P agi A 6 F i hruary 5. 1997 • T he P oru and O bserver (Elje ^Iortlanò CObseruer uildings of Portland’s African-American History Join the Boseo-Milligan Founda­ tion in celebrating Black History month by participating in the first community meeting for the founda­ tion's program "Buildings of Port­ land’s African American History” . The free event will describe the Foundation’s continuing effort to identify buildings and sites associat­ ed with African- American individ­ uals, institutions and events. In fall o f 1995, the Foundation published Cornerstones of Com m u­ nity: Buildings of Portland’s Afri­ can-American History. A dedicated team of professional historians (Dr. Darrell Millner. Dr. Carl Abbott. Dr Q um tard Taylor, M cK in ley Burt and K im berly Moreland) was supported by a com­ munity-based History Committee, to tell the story of Portland's African- American community by connect­ ing people with places, up through the early 1970s. Cornerstones documented 325 ex isting buildings where A frican- American History happened! That extensive publication linked build­ ings to individuals, institutions, and events in Portland’s African-Amer­ ican History. As hoped, many people have ex­ pressed their interest in helping to “fill in the gaps” in Cornerstones and add many more people and plac­ es. An expanded publication with photographs will be developed by September 1997. At the February 15th meeting, a slide show of significant buildings from the 1995 publication will be shown. The Program W orkshop will describe the project more fully, and seek individuals for the Com ­ munity History Committee. In par­ ticular, we hope for the participation of people willing to share theirexpe- riences. memories, and any photo­ graphs and information related to African-American individuals, in­ stitutions, buildings and events. This program is partially sup­ ported by funding from the State Historic Preservation Office, Black United Fund, The Oregon Council $$$ Available For Home Improvement Most homeowners are unaware that regardless of their income there are Federal, state and local programs that will help them repair and re model their homes. Government at all levels recog­ nizes that neighborhoods are the basis of life in our country. When a neighborhood deteriorates, many things happen both physically and socially. When the homes look shab­ by, a neighborhood seems more at­ tractive to crime and criminals. An area in decline is like a spreading cancer. As homes become shabby looking and in need of maintenance, the residents lose their desire to keep up the neighborhood. Streets be­ come receptacles for trash, schools lower their standards and very quick­ ly the selling price of homes in the area drops sharply. This accelerates the cycle of degeneration. In order to keep and maintain the nation’s housing and neighborhoods, government at all levels have pro­ grams to give homeowners money (that does not have to be repaid) for repairs or to lend them money at below market levels or at no interest. In many areas utility companies will either do energy conservation work free or at low cost and in other places will lend homeowners money at no interest to pay the contractor of their choice for the necessary work In addition there are tax incentives to promote efficient energy use. These programs are not restricted to low-income people, slum areas or urban neighborhoods. Owners of single or multi-family dwellings are eligible. W hile the grants do not have to be repaid, most of the loans offer low or no-interest, long terms and low payments. Some of the other home improve­ ments covered under these programs are: attic and wall insulation, new windows, outerwall siding, security doors, and locks, window guards, sidewalks and masonry work, bath- rooins and kitchens, electrical and plumbing, new roofs, gutters, and downspouts. Consumer Education Research Center, a national non-profit con­ sumer group formed in 1969, has just published the 192 large-page, 1996 edition of Consumers Guide to Home Repair Grants and Subsidized loans which lists over 6,(XX) sources of loan and grant programs offered by Federal, state and local govern­ ment, utility companies and others; typical programs offered and how to qualify. Form letters for inquiries to these loan and grant sources are included as well as detailed instruc­ tions on determining your debt-to- income ratio for eligibility. ($17.95 plus $3 p&h from CERC Grants, 1980 Springfield Ave, Maplewood, NJ 07040 or 800-872-0121). More information can be found on the W o rld W ide W eb h ttp :// w w w .p la n e t.n e t/c e rc .o r E -M ail cerc@ planet.net. Robert L. Berko, ‘executive di­ rector of CERC, tells us, “Some pro­ grams have no income ceiling and others allow income of as much as $50,000 per year or more. There are even programs for which tenants are eligible and many allow loans to poor credit risks. In many areas, people with disabilities can receive grants to pay for needed repairs such as access ramps and widening of doorways.” Mr. Berko was awarded a $5000 grant and a $4,(XX) interest free loan. Since it is important that the work be done properly, the book includes a section describing the rough cost of the cost of many jobs as well as advice on picking a contractor, ne­ gotiating a contract, and insuring that the work is done properly and for a fair price. And to help you communicate with your contractor, lawyer and lender, the book includes a dictionary of terms used by these professionals. What are the nutrient values of organic fertilizers? by Carol Savonen 541-737-3380 S o u rc f: Ross Penhallegon, 541- 687-4243 Do you ever ready garden books that recommend chemical fertiliz­ ers with a certain N-P-K (nitrogen, phosphorus, potassium) ratios? If you are an organic gardener, these numbers can be frustrating. Manure and other organic materials often d o n ’t come with N-P-K rat­ ings, especially if they are purchased in bulk quantities. Organic gardeners are now in luck. Ross Penhallegon, horticultur­ ist with the Oregon State University Extension Service, has collected in­ formation about the nitrogen (N), phosphorus (P) and potassium (K) content of many of the organic sub­ stances commonly used as fertilizer in Oregon, including green manure crops such as crimson clover and alfalfa. His report, “Values o f Organic Fertilizers,” also contains informa­ tion about how quickly an organic- fertilizer releases avai lable nutrients and a reference list on organic gar­ dening. “One of the most difficult things to determine for an organic gardener is how much organic fertilizer to use, say on 1,000 square feet of garden,” said Penhallegon. “For a fertilizer with an N_P_K ratio of 12- 11 -2, this means 12 percent is nitro­ gen, 11 percent is phosphorus and 2 percent is potassium. In simple terms, this means each 100-pound bag of the fertilizer w ould contain 12 pounds of nitrogen, 11 pounds phos­ phorus and 2 pounds nitrogen. “For example, using 12-11-2 fer­ tilizer, if we knew we wanted to apply one pound of nitrogen, we would use 1-12th of 100 pounds,” he added “This equals about eight pounds of this fertilizer applied to get on pound of nitrogen out there in The Care A nd F inishing O f Wood Windows (NAPS)—Wood windows can yield many years of beauty and smooth, satisfying performance. But you need to start taking care of your in v e stm e n t from the minute the windows are delivered. Care and in stallation tips When p u rch a sin g windows, specify that the sash and frames be factory-treated with a water- repellent preservative approved by the N ational Wood Window and Door Association (NWWDA I. See that the windows arrive in a clean truck and were kept under­ cover in wet w eather. When unloading, wear clean workgloves to prevent finger marks. Windows should be carried; never dragged. A dropped or sharply jarred window unit may result in broken glass or a broken glazing seal th a t could develop premature seal failure. Cover and store your new win­ dows in a clean, dry, well-ventilat­ ed building. Windows should be conditioned to the average pre­ vailing hum idity of the locality before installing. In a home under construction, install the windows after the plas­ te r or cem ent is dry. Always install and fit windows using good building practice and follow the manufacturer’s instructions. In sta ll proper, close-fitting locks. When opening or closing windows, always use the handle or lift. Remember, in colder climates, windows should be fitted with storm sash or ordered w ith insulated glass to help prevent condensation on glass surfaces. F in ish in g wood w indow s Make sure the surface is clean and dry before painting or stain­ ing. Use only high-grade materials Cover and store new windows in a clean, dry, well-ventilated building. ® and follow instructions carefully to insure a beautiful appearance and enduring performance. Sand lig htly w ith fine g rit sandpaper and clean before apply­ ing the finish; sand once more between coats. Each coat should be applied evenly, making certain surfaces are dry before applying the next coat. Apply an oil-based prime coat and two or three coats of paint to the interior. Or, if you desire a nat­ ural finish, apply a coat of sanding sealer and two coats of urethane. Do not use a latex paint without an oil-based prime coat. Apply three coats of quality trim paint to the exterior of primed windows w ithin six m onths of installation. Be careful not to paint the weatherstrip. Overlap paint or urethane on glass to seal the glaz­ ing seal joint. Do not break this seal when removing paint from glass surfaces or when cleaning the windows. Aluminum-clad or vinyl-clad windows provide a protective low- maintenance exterior while main­ taining superior thermal perfor­ mance. These ex terio rs do not require finishing. C onsult the m anufacturer’s instructions for care and cleaning. For more information, visit the NWWDA Internet home page at http://www.nwwda.org. the soil ” Cover crops generally release t heir nutrients slowly, over a period of two to six months, said Penhallegon. Nutrient values for cover crops in­ clude: alfalfa (2.5 - 5.2), crimson clover (2-0.2-2), Australian winter peas (3-0-1 ), annual rye (1-0-1 ). Bloodmeal (12.5-1.5-0.6), bat guano (8-5-1.5) and many of the manures (variable nutrient contents) release their nutrients over a period o f two to six weeks Burned eggshell (O-.5-.3), fish emulsion (5-1-1) and urea (urine) 46-0-0) arc the fastest-acting organ­ ic fertilizers, lasting only aco upleof weeks. To boost the nitrogen content of your soils, apply nitrogen rich urea (42-46 percent N), feathers ( 15 per­ cent N), blood meal (12.5 percent N), bat guano (12.3 percent N) or dried blood ( 12 percent N). Manures are usually less expensive than other animal by-products. Organic am endm ents highest in phosphorus include rock phosphate (20-33 percent P), bone meal (15-27 percent P) and colloidal phosphate (17-25 percent P). High in potassium are kelp (4-13 percent K), wood ash (3-7 percent K). granite meal (3-6 percent K )and greensand (5 percent K). To make soil less acidic, garden­ ers want materials rich in calcium, including clam shells, ground shell marl, oyster shells, wtxid ashes dolo­ mite and gypsum (all are at least 30 percent calcium carbonate or straight the Foundation Office at 231-7264. The Boseo-M illigan Foundation is a non-profit organization whose pur­ pose is to establish the Architectural Heritage Center at 701 SE Grand Avenue in the W est’s Block Build­ ing, theoldest building in Portland’s Central Eastside. Project Kick-Off and Community M eeting Saturday, February 15, 1997, 10:00 a.tri. to 12:00 noon at Mt S in a i C o m m u n ity B aptist Church 602 NE Prescott, Admis­ sion is tree. Key Bank receives grant to fund affordable apartments individual in the greater Portland area). Located at 2202 SE 44th Avenue in Hillsboro, the project will offer residents supportive ser­ vices, including on-site care and peer counseling. ASI expects to begin construc­ tion in April 1997 and complete the project in December 1997. ASI is using the AHP grant to pay closing costs for the project. Other funding sources for the $2.0 million project include the Department of Housing and Urban Developm ent’s Section 81 I program. Washington County Home funds and the State of Ore­ gon Housing and Community Ser­ vices Trust Fund. A total of seven affordable hous­ ing developments in Oregon re­ ceived AHP grants this year. In 1996, the Seattle Bank awarded a total of $7.3 million to 63 programs in the region. AHP grants leverage additional funding from financial institutions, governments and pri­ vate donations. The Federal Home Loan Bank of Seattle’s mission is to expand housing and economic op­ portunities in the region by provid­ ing funding an other banking ser­ vices essential to community-based financial institutions. A partnership between the Fed­ eral Home Loan Bank of Seattle and Key Bank will help build 25. acces­ sible apartments in Hillsboro for lower-income, adults with physical d isa b ilitie s. The S e a ttle Bank awarded a $I(X).(X)O grant to Key Bank, which will use it to help Accessible Space, Inc. (ASI) and its tw o local, n o n p ro fit p a rtn e rs, QUAD. Inc. and Metro Community D evelopm ent C orporation, con­ struct the H illsboro Supportive Housing Development, announced James R Faulstich. president and chief executive officer of the Feder­ al Home Loan Bank of Seattle. A private, wholesale bank, the Federal Home Loan Bank of Seattle is providing the grant through its Affordable Housing Program (AHPi which offers targeted grants and re­ duced-rate loans to help financial institutions support community or­ ganizations with the development of affordable housing. ASI, a nonprofit organization, will build and operate 25 apart­ ments for individuals with mobility impairments, including those with traumatic brain injuries. Residents may earn up to $ 15.550 per year (30 percent of median income lor an abric calcium). T oobtain a to p y o f Penhallegon’s “Values of Organic Fertilizers,” send a request and include a self-ad- dressed, stamped, legal-sized enve­ lope with two ounces o f postage to: Lane County Office, OSU Exten­ sion Service, 950 W est 13th Ave., Eugene, OR 97402. Home Buyers Find N ew Ways To Save (NAPS)—More and more home buyers are finding they can acquire the home of their dreams by buying one that’s factory built. M anufactured housing is the fastest-grow ing segment of the home-building industry and one out of every th re e homes sold today is factory built. Industry experts say some of the major reasons for the manu­ factured housing boom include improved manufacturing quality, a wider selection of amenities, and continued affordability compared to site-built homes. Manufactured homes are avail­ able for many budgets—from a sin­ gle-section unit to a multi-section home with cathedral ceilings and fireplaces. Prices range between $15,000 and $100,000. The growing popularity of facto­ ry-built homes is also increasing aw areness of propane gas, an energy source that’s economical for new home sites located beyond natural gas mains. Many manufactured home buy­ ers are choosing to purchase homes with propane gas appliances for cost-efficiency, reliability and clean performance. Although the pur­ chase price of a m anufactured home with propane gas appliances can be slightly higher than a home with electric appliances, homeown­ ers quickly recover this cost and earn long-term savings. Propane gas w ater heaters alone can save money, since water h e a te rs are the second largest energy users in most homes. The U.S. Department of Energy reports propane gas water heaters cost about $12 less a month to operate than comparable electric units. Over its average life, a propane gas for ihc Humanities, and a territory resource. There is no fee for attending, but pre-registration is requested by call­ ing the Foundation Office at 231- 7264, so we can plan for handouts and refreshments. The Foundation gives a special thanks to Mt. Sinai Baptist Church for hosting the event. You can park on the street or in the parking lot at the corner o f 6th and NE Skidmore. For additional information call THE LARGEST, MOST COMPLETE RETAIL FABRIC STORE IS THE WEST February 4 through February 18,1 9 9 7 5th Anniversary MAILER SALE! 30% OFF Many manufactured home buyers are choosing to have homes with pre-installed pro­ pane gas appliances for cost savings and comfort._________ w a te r h e a te r can save about $2,000 over an electric unit. Homeowners can realize even greater savings when whole-house heating system s and other sys­ tems such as dryers, ranges and fireplaces are fueled by propane gas. Heating a home with propane gas costs an average of 2-1/2 times less per unit of energy than with electricity, according to recent U.S. Department of Energy figures. Propane gas fireplaces are also a good choice, producing twice as much heat as wood-burning fire places at about a third of the cost. The U.S. Departm ent of Energy estimates that a propane gas fire­ place system will cost 30 to 60 per­ cent less per hour of operation than wood-burning fireplaces. Propane gas is an increasingly popular energy choice whether a home is custom -built, tra c t or manufactured. Currently, 14 mil­ lion U.S. households use this effi­ cient energy source. F o r m ore in fo r m a tio n on propane gas, call 1-800-4LP-GAS2 or v isit the N ational Propane G as A sso c ia tio n web s ite a t http://www.propanegas.com. Everything in the store* SPECIAL SALE 2 DAYS ONLY - FEBRU AR Y 1 4 -1 5 40 % OFF ALL FABRIC extended hours Saturday open til 9pm Limited to stock on hand! 50 OFF ON THISE PATTERNS • McCall's • Simplicity • Vogue • Rutterick * Burda Lome See Our Sew International loud Area! Indonesian hits X spites. Flavored Oils & Vinegars and Belgian Chocolates BE SURE TO CHECK OUR STORE FOR “MANAGER’S SPECIALS’’ •Discounts do not appl\ to special purchase or prcMoush discounted « marked down items 2/4 ihm 2 /IK 9 7 1 84 Rl IMI HOI RS: . F N $/ / STARK 7 s W r q $ M( ) V IR IlHiu.ini-‘)i)0jvm S M l RDM 9 00.un’ pm S| \ |) \S IOHD.im” pm WHOLES M l HOI RS ★ M O V I Rl " Ao.im-5 AOptn NAII RDM 90O.un-Spm s| \|» M I I nO.im ipm RETAIL -WHOLESALE Plenty of FREE PARKING CARS • BU SES • RVs 700 S.E. 122nd Ave Portland, OR 2 5 2 -9 5 3 0