July 1, 1992...The Portland Observer...Page 5 Washington Mutual To Hold A Seminar For First Time Home Buyers Washington Mutual will hold a July 11 seminar for first-time home buyers and other people who wish to purchase a home with just a five per­ cent down payment. The four-hour seminar will be held from 9 AM to 1:00 PM at Washington Mutual’s HollywoodFinancial Center, 4333 NE Sandy Blvd. in the Holly­ wood district. The program is designed for low- to middle-income families who are a good credit risk, but lack the funds for a traditional down payment. Under the program’s guidelines, two percent of the five percent down payment may be a gift or funds borrowed from a non­ profit agency. , A $15 per-family fee will include textbook, credit report and refresh­ ments. Pre-enrollment is required and seating is limited. Interested parlies may call Washington Mutual’s Holly­ wood financial center at (503) 280- 5939 to enroll. “ Because we believe people who belter understand the home purchasing process are a better risk, qualified buy­ ers who attend these seminars are able to make lower down payments than would normally be required,” said Su­ san Fillman, managerof the Hollywood financial center. “The seminar takes people through the complete process of buying a home: creating a monthly budget, determin­ ing how much home they can afford, qualifying for a mortgage loan, and closing the transaction. We include guest speakers who explain credit re­ ports, price negotiations, and the im­ portance of a structural inspection,” Fillman said. The seminar is sponsored by Wash­ ington Mutual, in conjunction with GE Capital, a private mortgage insurance corporation. GE Capital will under­ write mortgage insurance for people who complete the four-hour certifica­ tion program and then successfully qualify for a five percent down pay­ ment loan. The program does have some re­ strictions: Properties must be owner- occupied, a family’s gross income can­ not exceed $44,850, and the borrower must meet some credit requirements. With assets of approximately $8 billion, Washington Mutual is the Northwest’s premier consumer bank, operating 118 financial centers and 18 home loan centers in Washington, O r­ egon and Idaho. FINALLY... A USER-FRIENDLY MORTGAGE FOR LOW- TO MIDDLE-INCOME HOMEBUYERS! Washington Mutual invites you to attend a homebuying seminar on Inly 11 from 9AM to I PM at the Hollywood Financial Center. 4333 NE Sandy Blvd. Those who attend will learn basic surv¡val skills tor buying a home and may qualify for a special financing program which features a low-down payment and more flexible qualifying guidelines. The cost is $15 per tamily. includes textbook, credit report, and refreshments. Seating is limited! Call 280-5939 to enroll or to obtain further information. tl 111) Washington Mutual The friend of the family L= J lender Deposit-, at Washington Mutual, a Federal Savings Bank, and Washington Mutual Savings Bank are insured hv FDIC___________________________ _ 4th Celebration To Include Food Drive Most churches plan their canned food drives for the winter holiday sea­ son. But this year the Church of Scientology Celebrity Centre Portland is celebrating the 4th of July with the Spirit of 76 by combining a picnic in Willamette park with a canned food drive for Fish Emergency Service. “The Church of Scientology here in Portland has been a vital force in this community for many years," said Gwen Mayfield, spokeswoman for the Church. “I know that many of the emergency food services in town are often forgot­ ten about this time of year. When I received Fish’s newsletter and saw that they needed canned fruit and jars of peanut butter, I decided to do a special food drive just for them and include it as part of our July 4th celebration.” FISH Emergency Services is a non­ profit food and clothing bank in South­ east Portland that regularly publishes a “wish list” in their newsletters. The canned food drive is not the only unique thing that the Church will have in Willamette park on the 4th of July. They will also be the only Church in the state of Oregon with a six foot tall volcano. The prop is intended to repre­ sent the volcano that has marked the cover of Dianetics; The Modern Sci­ ence of Mental Heakn for close to the last four decades. The volcano has been used in more recent years in the Dianetics Foundation television ads. The self help book, written by L. Ron Hubbard in 1950, has sold over 15,000,000 copies and continues to hit the top-ten bestseller lists around the world. “We aren’t going to set off the volcano this year, “ Mayfield stated. “We thought that people would be able to find us easier in the crowd this way.” The picnic will be from 4 pm to 8 pm on thc4th of July at Willamette park and is open to the general public. Any­ one wishing to participate is asked to bring a can of fruit or a jar of peanut butter for FISH Emergency Services. For more information on the canned food drive or the picnic, contact Helen Burke at the Church of Scientology Celebrity Centre at 228-0116. Library To Be Closed July 4 Holiday Safety Tips Multnomah County Library will be closed Saturday, July 4, Indepen­ dence Day. “The Great Summer Escape” Con­ tinues At Your Library It’s not » o late to make “TheGreat Summer Escape,” with Multnomah County Library’s summer reading pro­ gram , going on now through September 1. Join us for events, activities and drawings for kids and young adults at all branch libraries. Everyone whocom- pletes a reading contract cams a coupon for a free meal* at select Red Lion Coffee Shop restaurants. For details, see your librarian. * Free meal when another meal of equal or greater value is purchased. Just Call “Read” Library news by telephone? It’s available by calling News Now at 244- 4444 and entering the extension 7323 (Read). Listeners can request library news in three categories: library ser­ vices, branch library events and Central Library e v e n t s . _______ — Have a safe Fourth of July! The Fourth of July holiday is upon us. Motorists are reminded to take extra care when driving in areas where chil­ dren are likely to be playing, such as parks, schools, playgrounds, and resi­ dential neighborhoods. Right turns at red light can be particularly hazardous. Motoristswatch- ing for other traffic may not notice a young pedestrian in a crosswalk. Parents can hclpcnsurcasafe holi­ day by making sure their children know how to be safe pedestrians. Children can reduce the risk of accidents by: • Choosing a route with the few­ est streets to cross. • Crossing only at comers. • Looking in all directions before crossing any street, every time. • Obeying all traffic laws and signals. • Walking across streets. Give yourself plenty of time. • W atching for vehicles that might turn into your path. • Facing traffic when walking on roads without sidewalks. • Wearing something white or reflective and/or use a light if you must walk near traffic when it is dark. Portland Gray Panthers Gray Panthers Annual Meeting, 10 a.m. Saturday, June 20, 1992 at North­ west Service Center, 1819 N. W. Everett. A potluck luncheon will fol­ low at noon. Bring friends and a dish! Open to all! Fireworks Can Frighten Pets TheOregon Humane Society urges pet owners to take special precautions to protect their pets during the Fourth of July holiday. Animals are often terri­ fied of the fireworks that people enjoy so much. The number of animals lost around the Fourth of July far exceeds any other time of the year. Pet owners should be especially careful to see that their dogs and cats are suitably confined, particu­ larly during fireworks events. All pets should be wearing their identification tags just in case they do run away. Current ID tags will help ensure that lost pets are quickly re­ united with their families. A new pet identification option now available in the metro area is the AVID microchip implant which provides permanent ID. People interested in the names of vet­ erinarians providing implant services can call the Humane Society at (503) 285-7722 ext. 215 or AVID at 1-800- 336-AVID. Anyone losing apet is urged to contact the Humane Society for in­ formation on how to find their missing animal. The Oregon Humane Society is located at 1067 NE Columbia Blvd. and is open from 11 a.m. to 7 p.m. Monday through Friday, 10 a.m. to 6 p.m. Satur­ day and Sunday. Telephone 285-7722. Pauline Kelly June Operator of the Month Blumenauer Oulines Savings to Goldschmidt Task Force City C om m issioner Earl B lu­ menauer today announced a set o f rec­ ommendations he has made to former Governor Neil Goldschmidt to restruc­ ture state and local government that could save taxpayers &9.8 million dol­ lars. Pauline Kelly was selected as Tri- Mets Operator of the month in an awards ceremony held June 17, 1992 Congratulations!! Dew-Claw Reading Series Oregon poets Peter Jensen, Erik Muller, and David Johnson will read from their new book of poetry, Confluence, published by Walking Bird Press. Peter Jensen, an English teacher at Lane Community College in Eu­ gene,, has produced several previous books of poetry including This Book Is Not A mask For Tear Gas, and twenty years of his collected poems make up the volume When Waves Sprout Birds. Erik Muller, also a teacher of English at Lane, is an editor of Fireweed and author of the books The Rainfall Re­ gime and Entering Eastside. David Johnson is acontributing editor at Whal’s Happening, a Eugene weekly, and au­ thor of Eleven Poems for Julie Ellen and Butch Beneath the Stars. Confluence is a unique achieve­ ment, in which, as Vcrn Rutsala notes, “the poems cooperate, each voice dis­ tinct yet join ing the others in something akin to the intricate close harmonics of certain kinds of folk music.” The poets will present an interactive encounter with the book, a dynamic reading in the key of what many might consider “per­ formance art.” Powell’s monthly dew-claw read­ ings are free and open to the public. “Most of these proposals are steps state and local officials can take now to cut spending,” said Blumenauer. “We should return these savings to the pub­ lic by providing new public safety ser­ vices and reducing costs to the tax­ payer.” Blumenauer outlined the propos­ als this morning at a City Hall news conference. He discussed the ideas privately last week with Goldschmidt, who is chairing a task force to scruti­ nize local services in Multnomah, Washington and Clackamas counties for overlapping functions and duplica­ tion. The group is to report to Governor Barbara Roberts in August. “ I su g g ested to G o v ern o r Goldschmidt that the task force look hard at three areas,” said Blumenauer. “First, we should eliminate unneces­ sary layers of administration between government and community agencies. We should award state contracts, such as those for mental health programs, directly to community agencies instead of through the counties, and abolish county programs that p/ovide the same service state-wide, such as elections, tax collection, and property assessment These two steps would improve ser­ vice, cut administrative costs in half, and save taxpayers $5.4 million.” “Second, we should continue the consolidation begun with Resolution A which assigned urban services to Port­ p land and corrections and human ser­ vices to Multnomah County," said Blu­ menauer. “We could put 60 more police officers on the streets of Port­ land by using an existing agreement to transfer S heriffs Deputies to Portland from Multnomah County. We should also eliminate overlapping municipal and county services in road and bridge maintenance and cable television. Together these changes could save $2.9 million.” “Finally, we should regionalize water and sewer services in the tri­ county area,” said Blumenauer. “We don’t need 31 local water districts and 30 sewer agencies. Combining them into one regional government would improve service and lower administra­ tive costs. Reducing existing admin­ istrative expenses for water and sewer by just 10% — a very conservative estimate of the potential savings — would save ratepayers $1.5 million.” “These are just a few of the areas where I think savings can be achieved, said Blumenauer. “And the ideas be­ hind them — eliminating middle-man­ agement between state government and community agencies, consolidating local and county programs, and com­ bining key services such as utilities into regional agencies — could be ap­ plied to other areas too.” “As someone who has fought hard — and successfully — to eliminate waste in government and consolidate public services, I know from firsthand experience how difficult the job can be. But this year I also think we have a unique opportunity to make the kinds of critical changes which will provide long term benefits for everyone.” Planned Parenthood of the Columbia/Willamette proudly announces the opening of our new N.E. PORTLAND CENTER at 4326 N.E. Killing.worth, Portland Opens Wednesday, July 1 Clinic open Tuesday through Saturday Walk-in pregnancy tests available H ir.h co nim i «ersices • Annua! txam s • H IV testa • In testi«,, test, 4 treatm ent Cali 288-8826 Have a safe Fourth of July! Free Screening Offered By The Comprehensive Cancer Program Early detection and prevention of oral cancer is the goal of a free screen­ ing offered by the Comprehensive Can­ cer Program at Good Samaritan Hospi­ tal & Medical Center. The screening will be Thursday, Aug. 6 ,2 - 6 p.m. in the lower level of theComprehensiveCancerCenter, 1130 N. W. 22nd Ave. Otolaryngologists (ear, nose and throat physicians) will conduct the screenings and provide information on self-exam, risks & prevention. Screening appointments, which take approximately lOminutcs,are lim­ ited so pre-registration is required. For more information or to pre-register, please call Legacy Physician Referral and Health Information at 335-3500. Motorists Prepare for Fourth Of July Holiday Fourth of July travelers need to be prepared for their trip to ensure a safe and pleasant holiday. Careless motor­ ists can cause problems not only for themselves, but also for other motor­ ists. Drivers may be preoccupied with their destination or plans and in a hurry because they have not allowed enough time to make their trip comfortably. In order for motorists to have a safe trip, keep these tips in mind: • The driver should be well rested and ready for the trip. • Comfortable clothing makes a long drive more enjoyable. • Travelers should plan enough time to reach their destination without rushing. • Take rest breaks every couple of hours. • Be ready for possible changes in weather. • Watch carefully for informa­ tional and regulatory signs when driving in unfamiliar areas. • Be sure your vehicle is in proper running condition. 4» For Best Results Advertise in the Observer