Page 6 Portland Observer JULY 20, 1989
RELIGION
M O N R O V lA ,L iberia - Mrs.
W ilm a Elaine Rhaney Rose, 48, died
Thursday after a short illness. The
Savannah native was in Liberia on a
three-year Baptist missionary assign­
ment as academ ic dean and social
studies teacher at Suehn Industrial
Mission. She was a former resident
o f Phoenix, Ariz., where she was a
public school and com m unity col­
lege teacher. She was 1975 teacher
of the year for M aricopa County and
a member o f First Institutional Bap­
tist Church, where she was assistant
superintendent of Sunday school, Girl
Scout leader and a m em ber o f Fam ­
ily and Com m unity Services M inis­
tries board o f directors. She was a
former resident of Savannah and Port­
land, Ore. She received a bachelor’s
degree from W estern O regon State
College in M onm outh, Ore. She was
a m ember o f Delta Sigm a Theta.
Surviving are her husband, Abel
J. Rose o f Phoenix; two sister, Mrs.
Clara R. Richardson o f Fort W ash­
ington, Md., and Mrs. Florence R.
Bennett of Greensboro, N.C.; a niece,
two nephew s and other relatives.
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Portland, Oregon 97211
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P hillip S. N elson, P astor
Psalm 34:3
Í
SOCIAL
SECURITY
QUESTIONS AND ANSWERS
W in a n s & C la rk S isters T eam , U p: It was like old tim es at D etroit’s
M umford High, when tw o o f gospel m usic’s biggest superstars-th e W inans
and the Clark S iste rs-g o t together for a jam session at D etroit’s Proving
G round Studios. The occasion was the recording o f background vocals for
“ Knocking O n H eavens’s Door, one o f the selections featured on the
“ Lethal W eapon 2 ” album soundtrack. The selection, featuring jazz
songstress Randy C raw ford on lead vocals, was produced by M ichael
Powell. Powell, who produced A nita B aker’s current smash LP, is also a
bom -again Christian.
Did C h ristia n ity spoil success for D onna S u m m er? W ell, that seem s
to be w hat the record com m unity would have many to believe, now that the
former disco queen, now 40, is back on the pop charts for the first tim e in
over five years. In fact, record industry hype is that Sum m ers’s difficulties
began after she publicly pronounced that she was a born-again Christian.
But Sum m er know s better. In fact in a recent interview, Sum m er said “ my
life used to be chaotic and it was only by the grace of G od that she didn’t OD
on some sort o f m edication or do som ething crazy like taking too many pills.
W hen I reaffirm ed my faith in G od, I had an instant deliverance.”
No C om p etitio n F o r C om m issioned: Success is changing the face of
gospel m usic, as more and more artists are attracted to the m edium via the
successes o f groups like the W inans and Take Six. Gospel music is grow ing
up and industry insiders say com petition in the field is getting stiffer.
However, m em bers o f the group Com m issioned, whose current L P “ W ill
You Be R eady?’ ’ is holding at num ber eight on the gospel music charts, say
the d o n ’t view other gospel acts as com pletion. “ W e’re all lifting up the
name o f the Lord and trying to win souls. I think we all should pray for one
another and when som ebody else is up, we need to lift them up in prayer that
someone may be healed o r delivered through music m inistry. A nd when we
are on top, we feel the same way, so there isn’t any pressure o f com petition. ’ ’
S ponsors B oycotting Show s F o u n d T o Be M orally O ffensive: Pressure
from consum ers as well as fundam entalist C hristians has prom pted several
major advertisers to provide ad agencies w ith long lists o f T V program s with
whom they do not wish to advertise. F act is, the big advertisers are now
boycotting shows like “ G eraldo,” “ M arried W ith C hildren,” “ Golden
G irls,” “ Knots L anding,” “ Divorce C ourt,” and even “ O prah W infrey”
and “ N ightline,’ ’ due to com plaints from consum ers who find them morally
unacceptable or offensive. Said one com pany exec, “ there seem s to be a
mood swing against perm issiveness. Am erican people apparently have had
enough.
J u s t B riefly: Britain gospel sensation Lavine Hudson is reportedly in the
states laying tracks for her second gospel release for Virgin R ecords,
although no release date for the album has been set...E ntertainer L ola Falana
who was stricken by m ultiple sclerosis ju st tw o years ago, says it is her faith
in G od that is now her strength and the reason why she was able to appear
at the Las Vegas Sands recently ...T his w eek ’s sc rip tu re : “ If anyone
considers h im self religious a n d yet does n o t keep a tig h t re in on his
tongue, he deceives him self a n d his religion is w o rth le ss” --Jam es 1:26.
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Ms. Wilma E. Rhaney-Rose
S C R IP T U R E O F
TH E W EEK:
13th & Skidmore
288-7241
Services
Sunday
9:00am Sunday
School
10:30am Morning
Worship
6:30pm Evening
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Wednesday7:3O Prayer/
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QU ESTIO N : I ow n a small business and have several em ployees to help
me operate it. They, as well as I would like to know how much Social
Security tax will be taken out o f our earnings this year.
ANSW ER: This year self-em ployed people, such as yourself, are paying
Social Security taxes at a rate o f 13.02 percent o f their earnings up to the
m axim um o f $48,000. The tax rate for your em ployees is 7.51 percent of
their earnings up to that yearly m aximum.
QU ESTIO N : My husband and 1 are retired and have been enrolled in an
H M O for the last 4 years. All o f our health needs are taken care of and it has
been very convenient. W e are now going to leave the area and relocate
w here our son and his family are living. Since our HMO is a local
organization, we will lose its coverage when we move. Can someone at
Social Security assist us in finding similar HM O coverage in the new
location?
ANSW ER: Yes, certainly. Just call 1-800-234-5772 or visit your nearest
Social Security office in the new location. Som eone there will have
inform ation about the insurance plans and health service organizations in
your new area.
Q U ESTIO N : I had a serious back injury 4 years ago and got disability
benefits for over a year and a half until I could return to work. My back
condition has worsened over the past few months and I do n ’t know how
m uch longer I will be able to work.I rem em ber waiting several months
before I received my first check. If I apply for benefits again, will it take as
long as it did the first time?
ANSW ER: M aybe not. It depends upon w hat the new medical reports say
and w hether additional evidence is required. A w orker who becomes
disabled a second tim e within 5 years after benefits stopped can have his or
her checks start again, beginning with the first full month o f disability, if the
new claim is approved. There is no new 5-m onth waiting period required,
as was the case in your first claim . Also you may be interested to know that
since you probably did not have M edicare during your first period of
disability, those months o f prior disability will count toward the 24 benefit
m onths required for M edicare en titlem ent
Q U ESTIO N : I recently received my “ Personal Earnings and Benefit
Estim ate Statem ent” from social Security and I like it! I did not realize there
was Social Security survivor and disability coverage. However, 1 have a
question that was not answ ered on my statem ent. W hat am ount will my
spouse receive on my retirem ent account?
ANSW ER: An eligible spouse of a retired w orker under the Social
Security program is entitled to up to 50 percent o f the w orker’s unreduced
Social Security benefit. The exact am ount depends on w hether the spouse
starts benefits before reaching age 65. A spouse’s benefit is also affected by
her own Social Security coverage. It is possible for a w ife to get a higher
benefit on her ow n account. If your wife has worked, she should get her own
“ Personal Earnings and Benefit Estim ate Statem ent.”
L. !
Q U E ST IO N S am getting close to retirem ent and ju st received a letter
from the Federal A ssistance Corporation, with an offer to help me file for
Social Security benefits if I send them $18.00. W ill using this service help
m e get benefits more quickly?
ANSW ER: The Federal A ssistance Corporation is not affiliated with the
Social Security A dm inistration in any way. They cannot provide you any
i i
i > help that will not be provided free by Social Security. Using that service may
li
actually delay the processing o f your Social Security application. Social
I a
i a
Security recom m ends people not to use this type o f service.
■ a
Q U E ST IO N S receive Supplem ental Security Income (SSI) paym ents
a a because o f a crippling condition that began in my youth. 1 am not able to
a a
a a
a a work in a regular job, but thought I could handle a home-based jo b selling
cosm etics. 1 know that my earnings will have an effect on my monthly
p a y m en t
A N SW ER:In order to rem ain eligible for SSI, your income must be
w ithin certain lim its. In 1989, your m onthly countable incom e m ust be
under $368.G enerally, if you have unearned income, the first $65 o f earned
incom e is not considered when calculating your countable income, a.id half
the am ount over $65 does not count either. If you have no unearned income,
the first $85 o f earned income plus one-half o f the rem ainder does not count.
The am ount that rem ains after all exclusions are applied results in a $1 for
$ 1 reduction in your SSI paym ent amount. Be sure to notify Social Security
if you begin working.
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Secretary o f Housing and Urban D evelopm ent Jack Kemp has cancc
both new and pending applications for a housing program which was crea
in the m id-1980’s but w hich has already cost the governm ent more tl
$119 million in direct losses, and in total has m ortgagees in default totali
a quarter o f a billion dollars.
“ This program that should serve low -incom e people, but instead
serving upper and m iddle income p e rso n s-a n d doing it very poorly at tha
Secretary Kemp said. “ I plan a com plete redesign of the Retirem ent Scrv
C enter program and will require that it be targeted to low-and modera
incom e elderly.”
All projects currently in the pipeline w ithout firm com m itm ents will
returned to their sponsors, along with the processing fees submitted. Ni
rules w ill be published follow ing an intensive review o f existing projee
T o date, co-insurers have approved $626 m illion in mortgages under tl
program , and HUD itself endorsed mortgages totaling $583.2 million.
About 30 percent o f all projects which received HUD approval sin
D ecem ber, 1983, are in default, as well as 12 percent o f those approved
co-insurers. Many projects, particularly in the co-insurance program , ha
not reached a stage in their developm ent where they would be m ost like
to default, and the total percentage o f defaults and governm ent losses
: expected to clim b.
An audit report issued by H U D ’s Inspector G eneral on projects in o
HUD Region concluded that the program was mismanaged: held staff “ i
not adequately address market recom m endations made by H U D ’s Econorr
and M arket A nalysis Division, or did not assure project sponsors h
adequate prior experience” o r both, the audit said.
The Retirem ent Service C enter (ReSC) program was designed primari
for persons 70 years o f age or older who can live independently and p
m arket rates for the services provided. RcSCs do not provide nursing
m edical services o r continuous care, although they may provide cenu
dining or other supportive services.
The insured housing vehicle w hich helped make ReSCs possible is t
Section 221 (D) (4) program , w hich is intended for low and modera
incom e persons. However, an exam ple from a project in Florida servii
upper-incom e groups charged $2,000 per month for two-bedroom uni
T oo often, ReSC developm ents found few elderly tenants able to afford hi
rental rates: foreclosure resulted, with HUD paying the bill.
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