.5 . . Í«PPS’• S h ^ V S fö U * :r . .*’T”c¿|p x*t«v* r w s *'» /’ *’ *«*•*'* ‘ * » S !afts&i«tH¿ T he P ortland O bserver • S eptember 11,1996 P age CS Observador 1996 Community Betterment Award Winner Hacienda Community Development Corporation by S ean C ruz , P ortland O bservador low-income families, and in the way they address cultural differences and language barriers between the most­ ly Spanish-speaking residents and the neighborhood and community- at-large which surrounds them When the non-profit Hacienda Community Development Corpora­ tion purchased four rundown and overcrowded apartment buildings at the comer o f Killingsworth and Cul ly in 1992, it was d iffic u lt to see a future for the complexes that did not feature a wrecking ball. The four buildings, plus the Aero Manor Apartments, were responsi­ ble for as many as 1,470 arrests in a single year (1.4% o f the Portland Police Bureau’s total arrests from June 1992 toJuly 1993), and— thanks in large part to the absentee apart­ ment owners— residents and neigh­ bors alike appeared to be locked into a perpetual blight o f poverty and neglect. Villa de Clara Vista's unique solution Public costs were enormous The public cost for this small patch o f real estate was enormous. Apart from the drain on the Portland Police Bureau and area emergency resourc­ es, the court system, and the impact on neighboring property values, there were the short- and long-term costs that victims as individuals— and so­ ciety as a whole— pays when condi­ tions such as these remain unad­ dressed. The complexes housed many ch il­ dren livin g in deplorable conditions. Many tenants spoke little or no En­ glish. Many parents worked fu ll time at d iffic u lt or dangerous jobs that offered low pay and no health bene­ fits. C hild care was largely unavail­ able. School drop-out rates were h igh. There was I ittle or no access to health care. The cycle o f poverty, crime and hopelessness was relentless here. Residents were also victims I am pleased and honored to be included in the first edition o f The Portland Observador. I am confi­ dent that the Observador w ill play an important role in serving the Hispanic community in Portland. As with other major metropolitan newspapers, it is our intention to keep our readers well informed o f all major news events, and to keep you abreast o f business and social developments that would have an impact on your livelihood and/or your investments. As the Portland Observador’ s guest writer on business and eco­ nomic developments, I w ill con­ tribute articles concerning business and financial planning, retirement, college and tax planning, among other topics. Unfortunately, economic and de­ mographic trends reveal that many people simply w ill not be adequate­ ly prepared for either retirement or for providing for a college educa­ tion for their children. In these pag­ es, I w ill illustrate methods to per­ haps help you to prepare for these and other eventualities. Additionally, I w ill be reporting on trends in the financial markets, utilizing resources from some o f the best minds on W all Street as interest rates, the stock market and other important financial develop­ ments are examined. To those o f you who are wonder­ ing who I am and where I come from. I ’d like to offer a short bio­ graphical sketch. I was born in El Salvador, and my ancestry in this beautiful Cen­ tral American country goes back to the 17th century, when my prede­ cessors arrived from Spain. M y fam­ ily was involved in agriculture and was very active in politics. M y great- Visionary Villa de Clara Vista developer 1996 CBA winner. The acute shortage o f affordable housing was driving low income peo­ ple into these apartments, where the rent even here was often more than one fam ily could afford, and as many as 15 people were crowded into a one-bedroom unit. These were easy victim s for criminals o f all ages and all types. Language difficulties made these people even more vulnerable and exploitable. Vision— Si, wrecking ball— no Four years later, however, the Ha­ cienda CDC and its consortium o f neighborhood, city, county, state and federal service providers has trans- formed the infamous Galaxy, Cully, W e n do rf and Townhouse Manor apartments into a successful urban renewal model called the V illa de Clara Vista. The V illa de Clara Vista now o f­ fers 178 units o f one- and two-bed­ room housing and several key on­ site outreach services, such as the Oregon Department o f Employment, OSU and PCC extension classes, and La Clinica de Buena Salud, a prima­ ry care health clinic operated by the Multnomah County Health Depart­ ment. Through these facilities at the V illa de Clara Vista, these agencies ics. become a general agent for various life insurance companies. In 1974, I returned to El Salva dor with my w ife to help w ith the family business, and during our stay there we were blessed with the birth o fa son and daughter. Unfortunate­ ly, this was a tumultuous period for El Salvador and the rest o f Central America, and during this bloody era we lost the fam ily business. Being faced with an uncertain future and a w ife and two babies, we made the decision to return to the United States and settled in Port­ land, where my wife has roots in this beautiful state dating back to the old Oregon Trail. In 1983, I returned to the finan­ cial services industry and spent 12 years with Paine Webber. In 1995, I was offered an opportunity by M errill Lynch to open a new office in Lake Oswego, where I currently serve as Vice President and Senior Financial Consultant. For the last five years, I have worked with many individuals who have been “ outplaced” by their firms, and have become almost by demand a specialist in helping indi­ viduals deal with uncertainty. I often speak to groups and o ffe r sem inars, ra n g in g from sm all businesses to Fortune 500 companies. I look forward to continuing my involvement with the community and in p ro v id in g a d vice and information to the readers o f the Portland Observador. Se habla espanol. As a bilingual financial specialist, I look forward to oppor­ tunities to serve your needs. I first became involved in the fi­ nancial services industry in 1971, when I was hired by a financial plan­ ning firm, and eventually went on to M aurice Valdivieso can be reached at Merrit Lynch in Lake Oswego at (503) 699- 7201 or (800) 667-9346. grandfather was the President o f El Salvador from in the late 19th centu­ ry M y fam ily emigrated to the U nit­ ed States when I was at an early age, and I grew up in New York. After completing high school, I joined the U.S. Arm y and served as a para­ trooper in the Dominican Republic during the c iv il war there in 1965. I was injured during the Dominican Republic deployment and was un­ able to go on to Viet Nam with the rest o f my unit. A fter the army, I went to C alifor­ nia to complete college and earned a BS degree in marketing and econom­ The Oregon Hispanic community is growing at Four Times the State Average! Do you have an effective strategy to win a share o f the business this vital and resourceful population represents? You can wait until they call you..,, or call us now! Ouatra Research Group (503) 977-0358 Specialists in Marketing and Communications to the Hispanic Community S U B S C R IP T IO N Subscribe to the Observer and receive the Observador also! Only $30 for one year! Suscríbase al Observer y reciba el Observador también! Solamente $ 30 por un año! Cclii (503) 2xSS-OO33 To Subscribe Photo by Timothy Collins also offer services to residents o f the entire central northeast region o f Portland. A national model Hacienda CDC views the project as a redevelopment model designed to address the needs o f low-income seg­ ments o f the nation’s growing Hispan­ ic population in particular, but the Clara Vista serves the Portland com­ munity regardless o f race or ethnicity. A committment to opportunity The V illa de Clara Vista arose from one o f the most dangerous and ugly sites in the greater Portland Metropolitan area. The Hacienda Community Development Corpora­ tion and its al lies are to be commend­ ed fortheir commitment to providing safety, decency and opportunity for V o u ip who arrived from Los Angeles last year, “ is that they have a lot o f things going for the children." This transformation is the result o f dedication and much hard work by a great many people. The working coalition The V illa de Clara Vista realized a unique redevelopment vision which teamed up these elements: "non-profit ownership by Hacienda CDC; p ri­ vate development and management expertise; public funding from city, county, state and federal sources; public safety through the Portland Police Bureau; neighborhod advo­ cacy; social, health and educational services from Multnomah County, Portland Public Schools, private non­ profit agencies, and other organiza­ tions representing the Hispanic com­ m unity.” — (C u lly/K illin g sw o rth Revitalization Plan, June 1995). The V illa de Clara Vista is also a successful model o f community po­ licing, where the tenants, manage­ ment, neighbors, the Portland Police Bureau and Clara Vista’s own secu­ rity force working together have dra­ matically reduced the opportunties for criminals to operate and the inci­ dence o f crime in the neighborhood. Encouragement and change At the same time that crime is discouraged, opportunities for self- help are encouraged through on-site employment and educational servic­ es and various support groups. V isi­ tors to the V illa de Clara Vista are immediately impressed by the obvi­ ous pride in which residents maintain their dwellings. Flowers and shrubs grow in apartment boxes. Children play in clean and well-maintained common areas. People one encoun­ ters are friendly and smile readily. “ What I like about these apart­ ments,” said Julie Arteaga, a resident Agencies and organizations who have been playing important roles in revitalizing this neighborhood via the V illa de Clara Vista include: Multnomah County Community and Family Services Division and its Hispanic Services, Health Depart­ ment, and Community Action Pro­ gram Offices; Albina M inisterial Alliance; Camp Fire Boys & Girls, El Program a H ispano; O regon ChicanoConcilioon A lco h o l& Drug Abuse; Ecumenical Ministeries o f Oregon; Head Start; Portland Hous­ ing A uthority; Central Northeast Neighbors; C ully Association o f Neighbors; Oregon Human Devel­ opment Corporation, Hispanic A c­ cess Center; the Employment De­ partment and Vocational Rehabilita­ tion Divisions o f the Oregon Depart­ ment o f Human Resources; the Com­ munity Policing, Police Activities League and Sunshine Divisions o f the Portland Police Bureau; and the V illa de Clara Vista Com ite de Vecinos, or Tenants’ Council. The Observador applauds Hacienda CDC The Portland Observador ap­ plauds the vision and the work o f the Hacienda Community Development Corporation and its supporting cast o f agencies and neighborhood asso­ ciations. Congratulations, and wel­ come to the neighborhood. Hacienda CDC may be reached at 668-4115. V illa de Clara Vista at 284-3985. Coming in the next Observador: The Villa de Clara Vista faces a threat from the past. a d v e r t i s e m e n t in t k e O b s e r v a d o r w ill re a r k 27,000 r e a d e r s w i i k e a c h Call (503) 288-0033. is s u e . L a s t W e e k , W e W a l k e d I n t o U .S . B a n k A n d L e f t W it h 2 B e d r o o m s A n d A B a t h . ex, ling ,i h o m e is so m e th in g yon should he able to do. Even if you d o n 't m ake a m illion dollars, drive a fancy car, o r have m o re credit than D o n ald T rum p. T h a t’s w hy w e ’ve designed H o m e P a rtn e rs“1 loans. 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