Transition Projects Call Attention To Homeless B A G H O M E L E S S N E S S , th e Projects a year ago an d has two p ri­ annual com m unity event sponsored mary purposes, to raise community by T ran sition Projects to call attention aw aieness o f the problem s facing the to th e needs o f the hom eless, will hom eless and to provide monetary be held W ednesday, May 19, at Pio­ support to T ransition Projects for its neer C ourthouse Square. T he special program s to assist the hom eless and com m unity activity rises money to less fortunate through em ergency shel­ support T ransition Projects’ program s ter, clean up, alcohol and drug treat­ serving the hom eless and less fortu­ m ent, job readiness skills train in g and money m anagem ent. nate. T ra n s itio n P ro je cts, form erly O n BAG H O M ELESSN ESS know n as Burnside Projects, is the D A Y , everyone in m etropolitan P ort­ largest provider o f services to the land is encouraged to take a bag lunch hom eless in the City o f Portland, hav­ to w ork and donate the equivalent of ing done so for more th an 22 years. w hat they would norm ally spend for a Last year, m ore than 6,000 individu­ m eal to T ransition Projects. T ransition Projects staff and o th ­ als w ere helped through its program s ers from the com munity w ill gather at o f em ergency shelter, clean up cen­ Pioneer C ourthouse Square at noon ters, alcohol and drug outpatient trea t­ on M ay 19 to call attention to the m ent, jobs readiness skills training, im portance o f the com m unity w ork­ crisis intervention and money m an­ ing together to break the cycle o f agem ent Daily, the agency provides em er­ hom elessness M usic for the d ay ’s gency night shelter to 140 single adult event will be provided by the Terry m en and women. A nother 300-500 Robb Band. use the day shelter and clean up cen­ T h e BA G H O M E L E S S N E S S ters at the agency’s G lisan Street Com ­ p roject w i r as T ra n sitio n uo o started iu n v u v by j ----------- IN T R O D U C IN G m unity Service Center. M o re th a n 1 ,0 0 0 p e r s o n s - adults an d youth-are estim ated to be h o m e less in P o rtla n d a t any one tim e These people are hom e­ less for a v ariety o f reaso n s and most w ould like nothing better than to be able to retu rn to in d ep en d ­ e n c e a n d s e lf- s u f fic ie n c y . It is the desire to help these people to deal w ith th e is s u e s c a u s in g th e ir h o m e le s s n e s s th a t m a k e s th e BAG H O M ELESSN ESS project such a m eaningful one. O f the estim ated 1 ,0 0 0 h o m e le s s p e r s o n s , m o re than 400 are housed in shelters in the D o w n to w n /B u rn sid e are a. O th ers sleep in cars and under the b r'dges. Specially printed BA G H O M E ­ LESSN ESS lunch bags w ill be d is­ trib u te d th ro u g h b u sin e sse s an d churches. They may also be obtained at T ransition Projects m ain ad m in is­ trative offices at 1211 SW M ain. A d­ d itio n a l in fo rm a tio n a b o u t B A G H O M ELESSN ESS can be obtained A R E V O L U T IO N A R Y IN ID E A B A N K IN G : L o a n s F o r P eo ple W h o a c t u a l l y N eed T he M o n ey . by calling 274-8004. Terry Aarnio Selected As Oregon s Small Business Person Of The Year M r T ed W innow ski, C hairm an an d C EO o f Key Bank o f O regon and Mr. John G ilm an, SBA D istrict D i­ rector, would like to congratulate M r Terry A arnio, President o f O regon Iron W orks, Inc for being selected as the “ Sm all B usiness Person o f the Y ear” , for 1992. A reception w ill be held in his honor May 6, 1993 at 1 45 p. m. at the Key Bank Towe r at PacW est Center. Previous w inners o f this pres­ tie io u s a w a rd in c lu d e w o rm tig io u s a w a rd in c lu d e N o rm W n n in g sta d , F loating Point an d T o m B ruuare M entor G raphics B rugare, M entor u r a p n _ A n advisory council m ade up o f private citizens from the local busi­ ness com m unity selected Terry from a field o f nom inees based on criteria such as: com pany longevity, response to adversity, evidence o f contributions to the com m unity, an d current and past financial statem ents. T his selec- tion m akes him a contender for the “ Sm all B usiness Person o f the Y ear” aw ard at the national level; an honor to be bestow ed by President C linton and his staff at a celebration in W ashington D C , in conjunction w ith “ Sm all Busi- ncss W eek” , w hich is nationally rec- ognizedM ay 10 through 14 T his w eek tio n , a d a ta p ro c e s s in g fa c ility , K eyCorp M ortgage, a full-line na- tional m ortgage firm ; an d Key T rust com pany o f the Northw est, the first regional trust com pany au thorized to conduct business in b oth W ashington and O regon. Key Banks are also lo- cated in A laska, Idaho, New York, M aine, U tah, W ashington, and Wyo- w as nationally proclaim ed to recog- nizc people active in the sm all busi- ness com m unity for th eir personal ac- com plishm ents an d their com m itm ent to devoting tim e to others. o f b a n ming. K eyC orp (N Y SE :K EY ) w ith as- sets more th an $23 b illio n is a multi- regional bank holding com pany head- quartered in A lbany, N ew York. It has R i n g expanslQn actlvl. m ore th an $1.6 billion, has 71 loca- tions throughout the W illam ette V al- ley from Portland to Eugene Key Bank o f O regon is a subsidiary o f K eyCorp O ther subsidiaries in the Key C orp net- S o m e banks seem to th in k you need lots and lots o f stu ff hefon you m n ,v r a loan. H o u s e s . C a r s . Y ach ts. It s o r t o f m a k e s y o u w o n d e r : i f s o m e o n e s a lre a d y g o t all th a t s tu ff, w h a t d o th e y n e e d a lo an f o r ’ T h a t ’s w h y w e ’ve c o m e u p w ith O p p o r t u n i t y L oans. S o e v e n i f y o u r in c o m e ’s low c h a n c e s a re fa irly h ig h y o u c a n g e t a lo an . F o r th in g s y o u n e e d . L ik e a n e w r e f r i g ­ e ra to r. S o m e re a so n a b ly n ic e n e w a lu m in u m g u tte r s . O r to pay s o m e re a ­ s o n a b ly p a in f u l d e n ta l b ills. A n y w ay , it s e e m e d lik e a p r e tty d e c e n t i d e a i f w e d o say so o u rse lv e s. O p p o r t u n i t y L oans. ties in the N ortheast and N orthw est As “ A m erica's N eighborhood B ank, ’ Key C orp pursues a m iddle-m arket target concentrating its resources in cities and sm all com m unities o f the BANK wiwwinv L o an s fo r p e o p le w h o a c tu a lly n e e d th e m o n ey © 1 9 9 3 U S . D ank. M em b er F i l l C w ork include Key Services C orpora- northern tier s t a t e s . ___________ Selling Homes or Home s« rvic®*¿ Sell in The Portland Observer, Call 288-003 î NECDC SUPPORTS FIRST-TIME HOME BUYERS Foreclosure Homes Cheap T here are know ledgeable p co p k buym g r“ c J o “ d p ' , f“ B a ' n k s ’ raiefo rso m e o n ew ith g o o d cred itw h o described rn detail in the book 2 S S S is w illing ,0 take over the deb, T h is T „ e R e a d in g Tree Presents your own home for less than what you are aren’t sure you can afford it? currently paying in rent? T he N O RTH EA ST C O M M U N ITY D E V E L ­ If you are lo o k in g fo r a fle x ib le h o m e- O PM E N T CO R PO RA TIO N (N E C D C ) has newly o w n ers constructed and com pletely renovated hom es av ail­ p la n and a f f o rd a b le q u a lity in a diverse neighborhood, you could benefit from our able for purchase at affordable prices. program . If you are: Bad credit stoppi ng y ou9 T hrough the N ehem iah • A first-tim e hom e buyer H ousing O pportunity Progiam , N ECD C has been • A w age earner whose total family income docs not able to help indiv iduals w ith past credit problem s exceed $39,200 annually and even bankruptcy purchase their ow n homes. So. • A tenant paying more than $400 in m onthly d o n ’t give up your hope of hom e ow nership until rent Y ou may be qualified to purchase a 3 bedroom , you’ve tried all avenues. 1 1/2 bath hom e featuring a fully equipped kitchen, w asher , dryer, security system, and a lully lan d ­ Stop d reami ng and start 1 ivi ng i n a house o f your own Just call the N ortheast C om m unity Develop­ ment C orporation at 282-5482 and ask for more scaped lawn for a first m ortgage am ount o f $60,000 You may also be qualified lor a 30-yeai lived rate m ortgage a, 6 5% intcr-cst and up to $3.000 in down inform ation of the N ehem iah first-tim e hom e buyers program and how wc can help you afford the house o f your dream s. paym ent assistance grants NECDC n o r th east c o m m u n ity d evelo pm en t co rpo ratio n 4 1 1 4 N V A N C O U V E R A V E N U E • P O R T IA M O ^ X m ent have caused property ow ners to default on th e ir m ortgages. Every day £ ^ e S e S i o n s a i e le^ O R E G O N 9 7 2 1 7 • 503 2 8 2 5 4 8 2 • FA X 5 0 3 -2 8 2 9 1 5 2 accent flh ^ som ew here in th e nation an auction . eer is selling hom es or com m ercial ertv a“ properties. T he D ep an m en . o H o^s’ “ X X ” Why rent when you may be able to own Interested in owning your own home, but dons, loss o f jo b s and under em ploy- - . P a r t > The Reading 1 tee is presenting luc o f th e prop- its l« th aim,...I silent auction and . eaeer to add nropertv they punch party, Saturday May 22nd ai the W estm inster Fireside Room. Io24 N E H an eo ch S , from I to5pm I,o k - foreclosedo^m ore6^ ^ ^ , 0 0 0 hom es bought back property^at^he auction^ ets arc5$3.0O> last year w hile the V A foreclosed o banks are w ,» mJ m ore th an 30,000. A dd to h« banks d e a l s ^ J tlhemgthousandsfo r J xes v is it with fnends and ne.ghbors-tund and m aintenance u ad i th e , ge, rid o f for a l f F o r more tnform atton cal, 281-1768 ---------- — f o m e l o s u m s m u f il^ m l W .in o th e r ... S X “ g u " T m e m a?h higher be done before bid d in g a . a s h e rif f s All this property is g oing on the m ar- auction. M ost liens are cleaned of by ket in a tin Jew h en dem and is low. the auction but others such as taxes A ccording to T ed Thom as, o f the rem ain as lens that are assum ed by the non-profit C onsum er Education re- search C enter, w hile foreclosure is som etim es a tragedy for the individual property ow ner, it has created a bo­ nanza for those w ho know how to profit from w hat he calls the hidden m arket .” H e adds th at it is easy to find th is hidden property because it is all recorded in pubic records in court — _________ — ------- r Free Contact Lenses Available Ih ro u g h Study For more in fo rm atio n , co n tact Steven fletcher, D irector ot C om - m unity relations (503) 224 - 5 — ATTENTION . HOMEOWNERS ____ ___ _ houses all over the county. T hom as has w ritten a book, YOUR ILLU STR A TED G U ID E TO FO R E­ CLOSURE G O LD M IN IN G ,available from C onsum er C enter. 350 Scotland Road, O range, NJ 0 7 0 5 0 ,1-800-USA- 0121 ($39.95). T his county records arc open to the public every weekday You can buy lists o f foreclosure suits as soon as they are filed. Lists o f bank and governm ent ow ned foreclosure properties arc also available It's all there for the taking Just a little rese arch p lu s p ersev eran ce, mixed w ith a bi, o f negotiation skill and you have profitable w in-w in busi­ ness, according to T hom as After a foreclosure action has been started bu, before the sale, the default­ ing hom eow ner w ill often be w illing to lc, someone else take over the m ort­ gage for little or no money In fact, in freshm ents auctl0I1 llem s. large and sm all 25 HOMES WANTED To Train Applicators (Under Supervision Fully Guaranteed) To Install — Mi MB BM M MB MAIL COUPON OR CALL ANDERSON BUILDERS & CONSTRUCTION. INC 3511 N I 74th Portland OR 9/213 (503) 281-1855 NEW 1993 Vinyl Siding k 100% AS SEEN ' Financing O.A.C. ON TV CCB#526O3~" " " ™ ANOUK 135RP t • • * » • '** A