Page 8 Section II Portland Obeerver, June 3,1982
City offers home improvement loans
Are you a homeowner interested
in im p ro vin g you r home? O r, do
you have plans to weatherize your
home? D o you need help financing
these improvements? I f you qualify,
the C ity o f Portland Development
Commission has several housing as
sistance programs that may fit your
needs.
Low interest loans are available in
many o f the C ity's neighborhoods,
ranging for 0 per cent to 11 per cent
interest. Depending on fam ily size,
family income and amount o f reha
b ilita tio n the home requires, there
are two basic types o f loans: 1) U p
to $4,000 is available through the
D eferered Paym ent L o an (D P L )
program for code compliance and
weatherization improvements if the
home is located in one o f the quali
fied neighborhoods. C ity -w id e ,
$1,500 is available for emergency re
pairs at 0 per cent interest rate. 2)
Loans up to $10,000 are available
through Housing and C om m unity
Development (H C D ) and Public In
terest L e n d e r (P IL )lo a n s , having
varying interest rates and up to 20
years for repayment.
For the Fiscal year beginning July
1, 1982, the Development Commis
sion has budgeted over $4 m illio n
for its rehabilitation program, pro
viding funds to im prove over 900
homes. This year’s program also in
cludes an additional $566,000 o f U r
ban D evelopm ent A c tio n G ra n t
(U D A G ) funding for special weath
erization loans which can provide
up to $10,000 to low and medium in
come, owner-occupied residences at
4.75 per cent interest. This program
is ointly administered by the Devel
opment Commission and the C ity ’s
Energy Savings Center, and is avail
able city-wide.
Since 1965, the D evelopm ent
Commission has offered a series o f
loan programs to encourage the re
h a b ilita tio n o f ow ner-occupied
homes. The Housing and Com m u-
YilB*
it
A fte r verifyin g e lig ib ility , P D C
will contact the homeowner bv letter
and arrange a survey o f the property
to determine what kinds o f repairs
arc necessary. Based on the results
o f this survey, the homewoner re
quests bids fro m responsible con
tractors and a final review is made
to make sure improvements will be
made within the loan budget. A fter
loan documents are signed, p ay
ments are m ade as w o rk is com
pleted; fin a l paym ents are made
upon satisfactory completion o f all
fe
* ! / ■ '/ ■
o f the work.
A P D C Rehab Specialist w ill be
assigned to each case and w ill be
available to assist the homeowner
throughout the rehab ilitation p ro
cess, from filling out an application
to assuring that work is complete.
F or m ore in fo rm a tio n about
P D C ’s rehabilitation loan program,
or to find out about P D C ’ s other
housing programs for low and mod
erate income C ity residents, contact
the Commission at 248-4900.
BEFORE
nity D evelopm ent ( H C D ) A ct o f
1974 made it possible for the Com
mission to focus its attention on im
proving the supply and quality o f
housing for low and m oderate in
come people through C om m unity
Development Block Grant funding.
Id entificatio n o f certain " ta rg e t”
neighborhoods that would benefit
most for a rehabilitation program
furthered e ffo rts to revitalize and
im p ro ve these neighborhoods, as
well as the community as a whole.
Since 1975, the D evelopm ent
Com m ission has received and ad-
ministreed low interest reh ab ilita
tion lonas for low and moderate in
come homeowners, as well as fund
ing fo r extensive public im p ro v e
ments, through the H C D program.
Currently, the target neighborhoods
eligible to participate in the program
include parts o f St. ohns, Ports
m o u th , Lents, C o n c o rd ia , and
Sabin plus a ll o f K en to n , H u m
boldt, Boise, Eliot, Sellwood-More
land, Kerns, Buckman, Richmond,
Sunnyside, H o s fo rd -A b e rn a th y ,
B ro o k ly n , K in g , V e rn o n , Goose
Hollow and Creston-Kenilworth.
D uring the period between 1975
and 1981,6091 housing units were
re h a b ilita te d fo r a to ta l o f
$ 3 7 ,6 1 1 ,0 7 0 . In the N o rth and
Northeast areas o f the C ity alone,
over 2 ,00 0 homes have been im
proved under the H C D program. In
addition, public improvements dur
ing this period include 22 park pro-
ects in 21 neighborhoods, over
5,000 street trees planted, home se
curity assistance for 2,600 house
holds, 419 blocks o f street and 3,000
feet o f sidewalk have been improved
or constructed, and 6 m ajor sewer
projects have been completed. A ll
these e ffo rts have com bined to
make Portland’s neighborhoods the
most livable in the country.
The bulk o f the H C D programs,
however, focuses on single-fam ily
housing rehabilitation. The purpose
o f the loan programs are to bring
homes in to com pliance w ith C ity
codes in order to make them safe,
sound and com fortable. The loans
can be used to fix faulty wiring, bad
plu m b in g , a leaky ro o f or poor
heating. They may also be used for
energy saving im provem ents and
w e ath erizatio n . Some general re
modeling is also allowed.
Homeowners may find out if they
are eligible for the program by first
determining if they live in an H C D
neighborhood and if they fit the in-
come guidelines. They then should
call the P D C H ousing Assistance
O ffic e at 248 -4 90 0 or stop by at
1911 N .E . Broadway to fill out an
application.
r ■
r
y r “Sun Space”
20% off regular price*!
20% oft regular price" through
June 30 1982
Custom built on site |ust tor you
Special design qualities tor tug tax
credits from the government and
helps heat the rest ot your home
tor F R E E ' So the Sun Space is
the one room that actually helps
pay tor itsetf
All worx and m aterials guaranteed
by JA J the only firm that s been
remodeling right here m town lor
over 46 years
100% financing available
Com e see the model at our show
room
For tre e estim ates can
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SUN 7
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Energy and the elderly
What is good for the young and hearty in energy conservation is not nec
essarily good for the elderly and the aging.
A condition known as accidental hypothermia, a winter hazard for the
old, could occur in the elderly even in mildly cool temperatures o f 60 to 65
degrees Fahrenheit.
H ypotherm ia should be suspected i f any o f these signs are evident:
bloated face; skin color pale and waxy, at other times oddly pink; trembling
on one side o f the body or in one arm or leg, but no shivering; irregular and
slowed speech; shallow, very low breathing that may be barely discernible;
low blood pressure, and drowsiness, perhaps lapsing into a coma.
However, the only sure way to detect hypothermia is to take the suspected
victim’s temperature using a special low-reading clinical termometer whose
scale goes below the usual low point o f 94 degrees Fahrenheit.
D r. Robert N . Butler, Director o f the National Institute on Aging, in
testimony before the U .S. Senate Committee on Aging, stated, " A shortage
o f energy to m a in ta in proper in d o o r tem peratures, i f com bined with
reduced ability o f older persons to compensate for temperature changes,
can have devastating effects on the aged.
Excessive heat can also create problems. There is a condition analagous
to hypothermia known as Ayperthermia— heat stroke.
Because o f the stresses imposed on the vulnerable elderly by heat and
humidity, the informed and cautious energy managers in homes, hospitals,
convalescent and nursing homes, should m ain tain tem perature and
humidity at comfortable levels during the summer. W ith little or no addi
tional expenditure o f energy, this can be achieved.
IF
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MAKE A NEW HOME
AT THE OLD ADDRESS
WITH A
NEIGHBORHOOD
PROFESSIONAL
Wm. D. Herboth
Remodeling
CALL: 289-1600
lnterior * Exterior Addition» • Weatherization»
Roofing helps
appearance
Deciding to replace the ro o f on
you r home isn’ t a lu x u ry. I t ’ s a
necessity. Harsh weather, over time,
makes shingles dry out, crack, curl
or blow aw ay. Needless to say, a
shabby ro o f detracts from your
home’s appearance.
The prospect o f reroofing isn’t as
forbidding as it may seem. In fact, a
wise choice o f roofing material can
give your home a new and exciting
appearance.
As the largest exterior expanse of
your hom e, the ro o f should be
viewed as an investment rather than
an
expense.
T o d a y ’s
three
dim ensional asphalt shingles, for
exam ple, come in a variety o f
a ttra c tiv e
colors
and
are
manufactured to last for many years
w ith only m in im al m aintenance.
Since asphalt shingles can often be
applied over the old roof, the cost of
a tear-off may be eliminated.
Since it contributes so much to
the exterio r appearance o f your
home, the asthetic value o f the new
ro o f ought to be considered.
Chances are when your old roof was
applied, your choice o f shingles was
lim ite d . M o d ern asphalt shingles
offer variety.
New
m u lti-lay e red
asphalt
shingles create depth w ith bold,
attractive shadow lines. Available in
p o p ular earthtone shades, these
shingles serve to blend a home with
its surroundings.
For a d d itio n a l in fo rm a tio n on
rero o fin g w ith asphalt shingles,
send 35 cents for " A Homeowners
Guide to Q uality R o ofin g ,” to the
A sphalt R o o fin g M an u factu rers
A ssociation, Box 3248, G ran d
C en tral S ta tio n , New Y o rk , New
York 10163.
.. will give away a
STORM
DOOR
with each order of STORM
WINDOWS which totals
s900°° or more!
We do work fo r these companies:
PPL, PGE and NW GAS CO.
C o ll us b e fo re you b uy/
NORTHWEST ENERGY SYSTEMS
2005 S.E. 82nd, Suite 1
7950 S.E. Foster
775-2414