Portland observer. (Portland, Or.) 1970-current, April 29, 1992, Page 6, Image 6

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Page 6...The Portland Observer...April 29, 1992
U.S. Bank Introduces ‘Cash
Back’ Debit Card
U.S. Bank introduced April 20th
the region ’ s only “cash-back” debit card
for convenience-craving customers who
w ant plastic that draw s on money in the
bank, not on credit.
The new UBANK CHECK Card
offers the convenience o f plastic and
the fam iliarity o f a checking account,
w ith the added incentive o f a 1 percent
rebate for every purchase.
U.S. B ank’s debit card provides
tangible rew ards for the cost-conscious
c o n s u m e r , a c c o rd in g to R ick
C om andich, senior vice president and
m anager o f convenience banking for
U.S. Bank. "A s part o f a checking ac­
count, the U BA N K CHECK Card pro­
vides a convenient alternative to w rit­
ing a check or using a credit card,” he
said. “In addition, w e’re alw ays look­
ing for ways to deliver consum er prod­
ucts and messages that em phasize the
im portance of spending and saving
wisely. By giving cash back for every
purchase, our debit card gives people
an attractive option to traditional plas­
tic.”
Com andich added, “Customers can
appreciate the UBANK C H E C K C ard’s
versatility and cash rebate. It can be
used to buy goods wherever VISA is
accepted worldwide, to withdraw cash
from an autom ated teller m achine
(A TM ), and as a check guarantee card.”
In addition to offering a 1 percent
cash rebate for purchases, and being
accepted at more than nine million VISA
lo catio n s w o rld w id e, the U B A N K
CHECK Card allows for:
o couples with joint checking a c ­
counts tocarry their own cards, avoiding
the need to carry two check books or
loose paper checks;
o point-of-sale buying at retail o u t­
lets with the appropriate equipment;
o cash machine transactions (the
card is also an ATM card), including
withdrawals, balance inquiries and trans­
fers, at any UBANK or other participat­
ing ATMs; and
o over-the-counter cash at VISA
member banks worldwide. Customers
pay a monthly service fee o f $1.25 for
the debit card. W ith the 1 percent rebate
incentive, the service fee is offset if
purchases reach $125 monthly, and any
additional purchases above that amount
generate money for the customer.
The num ber o f debit cards in the
United States is on the rise. During the
past year, the number of V ISA debit
cards issued increased by more than 21
percent, from 6.9 million in tirst quarter
1990 to 9 million in third quarter 1991.
U.S. Bank of Oregon, Oregon ’ s larg­
est bank, is a subsidiary of U .S. Bancorp,
the largest financial services company
headquartered in the Pacific Northwest,
with assets o f $ 18.9 billion as of March
31,1992. O ther U.S. Bancorp subsidiar­
ies include U.S. Bank o f W ashington
and U.S. Bank of California.
Expressions
Contemporaneous
Art Exhibit
May 9 - June 3,1992
Paintings by Daniel Buswell and
Jerry Quenton
Shades of Color Gallery
316 N.E. Thompson St.
Portland
Hours: 12-6 p.m. Monday through
Saturday
A rtists’ Reception:
Saturday, May 9 ,4 -7 p.m.
For the first time, Shades of Color
Gallery brings outstanding works by
Jerry Quenton and Daniel Buswell.
Quenton uses as many colors as
possible to draw people to his work,
using designs from African forms and
his own experience. “I enjoy working
with all mediums,” said Quenton. “L i­
noleum prints, acrylic, oil, charcoal
and pastels all convey what I’m think­
ing and feeling.”
A native of Idaho, Q uenton’s paint­
ings reflect the memory o f his home
state and his exploration of African
heritage.
Buswell expresses the same pas­
sion for life and its diversity as do his
paintings. “ I have always enjoyed study­
ing my environment,” he said. “W hether
it’s a hot summer day or a cold wet
dreary day, they all have their marvels
and blessings. The way I use color and
line is an expression of the enjoym ent I
Health is Tio N ick’s, an adolescent day
treatm ent center designed to meet the
needs o f adolescents in North/Northeast
Portland. Nick serves 15 em otionally
disturbed boys and girls between the
ages o f 13-17 and approximately 20
youth annually. Tio N ick’s is coopera­
tively administered by the Center for
Community Mental Health and the C on­
tracts Program department of Portland
Public Schools. Being under the public
system enables the students atT io N ick’s
to acquire accredited credits for transfer
to transitional schools.
Tio N ick’s offers a multidisciplinary
curriculum that are presented through a
daily schedule, that involves individu­
alized or small and large group settings.
Students attend academic and treatment
classes throughout the day.
©n site are tw o full-tim e teachers
and a slot for half-time teachers from the
school district, and are supported by
social workers. The goal is to improve
the students’ skills to return to regular
school.
W est One Bancorp and Yakima
Valley Bank today announced the sign­
ing o f a definitive agreement under
which W est One Bancorp will acquire
Yakima Valley Bank.
The agreement provides for an
exchange o f common stock in which
west One Bancorp would acquire all
the outstanding com m on stock o f
Yakima Valley Bank. The purchase
price is $17.5 million plus the annual­
ized undistributed 1992 net income o f
Yakima Valley Bank computed through
the month-end preceding the actual
closing date.
The number o f shares o f W est One
Bancorp’s common stock to be received
by the shareholders o f Yakima Valley
Bank will be determined by dividing
the purchase price by the average m ar­
ket price for ten consecutive days end­
ing on the 20th trading day preceding
the acquisition date. Based on an esti­
mate o f the purchase price of $18.4
million and on the number o f shares o f
Yakima Valley Bank common stock
outstanding, the price per share should
approximate $108.
The agreement has been approved
x,_______ Z _______ ’
by the boards of directors of both com ­
panies and is subject to approval o f
Yakima Valley Bank’s shareholders
and applicable regulatory authorities,
com pletion of the transaction is ex­
pected in the Fall o f 1992.
Y akim a Valley Bank is a four
branch, $120 million asset institution
serving the Yakima, W ashington area.
“Expansion in W ashington state
has long been a priority for W est O ne,”
said Dan Nelson, W est One Bancorp
chairm an and chief executive officer.
“Our entry to the Yakima market by
merging with Yakima Valley Bank
gives us an opportunity to continue to
build its operations by offering a wide
array o f banking services in areas in­
cluding consumer, agriculture and small
business lending, along with invest­
m ent services.”
Doug Pringle, president and chief
executive officer o f Yakima Valley
Bank, said, “I have been aware of the
W est One oranization for the last thirty
years and I have a great respect for the
company. Although we are very pleased
with the growth and income perfor­
mance o f our bank, along with the
quality o f services *e provide to our
custom ers, we believe that a merger
with W est One will provide expanded
banking services for our custom er base
and add additional banking facilities
in the W ashington market for use by
our custom ers.”
O n a p ril 2 , 1992 W est O ne
Bancorp entered intoadefinitive agree­
ment to acquire 38 branches, several
business banking centers and two pri­
vate banking centers o f Security Pa­
cific Bank o f W ashington. The Secu­
rity Pacific branch facilities to be ac­
quired have approxim ately $1.3 bil­
lion in deposits and $800 m illion in
loans.
Com pletion o f these announced
acquisitions in the state o f Washington
will increase W est O n e’s banking op­
erations in that state ‘o over 50 bank­
ing facilities having approximately
$1.8 billion in assets.
W est O ne Bancorp is a regional
bank holding com pany headquartered
in Boise, Idaho, with $5.4 billion in
assets and more than 150 offices and
3,600 employees in Washington, Idaho,
Oregon and Utah.
The IRS and Oregon State Establish
Standards for CCCS to Help People
Avoid Bankruptcy
UNJONZAVENUE^
X
GLASSTOMPANY;
Continued from front page
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Good news for the taxpayer who
couldn’t pay their tax bills on April
15th. Both the Internal Revenue Ser­
vice (IRS) and the Oregon Department
of Revenue are working with the non­
profit agency, Consum er Credit C oun­
seling Service (CCCS), to help CCCS
counselors set up debt management
plans to pay back taxes.
The IRS will be training CCCS
counselors next week on how to arrange
installment plans for those who need
help. The Oregon Department of R ev­
enue will also provide criteria to enable
counselors to include state taxes in the
debt m anagement plans.
This specific arrangement with both
the Federal and State tax authorities
will enable CCCS to be more successful
in working with their clients who owe
back taxes as well as the usual bank,
department store, and health bills.
CCCS is a non-profit agency that
helps people in financial trouble. O ffer­
ing free counseling, CCCS counselors
work with their clients to create a w ork­
able budget. W hen necessary, CCCS
will negotiate with creditors to take
smaller payments over a longer period
of time. Some m ajor creditors waive
interest charges when accounts are paid
through CCCS. CCCS is the only viable
alternative to filing for bankruptcy, a
blemish than can remain on one’s credit
record for up to ten years.
CCCS has been serving the com ­
munity for nearly 25 years and has
o ffic e s in P o r tla n d , B e a v e rto n ,
Gresham, Oregon City, McM innville,
The Dalles, Vancouver, and Longview.
LORRAINE HLAVINKA
All Types of Auto Plate and Window Glass
Storm Doors and Windows
4709 NE Martin Luther King, Jr. Blvd
Portland, Oregon 97211
Woman-Owned
Phone 249-5886
Persian Folkloric
Paintings
BY AHMAD SABAHI
The IFCC (Interstate Firehouse
Culture Center) Gallery is pleased to
present Persian Folkloric Paintings by
Ahmad Sabahi, May 2-24,1 9 9 2 , at the
Interstate Firehouse Cultural Center
(5340 North Interstate Avenue), Port­
land, Oregon.
This exhibition of Persian folk­
loric paintings features recent works by
Ahmad Sabahi based upon popular eth­
nic lore and literature. In the painting
“Rostam and Div,” Sabahi has tackled
the old theme o f good vs. evil in m onu­
mental form and bold rhythmic lines.
O ther paintings such as “The Mystic
Singers” and “ Dance” captures the pat­
terns of culture in both its traditional
and contem porary forms. “The Mystic
Singers” is rem iniscent of a painting
found in an illustrated Persian m anu­
script where the images are literally
read through its symbols. In “ Dance,”
Sabahi p ortrays tw o contem porary
w o m en -o n e combing her h air-su b tly
conveying the pow er o f ritual or, in
essence, “ living culture” through the
m etaphors of poetic verse.
An im m igrant from Tehran, Iran,
Mr. Sabahi discovered his ability and
love for drawing as a child. As a young
teenager, he developed his skill as a
portrait painter, then pursued formal
training at the School o f Fine Arts at the
University of Tehran, Iran in 1948.
After graduation, Sabahi worked as a
portrait painter and high school art
teacher. In 1962, Mr. Sabahi came to
the United States to study architecture.
A m em ber of the American Institute of
A rchitects since 1976, Mr. Sabahi re­
cently retired from architecture in 1992.
He is presently devoted to his pursuit o f
the fine arts.
The IFCC invites the public to
meet the artist at an opening reception
on May 2nd, Saturday afternoon (3:00
p.m .-5:00 p.m.).
Nobody Does it Better for Less
SAFEWAY
Ad Prices Good April 29 through May 5,1992 At Safeway.
Fresh
Sw eet Corn
First of the season tender sweet corn from sunny
California. Enjoy with juicy BBQ chicken and
your favorite side dishes!
Ears
Look In The This Week
Magazine for your Safeway
Shopping Guide for a complete
list of specials on sale this
week at Safeway!
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W * rv > x >
West One Bancorp To Acquire Yakima Valley Bank
find in life.”
Bom on the Standing Rock R eser­
vation in South Dakota, Buswell has
been a resident o f Portland since 1979.
Center for Community
Mental Health
regard to substance abuse treatment.
The C enter for Com m unity Mental
Health responded to a request for pro­
posal and was warded the contract.
PCR provides an array o f services
autonomously and in joint partnership
with other agencies. PCR is located at
3525 N.E. Martin Luther King Jr. Blvd.
and provides outpatient treatm ent for
drug and alcohol abuse. PCR, in con­
junction with DePaul’sresidential treat­
ment, provides 11 beds annually for
clients o f PCR.
Another com ponent in which two
other agencies participate with PCR is
a program for those ju st released from
the facilities operated by the D epart­
ment o f Corrections. PCR provides the
outpatient counseling, Stay Clean, Inc.
provides case management, and Treat­
ment A lternatives to Street Crim es
(TASC) provides urinalysis. PCR is
also responsible for a treatm ent service
satellite program at Colum bia Villa.
The fourth program operated by
the C enter for C om m unity M ental
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