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_ _
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Market,
Inc.
___ _______
O. Box 69626
D/ir-flni
Portland. Oregon 97201
or call: 1-503-282-8040
R.C.M. Gift Pack
is filled with an assortment of
Creole mixes and seasonings packed in boxes for con­
venient shipping. All contents of the Gift Boxes are
nonperishable and are shipped anywhere in the conti­
nental U.S. (“Free’ Recipe Booklet included). $15
postage and handling included.
Gift pack
SI.00 off with Ad
__________________
1 pkg. Cajun Red Beans, Gumbo Mix, Gumbo File’, Chicken
Fry, Cajun Seasoning, Jambalaya Mix.
J
Portland Community Design
invites you to join the
MLK MAIN STREET
MASTERPLAN SUMMIT
WORKGROUPS
Each workgroup meeting will focus on issues to revitalize MLK
Boulevard into a mainstreet. Guest panelists will join in discussions
of topics including mixed use development, the median strip, and
celebrating the spirit of Albina.
All workgroup meetings will be held Thursdays at noon at Metro in
Room 370, 600 NE Grand Ave..Portland. Please bring your own
lunch; coffee will be provided.
For more information call Laurel Lyon at
Portland Community Design, 2 8 1 -8011.
W FOOD MART
$$$ Available for Home Improvement
Most homeowners are unaware
that regardless of their income are
Federal, state and local programs
that will help them repair and remod­
el their homes.
Government at all levels recog­
nizes that neighborhoods are the ba­
sis of life in our country. When a
neighborhood deteriorates, many
things happen both physically and
socially. When the homes look shab­
by, a neighborhood seems more at­
tractive to crime and criminals. An
area in decline in like a spreading
cancer. As homes become shabby
looking and in need of maintenance,
the residents lose their desire to keep
up the neighborhood. Streets become
receptacles for trash, schools lower
their standards and very quickly the
selling price of homes in the area
drops sharply. This accelerates the
cycle of degeneration.
In order to keep and maintain the
nation’s housing and neighborhoods,
government at all levels have pro­
grams to give homeowners money
(that does not have to be repaid) for
repairs or to lend them money at
below market levels or at no interest.
In many areas utility companies will
either do energy conservation work
free or at low cost and in other places
will lend homeowners money at no
interest to pay the contractor of their
choice for the necessary work. In
addition there are tax incentives to
promote efficient energy use.
These programs are not restricted
to low-income people, slum areas or
urban neighborhoods. Owners of
single or multi-family dwellings are
eligible. While the grants do not have
to repaid, most of the loans offer low
or no-interest, long terms and low
payments.
Some of the other home improve­
ments covered under these programs
are: attic and wall insulation, new
windows, outerwall siding, security
doors, and locks, window guards,
sidewalks and masonry work, bath­
rooms and kitchens, electrical and
plumbing, new roofs, gutters, and
downspouts.
Consumer Education Research
Center, a national non-profit con­
sumer group formed in 1969, has just
published the 208 large-page, 1994
edition ofConsumers Guide to I lome
Repair Grants and Subsidized Loans
($16.95 plus $3 p&h from CERC
(¡RANTS, 1980 Springfield Ave,
Maplewood, NJ 07040 or 800-872-
0121) which lists over 7,000 sources
of loan and grant programs offered
by Federal, state and local govern­
ment, utility companies and other;
typical programs offered and the how
to qualify. Form letters for inquiries
to these loan and grant sources are
included as well as detailed instruc­
tions on determining your debt-to-
income ratio for eligibility.
Robert I.. Berko, executive direc­
tor of CERC, tell us, “Some pro­
grams have no income ceiling and
others allow income of as much as
$50,000 per year or more. There are
even programs for which tenants are
eligible and many allow loans to poor
credit risks In many areas, people
w ith disabilities can receive grants to
pay for needed repairs such as access
ramps and widening of doorways.”
Since it is important that the work
be done properly, the book includes a
section describing the rough cost of
the cost of many jobs as well as advice
on picking a contractor, negotiating a
contract, and insuring that the work is
done properly and for a fair price. And
to help you communicate with your
contractor, lawyer and lender, the book
includes a dictionary of terms used by
these professionals.
PDC
RENT YOUR NEXT
ToRTI.AMD
BEVKLOPMENT
TitiMMIAsIGN
WASHER & DRYER
FROM THE HOME LAUNDRY EQUIPMENT SPECIALISTS
W ith o p tio n to buy.
rh is C o u p o n G o o d F o r
$ 1 0 Off
$40 Per M ? "th
For The Set
DELIVERY AND
INSTALLATION FEE
r e n ta l
w a sh er
231*7413
1 6 5 7 S. E. TACOMA ST.
COM M ISSION MEETING
Date: May 15, 1996
Place: PDC
1120 SW Fifth Avenue
Eleventh Floor
Portland, Oregon
Time: 9:00 a.m.
Commission meetings are open to
the public. A complete agenda is
available at PDC or by calling
823-3200. Citizens with disabilities
may call 823-3232 or TDD 823-
6868 for assistance at least 48
hours in advance.
PDC is the City of Portland's
urban renewal, housing and
economic development agency.
kw/Y us fo r your best convenient shopping.
Our doors are open all day.
We sell oriental food.
D ream s fo r sale
$500 D o w n .
We also offer automotive services
on foreign & domestic cars.
■ Tune Up,Brakes
■ Engine & Transmission
■ Repair & Rebuild
■ Towing
/ f y o u 'v e a lw a y s h a d t h e d r e a m
HAVE 18 YEARS OF
COMMITMENT TO OUR COMMUNITY.
o f o w n in g y o u r o w n h o m e , y o u r
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5520 NE MLK JR. BLVD., Portland, OR 97211
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NEED MORE INCOME?
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No Obligation Information on
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Long Term Income
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THE PERFECT BUSINESS!
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GROUND FLOOR
OPPORTUNITY!
CALL
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F o r a s little a s y o u 'r e p a y in g in
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d o w n p a y m e n t , y o u c o u ld b u y a H U D H o m e . T h a t 's
r i g h t . T h e U . S . D e p a r t m e n t o f H o u s in g a n d U r b a n
IN JU N E , JU S T $500 IYÔWN M A K ES
YOUR FIR ST HOM E A REALITY.
D e v e l o p m e n t ( H U D ) h a s p r o g r a m s t h a t m a k e o w n in g a
h o m e e a s i e r t h a n y o u th in k . P r o g r a m s t h a t w ill e v e n
h e lp y o u c o v e r m o s t if n o t all
o f y o u r c lo s in g c o s t s .
If y o u 'd lik e m o r e
in fo r m a tio n a b o u t th e h o m e
y o u 'v e a lw a y s d r e a m e d o f,
c o n ta c t y o u r re a l e s ta te a g e n t
to d a y . O r , fo r a fr e e b r o c h u r e
on h o w to buy a H U D h o m e ,
c o ll 1 - a œ - 7 B / - 4 H U D
T h e r e 's n e v e r b e e n a b e t t e r
t i m e t o f o llo w y o u r d r e a m , b e c a u s e n o w y o u c a n a f f o r d it
i=ï
FOUAI HOUSING
OPPORTUNITY
W E’LL HELP Y O U O W N A PIECE O F AMERICA.
To qualified buyers, onfy on homes with FHA-insured financing Closing costs and fees additional
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