowners insurance endorsement that wraps flood, land­ slide. and earthquake coverage into one package. It's not available to everyone, but if you qualify, it does exist and is a good buy for all three coverages. To find out more, call 5O3-248-64OO in Portland. * Have an emergency evacuation plan in place. * fake an inventory of your home and keep the list in a safe place away from your home (i.c., a safe deposit box). * Listen to local weather adviso­ ries. PDC ~TORTLA.M) IfEVELOlMEST Killingsworth Plaza 1621 N.E. Killingsworth FOR RENTII Large 800 sq. ft. 1 Bedroom Apt. Large Kitchen & Living Room ru With Appliances $360 - $400 month Water & Garbage paid! HL Call James for more information 284-8103 ERA POUNDER REALTY Each office independently owned and operated COMMISSION COMMISSION MEETING Date: December 18,1997 Place: PDC 1900 SW Fourth, Suite 100 Portland, OR Time: 2:00 p.m. Commission meetings are open to the public. A complete agenda is available at PDC or by calling 82.3-3200. Citizens with disabilities may call 823-3232 or TDD 823-6868 for assistance at least 48 hours in advance. PDC is the City of Portland's urban renewal, housing and economic developm ent agency. Carol (Pago) Collier REALTOR Elbow Room Great old Portland starter bungalow, 3 + BR’s, 1.5 BTH, over 1400 sq ft, fenced large yard, gas heat, electrical update, awaits your personal touehjust $98,000. Great investment opportunity in solid PNE neighborhood. Call Carol Page Collier @ (503) 768-4046 or Rose Marie at 256-0220 for a private showing. PGE really deserves the Spirit of Portland award. Our Neighborhoods First has been a real blessing to Antoinette Edwards residents of North Portland. The Columbia Villa-Tamarack Family Resource Center Coordinator company and its volunteers have been wonderful helpers and partners in our efforts to build a strong neighborhood We'd like to salute a spirited community. We're proud to receive the Mayor's Spirit Orion Collins and his sister Zakari Newton team up for the North Portland Caring C ommunity Rose Festival Parade outing, sponsored by PGE's O ur Neighborhoods First. of Portland award as a Business of the Year. But we're even prouder to be part of a community where people work together to make this a nice place to live. That's what community spirit is all about. And that's why we consider it a privilege to help Every home is vulnerable to acts of nature. To prepare your­ self for a disaster, keep a sur­ vival kit with such items as a util­ ity lighter that is both functional and safe. It’s also recommended for indoor cleaning, yard and garage work. 10. Survival Kit: Every home is vulnerable to acts of nature. To prepare yourself for a disaster, keep a survival kit with such items as tools, a battery- operated radio and flashlight, clothing and bed­ ding, containers of water, non-per­ ishable food, and a first aid kit. A safer, more reliable alterna­ tive to matches, is the Aim n Flame from Scripto Tokai. Great for light­ ing barbecues, fireplaces, food warmers, lanterns, candles and just about any other home lighting or em ergency need. A vailable nationally in supermarkets, hard­ ware, drug and mass merchandise stores, the Aim n Flame keeps your hands further from the lighting source using a long, round nozzle, a built in hanger for storage up and away from children and an on/ofl switch to help avoid unintentional lighting. sponsor events like the Cathedral Park Jazz Festival, Seed the Future tree plantings and the St. Johns Parade. PGE helps Seed the Future at a tree planting in Portsmouth. PGE congratulates all the dedicated Spirit award recipients including the Kenton Neighborhood, volunteers Don and Mary Brenda Addy takes part in the Homowo African Harvest Festival, sponsored in part by PGE's O ur Neighborhoods First. Gilbertson, and Lila Estes. We're honored to be counted among them. And to be in a city where community spirit is alive and well. Portland General Electric "NEIGHBORHOODS»'