Page 8—The Portland Observer—September 5, 1990
The Cold Reality:
Why Black Men Commit to Certain Women
U ntil now, no book like this one.
had ever been w ritten fo r black women!
S till, a number o f black men have called
A lvis Davis a traitor fo r revealing such
inform ation! Many o f them don’t want
the women they are involved w ith to
Without
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1/3 will require some repair before financible.
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G n to ji-
• u _i 1__ miZL
PENINSULA REALTY INC.
8040 North Lom bard
Portland, Oregon 97203
Business (503) 286-5826
Fax (503) 286-8675
KIMBERLEE
HENR1KSON
ROSE MARIE
DAVIS
SALES ASSOCIATE
RES: (503) 289-2471
SALES ASSOCIATE
RES: (503) 281-8976
read this book.
For eight years
Alvis observed and
recorded
the
thoughts o f several
hundred men on
why they com m it
to certain women
and leave others.
He listened to many
women talk about
their relationship
problems. A lv is
contends that black
men are playing too
many games w ith
black women and
that too often they
are intensive to
their emotional needs.
He goes to explain that, “ A lm ost
any women can get a black man in an
intim ate relationship, it takes more to get
him committed. What’ s even more heart­
breaking is to have a man comm itted,
then lose his com m itm ent.” The C old
Reality is a book w ritten to give black
women a decisive edge when com m uni­
cating to men so that they can get the
kind o f com m itm ent they desire.
Topics covered in The C old Reality
include: 1. W hat a black woman should
not te ll about her past relationships. 2.
Each Office is Independently Owned and Operated
When to get involved sexually. 3. What
black men are looking fo r in a relation­
ship. 4. The way to a black man’ s heart.
5. Never be fooled by his “ rap” again.
6. The importance o f respect in a rela­
tionship - how to get it and how to keep
it and much much
more. Black women
w ill particularly ap­
preciate the sensible
way this book is
organized and w rit­
ten. A lv is ’ candor
add a special credi­
b ility to his solid re­
lationship advice.
The C old Re­
a lity w ill help many
black women avoid
a broken heart. It
offers reassurance
against many com ­
mon mistakes, while
confirming that what
they know and feel
inside is often right.
As one reader says, ‘ ‘This book is
like a friend who has your best interest at
heart.” And explains another, “ It says
what I w ould have said i f I had w ritten a
book on this subject I must get my
daughter to read The C old R ea lity.”
And another admits, “ I f only I had read
this book before I let Em ie tear m y heart
apart.”
You can order your copy o f The
Cold REality by sending $9.95 plus $2.00
postage and handling to Zevon Publica­
tions P.O. Box 4767 San Jose, C A 95150.
Support our Advertisers—
SAY YOU SAW IT IN
THE PORTLAND OBSERVER
Delayed Retirement
Credits
By James Roosevelt,
C hairm an, N a tio n a l
Committee to Preserve
Social Security and M edicare
You probably know that Social
Security benefits are reduced for
early retirement. But
did you know that
benefits are increased
for late retirement?
It’s true, and the in­
crease is getting bet-
___ [ ter, though it is not
Roosevelt yet tair
.
At the present time, age bo is
“full retirement age” for receiving
Social Security benefits. Unless you
are disabled, if you begin to receive
benefits before age 65, your bene­
fits are reduced to make up for the
additional months that checks will
be paid. Over an average lifetime,
if you retire early, you will receive
exactly the same total benefits you
would receive if you had waited
until age 65 to retire.
If you don’t apply for benefits
until after 65, there is an opposite
effect. For each month after age 65
that benefits are not paid, future
benefits are increased. The same
thing happens if you are already
receiving benefits and have some
checks withheld after age 65 be­
cause you have earnings over the
annual earnings limit. This increase
is called a delayed retirement credit.
In 1990 the delayed retirement
credit rose from three to three-and-
a-half percent for each 12 months
after age 65 that benefits are not
paid (7/24 of one percent for each
month that benefits are not paid)..
The credit will continue to rise by a*
half percent every two years until
it reaches eight percent in 2008. At
that level, it will be actuarially*
fair. That is, workers who delay
retirement (like workers who re­
tire early) will receive over their
expected lifetimes exactly the same
total benefits regardless of the age
they begin receiving benefits.
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