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P age A5
BY GINA LAWRENCE
I believe th a t a hom e should be
m ore than a place for one to eat, sleep,
an d take baths. A hom e should be a
special place to live and grow, m en­
tally an d spiritually as w ell as physi­
cally. N o tju s ta “place” to b e w h e n y o u
have no place else to go.
W hen you becom e w eary o f the
w orld tossing you about, or rejecting
you, th e cheerful thought o f going
hom e to be refreshed, should bring a
sm ile to your lips. Because you know
th a t no m atter how you are treated
“out there” you have a hom e to go and
revive and recharge your m ind, body
an d soul.
I have a m ost unusual concept o f
w h at I w ant my hom e to be like. 1
desire a hom e that is expandable. A
hom e that is capable o f grow ing as I
grow. A s I change and becom e a w iser
an d m ore know ledgeable individual
I’d like a hom e to reflect those changes
In perspective, I w ant my hom e to take
on the unique nature o f my character,
th is concept m ay sound odd indeed,
but, in my opinion, it is possible.
Now, I love the things o f nature,
such as, cedar wood, flow ers, rocks,
sea shells, anim als, w ater, etc. My
hom e should be large enough to ac­
com m odate my natural desires. My
dream hom e m ust be surrounded by
trees, and flowers an d water. T h e a n i­
m als I choose will be free to roam the
prem ises, uncaged an d unham pered.
T hese things give m e a sense o f joy
Y o u ’ve m ailed your federal tax
return to the Internal Revenue Ser­
vice. T hen w hat do you do w hen you
receive an additional Form W -2“ Wage
and T ax Statem ent” o r an interest
statem ent from a bank account?
T he 1RS says O regonians who
need to correct their original tax re­
tu rn sh o u ld file a F o rm 1040X ,
“ A m ended U S. Individual T ax Re­
turn.” Form 1040X is used to correct
previously filed Form 1040, 1040A,
an d in n er peace.
A nother o f my loves is books I
love books like A braham lived his
only son Isaac. W ell, m aybe not quite
th a t fervently. B ut you get my point. If
som eone cam e an d stole all o f the
or 1040EZ.
books 1 have collected for m any years,
O n the form you w ill figure your
I w ould have a room designated only
correct incom e an d tax. In general, if
for my m any books. T h e shelves, pref­
you arc expecting a refund, you should
erably w ill be perm anently built-in,
w ait until you get the refund before
unm ovable.
sending in the am ended return
W hen 1 feel sad an d dejected, I
A n am ended return claim ing a
w ant a place w here I can go an d think
refund generally m ust be filed w ithin
and m ake m yself feel happy an d whole
three years from the due date o f the
again. So m any people are sorrowful
original return, or two years from the
an d lonely, and all because they have
date the tax w as paid, w hichever is
not found a “H om e” to belong to, a
place o f refuge an d hope, a place later.
If you m ade a m ath erro r or forgot
w here they know they are loved for
to attach a schedule, you do not need
w ho they are an d not w ho they are
to file an am ended tax return. T h e 1RS
expected to be.
will autom atically correct m ath errors
T he letters in H -O -M -E represent
and w ill request any m issing attach ­
heart, ow nership, m em ories, and ev­
erlastin g W hen you find a dw elling ments.
T o get From 1040X and in stru c­
place w here you can experience all
tions, call the 1RS, toll-free art 1-800-
these things, you have not ju st found a
829-(TA X )-3676(FO R M ).
house in w hich to sleep at night, you
have found a real Home!
0%, 3% & 6%
Home Improvement Loans
Join Other Portland Homeowners
with Neighborhood Pride!
H o m e improvement loans are available in Piedmont, Woodlawn, Concordia, Sabin, Eliot,
Boise, Humboldt, King and Vernon neighborhoods. At 0% , 3% and 6% interest, depending
on your income - these are probably the best rates in town. You may qualify to borrow up to
$12,500 from the Portland Development Commission (PDC) and show your neighborhood
pride by making your home and neighborhood an even better place to live.
Y o u r chances of qualifying for one of these City loans are good if you own your home, need
city-approved repairs or improvements, and have a qualifying income.
Studio 1 4 H air Design
for m e n & w o m en
M a rs h a B ro w n
B ria n S im s
D o m in iq u e G ill
Oregon
Lottery Numbers
M cgabucks
W e d n esd ay A p ril 21: 14-25-27-32-33-42
Saturday, A pril 24: 10-25-27-32-33-42
OREGON
LOTTERY
Pow er Bali
W ednesday A pril 21: 3-8-10-14-29-PB 37
Saturday A pril 24: 9-15-16-25-26-PB 2
finger waves • spiral sets
hair care products • color perms
clipper cuts
specializing in ethnic hair services
1
Before and after photos o f a successful home repair loan p ro je c t- o n e more family showing neighborhood pride
3 1 1 7 NE M LK • 2 8 7 -2 5 5 7
T he first Secretary o f Labor, W il­
liam B W ilson, vow ed to prom ote the
“the w elfare o f w age earners in the
U .S.,” according to T he U S D epart­
m ent o f la b o r's B icentennial History
o f T he A m erican W orker.
I f you have questions, or w ould like to find out if you qualify for a loan, call PDC s Eastside
Neighborhood Housing Preservation Office at 823-3400, Monday through Friday, 8 a.m.
to 5 p.m. Remember, City funds are limited for this program, so call
Jt
today to begin enjoying the benefits of your home repairs.
PDC is the City's agency for urban renewal, housing and economic development The
______
home repair loan program is funded through a federal Community Development
Block Grant administered by the Bureau o f Community Development.
Eligible hom eowners facing costs can be used for:
• C o nnecting hom e to the sewer
associated w ith hooking up to the
branch line
C ity’s sewer system may find assis­
tance through sewer hookup loans • Any plum bing changes necessary
to connect to the sew cr
available from the P ortland D evelop­
•
A bandoning an old cesspool
ment Com m ission (PDC). T he Sewer
•
All perm it costs including sewer,
H ookup L o an P ro g ram h a s been
plum
bing an d abandonm ent fees
stream lined m aking it easier toqualify,
Each
applicant receives expert
incom e g u id elin es have been e x ­
assistance by being paired w ith a PDC
panded. and the loans offer 0 % inter­
Finance Advisor and H ousing Spe­
est w ith no m onthly paym ent.
cialist who help the homeowner though
T he loans are available in the
City o f P o rtlan d an d M u ltn o m ah every step o f the loan process-from
County (G resham is excluded) and loan application to getting bids to loan
We’ll Show You How
to show you how
Because at First Interstate, we re
committed to revitalizing our neighbor­
hoods through home ownership. And,
through our Community Lending
Center, we place a special emphasis
on first-time home buyers
The Community Lending Center
offers potential homeowners a step-
by-step approach to buying a home
We ll help you put together a plan to
realize your dream of home owner­
ship We ll focus on finding the loan
that best meets your needs and then
assist you throughout the home
T ax R eturns
One on One
loan process. And we 11 provide
information and support after your
home loan closes.
We also sponsor community
seminars on home ownership
And if you already own a home
we can help, too We ll show you
how to use the equity you ve built up
in your investment to make home
improvements or repairs
So when it comes to any ispect of
tax service
317 N.E. Killingsworth
Portland, Or 97211
(503) 289-0851
PORTLAND
DEVELOPMENT
commission
closing PDC staff will also review the
entire plum bing sy stem for any ad d i­
tional w ork that may be necessary for
the sewer hookup.
For more inform ation about the
Sewer Hookup Loan Program , or to
find out if you qualify, contact P D C ’s
Eastside housing Preservation Office
at 823-3400, Monday through Friday,
8am to 5pm
(j
dvertise
T H E
M
O bserver
ATTENTION
HOMEOWNERS
Valerie Çurrie
Tax Consultant
New Program Helps
Women Explore
Technical Careers
buying, owning or maintaining a
home, call First Interstate W ere
here to show you how
A new program at L ane C om m u­
nity College called ‘ Access" helps
women identify careers in non-tradi-
tional technical careers. Five one-
credit m ini-courses arc available in
autom otive technology, energy m an ­
agem ent. construction, aviation m ain­
te n an c e, w eld in g an d w oodshop
W om en s C enter Coordinator Kate
Barry says the program is for women I
Community Lending Center
5730 NE Martin Luther King, J r Blvd
Portland, Oregon 97211
Phone: 225-3751
First Interstate Bank
interested in good wages, job satisfac­
tion, m arketable skills, a personal
challengcandindepcndcncc Form orc
inform ation or. a free program bro­
chure, call the LCC W o m en 's C enter
2 5 HOMES
WANTED
* » <<<
«.« » d z • « * :
ANDERSON BUILDERS &
CONSTRUCTION, INC.
3511 N.L 74th Portland, OR 97213
(503) 281-1855
NAME
NEW 1993
Vinyl Siding
* a
a
a ♦
ADDRESS
CITY
PHONE
AS
SEEN
ON TV
&
•.
MAIL COUPON OR CALL
To Train Applicators
(Under Supervision-
Fully Guaranteed)
To Install
Financing
k
at 747-4501 ext 2353.
a* ****•*•*
j
PDC Offers 0% Interest Sewer Hookup
Loans To Eligible Homeowners
-Xl
Whether you're just dreaming of
owning a home or you're ready to
buy. First Interstate Bank would like
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