» « Page 6 -T h e Portland Observer—July 31, 1991 HEALTH CARE 1991 View From Health and Human Services BY LOUIS W. SULLIVAN, M.O. Ten years after we learned about AIDS, for which there still is no cure and no preventive vaccine, the disease poses a major health threat to black and other minority communities. Consider this sobering outlook: By the end o f 1993, more than 125,000 black Americans, about one in every 250, will have been diagnosed with AIDS. Then most of us will have some­ one with AIDS in ourcircle of family 01 acquaintances. That alarming but conservative es­ timate assumes that blacks, just 12 per­ cent of the U.S. population but a dis­ proportionate 28 percent of the nation’s reported AIDS cases (51,190 of 179,136 in May), will start reducing this epi­ demic in black communities. But to­ day, the problem is growing-particu- larly among black women, children and teen-age m ales-and blacks repre­ sent a staggering 35.2 percent of all newly diagnosed AIDS cases. Nearly 40 percent of AIDS cases in the black community have resulted in one way or another from abuse of illegal drugs. Cold numbers don’t reflect the true impact AIDS is having on the black family and our com m unity-the ter­ rible loss of contribution from talented individuals, the orphaned children and the strain on an already overburdened health care system. The federal government must help turn the tide in this battle. Toward that end, under my leadership the Public Health Service is increasing participa­ tion of blacks and other minorities in the 1991 AIDS research effort, budg­ eted at $1.3 billion, and targeting more of the $524 million AIDS education campaign directly to these groups. In FY ’92, Medicaid (federal share) and Medicare coverage plus Social Security assistance payments to people with AIDS will run about $1.79 billion. Govemment-wide.FY ’92 spending on AIDS-related activities will hit $4.3 billion. At the community level, we must recongize that AIDS is not someone else’s problem, it is our problem. We have to talk more about it in our fami­ lies, our neighborhoods, our schools and our churches. We must translate the AIDS mcs- sages about the dangers of drugs and needle-sharing and unprotected sex into language that will be clear, direct and convincing to our people. No one should be misled: At this point, preventing AIDS is the only way to survive the disease. We need to motivate all those who have engaged in high-risk behavior such as substance abuse and unprotected sex, to seek counseling and get tested. Fac­ ing up to being infected with the AIDS virus is a crucial step in taking care of one’s self and preventing further spread of the virus. Drugs such as AZT can prolong life and enhance its quality. AIDS does no discriminate. This is no time to point fingers and cast stones. It’s lime to join together to v>age a battle we must win, a time for compas­ sion for those who are sick and dying- including those young and old who are homeless or have been abandoned by family and friends. I urge you to learn more from your local AIDS organization, or call our federal hotline: 1-800-342-AIDS. (Dr. Sullivan is U.S. secretary of health and human services.) Measles: Time To Check Immunization Status * <* .1 *1 z ** ■4 • ' 4 * •'. ► . •• •» ■ •\V. The Multnomah County Health Division is issuing a reminder for county residents to review their own and their family’s immunization records. Rec­ ords of children’s immunization are es­ pecially important to review. Vaccine-preventable diseases still occur regularly in our community. Multnomah County has had a total of 20 cases o f measles reported so far this year. This is three times the number of cases reported for all of 1990. Four of these cases occurred in March and April and 16 cases have occurred in May and June. The latest reported case began June 24,1991. Measles usually begins with non­ specific symptoms including fever, cough, runny nose and red, watery eyes. A red, blotchy rash typically appears between the 3rd and 7th day of illness. The rash usually begins on the face and then spreads to the rest of the body. The rash usually lasts 4 to 7 days. The illness usally begins about 10 days after exposure, but may begin anywhere from 7 to 18 days following exposure. Measles is a highly contagious serious communicable disease. Perma­ nent brain damage occurs in approxi­ mately 1 out of every 1,000 cases and death occurs in approximately 1 out of every 1,000 cases. Other complications include ear infections and pneumonia. Children less than 1 year old and adults are likely to have serious com­ plications. Many people are immune to measles. Most people bom before Janu­ ary 1, 1957 have had measles and are immune as a result of this past infec­ tion. Most children bom after 1969 have been vaccinated against measles. However, measles vaccination was not required for school entry in Oregon until 1982. Further, there is a signifi­ cant proportion of individuals who were vaccinated in the late 1960s and early 1970s who are not immune. Therefore, there is a substantial number of people in our community who are at risk of catching measles. It is important to immunize chil­ dren at 15 months of age. although most of our recent measles cases have been between the ages of 15-25 years. Other communities around the country (e.g., Los Angles and New York City) are experiencing epidemics of measles among young children, especially chil­ dren under two years of age. Deaths due to measles in young children, espe­ cially children under two years of age. Deaths due to measles in young chil­ dren have been reported in these com­ munities. The Multnomah County Health Division recommends: * Immunization of all children age 15 months and over with MMR (measles, mumps, and rubella) vaccine. * Reimmunization of all children 12 years of age with MMR. * Reimmunization of college en­ trants prior to college admission this fall. * reimmunization of individuals planning international travel; this should be done prior to travel. People bom prior to January 1, 1957, are generally considered immune; immunization of these individuals is not necessary, except in special cir­ cumstances. When reviewing their own and their family’s immunization records for measles, it would be wise for county residents to review other immuniza­ tions as well. Adults need to be current on their tetanus-diphtheria (Td) immu­ nization. Routine immunization every 10 years is recommended; a prompt Td booster shot is also recommended when someone sustains a puncture wound, significant bum, or a dirty wound. Children should receive a series of each of the following immunizations: * DTP (diphtheria, tetanus and pertussis vaccine) * OPV (oral polio vaccine) * Haemophilis influenza type b vaccine A families usual doctor or clinic can assist in determining if anyone in the family needs to be updated on im­ munizations. The Multnomah County Health Division’s Information and Referral service at 248-3816 can pro­ vide information and make referrals to county clinics and other medical re­ sources in the community. For questions regarding comm uni- cable diseases in Multnomah County please call the county Disease Control Office at 248-3406. Additional contacts: Jan Poujade, RN Manager for Disease Control 248-3406 Gary L. Oxman, MD MPH, Health Officer of Multnomah County 248-3674 Medigap Hearings The Insurance Division recently held hearings in three cities on pro­ posed increases in Medicare supple­ ment premiums. The hearings were an opportunity to evaluate the merits of each company’s request and to hear from everyone who will be affected by the proposed increases. The hearings focused on increase requests exceeding 15 percent. Approxi­ mately 70,000 senior Oregonians may be affected by these premium increases. This was also a chance for consumers to become educated in all factors con­ tributing to health insurance premium increases. Consumer advocates pointed out that many seniors cannot absorb in­ creases of more than eight percent- especially those seniors who rely on Social Security checks as the sole source of income. More than 110,000 senior Orego­ nians live on an annual income of less than 12,500, according to Dr. Jim Davis of the Oregon State Council of Senior Citizens. Such people have to chose between paying increased Medicare supplement premiums or for the basic necessities of life. He asked the hear­ ings officers to closely examine the necessity of the increases, the adminis­ trative costs associated with the plans, the effect of inflation, and the magni­ tude and frequency of Medicare sup­ plement premium increases. Dr. Davis also argued for increased consumer involvement in health insur­ ance premium increase requests. He recommended automatic hearings on increases greater than ten percent. He acknowledged that increases must be made in some cases and was prepared to accept some of them, “ As long as we know consumers are a part of the process.” Robert Reilly, president of a 2,000- member Chapter of the American As­ sociation of Retired Person echoed these concerns, “ W e’re getting priced out of the market and we can no longer afford these increases,’ ’ he said. According to Mr. Reilly, premiums “ come out of food and other choices,” when they exceed the four to five percent annual increase in Social Security. Mr. Reilly also urged more uni­ formity in Medicare supplement pre­ mium increases, asking that decisions be made in September or October of each year with January 1 effective dales. Such a change would make it possible for organizations to compare policy costs for their members, he said. Oregon Insurance Consumer Ad­ vocate Thomas Erwin wrapped up the consumer testimony by asking the hearings officers to examine company complaint performance. He pointed out that many Medicare supplement carri­ ers have fairly high complaint indices and rank near the bottom of Oregon In­ surance Complaints: Part One. He urged the division to give these companies extra attention. Erwin also asked that Weeks “ do whatever possible to encourage com­ panies to combine blocks of business,” and end the practice o f blocking. Testimony from insurance com­ panies was then heard. Missy Bartlett of Physicians Association o f Clacka­ mas County (PACC) pointed out that the company’s rates had not increased in over two years. PACC lost six dollars per member per month in 1990 on its Medicare supplement business. Ms. Barlett also pointed out that the company has insti­ tuted a number of cost containment ef­ forts including a full-time medical di­ rector. Eugene Volk, a representative of Bankers Life and Casualty, Certified Life and Union Bankers, pointed to cost-shifting as a major contributor to premium increases. Blue Cross and Blue Shield (BCBS), Oregon’s largest health in­ surance company, reported it was los­ ing money on its medicare supplement coverage. The company stated that increases against seniors’ ability to pay. “ We are very much aware that we are dealing here with retired people on fixed incomes. The strategy we are an­ nouncing today is designed to bring the rates up in smaller steps, giving Blue Cross the income it needs to fi­ nance this coverage, but avoiding a single massive jump in premium,” said Roderick Bunnell, attorney for BCBS. These hearings were a successful beginning of an ongoing process by which the interests of consumers and companies can find common ground. As one senior advocate at the hearing said, “ I’m prepared to listen and learn...but we all need to be united if we’re going to achieve cost-contain­ m ent.” Future forums will bring consum­ ers and companies together to under­ stand their mutual concerns and to jointly address escalating health care costs which in turn lead to higher pre­ miums. Medicare supplement insurers will increase premiums by a smaller amount than they originally requested under a recent decision by Gary Weeks, Ore­ gon Insurance Commissioner. Weeks held hearings to examine requested rate increases for Medicare supplement insurance which ranged from 15 to 63 percent. After hearing testimony from consumer groups and company representatives, Weeks re­ duced the requested average increase of 23.3 percent to an average increase of 16.7 percent. “ Seniors simply can­ not absorb increases o f the magnitude requested by some companies,” Weeks said. “ This decision will benefit con­ sumers and will not jeopardize the fi­ nancial solvency of any company. The decision should also encourage com­ panies to take another look at ways to control costs.” The Commissioner pointed out that some increases are inevitable. “ Changes in M edicare’s benefits, cost-shifting by the federal government, excessive loses, increased utilization, and, most importantly, inflation in health care costs all mean that companies need some increases to stay in business,” Weeks said. Weeks has also asked companies to maintain a higher loss ratio than required by Oregon law. Currently, companies are required to pay 60 cents of every premium dollar in the form of benefits. Weeks has asked companies to increase that ratio to 65 cents of every dollar. “ Iam committed to see­ ing seniors get reasonable benefits for their premium dollars,” he stated. P ortland M attress C ompany 1868 N. Lombard, Portland, Oregon 97217 (503) 286-7578 Helpful Hints Offered To Avoid Weight Loss Frauds BY PATRICK M. O'NEIL Taken from a Special to the Post-Courier .7* : -3 v/1 Ï3 Last week we profiled a very few of the weight loss scams waiting to pounce on your wallet and prey on your pound-shedding desires. Here are some tips you can use to protect yourself. 1) If it sounds to good to be true, it is. Y oucan’tfool Mother Nature. You MUST bum more calories than you takein if you wish to lose fat. Some outlandishly priced mail - and phone- order books, products and “ systems” actually may include some sensible sug­ gestions, tucked behind the hype about the “ gimmick.” Watch, though, for pseudo-scientific jargon and prices line with their unsubstantiated claims. If they’re selling the product more than the food plan or behavioral tips, forget it. Z ; •>A § e.i ;f • • ?* 3 I % 2) Watch for testimonials. Legitimate programs obviously enjoy satisfied patients or customers who are gratified to tell their stories. But is there more? How does it work on the average? Effective weight loss tech­ niques should have controlled studies behind them. What about people who follow the food plan (which all gim­ micks have) but don’t take the pill or drops or listen to the tape? If the only data came from “ S.K. of Tarpaper, Mississippi,” forget i t 3) Watch for motivations that are unrealistic. Is the ad pitched toward your de­ sire to get back into your 1969 swim suit, or vengeance to make your ex­ spouse jealous? These and other de­ sires are all understandable parts of human nature, but be realistic. No pill, diet, patch, plan, or “motivational tape’’ has yet been devised that will reverse 20 years of life or give a former spouse what you believe he or she deserves. If the ad plays to these types of motiva­ tions, enjoy the fantasy, but keep the checkbook out of reach. 4) “ Subliminal perception” doesn’t work. If it did, w e’d be doing this column in those little black spaces between TV or radio ads. 5) W hat’s up with the doc? Sponsorship by a doctor often lends an aura o f credibility that may or may not be deserved. Most physicians and psychologists are capable and ethical, but a bunch of letters after a name isn’t in and of itself sufficient. Is the “ doc­ tor” even named. A “ doctor” of what? A Ph.D. in comparative religions is a very legitimate, difficult degree, but it doesn’t equip one to prescribe diets. And don’t expect less of foreign doctors than you would of your home­ town family doctor. A recently popu­ lar, potentially dangerous mail-order diet pill was attributed to a French doctor. Just because he spoke fluently at age eight what you struggled to learn at age eighteen, does that mean he has the magic answer to your weight prob­ lem? 6) Never order a pill from a post office box. 7) Watch for anti-establishment bias and conspiracy theories. If the ad tries to convince you that reputable pharmaceutical companies and health-care specialists are afraid of the seller’s “ breakthrough” product, hang onto your wallet. If you don’t trust the concern and compassion of people in health care, trust their greed. Pharma­ ceutical companies spend billions of dollars annually on research and mar­ keting costs for the drugs your physi­ cian can prescribe. Usually, the more promising the drug, the more it costs you, as you may have noted. If these people were aware of a sure way to produce weight loss, don’t you think they’d latch onto it and charg the dickens out of you? 8) Iron is attracted by magnet Fat isn’t 9) What does the guarantee guar­ antee? If there’s a money-back guarantee, ask about the fine print before you send your money away. Otherwise you may never get it back. Many ads of dubious pills, tapes, and devices and “ systems” give up all the space to promoting the gim m ick, assuring you that your money will be swiftly returned if you don’t lose weight. When your purchase ar­ rives though, you may find that you’ll get you money back if you use the gimmick and follow the enclosed - surprise - DIET. So much for miracles. What about offers to accept post­ dated checks? You won’t see this on big-ticket items, of course. (Ever try driving a car off the dealer’s lot after handing over a post-dated check?) On lower-priced items offering this form of “ free examination,” call your bank and ask them what you have to pay and do to stop a check. By the time your new purchase arrives, you may not have time to write to request your check back. 10) There are no magic combina­ tions of food that melt away fat. There are "m agic foods, however, that will help you lose fat - if you reduce them. Examples are butter, margarine, cream, and other fats. 90 DAYS SAME AS CASH 4 BM