THE MORNING OREGONIAN, WEDNESDAY, AUGUST 30, 1916. PRESIDENT COUNTS ON GONGRESSTQ AID Programme of Legislation Is Outlined and Story of ii.. Negotiations Told. , 8-HOUR DAY MADE BASIS Mr. Wilson Says He Based Counsel on Indisputable Fact That No Means of Obtaining Arbi- i 1 t ration Is Supplied. "WASHINGTON. Aug. 29. The text of President Wilson's message to Congress on the railroad strike situation is: "Gentlemen of the Congress I have come to you to seek your assistance in dealing with a very grave situation which has arisen out of the demand of the employes of the railroads engaged in freight train service that they be granted an eight-hour working day, safeguarded by payment for an hour and a half of service for every hour of work beyond the eight. "Just so soon as it became evident that mediation under the existing law had failed and that arbitration had been rendered impossible by the atti tude of the men, I considered it my duty to confer with the representatives of both the railways and the brother hoods and myself offer mediation, not as an arbitrator, but merely as spokes man of the Nation, in the interest of the Nation, in the interest of Justice, Indeed, and as a friend of both parties, bpt not as a Judge, only as the repre sentative of 100,000,000 men, women and children who would pay. the price, the incalculable price of loss and suf fering, should these few men insist upon approaching and concluding the mat ters in controversy between them mere ly as employers and employes, rather than as patriotic citizens of the United States looking before and after and accepting the larger responsibility which the publlo would put upon them. Eight-Hoar Day Proposed. "It seemed to me. in considering the subject matter of the controversy, that the whole Bpfrit of the time and the preponderant evidence of recent eco nomic experience spoke for the eight hour day. It has been adjudged by the thought and experience of recent years a' thing upon which society is Justified In insisting as in the interest of health, efficiency, contentment and a general increase of economic vigor. The whole presumption of modern experience would, it seemed to me. be in its favor, whether there was arbitration or not, and the debatable point to settle were those which arose out of Oxe acceptance or the eight-hour day. rather than those which affected its establishment. "I therefore proposed that the eight hour day be adopted by the railway managements and put into practice for the present as a substitute for the ex isting ten-hour basis of pay and serv ice: that I should appoint, wit.h the "permission of the Congress, asmall. commission to observe the results of the change, carefully studying not only the figures of the altered operating costs, but also the conditions of labor under which the men worked and the operations of their existing agreements with the railroads, with instruction to report the facts as they found them to the Congress at the earliest possible day, but without recommendation; and that after the facts had been thus dis closed an adjustment should in some orderly manner be sought of all the matters now left unadjusted between the railroad managers and the men. Supreme Court Decision Cited. "These proposals were exactly in line, It is interesting to note, with the posi tion taken by the Supreme Court of the United States when appealed to to protect certain litigants from the financial losses which they confidently expected if they should submit to the regulation of their charges and of their methods of service by public legisla tion. The .court has held that it would not undertake to form a Judgment upon forecasts, but could base its action only upon actual experience; that it must be supplied with facts, not with calcula tions and opinions, however scientifi cally attempted. To undertake to arbi trate the question of the adoption of an eight-hour day in the light of results merely estimated and predicted would be to undertake an enterprise of conjecture. No wise man could under take it, or, if he did. undertake It. could feel assured of his conclusions. "I unhesitatingly offered the friend ly services of the Administration to the railway managers to see to it that justice was done the railroads in the outcome. I felt warranted in assuring them do obstacle of law would be suf fered to stand in the way of their increasing their revenues to meet the expenses resulting from the change so far as the development of their busi ness and of their administrative effi ciency did not prove adequate to meet them. The public and the representa tives of the public, I felt Justified in assuring them, were disposed to nothing but justice in such cases.and were will ing to serve those who served them. Men Accept. Railroads Reject. "The representatives of the brother hoods accepted the plan, but the rep resentatives of the railroads declined to accept it. In the face of what I cannot but regard as the practical cer tainty that they will be ultimately oblgrel to accept the eight-hour day bv the concerted action of organized iabor, backed by the favorable judg ment or society, the representatives of the railway managements have felt justified in declining a peaceful - set tlement which would engage all the forces of justice, public and private, on their side to take care of the event. They fear the hostile influence of ship pers who would be opposed to an In crease of freight rates (for which, how ever, of course, the public itself would pay); they apparently feel no con ' fidence that the Interstate Commerce Commission could withstand the objec tions that would be made. They do not care to- rely upon the friendly assur Knees of the Congress or the Presi dent. They have thought it best that they should be forced to yield, if they must yield, not by counsel, but by the Buffering of the country. "While my conferences with them were in progress, and when to all out ward appearance those conferences had come to a standstill, the representa tives of the brotherhoods suddenly acted and set the strike for Septem ber 4. Stand for Arbitration Futile. "The railway managers based their decision to reject my counsel in this matter upon their conviction that they must at any cost to themselves or to the country stand firm for the prin ciple of arbitration which the men had rejected. I based my counsel upon the indisputable fact that there was no means of- obtaining arbitration. The law supplied none; earnest efforts at mediation had failed to influence the men in the least. To stand firm for the principle of arbitration and yet not get arbitration seemed to me futile and something more than futile, because it involved incalculable . distress to the country - and consequences in some POINTS IN PRESIDENT'S STRIKE SITUATION ADDRESS. "It seemed to me, in considering the subject matter of the contro versy, that the whole spirit of the time and the preponderant evidence of recent economic experience spoke for the eight-hour day. ... The whole presumption of modern experience would, it seemed to me, be in its favor, whether there was arbitration or not." "I unhesitatingly offered the friendly services of the Administra tion to the railway managers to see to it that justice was done the railroads in the outcome. I felt warranted in assuring them no obstacle of law .would be suffered to stand in the way of their in creasing their revenues to meet the expenses resulting from the change." - "They (the -railroads) fear the hostile influence of shippers who would be opposed to an increase of freight rates (for which, however, of course, the public itself would pay) ; they apparently feel no con fidence that the Interstate Commerce Commission could withstand the objections that would be made. They do not care to rely upon the friendly assurances of the Congress or the President. They have thought it best that they should be forced to yield, if they must yield, not by counsel, but by the suffering of the country." "I yield to no man in firm adherence, alike of conviction and of purpose, to the principle of arbitration in industrial disputes; but matters have come to a sudden crisis in this particular dispute and the country has been caught unprovided with any practicable means of enforcing that conviction in practice, by whose fault we will not now stop to inquire." "I was seeking to compose the present in order to safeguard the future; for I wished an atmosphere of peace and friendly co-operation in which to take counsel with the representatives of the Nation with regard to the best means for providing . . . against the recur rence of such unhappy situations in the future." The President's legislative proposals are in substance as follows: 1. Immediate enlargement and administrative reorganization of the Interstate Commerce Commission in order that the Commission may be able to deal with the many great and various duties now devolving upon it with a promptness and thoroughness which are with its present means of action practically'impossible. 2. Eight-hour day as legal basis of work and wages of trainmen engaged in interstate transportation. 3. Appointment by the President of a Email body of men to observe the actual results in experience of the adoption of the eight hour day in railway transportation with the provision that the investi gators shall report their conclusions to the Congress at the earliest possible date but without recommendation, that the public may learn from an unprejudiced source what actual developments have ensued. 4. Power to be granted to Interstate Commerce Commission to consider wage expenditures in fixing freight rates. 5. Provision that full public investigation of the merits of every such dispute shall be instituted and completed before a strike or lock out may lawfully be attempted. 6. Power to be given President to operate roads and draft train "crews in event of military necessity. In conclusion, the President says that arbitral awards should be made record of court of law, in order that enforcement may lie with an "imperative and authoritative tribunal." f?.... respects worse than those of war, and that in the midst of peace. "I yield to no man in firm adherence, alike of conviction and of purpose, to the principle of arbitration in indus trial disputes; but matters have come to a sudden crisis in this particular dispute and the country has been caught unprovided with any practicable means of enforcing that conviction in practice (by whose fault we will not now stop to inquire). A situation had to be met whose elements and fixed conditions were indisputable. The practical and patriotic course to pur sue, as it seemed to me. was to secure Immediate peace by conceding: the one thing- in the demands of the men which society itself and any arbitrators who represented public sentiment were most likely to approve and immediately lay the "foundations for securing arbitra tion with regard to everything else in volved. Safeguard for Future Desired. "The event has confirmed that judg ment. I was seeking to compose the present in order to safeguard the fu ture; for I wished an atmosphere of peace and friendly co-operation in which to take counsel with the repre sentatives of the Nation with regard to the best means for providing jso far as it might prove possible to provide against the recurrence of such unhappy situations in the future the Desi ana , most practicable means of securing calm and fair arbitration of all indus trial disputes in the days to come. "This is assuredly the best way of vindicating a principle, namely, having failed to make certain of its observance in the present, to make certain of its observance in the future. But I could only propose. I could not govern the will of others who took an entirely different view of the circumstances of the case, who even refused to admit the circumstances to be what they have turned out to be. "Having failed to bring the parties to this critical controversy to a conclu sion, therefore I turn to you. deeming it clearly our duty as public servants to leave nothing undone that we can do to safeguard the life and interest of the Nation. In the spirit of such a purpose, I earnestly recommend the following legislation: "First Immediate provision for the enlargement and administrative reor ganization of the Interstate Commerce Commission along the lines embodied in the hill recently passed by the House of Representatives and now awaiting action by the Senate, in order that the Commission may be able to deal with the many great and various duties now devolving upon it with a promptness and thoroughness which are. with its present constitution and means of action, practically impossible. Legal 8-Hour Bull Proposed. "Second The establishment of an' 8- hour day as the legal basis alike of work and of wages in the employment of all railway employes who are ac tually engaged In the work of operat ing trains in interstate transporta tion. "Third The authorization of the ap pointment by the President of a small body of men to observe the actual re sults in experience of the adoption of the eight-hour day in railway trans portation alike for the men and for the railroads; its effect in the matter of operating costs, in the application of the existing practices and agreements to tire new conditions and in all other practical aspects, with the provision that the investigators ihall report their conclusions to the Congress at the ear liest possible date, but without recom mendation as to legislative action, in order that the public may learn from an unprejudiced source just what ac tual developments have ensued. "Fourth Explicit approval by the Congress of the consideration by the Interstate Commerce Commission of an increase of freight rates to meet such additional expenditures by the rail roads as may have been rendered nec essary by the adoption of the eight hour day, and which have not been offset by administrative readjustments and economies, should the facts dis closed justify the increase. Pcblic Investigation Suggested. "Fifth An amendment of the exist ing Federal statute which provides for the mediation, conciliation and arbitra tion of such controversies as the pres ent by adding to it a provision that, in case the methods of arbitration now provided for should fail, a full public investigation of the merits of every such dispute shall be instituted and completed before a strike or lockout may lawfully be attempted. "And, sixth, the lodgment in the hands of the executive of the power, in case of military necessity, to take control of such portions and such roll ing stock of the railways of the coun try as may be required for military use and to operate them for military purposes, with authority to draft into the military service of the United States such train crews and adminis trative officials as the circumstances require for their safe and efficient use. "This last suggestion I make because we cannot in any circumstance suffer the Nation to be hampered in the essen- (Concluded oa Face 8. Col wry l-. MEN FEAR BONDAGE Compulsory Inquiry Is Held Step Toward Slavery. OPPOSITION IS EXPLAINED Brotherhoods In Formal Statement Say Period of Investigation Is "Utilized by Employer to Intrench Himself." "WASHINGTON, Aug. 28. The rail way brotherhood heads, Garretson, Stone, Lee and Carter, issued the fol lowing statement today explaining their opposition to any legislation along the plan of the Canadian Com mission: "Since the abolition of slavery , no more effectual means has been devised for insuring the bondage of the work ing man than the passage of compul sory investigation acts of the charac ter of the Canadian Industrial disputes act. To cite an actual occurrence: "In January, 1910, the men upon 80 railroads in the eastern territory of the United States presented to the rail way companies of that territory a de mand for increase in wages. The com panies refused to deal concertedly with the proposition, and it was. therefore, taken up with the individual roads. Three of the properties were Canadian. American Issues Settled. "The negotiations in the United States included Federal mediation in the first Instance and arbitration in the third case. "On July 19 the following settlement was made on the last of the 77 Ameri can lines involved. On the same date at 6 P. M. a strike took place on the Grand Trunk. Railway, one of the Ca nadian railways, settlement not hav ing yet been affected on any one of the three, this growing out of the de lays which the employers were able to interpose under the Industrial dis putes act.- "Moreover, the period of invest! pa tion is eternally utilized By the em ployer to intrench himself in Jiis ef fort to defeat the demands of the men no. matter now just tneir cause may be, and in a majority of instances where a verdict by an investigating committee nas neen ravorable to the men it has been repudiated by the em ployer. Contempt for Law Inspired. "In consequence of this attitude, dis regard for and the ignoring of the provisions of that law has led to plac inr thousands of men in the attitude of law-breakers, and the passage of laws which induce men to open violation thereof is a deadly injury to a nation because it breeds universal contempt lor law. "In the present strife, if such an act were passed all that would be neces sary would bo for the power of at torney to be withdrawn from the Na tional conference committee of man agers by the individual roads and then immediate necessity would arise for 250 investigation boards to be created, or, if only a limited number were pro vided for, men would be compelled to remain for years in involuntary servi tude if they obeyed the provisions of such a law." THIRD OF BUSINESS CUT OFF Perishable Goods In Large Quantities to Be Refused. TOPEKA, Kan.. Aug. 29. At least one-third of the freight business of the Atchison. Topeka & Santa Fe Railway will be cut off as one of the results of the embargo declared today against shipments of perishable goods and Jive stock, according to J. R. Koontz, gen eral freight agent, through whom the order was issued. Under the heading. "Perishable Goods." it was explained, are Included fresh meats, butter, eggs, vegetables, fruits and ice. The company also re fuses to be responsible for delay In other freight shipments. The order became effective imme diately. The order will eliminate the use of all refrigerator cars and will directly affect melon and fruit shippers, who are now in the midst of their shipping season, as well as stockraisers with fattened animals ready for market. ARBITRATION HELD VITAL PRINCIPLE Railroads Say They Are Un willing to Surrender Point of Great Moment. CALM INQUIRY IS URGED Proposal Made That Entire Question Be Investigated, With Promise That Findings Will Be Accepted as Binding. "WASHINGTON. Aug. 29. This state ment to the public was issued by the committee of railroad presidents to day: "We are unable, after the most earn est consideration, to agree with the proposal of the President of the United States, which is that we accept, with out arbitration, the substitution of an eight-hour day for the present 10-hour day in all of the existing practices and agreements. "This is the main point in contro versy, and we cannot surrender it without an opportunity to be heard in some form of fair arbitration. "We do not assent to the statement that 'the eight-hour day now undoubt edly has the sanction of the judgment of society in its favor. We believe that society has not yet recorded its judgment upon this subject. Wage Increase Real Aim. "We are not in this controversy, however, dealing with the conditions relating to the eight-hour day in the Immediate world. The difference, be tween the eight-hour day in business and manufacturing interests and in the railway train service day has been fully explained. The railroad day is a basis for computing pay and overtime, the length of daily service being controlled by variable conditions. "The demands involved in this con troversy have not been presented, in our judgment, for the purpose of fixing a definite daily period of labor nor a reduction in the existing hours of labor or change in methods of opera tion, but for the real purpose of ob taining an increase of wages approxi mating $100,000,000 per annum, or 35 per cent for the men in railroad freight train and yard service represented by the labor organizations in this matter. Many Other Interests Involved. "As trustees for the public served by our lines and for the great mass of the -less powerful employes (not less than SO per cent of the whole number) interested in the railroad wage fund as trustees also for the millions of people that have iuvested their savings and capital in the bonds and stocks of these properties, and who through the savings banks, trust companies and in surance companies are vitally inter ested to the extent of millions of dol lars in the integrity and solvency of the railroads of the country, we cannot in conscience surrender without a hearing the principle involved, nor un dertake to transfer the enormous cost that will result to the transportation of the commerce of the country. "The eight-hour day without puni tive overtime involves an annual in crease approximating in tKe aggregate 60,ouo.ooo and an Increase of more than 20 per cent in the pay of men. already the most highly paid in the transportation service. The animate cost to the railroads of an admission in this manner of the principle under contention cannot now be estimated: the effect upon the efficiency of the transportation of the country, now al ready under severe test under the tide of business now moving and at a time when more instead of less effort is required for public welfare, would be harmful beyond calculation. Effect of Surrender Widespread. "The widespread effect UDon the In dustries of the country as a whole is oeyond measure or appraisement - at this time, and we agree with the in sistent and widespread public concern over the gravity of the situation and tno consequences of a surrender by the railroads in this emergency. "In like manner we are deeply im pressed with the sense of our respon sibility to maintain and keep open the arteries of transportation wIch carry the life blood of the commerce of the country, and of the consequences that win now irom even a temporary in terruption of service over the railroads, but the Issues presented have been raised above and beyond the social and monetary questions Involved, and th responsibility for the consequences that may ansa will rest upon those that provoKo it. tjuesiioiis invoivea are in our respectful judgment eminently suitable for the calm investigation and decision by the public through the agency of fair arbitration and cannot be disposed ui, to me puono satisfaction, in any other manner. The decision of a com mission or board of arbitration having the public confidence will be accepted by the public and the social and finan cial rearrangements made necessary thereby will be undertaken by the public but in no less deliberate nor orderly manner. Bankruptcy Is Threatened. "The railroads o"f the country can not under present conditions assume this enormous increase in their ex penses. If imposed upon them it would involve many in early financial em barrassment and bankruptcy and im peril the power of all to maintain their credit and Integrity of their se curities. The immediate increase in cost, followed by other increases that would be inevitable, would substantially appropriate the present purchasing power of the railroads and disable them from extending and improving their facilities and equipment to keep abreast of the demands of the country for efficient transportation service. "For these reasons we are with deep regret unable to accept the sugges tion made by the President of the United States; "We propose, however, as a basis of settlement, the following: "A The railroads will, effective Sep tember 1, 1916, keep the time of all men represented in this movement upon an eight-hour basis and by separate account, monthly, with each man. main- IA For Iniants and Children. ' U Kind Yoa Hais Always Braghf Bears th .. (gnatuxejof Absolutely Removes Indigestion. One package prcves itJJ5cat all, druggists. I Our Store Will Close at 1 P. Our Employes to Enjoy a Weekly Half-Holiday Each Week During This Hot Period. Will You Co-operate by Arranging to Do Your Shopping in the Forenoon Thursdays? STORE OPENS DAILY AT - 8:30 A. M. ON SATURDAYS 9:00 A. M. PACIFIC PHONE MARSHALL 5080 The Substantial Price Savings Especially TJnderprieed Offerings An Event That Economical Women Should Not Miss AND Thrifty mothers, who realize these underpriced offerings. needs from this list: Children's Mualin Drawers, sizes years; 25c grade at..,, Children's Muslin Drawers, 6izes years; values to 65c at Children's Waists and Guimpes, sizes 5 to 14 -1 Q years; values to 65c at ASC Children's Muslin Skirts, sizes 3 to 6 years; 1 tig values to 35c at J. JC Children's Muslin Skirts, sizes 3 to 6 years; A T values to $1 at C Infants' Outing Flannel Skirts in values toOO 50c, priced at .OOC Infants Outing Flannel Skirts in values tCQ $1, priced at JI7C Boys' Wash Suits, in sizes 2 to values to $2 at. Infants9 Sacques and Bath Robes All Styles and Sizes in Cashmere, Outing and English Flannel Regular Values From 25c Up to $2.00. To Close at ONE-HALF These Prices a tain a record of the difference between the money actually earned by him on the present basis and the amount that would have been earned upon an eight hour basis overtime on each basis to be computed pro rata. The amounts so shown will be subject to the decision of the commission provided for in para graph C of this memorandum and pay able in money as may be directed by said commission in its findings and decision. Decision Will Be Accepted. "B The Interstate Commerce Com mission to supervise the keeping of these accounts and report the increased cost of the eight-hour basis after such period of actual experience as their Judgment approves or the President may fix, not, however, less than three months. "C In view of the far-reaching: con sequences of the decision made by the President accepting: the eight-hour day not only upon the railroads and the clashes of labor involved directly In this controversy, but to the public and upon all industry, it seems plain that before the existing conditions are changed, the whole subject, insofar as It affects the railroads and their em ployes, should be investigated and de termined by a commission to be ap pointed by the President, of such standing- as to compel attention and respect to its findings. The Judgment of such a commission would be a helpful basis for adjustments with labor and such legislation as intelligent publlo opinion, so informed, might demand. "The railroads will accept the find ings of such a commission upon the issue of an eight-hour basis of pay as compared with the present basis, as well as upon any other matters now in controve'rsy that may be submitted to it by either party. "The commission should consist of not fewer than five members and should also be authorized to hear and de termine all questions that may arise In the application of the findings of said commission or in the working out of such plan as It may propose. "The presidents of the railroads are prepared to continue negotiations on the subject with genuine anxiety, within the limits of their conviction above expressed, to find, a solution of the situation." One way fares, via California to Eastern points, practically the same as via direct lines. - See Grand Canyon of Arizona Ydsemite Valley Petrified Forest .on your way Liberal Stopovers H. H. FRANCISCO General Agent 122 THIRD ST., Phone M. on Thursdays During July Most in Value -The Best in Quality Summer Clearance Reductions mer Clearance Reducti INFANTS' GOODS CHILDREN'S MUSLIN WEAR the importance of this sale, will find splendid savings in Exceptional chances for advantageous buying! Check your 4 to 12.15c "39c 4 to 8 years; . Boys' Wash Suits vt v ues to $1.75, at. CHICAGO ROADS BUSY Efforts Made to Haul Perish able Goods Before Embargo. FREIGHT HANDLERS STRIKE Officials Preparing to Use Nonunion Trainmen After September 2. Manufacturers Gather to Prevent Walkout. CHICAGO. Aug. 29. Chicago, the greatest railway center In the worM, fought In the face of local difficulties today to transfer thousands of cars of freight In time for the cars to reach their destinations before September 2, the date declared by many Western railroads tonight when an embargo on perishable freight wlill be effective. A strike of freight handlers in the local yards of several railroads, which threatened to become general within 34 hours, hit Chicago just at the time railway officials were swamped with transfer traffic, sped up because of the threatened trainmen's strike. The rail way lines entering Chicago have been preparing, however, to handle an enor mous amount of freight east and west within the next week. The embargo on perishable freight. railway officials said, will principally affect livestock. Kxceptionally heavy receipts of hogs, cattle and sheep at the - Chicago. Kansas City, Kant t iMUim and other markets are anticipat ed before the embargo becomes effec tlve. - While railroads were striving to pre pare for the strike, manufacturers of Go Esisib VIA California E. W. ZAMZOW Trav. Passenger Agent PORTLAND, ORE. Main 1274 and August, Thus Allowing STORE CLOSES DAILY AT 5:30 P. M. ON SATURDAYS 6:00 P. M. HOME PHONE A 2112 . I V Infants' Waterproof Pants, "Omo" 50c grade, OC- reduced to OOC Infants Waterproof Pants, "Omo" 35c grade, O J reduced to.... G Infants' Waterproof Pants, "Omo" 25c grade, IQ reduced to XI7C Infants' Knit Gowns up to 2 years; values OQ to 75c at OIC Embroidered Pillow Slips, in values to 35c IP each; to close at AOC Infants' Lace and Embroidered Bibs; values OQ to $1, at ZJC Carter's Knit Bibs in regular 15c grade; to 7- close out at f C in sizes 2 to 6 years; val- PQ uuc w R the Middle West gathered in Chicago in an eleventh-hour attempt to find some means of averting it. At a conference, called by the Illinois Manufacturers Association aim attended by represen tatives of similar associations from many states, resolutions were intro duced urging that President Wilson in sict on the principle of arbitration. Hallway officials are making plans to operate trains with non-union men or non-strikers within the railway brotherhood's membership in event of a strike. Some of the officials said they would operate 25 per cent of the reKu lar traffic out of Chicago from the min ute a ftrlke was declared and could make this service practically normal within CO days. Police Chief Healey today Issued f- ders canceling all furloughs of mem bers of his force and recalling all mem bers who are on furlough?. Strike Fenr Causes Tie-Tp. FALEM, Or.. Aug. 29. (Special. The Salem Fruit Union has been noti fied by the Earl Fruit Company, of Sacramento, that Wednesday night the company will suspend all rruit ship ments ordered from here in view of the impending railroad strike. The Salem Union thus will be unable to deliver about 60 cars of green prunes for which a market had been secured this year for the first time since 1907. Pre-cooling apparatus Is already Installed and help hired to take care of the prunes which now cannot be shipped. Refer to Us A service the First National Bank is always glad to perform for its regular depositors is to answer inquiries concerning their standing ahd credit. If you are main taining ,a satis factory account here and are con ducting your af fairs along ap proved lines do not hesitate to give this bank's name as a refer ence. First National Bank Capital and Surplus, 3,500,000.00. Fifth and Morrison Streets, Portland. - -X. -3 r