A ,. J T he P o r tlan d O bserver » S eptember 25, 1996________________________________________________________________________________________________________ Community problem requires community response Social Security: A Demographic Crisis Neither President C lin to n nor contender Bob Dole have addressed the unsustainability o f unchecked entitlement spending for the exist­ ing social security structure. A t the root o f the social security problem is dem ographics. In the past, there were enough workers in relation to recipients to allo w gen­ erous benefit payments in com par­ ison to actual contributions. But all o f this is changing as the vast "baby boom generation" approaches re­ tirement The number o f workers per ben­ eficiary fell from 4.0 to I in 1965 to 3.3 to I by 1995. B y 2010, when the first wave o f boomers retires, it is est i mated that th i s rat io w i 11 dec I ine to 2.9 to 1. In the subsequent 20 years, as the entire baby boom gen­ eration moves into retirement, this ratio w ill decline to 2.0 to 1 by 2030. It doesn't stop here, as growth o f the w ork force slow s due to low ­ er birth rates that follow ed the baby boom years o f 1946-1964. In addition, life expectancies are expected to lengthen, m eaning re­ tirees w ill be co llecting benefits for a longer period o f time. L ik e it or not, there is a financial c risis brew- ratio o f w orkers to retirees has fa ll­ en, it is still high enough to result in an excess o f taxes collected relative to benefits paid Th e treasury bor­ rows the surplus from so cial securi­ ty to finance part o f the overall federal budget deficit. T h is means that there is no reserve for the future and it is estimated that by 2012, benefits w ill start to exceed actual cash flo w ing into social security. T h is means that the system w ill begin a process o f insol vency, reach­ ing unsustainable levels by 2029. A t this time, social security w ill not have enough incom e to pay prom ­ ised benefits. T h is news should serve as a warn­ ing that people w ill increasingly need to establish their own retire­ ment plans to supplement their so­ cial security. Le gislatio n has been enacted encouraging and enabling us to sa v e m o n e y in a ta x advantagous manner. In future arti­ cles I w ill be discu ssin g some o f the methods that we can utilize to pre­ pare ourselves for retirement. on Hie ing. S o cial security is financed on a "pay as you go" basis. In other words, payroll taxes are collected from today's w orkers to pay benefits to today's retirees. Although that M aurice Valdivieso can be reached at Merrit Lynch in Lake Oswego at (503) 699- 7201 or (800) 667-9346. Se hablu Espanoi. A-Boy Stores welcomes Spanish-speakers dem ographics in the Greater Port­ land M etropolitan A rea— where A - B o y operates nine stores— has taken steps to w elcom e Spanish-speaking custom ers and develop the lasting in te rp e rso n a l re la tio n s h ip s that are the hallm ark o f A - B o y ’s com ­ mitment to p ro vid in g excellent ser­ vice. A -B o y Stores, a Portland-based electrical, lighting and plum bing sup­ ply company, is recogn izing H isp an ­ ic Heritage Month by im plem enting a marketing program that utilizes the language sk ills o f its b ilin gual em­ ployees. Dan D olan, President o f A -B o y Sup ply, reco gn izin g the changing ■ Bt ; 9b -J’B j Jn' iu l s ’ -h i * 9r * A - B o y ’s largest store, located at 7365 S W B a rb u rB lvd ., is now staffed by three b ilin g u a l sa le sp e o p le : V atolino Bravo, Steve H aw ks and Ro dn ey Kent. In H illsb o ro , Pete Perez w ill handle Spanish-language business, and Jessie Ram os w ill do the same at S E Foster Road in Port­ land. I / w / - ...........jfiwsy / " * by S ean C ruz , E ditor T he P ortland O bservador S to rie s a p p e a rin g last w eek in O re g o n ’ s la rg e st d a ily n e w sp a ­ per and se v e ra l o th er recen t d e ­ ve lo p m e n ts have b ro u g h t me to m ake som e la st-m in u te c h a n g e s in the co nten t o f th is issu e o f the O b se rv a d o r So m e to p ic s are not d ir e c tly H is p a n ic , but n o n e th e ­ less a ffe c t the L a t in o c o m m u n i­ ty- S u r e ly yo u are aw are o f the 13- y e a r-o ld L a G ra n d e g ir l w ho w as ch a in e d to a tree fo r tw o d a y s by her m oth er as a r id ic u lo u s fo rm o f d is c ip lin e . T h is p o o r c h ild has su ffe re d abuse and n e g le c t at the hands o f her a d o p tiv e p arents fo r her e n tire life , and the c h ild se r­ v ic e s sa fe ty net w h ic h w e as a c o m m u n ity re ly u p on to p ro v id e p ro te ctio n a g a in st situ a tio n s su ch as th is fa ile d her to o , re p e a te d ly . She w as—and is - o n e o f those w ho fa ll th ro u g h the c r a c k s . The parents don't have a clue T h e p rob lem is that sto rie s such as th is are a ll too co m m o n , and too m an y o f them end in so m e ­ o n e ’ s s e rio u s in ju r y o r d e ath , g e n e ra lly the c h ild ’ s. T h is sto ry p r o b a b ly w o u ld n ’ t h a v e e v e n made the n e w s— c e r t a in ly not the front p a g e — i f the g i r l ’ s p arents had used an y o f the d o ze n s o f m ore co m m o n fo rm s o f ab use in w id e sp re a d p ra c tic e th ro u g h o u t our c o m m u n ity . T h is is m ore a c a se o f ab use by attem pting to break a c h ild ’ s s p ir ­ it and by d e n y in g he r the o p p o r­ tu n ity to fo rm a s a t is f a c t o r y re la tio n s h ip w ith her c o m m u n ity than it is about ab use in the t r a d i­ tio n a l se n se — v ic io u s b e a tin g s, s c a ld in g s and o th er fo rm s o f to r­ ture. Malparenting B u t th is is e x a c tly the so rt o f p a r e n t in g — c a ll it m a lp a re n tin g — that is the p re c u r­ so r fo r the in c r e a s in g ly v io le n t b e h a v io r that e x is ts in e p id e m ic p ro p o rtio n s in o u r s o c ie ty , and w h ich le ad s us to an e x a m in a tio n o f the ro le o f the m ed ia and the c o m m u n ity in b e in g le ss part o f the p ro b le m and m ore part o f the so lu tio n . T h e h e a d lin e to p ic fo r th is w e e k ’ s O b s e r v a n d o is d ra w n from a co m m e n t m ade re c e n tly by Lie u te n a n t D e r r ic k F o x w o rth o f the P o rtla n d P o lic e B u re a u re g a rd in g the e s c a la tin g v io le n c e that is — no q u e stio n about it— d e s tro y in g the q u a lity o f life in o u r n e ig h b o rh o o d s. B u re a u o f f ic ia ls are g re a tly co n c e rn e d about the in c re a s in g fre q u e n c y o f h o m ic id e s, the p a r­ t ic u la r im p a ct v io le n c e is h a v in g am o n g p e o p le o f c o lo r , and the nature o f h o m ic id e and p re c u r­ so r v io le n c e , w h ich is c h a n g in g in w a y s that are far m ore th reat­ e n in g to the co m m u n ity than in the past. An open and continuing public dialogue is needed P o rtla n d P o lic e C h ie f C h a r le s M o o s e r e c e n t ly a s k e d f o r a re c rip r o c a l co m m itm en t from the O b s e rv e r/ O b s e rv a d o r re g a rd in g these issu e s. C h ie f M o o se and h is s t a f f b e lie v e that no so lu tio n to the e p id e m ic o f v io le n t c rim e is p o s s ib le w ith o u t an “ open and c o n tin u in g p u b lic d ia lo g u e in this a re a .” (S e e a c c o m p a n y in g sto ry on page C I ). Reporting is not enough T y p ic a lly , the m ed ia w ill re ­ port on the re su lts o f v io le n c e — a n e c e ssa ry ro le o f the m e d ia — but the nature o f the b u sin e ss p re ssu re s us to re p o rt “ fre sh ” new s, and we tend to m o ve on q u ic k ly to an o th er to p ic w ith ou t o ffe rin g s o lu tio n s to the p ro b ­ le m s we d e sc rib e in p rin t or on the a ir. O c c a s io n a l in -d e p th fe a ­ tures are h e lp fu l in p r o v id in g co n te x t and p e rs p e c tiv e , but do not g o fa r e n o u gh in re a c h in g fo r s o lu tio n s The community must get involved.... The Portland O bserver/Observa­ dor intends to support C h ie f Moose by o ffering in its pages space to develop and maintain a publ ic forum on violence and its root causes, and to find solutions as a comm unity. ....and stay involved T h is is a lo n g -te rm p ro b le m that can o n ly be s o lv e d by a lo n g ­ term and w id e -r a n g in g c o m m it­ m ent from e ach o f us. N o one can a ffo rd to liv e in is o la tio n any m ore. Don't be isolated Is o la tio n is a la rg e part o f the p ro b le m . B e c o m e in v o lv e d w ith a n e tw o rk o f n e ig h b o rs , and lo o k afte r one an o th er. W e re a lly are a ll in th is to geth e r. Post-mortem on Observador numero uno: W e, the o v e rw o rk e d s t a f f at P o r tla n d ’ s o ld e st and la rg e st m i­ n o r it y -o w n e d n e w s p a p e r, are v e ry h a p p y to have heard so m any w o n d e rfu l th in g s sa id about o u r new p u b lic a t io n . W e have m ade m an y new frie n d s in ju s t the past few w e e k s, and som e o f them h ave b e co m e su b s c rib e rs. T h e co n c e p t o f c o m b in in g d i­ verse c u ltu re s in the sam e pages lo o k s g o o d so fa r. M u ch as g r a c ia s . T h a n k s fo r y o u r su p ­ port. Se Habla Español At Natalia Cruz helped produce the first edition o f the Observador and wrote the accompanying story about Powell's Bookstore (below). Photo by Timothy Collins P ape C3 A-Boy Stores SW Barbur Blvd. i 2 4 5 -0 7 1 4 Hillboro SE Foster Rd. 6 4 8 -4 4 8 0 777 -3 8 7 7 No burger flippers at Powell’s by N atalia C ruz C ordell S tott and Youth guest w riters N a ta lia C ru z a n d C o rd e ll Stott, visiting the Rose C ity fro m Utah, recently took a be­ hind-the-scenes tour o f P o rtla n d 's largest book store to lea rn about the book trade Residents o f Portland, O regon should be pleased to know that they have the “ Bookstore o f the Planet” here, referring to P o w e ll’s C ity o f Books, known throughout the world for its size and selection o f books. Em ployees believe it is the largest single bookstore in the nation, per­ haps even in the world. W ith more than 650,000 titles, organized under 122 sections and 3,000 sub-sections, it is the breeding ground and shop­ ping heaven for book lovers, co lle c­ tors, and customers taking advantage o f the cheaper prices used books offer. It also has a fairly large H is ­ panic section, w hich includes Span­ ish literature (some also translated into E n glish ) and child ren’s books. Pow e ll’s rare books collection also includes some Latin Am erican liter- ature. B o o ks in this section range from $100 to $8,300 P o w e ll’s is also a leader in com ­ m unity events, sponsoring anywhere from 15 to 30 readings a month where w ell-know n and local authors read from their w orks. The y also sponsor m usical events and art exhibitions, w hich sometimes highlight the talent ofm em bers o f their staff. W orkers at Pow ells are not your everyday, run- o f-the-m ill burger flipp ers; many have Masters Degrees and are ex­ perts in various subjects, such as authorship. V ik in g s and lizards. One can usually find them hidden behind towers o f books. The workers, not the V ik in g s and lizards. Pow ell’s believes they are the num­ ber one tourist attraction in the state o f O regon, with only the T illam o o k Cheese Factory as competition, al­ though the free cheese samples hard­ ly compare with the gift o f kn ow l­ edge and literacy. P o w e ll’s also reaches out to the world through the Internet, and sends shiploads ofbooks to schools in foreign countries. P o w e ll’s helps comm unities by prom oting literacy and fightin g cen­ sorship. It gives running donations to literacy groups, and helps schools around the w orld increase child ren ’s learning. C urrently it is fightin g bal­ lot Measure 31, w hich they feel gives government too much power o f cen­ sorship. The o nly books they do not carry are those prom oting violent, suprem acist or separatist behaviors. A s Matt Arnold, one o f the afore­ mentioned employees said, “we hope to be the Bookstore o f the Planet” , and for us it is. We have never seen a bookstore quite like P ow ell’s books. Many other people seem to agree with us, as crowds o f people filled the cof­ fee shop and various rooms through­ out the store. We feel that Pow ell’s benefits the c ity o f Portland and is very dedicated at becom ing the biggest and the best bookstore on Earth. “ L ik e Pericles said, you can amass great wealth or be very powerful. Bu t you a in ’t done nothin' until y o u ’ve done som ethin’ for your city. A n d what this city needs is a great b o o ksto re ,” said W a lte r P o w e ll, founder o f P o w e ll’s Bookstore. The Oregon Hispanic community is growing at Four Times the State Average! Do you have an effective strategy to win a share o f the business this vital and resourceful population represents? You can wait until they call you.... or call us now! Quatra Research Group (503) 977-0358 Specialists in Marketing and Communications to the Hispanic Community S U B S C R IP T IO N Subscribe to the Observer and receive the Observador also! Only $30 for one year! Suscríbase al Observer y reciba el Observador también! Solamente $ 30 por un año! Cu// (503) 288-0033 To Subscribe s