' T he P ortland O bserver • O ctober 2 6 , 1994
P age B 5
bseruer
I
| T
I
I
??????????
???????????
??????????
?????????????????????????????????????????????????
FACTS QUICK QUIZ
a
I
t
g FIGURES
9
a
Î
Are you getting your message across? Here’s a quiz that can help you
tell if you’re in tune with the latest terms in the field of communications.
$il»«-r*7#*O tl»*«67»<01 V94-54
Direct Deposit is the banking
service that lets employers deposit
employee paychecks directly into
their bank accounts. Over 70 per
cent of federal employees now get
paid by Direct Deposit, as do 50
percent of the nation’s 43 million
Social Security recipients. The es
timated savings to the U.S. govern
ment is more than $100 million a
year— savings passed along to all
taxpayers.
Direct Deposit, reports the N a
tional Automated Clearing House
Association (NACHA), costs employ
ers ten to 23 cents less per payment
than issuing a paycheck because of
savings in preparation, distribu
tion and reconciliation costs. In
addition, American companies could
increase productivity by four to five
billion dollars a year if all employ
ees were paid via Direct Deposit—
workers would no longer need time
off on payday to deposit their checks.
* * *
Direct Deposit is virtually error-
proof. O f the 18 million Social Secu
rity payments made via Direct
Deposit each month, not a single
one has ever been lost. For a bro
chure on Direct Deposit, send 50
cents to: Federal Reserve Direct
Deposit Brochure, Consumer In
formation Center, Pueblo, CO 81009.
F
f c.
V
>
1. A dingadinga is a. an African
tribe, b. a low-power spotlight c.
the most widely used microphone?
3. Etaoin shrdlu is a. the generic
term for a leading component of
electrical cable connectors, b. tech
nical name for a low-power spot
light. c. words used by operators of
Lintotype equipment to test hot-
lead typecasting machines?
2. The term bulldog refers to a.
the earliest edition of a morning
newspaper, b. an uncooperative
media source, c. the last edition of
an evening newspaper?
Sage Advice
Q. I’m thinking of starting an
herb garden. What do you think?
INTS FOR HOMEOWNER
Remodeling That Brings The Entertainment To You!
Can your home accommodate a
gourmet dinner for 30 of your clos
est friends? Does your six-year-old
want the entire first grade over for
burgers and fries? Are your out-of-
town guests visiting for “just a few
days”? According to the National
Association of the Remodeling In
dustry (NARI), if these scenarios
put you in a panic, perhaps it’s time
to stretch your living space by
remodeling!
Entertaining and being enter
tained at home are the most popu
lar social activities of the new dec
ade. This, in part, explains why two
of the hottest remodeling trends in
the U.S. are kitchen/living room
and home entertainment/media
center additions.
A kitchen/living room simply
combines space for cooking as well
as for family gatherings and casual
entertaining. The living room side
may include a comfortable sofa and
chairs, a fireplace, skylights, or other
amenities to make for an inviting
conversation area.
Home entertainment centers are
the perfect rooms in which to hook
up your television, VCR, stereo,
compact disc player, personal
computer with video games or any
other equipment that will enhance
your own “electronic playground.”
“As more and more families
congregate in their kitchens and
dens it becomes increasingly im
portant to improve the capacity and
The fastest speed at which a giant tortoise can crawl is about five yards a minute.
A n sw e rs
1. b. It’s also called a dinky. 2. a. 3. c. The term is used for testing
because it contains the five vowels and seven common consonants,
according to Webster’s New World Dictionary of Media and Communica
tions (Simon & Schuster, New York). The new reference book by Richard
Weiner, a renowned practitioner of public relations, defines over 30,000
slang and technical terms, including old and new ethnic and British
words. The book covers 27 fields including advertising, broadcasting,
computer graphics, film, journalism, library science, marketing, newspa
pers, photography, videotex and more. Each definition is written so that
the user can understand it even if he or she is not a professional working
in the field. It’s available at local bookstores or you can send a check for
$29.95 plus $3.00 for postage and handling (total; $32.95) to: Public
Relations Publishing Co., 1633 Broadway, New York, N Y 10019. 4. a. It’s
a punctuation mark, combining an exclamation point and question mark.
If you could hold a square mile of sunlight in your hand, it would weigh three pounds.
^
i / .
7
•4*'»
X
is Monday, October 31st.
Kids are out trick-or-treating.
Please drive safely.
A. Growing herbs at home is a
smart idea. You get the double
benefit of a beautiful potted plant
and something delicious to put in
your cooking pots. One
herb that’s easy to
grow is that hardy
perennial, sage.
The most common
indoor variety is Sal-
via vulgaris, which
can grow to over two
Rapp
feet tall. There’s also
the pineapple sage, whose light
green leaves have a strong pine
apple aroma.
More and more homeowners are
stretching their living space by re
modeling.
functionality of these rooms,” says
Ron Walters, NARI President. “A
kitchen/living room or media/en-
tertainment center project com
pleted by a NARI contractor is cer
tain to increase your fam ily’s en
joyment of their home for many
years to come.”
With more than 5,400 members
nationwide, NARI is the only na
tional trade association committed
to the service of the professional
remodeling industry. As the voice
of the remodeling industry, NARI
represents professional remodeling
contractors, manufacturers, whole
salers, distributors, lenders, utili
ties, and publishers. NARI also
serves as a clearinghouse for infor
mation on the remodeling indus
try.
Contact your local NARI chap
ter to obtain the names of profes
sional NARI remodeling contrac
tors in your area. Or call NARI
National at (703) 276-7600 for the
location of the NARI chapter near
est you.
4. An interrobang would be most
often used by a. print journalists,
b. broadcast journalists, c. artillery
officers?
Halloween
YOUR INDOOR GARDENING
QUESTIONS ANSWERED
By Joel Rapp
Io la
W H Y R E N T S O M E O N E E L S E ’S D R E A M ,
Painter
249-1719 or 778-9360
4712 NE 66th Ave
Portland OR 97218
Like most herbs, sage needs full
sun, well-drained soil, and regular
feedings of a top liquid plant food
such as Miracle-Gro. Sage can be
propagated by seeds or stem cut
tings.
•Joel Rapp, bestselling author,
gardening editor o f Redbook, and
radio show host, is among Amer
ica’s best known gardening experts.
H. Francene Grewe
Branch Manager
Sales Representative
Norwest Mortgage. Inc
825 NE Multnomah
Portland. OR 97211
W H E N YOU CAN HAVE Y O U R O W N ?
Office 503-235-1940
FAX 503-235-1948
Pager 503-635-1622
We have some new ways to help turn renters into buyers.
LISCENSED IN OREGON SINCE 1975
Singles & Seniors, I can help you!
“1st Class Gaurantee"
Music
Millennium
32nd & E.
Burnside
231-8926
23rd & NW
Johnson
248-0163
A-ZEBRA
H. R mls
George A. Hendrix
MBA. GRI, Broker
1==T
Realty Inc.
300 NE Multnomah, Suite #16
Portland, Oregon 97232
(503) 230-1390 • (Res.) 287-6837
U .S. B ank can n o w m ake it easier for you to b u y a h o m e by m ak in g
it easier to qualify for a loan. W ith a H o m eP artn ersSM loan, the m o n e y y o u ’ll
n e ed fo r a d o w n p ay m en t o r closing costs is probably m u ch less than y o u ’ve
ever d ream ed possible. S o u n d to o g o o d to be true? K eep reading, it gets
even better. Because w e’ve m ade it easy to qualify. A steady incom e and a good
h istory o f paying y o u r bills m ig h t be all you need.
J.L.S. Lawn Service
office: 503-335-0263
pager: 503-940-7721
Estimates
So instead o f paying for y o u r lan d lo rd ’s h o m e, stop by the offices o f
any U.S. B ank branch. W e’ll show y ou that o w n in g y o u r o w n h o m e d o e sn ’t
U l
U
W
U
11V7Ì
u . ä
have to b e a fig m en t o f y o u r im a g in a tio n . | | U
5 . J
| e
BANK.
CIKMBVR
C IW 4 U .S Bank Member FDIC