May 8, 1991 -The Portland Observer -Page 7
Real Estate Reference Manual Offered
Oregon Real Estate Commissioner
Morelia Larsen, Administrator of the
Oregon Real Estate Agency, announced
that the Agency is offering a new edi­
tion of its widely used reference book,
the Oregon Real Estate Manual.,
The Manual has been written en­
tirely by Agency staff lo insure that the
content reflects the policies and inter­
pretations of the Real Estate Agency,
which is responsible for the administra­
tion of programs, the regulation of real
estate licensees and the enforcement of
laws as enacted by the Legislature. It
has been sixteen years since the last
Manual was produced.
The Oregon Real Estate Manual is
designed to be used as a handy resource
by practicing licensees as well as being
a study tool for new applicants prepar­
ing for the license examinations. The
material has been organized to progress
from the basic to the more complex.
Part I deals with issues that are funda­
mental to most transactions such as
W e can h e lp y o u
Fix u p y o u r h o m e
Green
Weatherization
Ideas
Left lo Right Jo» Taylor, Don Graves Highsmilh, Ana Daffin, Tauheed Sodruddm, Manager J.C. Cowan,
Glenda Beveridge, Sieve Busk, Spence Sweet, Fred Merchant Not pictured Elizabeth Descamp, Don Price
Meet our staff at the Portland Development Commission’s Home Repair Loan Program. If you need
money to fix up your home, we're the folks to see. Depending on your income, you may qualify to
borrow up to $12,500 for home improvements at 0%, 3% or 6% interest - maybe the best rates in town.
Your chances of qualifying for one of these loans is good if:
• you own the home you are now living in
• your home needs city-approved repairs or improvements
• your household’s annual income falls below a certain level
The loan program has been expanded to include these eligible neighborhoods: King, Vernon,
Humboldt, Boise, Elliot, Woodlawn, Piedmont, Sabin, Concordia and West Clinton.
If you'd like to know if you qualify for one of these loans, call PDC weekdays,
8:00 a.m. to 5:00 p.m , at 823-3400. We’ll answer any questions you may have. City funds are limited
for this program so call today to begin enjoying the benefits of your home repairs.
roc
PORTLAND
DEVELOPMENT
COMMISSION
PDC is the City's agency for urban renewal, housing and economic development. The home repair loan
program is federally funded by Community Development Block Grants from the U.S. Department of
Housing and Urban Development
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EQUAL HOUSING
OPPORTUNITY
Biographical Information
Gerald M. (Jerry) Chase
Jefferson High School - 1966 to 1968
Beaverton High School - Class of 1970
Harvard University - Class of 1974
University of Oregon Law School -
Class of 1977
Associate with the law firm of
Lindstedt & Buono from 1978 to 1980
CHASE A WEIL
240 Willamette Block
722 S W Second Avenue
Portland, Oregon 97204
LORRAINE HLAVINKA
Weatherization comes in many
man-made varieties such as insulation,
double-paned windows, and caulking
materials. But people can also better
weatherize their homes by using re­
sources offered by nature.
According to Portland General
Electric Co. (PGE), certain types of
trees can shield homes from hot sun in
the summer and let solar heat through
in the winter. The trees that work best
are deciduous trees, or trees that lose
their leaves in the winter time (ie: maple
and oak trees). Planted in key locations
around a home - primarily on the south
and west sides - these types of trees can
markedly reduce cooling needs in the
summer. And running fewer fans and
air conditioners saves energy and money.
Be sure to consult your local
nursery for the best tree selection and
planting instructions. And be sure not
to plant directly beneath power lines or
dignearan under ground line. If you’re
uncertain of underground line locations,
call your local PGE office.
Contact: Roxanne Bailey, Pub­
lic Information Representative, 464-
8466.
We want the
Homes that need Painting and Insulation
Attention, homeowners in this area will be given the opportunity of having new Premium Vinyl Siding
by Alcoa applied to their homes with optional decorative work at a very low cost. This amazing new product
has captured the interest of homeowners throughout the United States who ate fed up with constant painting
and other maintenance costs. It will last for the lifetime of the home and provides full summer and winter in­
sulation, as well as f ir e protection. Our new product can be used over every type of home including frame,
concrete’ block, stucco, etc. It comes in a choice of colors and is now going to be introduced in your m arket
Your home can be a show place in you vicinity. Let us explain this low cost program to you, especially
designed for your area.
WE HAVE EXCELLENT FINANCING
NO DOWN PAYMENT REQUIRED
MAIL TODAY
___________________
his time installing the sheetrock. Port­
land Public School’s Home Repair
Training Program (HRTP) was upped
to perform repairs to the roof, kitchen,
bathroom and rear porch. The HRTP
students complete several home repair
projects each year using federal funds
from the Bureau of Community Devel­
opment and, in the process, gain school
credit and valuable on -the-job experi­
ence.
PDC’s loan enabled the exterior of
the home to be painted, extensive exte­
rior carpentry, repair of all doors and
windows, as well as bringing the plumb­
ing and electrical systems up to code.
Ms. Lewis obuined a new furnace
through Northwest Natural Gas. All
repairs to the home are scheduled to be
finished by the end of August 1991.
PDC’s Home Repair Loan Pro­
gram provides low-interest loans to
eligible homeowners in targeted neigh­
borhoods. Homeowners can qualify for
the program if they meet income guide­
lines, own their home, and need city-
approved repairs or improvements. For
more information about the program
conuct PDC’s Eastside Housing office
weekdays, 8 a.m. to 5 p.m., at 823-
3400.
10 N.E. Graham
Portland. OR 97212
ATTORNEY at law
Robert Hamilton
936-1680
(5 0 3 ) 294-1414
PCC’s Project
Independence Grads
Honored
WANTED!
Janice Lewis this summer will
realize a couple of long deferred dreams.
For the first time she will have a
home of her own when she moves into
a newly rehabilitated house in North­
east Portland that, but for a low-interest
home repair loan from the Portland
Development Commission (PDC),
would have been demolished.
More importantly, perhaps, she will
be saving a family heritage. The house
had originally belonged to her grand­
parents. After her grandparents died,
the house deteriorated. Janice and her
parents were unable to keep up the
maintenance demanded by the 1912
vintage house.
Attempts to sell the home met with
failure.
The vacant, vandalized house soon
became the object of neighborhood com­
plaints about drugs and gang activity
and it was eventually slated to be con­
demned by the City.
Ms. Lewis worked with a PDC
rehabilitation Specialist who helped rally
a true “ team effort” to accomplish the
herculean tasks ahead. A local building
supply house donated damaged sheet-
rock and patching material and a builder,
unemployed at the time, volunteered
GERALD M CHASE
Storm Doors and Windows
PhOHG 249-5886
City’s Home Repair Loan Program
Unlocks A Dream
P ic k - u p & D e liv e r y S e r v ic e
All Types of Auto Plate and Window Glass
Woman Owned
ences to licensing and regulation of real
estate appraisers. This new law estab­
lishes an appraiser board within the
Office of the Secretary o f Slate.
The Manual is available at the
Agency’s office in Salem at 158-12th
Street NE. The cost is $20 if purchased
in the office; copies are mailed first
class for an additional $6 each.
The Oregon Real Estate Agency
has the responsibility of regulating tra­
ditional real estate practices by nearly
20,000 licensees as well as the respon­
sibility for licensing and regulating
escrow agents, property managers, those
who deal in time shares sales; and to
oversee the creation and sale of condo­
miniums, subdivisions and campgrounds.
The Agency examines, every year, over
4,000 individuals seeking real estate
license. Both the number of licensees
and the number of applicants have stead­
ily increased in the last two years, both
groups growing by 12 % and 36% re­
spectively.
MOVE-OUT
Private practice since 1981, concentrating in the areas of personal injury;
workers’ compensation, domestic relations; wills and estates
Free initial consultations
4709 N E MLK Jr. Blvd
Portland, Oregon 97211
contracts, listings, earnest money agree­
ments and closings. Part II goes beyond
the elementary to cover such topics as
farms and ranches, subdivisions, con­
dominiums, auctions and exchanging.
The manual includes 22 chapters,
a copy o f ORS 696, “ Real Estate and
Escrow Activities” which is admini­
stered by the Agency, an index to ORS
696, several appendices, a glossary,
and a quick reference index. The three
ring binder, 8 1/2" by 11", with easy to
read print, includes plastic-coated tabs
that list the chapter title and number.
The design of the Manual will, at
minimum cost, accommodate the sub­
stitution of single pages or complete
chapters to reflect changes in the law,
rules, or as a result of court decisions.
This will be by subsciption and the
Manual comes with a card explaining
this service. With the passage of HB
2627, signed into law by governor
Roberts in early April, one of the first
changes will be to eliminate the refer­
Portland Community College’s
Project Independence announces a
commencement ceremony for those
students now graduating from two- and
four-year colleges and universities Fri­
day, May 17,1:30 p.m., at Terrell Hall.
Room 122, Cascade Campus, 705 N.
Killingsworth.
Featured speakers are Congress­
man Ron Wyden, U.S. House of Repre­
sentatives for Oregon’s 3rd district, and
Daniel Moriarty, PCC president
The goal of Project Independ­
ence is to help women in transition
become self supporting. The four-year-
old program works with single parents
and displaced homemakers and offers a
five-week life skills seminar. At Proj­
ect Independence students have an
opportunity to assess and develop their
personal skills, take assertiveness train­
ing, receive a job readiness assessment
and job information interview opportu­
nities.
Two program graduates who arc
completing degree studies from Port­
land State University and Portland
Community College, respectively, are
Jennifer Kreigh and Deborah Nowlen,
Portland residents who have both over­
come difficult barriers in order to suc­
ceed and complete their studies.
For more information on the
program or the graduates, please ask
for Terri Greenfield, Project Independ­
ence coordinator, Portland Community
College, 244-6111, ext. 5249.
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