I he P ortland O bserver • M ay 17, 1995 P age Questions And Answers F o r Social Security o r Supple­ m ental Security Incom e Assistance telephone 1-800-772-1213. l o r speech A hearing impaired assistance, ca ll 1-800-325-0778. Question: I heard there’s a form available to stop having Social Secu­ rity tax deducted from wages. Is this true? I f so, how does one go about requesting it? Answ er: No, there is no form to stop having Social Security taxes taken out o f your paycheck. Howev­ er, there are employers who do not take Social Security taxes out o f employee paychecks because the work is not covered for Social Secu­ rity. Examples are railroad employ­ ment, covered under the Railroad Retirement System, and certain fed­ eral employment, covered under the Federal C iv il Service Retirement System which were collecting taxes from employees before Social Secu­ rity existed Ifyo u perform work that is covered for Social Security, then the employer should take Social Se­ curity taxes out o f your paycheck. The Internal Revenue Service is re­ sponsible for making sure employers are taking Social Security taxes out o f every employee’ s paycheck and substantial monetary penalties are levied against any employer who does not do so. Question: How disabled must I be to get Social Security Disability benefits? Answ er: To qualify for disabil­ ity benefits from Soc ial Security, you must have a physical or mental im­ pairment that’ s expected to keep you from doing any “ substantial” work for at least a year or is expected to result in your death. Generally, earn­ ings o f $500 or more per month are considered substantial. Question: On my next birthday, I w ill be 65. Do I have to sign up for medical insurance at Social Security? Answ er: You are not required to sign up for medical insurance, Part B o f Medicare. However, i f you do not enroll when first eligible, your Medicare Part B premium w ill be 10 percent higher than the basic month­ ly premium for each year you are eligible but not enrolled. Ify o u are over 65 and not enrolled in Medicare Part B, you can sign up during the open enrollment period at the begin­ ning o f each year, from January through March. Q uestion: I ’m a homemaker, but last year I worked as a beautician in the basement o f my home. I want to be sure I get credit for my earnings for Social Security benefits. How do 1 do this? A nsw er: You must report your self-employment earnings on your income tax return on Schedule SE i f your net self-employment earnings are $400 or more for the year and pay the tax when you file the return, due by A p ril 17. The Social Security self- employment tax for 1994 is 15.3 percent on self-employment earnings up to $60,000. I f your net earning exceed $60,000, you continue to pay the Medicare portion o f the Social Security tax, which is 2.9 percent, on the rest o f your earnings. Question: I heard social Securi­ ty w ill be restricting benefits to peo­ ple receiving disability benefits based on drug addiction or alcoholism. Exactly what are the restrictions? A n s w e r: B e g in n in g M arch 1995, all individuals receiving dis­ ability benefits based on drug addic­ tion or alcoholism must receive pay­ ment through a representative payee. The payee must be an organization or other person who w ill be respon­ sible for managing the individual’s payments and see that his/her needs are met. He/she must go for treat­ ment when it is available, and bene­ fits can be received for no more than 36 months. Question: What about people who are already receiving disability benefits on the basis o f drug addic­ tion or alcoholism? W ill the new restrictions on the receipt o f benefits apply to them? Answ er: yes. In early February, the Social Security Adm inistration sent notice s to a p p ro x im a te ly 159,000 beneficiaries which sum­ marized the changes. The notice in­ vited them to contact the Social Se­ curity office for further information. They may also call Social Security’s toll-free telephone number, 1-800- 772-1213. Study Finds low-Fat Diet Is Safe For Children And Reduces High Cholesterol A National study that included 127 Portland-area children has found that lower-fat diets can effectively reduce cholesterol levels in children without harming normal growth. Kaiser Permanente’s Center for ■* Health Research in Portland was one o f six clinical centers nationwide in­ volved in the study, which was fund­ ed by the National Heart, Lung and Blood Institute, a division o f the National Institutes o f Health. The results appeared in the May 10 edi­ tion o f the Journal o f the American Medical Association. Begun in 1987, the three-year Dietary Intervention Study in C hil­ dren is the first large, randomized clinical study to look at the long-term safety and effectiveness o f super­ vised lower-fatdietsonchildren with cholesterol levels above 175 m illi­ grams per deciliter o f blood. Nation­ ally, 663 children participated in the study. Results showed that the ch il­ dren who were given nutritional guid­ ance to reduce total fat intake to 28 percent o f calories showed a signifi­ cant decrease in L D L cholesterol lev­ els compared to a control group o f sim ilar children. Both groups re­ ceived adequate nutrition and posted equivalent growth and psychologi­ cal well-being scores. A fter three years, children who leceived nutritional counseling and supervision o f their diet showed a lower intake o f total fat, saturated fat, and cholesterol than children who did not. Their L D L cholesterol levels were also 3.?mg/dl lower than the other children. Children in both groups were between 8 and 10 years old when they joined the study. V ictor J. Stevens, PhD, princi­ pal investigator for the study at the Center for Health Research, said the study is important for two reasons. “ First, it shows that a well-balanced diet low in fat is not harmful to school- age children. And it shows that such a diet does work to achieve modest reductions in harmful L D L choles­ terol levels. That should help these children decrease their chances o f- developing early atherosclerosis - a clogging o f the arteries by fatty de­ posits that can lead to heart attacks and strokes.” Southeast Portland resident Bar­ bara Eichom ’s daughter, Sarah, had a cholesterol level over 200 mg/dl when she enrolled in the study six years ago. “ It ’s amazing how even minor changes like broiling instead o f frying and switching to skim m ilk instead o f whole have made a d iffe r­ ence in Sarah’ s cholesterol,” says Oregon Repertory Singers Children’s Choir 95-96 Season Auditions program and to charter with National PA, Inc, as a state office. Currently, Parents Anonymous o f Oregon is 17 groups strong, all sport­ ing a structured play group for PA parents’ children. Sixty percent o f PA gioups are in the tri-county metro area, with additional groups in the counties o f Josephine, Jackson, Coos, Deschutes, Marion. We are serving approximately 900 families per year. A ll PA direct services are provided by volunteers. In addition to our support groups, we provide a statewide, toll-free 24 hour Parent helpline which is totally staffed by volunteers. A parent education series is avail­ able to parents in the tri-county metro area which is entitled, “ Discipline That Doesn’t Hurt". It is offered for free to parents in our programs and serves as an auxiliary class for CSD mandated clients. PA o f Oregon also conducts a parent-planned, parent-led statewide Convention each year as an opportuni­ ty to develop parent leadership, net­ work with other PA parents, and to celebrate our families. We currently conduct 50 public awareness presentations to the com­ munity each year; provide profession­ al training to agencies on a staff o f unpaid volunteer advocates providing services every day to Oregon families (approximately 230 individuals state­ wide volunteer their energy and time). Parents Anonymous of Ore­ gon is supported by W averly Childrens Home, and receivesoth- er small grants: • Oregon Childrens Trust Fund ($12,500 annually) • Clackamas County Commis­ sion on Children & Families (CCF) ($9,000 statewide) • For the entire state o f Oregon, we have 2.5 FTE. Our revenue is approxim ately $60,000 annually, dependent on W averly’s success at private fundraising for the agency as a whole. What Parents Anonymous Can And Cannot Do For Families W hat Parents Anonymous Can Do: • Provide supportive listening and adult contact for isolated parents. • Provide a place to freely dis­ cuss d ifficulties in raising children. • Have as a resource a profes­ sional in the group to identify further help in the community. Provide information about child rearing: • C hild Development (Expecta­ tions) • Alternatives to Corporal Pun­ ishment (Positive Parenting) • Ideas on building children’s self-esteem • In most locations provide a program fo r children that is struc­ tured to w ork on self-esteem, friend­ ship, and confidence building. • Provide a network o f other parents to assist the parent in child care, phone contact, support and car­ ing. • Enable parents to take better care o f themselves so that they can take better care o f their children. • Assist parents who want to improve their parenting by provid­ ing models, information, and ongo­ ing support while learning new child rearing techniques. • Provide support to families as they grow towards health and non­ violence. W hat Parent Anonymous Cannot Do.... • Provide therapy, counseling for parents. • Serve parents who are under the influence o f drugs/alcoho! • Provide help for sexual perpe­ trators • Serve parents who are mental­ ly ill and not able to function in groups. • Parents Anonymous Works Best For Parents • Who Are Seeking Changes In Their Lives Office: (503) 238-8819; 24 Hour Parent Helpline: 2 38-88/8 o r !- (800) 345-5044 PCC Board Member Resigns A tkin s’ term and could seek election in March 1997. The PCC board is responsible for the budget and overall policy direction ofthe college. Board meet­ ings are held twice a month, general­ ly the first and third Thursday eve­ nings. Members receive no pay. Those interested in being nomi­ nated should send a letter stating why they would like to serve on the board and a resume to PCC, Public Affairs Office, P.O. Box 19000, Portland, OR 97280-0990 by Friday, June 16. The board w ill interview candidates during June and July. a n d c o ld h a r d CASH Miss Petite Teen International You know what it takes to run a small business. And so do we. Introducing our new Small Business Line of Credit. Opportunities knock. And you need money to answer. We've got it. With Key Bank's new Small Business Line of Credit, you'll get con­ venient check access so you can draw on the account whenever you need it.* Of course, to stay successful, you'll still be putting your heart and soul into your business. We'll just be helping with the cash. ffljc ^Jortlanh OPbarruer Wishes You A Happy New Year As We Begin Our 25th Anniversary O f Publication. Since 1974, Parents Anonymous has been a presence in Oregon for strengthening families and preventing child abuse. In 1984, Waverly Childrens Home was asked by the non-profit Board o f Oregon PA to umbrella the statewide BLOOD SWEAT Concert Choir ages 11-15; Prep Choir ages 7 -1 1 Welcome to the 1st Annual Miss Petite Teen International Pageant. This exciting new pageant system features petite teens as there center focus! Kathy Wheatley, owner o f Elite Productions, Inc. o f Houston, Texas, has developed a unique new pageant system designed exclusively for teens who are under 5’6", single and between the ages o f 13 to 17. The Miss Petite Teen International Pageant provides the opportunity for petite teenagers to showcase their personal attributes, intelligence and inner beauty as well as developing personal growth. G irls from all over the United States and Internationally w ill be vying for the title o f 1995 Miss Petite Teen international. The Miss Petite Teen International Pageant w ill be held at the beautiful Doubletree Hotel in Houston, July 5th-9th, 1995. The prize package consist o f $30,000 in cash and prizes which includes jew elry, clothing a cash scholarship and much, much more! There w ill be three areas o f competition: Personal Interview, Evening Gown and Sportswear. The contestants w ill have their weekend filled with fun activities, dinner parties and rehearsals. Parents Anonymous Of Oregon Hope For Families Portland Community College is Eichom. “ Today, at age 14, Sarah’s seeking applications to fill a vacancy cholesterol level is normal.” on the board o f directors. Because o f these encouraging Marcia Atkins, who represents results, Stevens says youngsters in Washington County in college zone the study w ill be tracked until age 18 6, is resigning because o f relocation. to see i f the dietary intervention ben­ The person selected to replace her efits them throueh adolescence would fill the two years remaining on ORS Children’s Choir meets at Colonial Heights Presbyterian Church every Wednesday afternoon, 2828 SE Stephens, 2 blocks south o f Haw­ thorne. Auditions are being taken for children who love to sing. Call audition coordinator Mary Ann Kelley 246-8989 for audition information. Scholarships are available. The goal o f Oregon Repertory Singers Children’s Choir is to create a m ulticultural, multiethnic singing group which represents the diversity o f the greater Portland area. Our choices o f music w ill be taken from all styles: classical, American folk and gospel, jazz, blues and world folk music. Linda Noah, Artistic Director ¡O"TT ¡BANK A 7 -HOUR RESPONSE OR ALL LOAN FEES WAIVED Apply at your local Key Bank or for more information call 1-800-891-8918. V m e r it . i s I ir s i ( Im ite h»r S m .i l l B u s in e s s M em ber F D IC Wtu KMMM LENDER •Subject to credit approval and receipt by the bank o f necessary financial information Offer available for lines o f $150,000 and under