THE MOEMXG OREGONIAN, TUESDAY, JANUARY 11. loin. - BANK DIREGTQRS LIABLE FOR LOSS Demurrers of Officers of Ore gon Trust Company Are Overruled. 20 DAYS GIVEN TO REPLY Federal Michigan lecision Cited, Holding That Heads of Money Concerns Can't Be Merely Enticing Figureheads. That bank directors, even though only figureheads in the affairs of finan cial concerns, are responsible for bank losses or bank criminality was decided by Judse Gantenbeln in the Circuit Court yeBterday in overruling demur rers filed by the directors of the de funct Oregon Trust & Savings Bank. Owing to this court ruling, the $500, 000 suit brought by Receiver Devlin against the directors of the defunct institution, will go to trial on its mer its. Judge Gantenbeln said the same ruling will apply to the demurrers to tha complaint against J. F. Reddy, S. V. Stryker, George I Estes and the directors of the Oregon Trust bank over the Pacific & Kastern Railway bond deal. This line was better known as the Crater Lake road. Receiver Devlin's suit is to recover J18.500 and an accounting of the railway company's capital stock. Walter II. Moore, Henry A. Moore, Elmer 13. Lytle. W. Cooper Morris, W. H. Copeland, Lonner O. Ralston, Leo Frieda and Albert T. Smith are the de fendants in the suit for $500,000, al leged to have been lost to depositors through the directors' "high finance." The demurrers were submitted by ex Senator Fulton, John Hall, J. E. Long and Raphael Citron. After tho demurrers were overruled yesterday morning Attorney Fulton asked for 30 days' time to answer Re ceiver Devlin's complaint, but Attor ney Clark objected to the allowance of more than the customary 10 days. Judge Gantenbeln said as there are but 11 transactions involved in the suit, he thought the expert accountant Bhould be able to complete his work upon the books in 20 days, and that this period would be allowed for the answer. Scveu Objections Made. The demurrers to the complaint urged seven grounds for quashing it. Judge Gantenbein passed over six of these briefly, devoting most of his at tention to the argument of the alleged bank wreckers' attorneys that Receiv er Devlin's complaint does not state such facts as would constitute a cause for suit. As to this point, the judge said: Tho sixth pround of demurrer goes to the merits, and presents the important and in teresting question as to what decree of supervision and attention is required of a board of directors in managing and admin istering the affairs of a bank. defendants contend that the standard of care and at tention set Up by plaintiff is higher than judloia-l- autJvovity sanations, and -fc-iHher than public policy requires so high, indeed, as to prevent any ordinary Intelligent and hon est citizen from assuming the office. It is argued that tho Btandard contended Tor by the plaintiff requires a director to be an expert bookkeeper as well as a spy and detective and requires hira to exercise these latter qualifications in an offensive manner over the conduct of, and to entertain con tinued suspicion of persons in whom he has perfect confidence, and whom he has no reason to suspect. Judge Gantebeln then read from a decision of the Federal Court for the Western District of Michigan in the suit of Gibbons against Anderson, wherein Chief Justice Fuller is quoted as saying: We hold that directors must exercise or dinary care and prudence in the administra tion of the affairs or a bank, and that this Includes something more than officiating as figureheads. They are entitled, under the law, to commit the banking business as defined to their duly authorized officers., but this does not absolve them from the duty of reasonable supervision; nor ought they to be permitted to be shielded from liability because of want of knowledge of wrong do ing. If that ignorance is the result of gross Inattention. Ulrector Xot Ornaments. . In my opinion it dees not meet the re quirements of this statement of the law that directors may confide the management of the operation of the bank to a trusted officer, and then repose upon their con fidence In his right conduct, without making examinations themselves, or relying upon his answers to general questions put to him with regard to the status of the affairs of the bank. ... It is tho right and duty of the board to maintain a supervision over the affairs of the bank; to have a general knowl edge of the manner In which its business is conducted, and of the character of that business; and to have at least such a degree of intimacy with its affairs as to know to w horn, and upon what security, Its large lines of credit are given; and generally to know of, and give direction with regard to, the important and general affairs of the bank of which the cashier executes the de tails. They are not expected to watch the routine of every day's business, or observe the particular state of the accounts, unless there is a special reason; nor are they to be held responsible for any sudden and unfore seen dereliction of executive officera. or other accidents which there was no reason to ap prehend. . . . The idea which seems to prevail in some quarters, that a director is rhosen because he is a man of good stand ing and character and on that account will give reputation to the bank and that his only office is to delegate to some other per son the management of its affairs, and rests on that until his suspicion is aroused, which generally does not happen until the mischief is done, cannot be accepted as sound. . . The banks themselves are prone to state and hold out to the public, who compose their board of directors. The idea is not to be tolerated that they serve as merely gilded ornaments of the institution, to en nance Its attractiveness, or that their rep nation should be used as a lure to custom ers. What the public suppose, and have the right to suppose, is that those men have been selected by reason of their high char acter for Integrity, their sound Judgment nd their capacity for conducting the affairs Df the bank safely and securely. The pub lic act on this presumption, and trusts their property with the bank in confidence that the directors will discharge a substantial fluty. Concluding his decision. Judge Gan tenbeln said: I mm unable to agree with the defendants ana must nnd that the complaint states facts ufflclent to constitute a cause of suit. For the purpose of passing on these demurrers the court must presume the facts alleged in the complaint to be true. Whether these facts can be proved is another question, which wlllAie passed upon at the time of the trial of thtcase on its merits. Let the de murrers be overruled. HUSBAND CUT OFF AVITH $1 tVill of Marion E. Clinton Leaves Property Mostly to Lawyer. When Marion E. Clinton mado her will on August 10, 1908, she cut eff her hus band, Richard Clinton, with $1 and a life insurance policy in the Maccabees worth SB00, and gave Attorney Jol M. Ixing, her counsel, all of her $10,000 es tate except $4800 cash, a half aero and eix lota in Ohio, two rings, a gold neck lace and several Indian baskets) and vases. Long was also named as chief executor. Clinton died before Mrs. Clin ton. Two codicils were afterward made by her, one February 13 and the other Oc tober 17 last year, which give Long $4000 additional by rescinding two be quests of $2000 each, and turning this money into the general estate. These bequests were $2000 to Mrs. Jennie Grove, of 510 Clark street, Toledo, O., and $2000 for the education and main tenance of Norman Armstrong, a nephew of Mrs. Clinton, living In Los . Angeles. This money was to have been paid to Long and Sarah E. Davidson, who were to act as trustees until the nephew be came of age. Mrs. Clinton died December 23 last, as she was preparing to leave home for the Courthouse to take part In a legal battle over the disposition of the estate of her husband, who died some time before. It appeared that Clinton, who was a, bridge tender, had been previously mar ried while living in the East, and that his first wife had a daughter by a former marriage. This daughter he is said to have adopted. Clinton's first wife is said to have died, and he married a second time, but failed to tell his second spouse of the adopted daughter. Her discovery that this child would inherit his estate is believed to have led her to cut her husband off with a small sum. Mrs. Marion E. Clinton's will was filed for probate in the County Court yester day morning. Miller Murdock and Anna M. Divan are the witnesses. Edwin L. Minar and Vlcca Kundre were the wit nesses to the signing of the first codicil, and Minar and May C. Johnson to the signing of the second. Mrs. Clinton directs that $800 bo ex pended by Long, her executor, for the funeral expenses, and that Emma Lane, an artist at 301 Rose building, Cleveland, O., receive a two-acre tract located on Harvard street, Cleveland. Harry Pimpen, of Rose Hill. Euclid, O., is to receive five lots . on Mound street, Cleveland, and one lot on Depot street, Nottingham, O. To S. C. Leppelman, of Los Angeles, she gave her mother's oil portrait and two diamond rmgs, of seven and nine stones. Lillian Leppelman. a niece liv ing in Los Angeles, is to receive a neck lace of rubies and pearls, while Airs. Maggie Church, of East Eleventh and Burnside streets, is given "Mrs. Clinton's Indian raffia baskets and Cloissonne and Satsuma vases. The rest of the property belongs to Long. DA1I.V METEOROLOGICAL REPORT. PORTLAND. Jan. 10. Maximum tempera ture, 34 degrees; minimum, 2d degrees. River reading. 8 A. M., 3.4 feet; change in last 24 hours, rise 0.2 foot. Total rainfall, 5 P. M .to 6 P. M-, 0.06 inch; total rainfall since September 1, liH9, 20.46 Inches; nor mal, 21.67 inches: deficiency, 1.21 Inches. Total sunshine January 10, none; possible, 8 hours 54 minutes. Barometer, reduced to sea level, at 5 p. M., 30.06 Inches. The barometer has remained nearly sta tionary during the last 24 hours, and the weather continues unsettled and unusually cold over the North Pacific States. Light snow has fallen In Northern and Eastern Oregon, and In Eastern Washington and Idaho, and light rain has fallen in Western' Washington and in -California. Tlte temper atures have remained nearly stationary. The conditions are favorable for rain or snow Tuesday in Western Oregon and west ern Washington, and for generally fair weather east of the Cascade Mountains. FORECASTS. Portland and vicinity Occasional rain or snow; easterly winds. Oregon and Washington Occasional rain or snow west, generally fair east portion; easterly winds. Idaho Generally fair. Making Life Safer. Everywhere life is being made more safe through the work of Dr. King's New Life Pills in Constipation. Bilious ness, Dyspepsia, Indigestion, Liver trou bles. Kidney Diseases and Bowel Dis orders. They're easy, but sure, and per fectly build up the health. 25c at all druggists. PIEP. HURLEY In this city, January 10, at 435 Williams avenue, James J. Hurley, aged 56 years. Remains are at Finley's parlors. Funeral notice hereafter. FUNERAL NOTICES. HAGLTJND In this city. Jan. 9, Herbert Hagiuiid, aged 8 months, infant son of Mr. and Mrs. Gus Haglund. Funeral serv ices will be held today (Tuesday) Jan. 11 at 1.30 P. M. from Erlckson's chapel. 409 Alder st. Friends respectfully in vited. NELSEN In this city. Jan. 8. Nels Nelsen. aged 43 years. Friends are respectfully invited to attend the funeral services, which will be held from Erickson's chapel, 409 Alder St., Wednesday, Jan. 12, at 1:30 P. M. Interment Greenwood. DUNCAN January 8, at St. Vincent's Hos pital, Mrs. Emma Duncan, aged 43 years. 10 months. Residence, 286 East Second street North. Friends invited to attend funeral services, which will be held at llolm&n's chapel. Third and Salmon streets, at 2 P. M. today (Tuesday). Janu ary 11. Interment Rivervlew Cemetery. IJAMS At Tillamook, Or., January 6. Dan iel W. IJams. aged 64 years, 1 month and 2 days. The deceased was a member of the G. A. R. Friends and acquaintances and members of the G. A. R. are respect fully Invited to attend the services, which will be held at Finley's chapel at 3 P. M. today (Tuesday). Services at the grave private. BEARD The funeral services of the late Stephen M. Beard will be held at Finley's chapel at 3 P. 31. today (Tuesday). Friends invited. Interment Riverview Cemetery. Dunning & MrKntm, Kuneral Directors 7th and Pine. Phone Main 430. ladv- as sistant. Office of County Coroner. ZEIXEB-BYRNE8 CO.. Funeral Directors. 504 Williams ave.j both phones; lady attend ant: mosc modern establishment in the city. EDWARD HCILMAS CO.. Funeral Direct ors, 20 Sd st. Lady Assistant, fhone M. 607. J. I'. 1'INI.K Y St SON. 3d and Madison. Lady Attendant. Phone Main 0, A 1509. EAST SIDE Funeral Directors, successors to F. 8. Dunning, Inc. E. 52, li 2520. EKICSON CO. Undertakers; lady assist ant. 409 Alder. M. 6133. A 2235. HOUSEHOLD NEEDS fnnl CHURCHLET BROS., wood and coal dealers, office and yard lata and Marshall, phones Main 8SL. A S931. Florist Cut Fiowen always fresh from 1"aiour own conservatories. Martia t For be Ce. S4T Washington sC ttt p bones. rnft1 Richmond and Wall sen 4 Australia. VU01 Independent Coal A Ice Company, opposite City Library Both phonea ATJCTIOX SALES TODAY. At salesroom, A. M. S. L. N. 120 2d St., at lo o'clock Gilm an. Auctioneer. CLASSIFIED ADVERTISING BATE In Effect November 3, 1908. Daily or bandar. Per Islno. On time lie Same ad two consecutive times ........ .2e Same ad three consecutive times. ...... .30e Same ad six or seven consecutive times. .660 Six words count as one line on canh ad" verUsements, and no ad counted for less than two lines. When an advertisement is not run consecutive t tines the one-time rate applies. The above rates apply to advertisements under "New Today" and all other ciaili ca tion a excepting the following: Situations Wanted, Male. situations Wanted, Female. For Kent, Rooms, Private Families. Rooins and Board. Private Families. sHJouse keeping .Booms, Private Fa mil lea. The rate of the above classification is 7 cents a line each lniertion. TO OC'T-OF-TOWN PATRON'S The Ore-s-onian will receive copy by mall, provided sufficient remittance . for a dennite number of iReues la sent. Acknowledgement of such remittance will be forwarded promptly. On charge of book advertisements the charge will be based on the actual number of lines appearing in the paper, regardless of the number of words In each line. In case box office address Is required, use regular form given, and count this as part of the ad.. Answers to advertisements will be forwarded to patrons, provided self-addressed stamped envelopes are furnished. Space In the "New Todar columns la figured by measure only 14 lines to the inch. JhtS PORTLAND THEATER Saft, IJEBLER OO.'S PRODUCTION j The Man From Home I The success of two continents. All this wweK. juatinees Wednesday and Saturday. Regular prices will prevail. Next Week Florence Roberts THE TRANSFORMATION" BUNGALOW T,Ll?T Phones: Main 117 and "A" 4224. IAST TDEE TONIGHT MAX FIGMAN In the Comedy-Drama "MARY JANE'S PA" Seats Now Selling $1.50 to BOe. BUNGALOW TSih Phones: Main 117 and A 4224. NIGHTS, BEOINNING TOMORROW, MATINEE SATURDAY. 'The Blr Musical Play. "THE TOP 0' THE WORLD Seats Now Selling $1.50 to 50c. T HEAT E R Main 2. A 53fi0 Geo. I Baker. Manager TONIGHT ALL WEEK. Bargain matinee Wed.. 2oc all seats. First time in the West, Geo. Barr Me Cutcheon's beautiful romantic play BEVERLY. Dramatized from "Beverly of Graustark." Superb company and scenic production. Evenings. 25c, 50c 75c, tl.00. Sat. Mat, 25c, 5Qc. Jvext weok "Sis Hopkins." MAIN 6. A 1020. MATINEE EVERY DAY. 15-2S-53C NIGHTS t-w- a T-rrc 5.nn.7!; WEEK JAN. lOTH Julius Rteger and his Company In "The Mftb Commandment," VtlmoN Westony, Claud and Fannie Usher presenting; "Fapm'g Decision," Veronica and Hurl-Falls, Gil Brown, cook and Stevens in "No Chechee-No Washee," Love and Love, Pictures, Orchestra. GRAND WEEK JANUARY 10. Hie greatest laughing hit of two conti nents, JOE BOliANNY TROl' PE O r 1,1 J X- ATIC BAKEKS. Special importation for Sullivan & Con- Gordner, Rankin & Griffin. Frank Marckley. Four Dancioe Bells. Marie Fitzgibbons. J. C. Treniayne & Company. l'red liauer. si dine Circuit. G randattcope. Matinee every day, 2:30; any seat, 15c. Evening performances, 7:0, 9:15; balcony, 15c; lower floor. 25c; box seats. 5tc MITOSES Advanced Vaudeville Miss Iottie Mayer, World's Woman Cham pion Swimmer and Diver; Wilis & Hasten, Payne & Lee, Sen or Galgi.ne. MacXenn & Bryant. Pearson & Garfield, Leo White, Fantiieescope. Popular Prices Matinee Daily Curtain 2 :30, 7 :K0 nnd 9. MEETING NOTICES. ELLISON ENCAMPMENT, No. 1, I. O. O. F. Regular meeting- this (Tuesday) even ing, January 11, 1910. at 7:30 o'clock. Odd fellows' Temple. Joint Installation of offi cers with Golden Rule Encampment, No. 28. Members urged to attend. Visitors especially welcome. E. E. SHARON, Scribe. A. AND A. S. KITS Meeting tonight and rehearsal, 32d degree. By order MASTER OP KADOSH. IVANHOB L O D GB NO. 1, KNIGHTS OF PYTHIAS Reeular A meeting every Tuesday evening in Lu;ir vaaue taii, ,ieventn ana Al- aer streets. Installation or officers. Work in the page rank. Visitors "welcome. . E. M. LANCE, K. R. and S. HAWTHORNE LODGE NO 11. A. F. AND A. M. Special communi cation this ( Wednesday evening at 7:30. Work in the M. M. de gree. Visiting brethren welcome. i. MiLiLttaii, sec CORINTHIAN CHAPTER, NO. M. O. E. S. Regular communication this (Tuesday) evening. Masonic Temple, 8 o'clock. Degrees. Visiting members cordially Invited. Order W. XT ELIZABETH SILKXITTER, Sec. NEW HALL FOR RENT. 2d. near Washington. Howe. Davis Co. OREGON HUMANE SOCIETY PRESIDENT. Main SO. tCEWABv. Mala SSS. HUMANE OFFICE K. Eut 477,. NEW TODAY. SWINTON That great record-breaking property on the Peninsula, presents a few remaining bed-rock opportunities. A 5-minute investigation will impress you with the genu ineness of the opportunity offered. Columbia Trust Co. 84 Fourth St., Board of Trade Bldg. MORTGAGE LOANS Lovret rates and terms to suit; spe cial rates and favorable terms on larce loans on basin ess properties. Funds Loaned for Private Investors. A.H.BIRRELL CO. 202 BIcKut Bide 3d & Stark. Tenth Street Lrft near Washington. A bargain. For price see RUSSELL BLYTH, Commonwealth Bld&. Willamette Heights New 5-room house, all modern con veniences, hardwood floors, full lot. fine view. Price $4250. Easy terms. RITSSELI, & BLYTH, Commoaitealtli Bids, KINGS HILL For Sale The Blyth residence. 712 "West Main street. Two lots. RUSSELL BLYTH, Commonwealth Bids;. ' GEORGE BLACK. PUBLIC ACCOUNTANT. (All Branches.) S23 Worcester Bide. Phones Main 837L A 401. MORTGAGE LOANS Made on Portland business and high-grade residence property onlv. . EiwAjtr e. Gocranr. .Uewls Bids, l XEW TODAY. -1 NKW TODAY. I REAL ESTATE. I WNHIBiHBBHHiMH I For KBl-HAnoM I ' " " IRVINGTON The best and cheapest elose-ia sxclusive. residence district. Has all modern street improvements. Asphalt pavements Cement walks and curbs Sewer, gas and water mains Building restrictions Cost of street improvements and sewer bonded for ten years and to be assumed by the buyer." Lots $1250 and Upward EASY TERMS Ten minutes' ride from Fifth and Washington streets. Take Woodlawn or Alberta car to Knott street and walk one block east to our Irvington office. ROUNTREE & DIAMOND 241 Stark Street, Corner Second. is the place for your home site investment moneyv In vested here, it will earn more than in any other part of the city. Let us prove it to you. Columbia Trust Co. 84 Fourth St., . Board of Trade Bldg. lory Brie! S3120 INCOME EASY TERMS AM OWNER Weldon Darling 618 Board of Trade. They're Going! Those few remaining lots are going fast. SWINTON Has proved up it's in the heart of the great growing Peninsula. You're bound to step on it, going or coming; it is going to grow more. A few lots left at $275 each; easy terms. Columbia Trust Co. 84 Fourth St.. Board of Trade Building. 100x100 CORNER 21st St., 4 blocks north of Washington St. Very choice apartment site, exclusive neighborhood. $20,000 E. J. DALY 222-223-224 Failing Bldg. Swell Irvington Home, $1250 Brand new, modern 8-room house, just finished, furnace and fireplace, fine gas and electric fixtures, double floors and walls, hardwood floors, col ing closet, sleeping porch, wash trays, 2 toilets, front porch; has stone piers; in fact, a swell home with nothing missing, on a lot 50x100. K. 26th and Knott Streets. Price B250; $1260 cash and 25 per month. Grussi & Zadow 317 Board of Trade Bldg., 4th and Oak. Choice Mt. Tabor Property 30 "full-size fine residence lots near Laurelhurst; will sell all or portion at great reduction in price. Don't miss this opportunity. Will double value in one year. Apply THE PACIFIC COM'L CO, 24 Washington. MO RTGAGE LOANS Large Amoontt Preferred. N . GODDARD & V IK1JKIC K. 243 Stark St. GROUND LEASE FOR BALES. Sleeant apartment-bouse site, within block: ot City Hall. X. 644, Oregonlan. OLMSTED PARK $42,500 3-S GRAND AVE Williams Ave. Snap Guaranteed pheanpst nnarfftr hlnpv on Williams ave., 100x100. with fine, large 6-room house. Owner must have money. Price is SOO0. Vacant cor ner across the street owner refused J10.000 for. J2000 cash will handle. Grussi & Zadow 317 Board of Trade Bldg., 4th and Oak. A. H. EDLEFSEN, the fuelman. Chamber of Commerce, Hells best coai; anthracite, cannel; also cheaper grades and dry wood. ESTATE DEALERS. Andrews, F. V. & Co. b.ds- M. 3349. 30 Hamilton BAIRD A PROWN, 312 Henry Bldg. Bock, William G., 312 Kailinp bldg. Birrell, A. H. Co., 202-8 McKay bldg. Real estate, insurance, mortpasca, loans, etc Bru baker &. Benedict, 602 McKay bide. M. 5-1 9. I - Chapln & Herlow, 332 Chamber Commerce. Cook. B. P. & Co., 51.3 Corbett bids. Fields, C- E. & Co.. Board ot Trade bid. Jennings A Co., Mala 1SS. 206 Oregonlan. KIRK & KIEKHAM, Lumber Ex., 233 Stark. Parrish, Watklns & Co., 250 Alder st. Schallc, Geo. IX, 264 8tark st. Main or A 5A2. Sharkey, J. p. & Co., 122 Sixth st. The Oregon Real Estate Co., Grand ave. and Multnomah tt (Holladay Addition). M B. Thompson Co., cor. 4th and Oak sta. Walker, S. T., 604 Corbett bldsr. REAL ESTATE. For Sale Lota, ?70O BELOW 'MARKET PRICE. We have two beautiful lot 100x100. near Oregon and Eut 22d sts., for $1750; these are bargains, and will double in value when streetcars run oa the Sandy road this Spring. GEISER & STRACHAN, 22114 Morrison Kt. Phone Main 5256. IRVINGTON HALF BLOCK. 100x200. including two corners on Knott st., 2 blocks from car, -rhis property is six feet above the street, level and has a magnificent view; an ideal residence site; price. $7500; terms. H. P. PALMER-JONES CO., 212-213 Commercial Club Bids. SUNSET PARK ADDITION. $650. Corner, 50x114, at East 57th and East Burnside sts., between two carlines; ad Joins right of way of Mount Hood elec tric road; cheap tor cash; price, $650. H. P. PALMER-JONES CO.. 212-213 Commercial Club Bldg. 6 LOTS, WEST SIDE, SNAP. 6 lots. 50x100 each in Southern Portland on Lowell ave., high and sightly and a snap at 1000, half cash, balance O per cent; a fine speculation. GRTJMSI & ZADOW, 317 Board of Trade Bldg., 4th and Oak. PORTLAND HEIGHTS. Owner of desirable home sites, over looking "all creation," and yet close in, will sell lots of any sle to those who wish artistic homes. Prices, $1250 and up. Room 003 Corbett bldg. 11TH-ST. SNAP. 40xlOO, with 5-room cottage, nominal rent ; all permanent street improvements In and paid, price for 3 days, only $5000. VANDUYN & WALTON. 515 Chamber Commerce. SEE ALAMEDA PARK. Adjoining Irvington, high ground with mountains in view; all city improvements; car line ; easy terms. A LAMB DA LAND COMPANY, 322 Corbett Building. BEST BUY IN PORTLAND. Double corner, two blocks from carline, in best improved district in city, for 1JL350; this is a snap and can be bought for lO per cen t caeh, balance easy. Address J 641, Oregon ian. A GOOD BUY. We have one lot on the Kenton car line in Swlnton at $400; come in and ask about it. See L. M. Hickok, COLUM.BIA TRUST COMPANY. 84 4 th St. Board of Trade Bldg. GREAT BARGAIN $650 buys a corner lot, 40x112. on East Sith and Sherman sts.; this lot is worth today $1000. See Geiser & Strachan, 221 H Morrison st. Phone Main 5256. SPECIAL OFFER. Six lots. 50x100 feet each, in LAITREL HUR9T, for $000. $0 cash and $18 per month; all Improvements going in. Includ ing hard-eurface paving. 522 Corbett bldg. HOW'S THIS? Lot 50x100 feet, in paved district, for $600, $60 cash, balance to suit. Address J 642 Oregon ian. A BARGAIN In Kenton, 2 lots, $200 cash, bal. monthly; 100 feet to car. Gil more & Rit ter, 226 Lumber Exchange. 2d and Stark sts. FOR SALE 2 choice lots in. Waverleigh, Heights. Will sell one or both at a bar gain. AK 630, Oregonlan. IF YOU own lot will build you a bouse om terms. Eastman Co., 303 Ablngtoa bids Main 8238 LAURELHURST. A big lot 50x100 feet, for $1050; this la a bargain; easy terms. 522 Corbett bldg. FINE lot, close in; Improvement paid; 10 per cent handles. 226 Lumber Exchange bldg., 2d and Stark. MOUNT TABOR For choice lots on the west slooe of Mount Tabor see James Wll 'n. end of Hawthorne car lino. Tabor 1560. WEST SIDE LOTS FOR $500. Improvements In. 27 minutes from 3d and Stark. Afternoon. 432 Mohawk bldg. CHOICE H block In Woodstock, with sev eral trees, $1250. See owner, 410 Failing bldg. CHOICE .residence lot, beautiful restricted district: $650; worth $1000; terms. AE 644, Oregonlan. LOTS and acreage cleared at lowest pos sible prices. 770 Commercial st. 2 CHOICE lots near Ivanhoe, $800. Queen Inv. Co., 410 Failing bldg. OTHELLO Othello Othello Othello Othello Othello Othello OtheSio Othello Othello l-'or Sales Honses. DO YOU WISH TO BUY A HOME? I MAKE A SPECIALTY OF NEW HOUSES. RANGING FROM NEAT LITTLE BUN GALOWS. WHICH SELL FOR A FEW HUNDRED DOLLARS, AND ON VERY EASY TERMS, TO THE BEST HOMES IN THE CITY. I HAVE HOUSES FOR SALE IN ALL PARTS OF THE CITY. SAVE TIME. TROUBLE AND EX PENSE BY COMING TO ME. W. J. SMITH, 438 CHAMBER OF COMMERCE. MAIN 7967. GOOD HOME. CHEAP. Well-built, well-arranged house of six rooms, hall, bath and closets; run base ment, nice lawn and shrubbery; corner, 50x100; block from Ankeny car, in one or the best residence districts on the East Side. You cannot buy and build for the money; $3000; terms. R. F. BRYAN. 505 Chamber of Commerce. Main 1963, A 1227. E. EVERETT ST. HOUSE, $250. Good 5-room. story and a half house, electric light, full cement basement, full plumbing, porcelain bath; on a lot 50x100; south front, on E. Everett. near E. Ankeny carline; price $2050, $250 cash, $15 per month, or will take good team of horses aa first payment. GRUSSI & ZADOW, 317 Board of Trade Bldg., 4th and Oak. NEW 6-room "house, strictly modern; full base ment,, cabinet kitchen, warmly built; fine view of city and mountains; 1 block from carline; terms. Owner, phone Sell wood 816. MODERN, excellent neighborhood; full ce ment basement, laundry trays, furnace. East Salmon, 23d; part cash; terms. O 639, Oregonlan BY owner, new, strictly modern 2-story resi dence; good location. East Side; $3250; $1260 down, balance terms. Tabor 644. HOUSE of 9 rooms In the choicest residence district of Irvington. 408 North 15 th $6300. Inquire room 35. Labbe bldg. MODERN 7 -room house, corner lot, 50x75. all improvements, 2 blocks from Union ave. ; price $4300. 410 Broadway st. $1750 Modern 5-room cottage, fruit and berries, lot 50x100, located in Woodlawn Queen Inv. Co., 410 Failing bldg. WHEN moving call up Van Horn Transfer Co , M. 1618. A 1984; all covered vuona, and experienced men. BY OWNER, new, handsome Rose City Park bungalow, at bargain; easy terms. A 7245. SMALL house and lot. Kern Park. $600. 927 Board of Trade bldg, T - l acreage. FOR SALE On Ladd ave., two of the best early selected lots, near 12th and Haw thorne ave.; all improvements in and tald for. Also on Ladd ave, a 9-room house, -just finished, up to date in every home com fort. The future home center of Portland, near 12th and Hawthorne ave. - Also several choice lots near Ladd's Ad dition, $950. a speculation for any pur chaser. All improvements paid for. Also apartment house, corner, 100x1 DO, near 19th and Keamev; $16,000. v A. B. WIDNEY. S22 Board of Trade Bldg. Main 6974. WB ARE BUILDING MORE) HOUSES THAN ANY CONTRACTOR IX THE CITY. THERE IS A REASON: WB SAVE OUR CUSTOMERS MONEY. BUILD WELL. BUILD TERMS TO SUIT. IF YOTJ OWN THE LOT WE WIL FURNISH THffl MONEY TO BUILD. PLANS AND ESTI MATES FREE. OREGON BUILDING & TRUST CO.. SOS-9-10 Henry Bldg.. 4th and Oak. IT'S VACANT! 9-room strictly modern home and lOOx 114. on the southwest cor. East 2ith and East Ash; owner has left city and in structed us to sell; we will make price and terms that will surely suit you; this place must be seen to be appreciated. EDW. P. MALL CO., 309-310 Abington Bldg. a $10 A MONTH. HOUSE, Ready to move into; 2 good lots-; yon can get it for your own at the price of $10 a month; order the transfer man to move you right in. Call at Gregory's office In Gregory Height. Take Rose City car at 3d and Yamhilt vt off at end of carline; office on the propertv. IRVINGTON HOME. $t'.r.O0. 1 rooms, hardwood floors, built-in buffet, 2 fireplaces, heated by hot water, new and modern, faces east, hard-surface pavement; all street Improvements paid; terms. H P. PALMER-JONES CO.. 212-213 Commercial Club Bldg. FRONT ST. 7-ROOM HOUSE. Good 7-room house, on Front. near Whittaker, good location and easy walk ing distance, house in good order through out and a bargain- at $3000, part cash, talance long time. GRUSSI & ZADOW. olT Board of Trade Bldg., 4th and Oak. A CHARMING, new, 9-room residence, every convenience, hardwood floors, elegant base ment, furnace. A very fine, n-ew, 7-room, exceedingly modern, convenient, choice lo cation ; must be seen to be appreciated. 347 East 15th and Broadway cars. Phono East 273, C 1S66. HIGHLY IMPROVED HOME IN SELECT NEIGHBORHOOD. Splendid view of mountains and rivers; beautiful, commodious, convenient, new; n icely improved grounds, 100x10 0, front ing hard-surfaced street; price $20,000. Buyer see owner, 502 Corbett block. IRVINGTON HOME. $5000. New, 6 large rooms, strictly modern, extra well built; furnace and fireplace, beamed and paneled dining-room, Dutch kitchen ; walking distance ; close to best car service in city. 500 East 8th st. North, near Thompson. Owner. Term H Oil E. A suburban home of 3 acres, at Mil waukie ; 5c carfare ; good 7-room bouse, barn, lots of fruit, beautiful view, good terms. DUBOIS & CROCKETT. t Washington Bldg., Office 3. IF YOU want a first-class bungalow, near new Jefferson High School, see block south Killingsworth ave. on Minnesota ave. Piped for furnace, fireplace, modern, full lot. Small cash payment, balance $60 quarterly, interest 7 per cent. E. M. Plt tinger, 1095 Maryland ave. MT. TABOR SNAP. 6 large rooms, double walla and floors, walls plastered and papered : full base ment; 4 beaxing fruit trees, nice yard, lot fenced; Ideal home, cloee to car; price $1600, $300 cash, bal. $15 per month; call today. 2614 Washington st., room 610. FOR SALE Well finished, 6 large rooms and hall on Montana ave., near Failing, fruit on place and full sized lot; a good home In a growing neighborhood; $3100. $1500 cash, balance 6 per cent. Address C 630, Oregonlan. EAST YAM HILL-STREET HOME. $3150 50x67 and nice 6-room house, gas and electric light, bath, wood lift, all In good order; only $11HJ cash required. FRED C. KING, 506 Commercial Block, 2d and Wash. Sts. FOR SALE BY OWNER. Modern 7-room house. Queen Ann style, tinted, finished in golden oak; full base ment, corner lot, one block, to W-W car Phone Sell wood 1277. $6800 IRVINGTON HOME $6S00 New, 9 rooms, large sleeping-porch, hardwood floors, 2 fireplaces, 2 toilets, choicest location, on bitulithic street. K 631, Oregonian. NEW 6-room cottage, lot 82xlOO, fenced for chickens; good chicken-house. 20 minuerf car ride to center of city; price $1350; $.'uo cash, balance easy term?. Full particulars 2&64 Washington st., room 610. MUST SELL, 674 Elliott ave., Ladd's Addi tion, lot 50x128, new 8-room bouse, mod ern in every way, fine lawn and flowers; no reasonable offer will be refused; terms if desired. Phone East 4300. FOR SALE by owner, new 6-room house, lot 5xl00, china closet, gas, bath, basement, half block from Mississippi ave. carline Price-- $2100 If taken- at once. Address C M. Lale, 688 Michigan ave. BUY a home from me on easy terms. I have a dandy 6-room bungalow, hard wood floors, 43600. S. D. Vincent, 420 Lumbermens bldg. $2250 NEW; modern cottage In Ideal View. This is a beauty. If you want a sitely. pleasant home, see this. Call 410 Failim? bldg. $6000 Large, new, modern home in Pied mont, lot 100x100, property is located on fine corner, must be seen to be appre ciated. Queen Inv. Co., 410 Failing bldg. 5-ROOM strictly modern bungalow with all the latest Improvements, located 36th and Haw thorne; price $221)0. $500 cash, bal. $20 per month. 286 Washington st., room 610. $5000 Modern 6-room home on fine cor ner lot on E. Yamhill st., every modern convenience; must be sold to close an estate. Call 410 Failing bldg. FOR SALE by owner, modern furnished West Side home, 20 minutes' walk from p. O. Immediate possession if desired. C 643, Oregonlan. IRVINGTON 7-room house, well arranged, large number of roses, fruit trees and ber ries; $4500, half cash. Phone owner. East 2707. No agents. FOR SALE by owner, modern West Side home, 20 minutes' walk from P. O. Imme diate possession If desired. D 641, Orego nlan. MODERN house. 3 fine lots, barn, outbuild ings, fruit; near carline. Call at ' corner Powell and Laurel wood, Arleta; $250o. FOR SALE By owner, the handsomest bungalow In Irvington. 496 East 20th st. North. Call and see St. Miscellaneous. IF posted on values Investigate, 100x100, McMlllen's Addition. Price $7850. ARCHIBALD, 253 Washington St. ARE you looking for a I arm or acreage? Don't fail to call at "THE CROSSLEY COMPANY," 703 and 709 Corbett Bldg. It costs you nothing and we treat yon right. It surely will be to your advan tage to ee us before buying. We don't publish our list. Acreage 91 ACRES, 75 under cultivation, 25 in hops, good double dryer, good house, all kinds of fruit, good water, 3 miles from Sll verton ; fin buy; easy terms. Room 411 Lumber Exchange bldg., 2d and Stark. ACREAGE in large or small tracts cn car line, close in; choice river front; 500 acres to subdivide. Kinney & Etampher, 31 Lumber Exchange bldg. A 48SL 20 ACRES, 16 acres In cultivation, 10 acres beaverdam ; 4 acres orchard ; house and barn; on god dairy route; snap at $2800. 272 Stark st. $110 EQUITY In 2 beautiful acre tracts for $70; come quick; am going East; $0 monthly payments; 20 minutes out. at. b4U, oregonian. S TO 20-acre tracts, well improved and unim proved, on carline. Call at First State Bank. Gresham, Or. 160 ACRES of good apple land, near Hood River, 7-room house and some Improve ments. 410 Broadway st. S ACRES, finest beaverdam land, all in cul tivation; will pay for itself first year; $300 per acre; 1-2 cash. 273 Stark at. i BEAUTIFUL COUNTRY HOME. . Nice 7-room house in beautiful grove of large oak and walnut trees, with 5 acres of fine level land, best of soil, all In culti vation, plenty of fruit, berries, grapes, asparagus bed, on corner of two main county roads, adjoining HlllFboro. 12 min utes walk to Oregon Electric and S. P. R- R. ; a second electric line now buildintr win pass the door. Price $3250; $-. cash, balance $10 per month, or 10 per cent discount for all cash. 5-acrts tracts adjoining tho above, all In cultivation. $1000; $100 cash balance tio per month; we will build you a nice little house on these 5 acres if you de sice; you pay on easv pavments for it. THE CROSSLEY COMPANY. 709 Corbett Bldg. 10 OR 20 ACRES. SECTION LINE ROAD. 20 a ores on Section Line road. S miles from city; Kt, under cultivation, balance ensy to clear; 2 acres In strawberries; small house and land that will grow any thing; 2-acre tracts across the road selling for $50O per acre; price of this is $300 pr acre for quick sale; part cash; will sell 10 acres or all of it. See THE OWNER, 317 Board of Trade Bldg., 4th and Oak. S TO 30-acre tracts on tho Clackamas River, 2 miles from Oregon City Electric line; your choice of 204 acres. Price $65 to $90 per acre. Terms $30 per acre cash, bal ance to suit. No finer land for orchards; will make beautiful country homes; virgin soil, beau tiful view, running water; fine largxs trees,, timber would fully pay for the land. Tha Crossley Company, 70S Corbett Bldg. MOST magnificent building spot within 7 miles from center of city, on the Wil lamette River; beautiful view, 5 minutes' walk to Oregon City Electric line, 3 to 4 acres of land, fine large trees. If you want the most beautiful country home within easy reach of tho city, call at The Ciossely Company, 709 Corbett bldg. SO ACRES, 1 miles west of North Yam hill, all under cultivation, including 8 acre hopyard, dwelling, barn, hophousa and small orchard; would make a fine, dairy or fruit farm; property Is easilv worth $7000, but will take $6250; this property is not listed with any real estate, firm. T" 634, Oregonian. Homesteads. RELINQUISHMENT SO acres, all fenced, 17 acres in clutivation, young orchard. 4-room house, horse and cow barns, chicken-house, l.OOO.OOO feet saw timber, 100i , cords wood, school It. R. and river 1 mile; R. R. station 3 miles; phone in house; county road through place; neigh bors all around. Relinquishments. 2 Joining good homes and 5.000.000 feet cedar, hemlock and hr; ciose to R. R. and river, l miles from electric R. R. survey; fine roads; 15 miles to bay; fine black soil, S5 acres could be tilled of the 160. Relinquishments. 2, joining, 160 acres each. 27 miles from Portland, some im provements; 120 acres could be tilled; plenty of good out range. We will locate you on 320 acres in Crook or Lake County lor $75, all good land. N'IMMO & RUNEY, 13 Hamilton Bldg. CAN locate you on 3 20-acre homeirtrads la wheat and fruit section near Lakevlew, Or.; land will raiae anything; near survey oi Oregon Trunk. You had better see me before these claims are all gone. Location fee only $100. Phone Main 297. W. B. HARTLEY. 41 1 Swetland Bldg. HOMESTEADS HOMESTEADS. 320 acres, beautiful level land. Call or write for our booklet, then secure spe cial location offer and transportation for our next excursion to Central Oregon. B. S. COOK & COMPANY, 503 Corbett Bldg. 320-ACRE homestead land locations for $50; locations guaranteed or money refunded. Address E. U. G., Hotel Chriaman. Silver Lake, Or. 160 ACRES, $100; good agricultural landj close to R. it. 610 Swetland bldg. For Sale Fruit Lands. SPITZENBERG SCAPPOOSE ORCHARD LANDS in 30, 20. 30-acre tracts are sell ing to many level-headed buyers who know a good thing when shown. Only 25 miles from Portland, on railroad. Price 300. $400. $500 per tract. BETTER HURRY and go with us by appointment. Call or write for full particulars. Lib eral terms. McFARLAND INVESTMENT CO.. SlO-311 Coroett Bldg., Portland. Or. Merrit & Palmer. Sales Agents. 240 ACRES, best high fruit land. 100 acres cultivated, 1 miles to R. R station; bargain. 927 Board of Trade. For Sale -Farm. BEAVERDAM. 5 acres, all pure beaverdam, with run ning water for irrigating; this tract is the heaviest and deepest piece of beaver dam in the state, is in perfect state of cultivation and ready for garden; $16-o worth of onions were produced and cold from one acre this year; this land if built up from pure beaver cuttings and there is none better; 1400 sacks of onions were sold from the adjoining tract of 5 acres: several beaverdam tracts in thin locality have sold from $700 to $1000 per acre; this tract is located II miles from. Portland, 4 milo from station on elc-trio line and good country town, on macadam ized road, 1 1 mile-j from steam road; will sell for $360 per acre. 1-3 cash, balance to suit; tills place will not last at the. price olfered. M. E. Thompson Co.. Cor. 4th and Oak. Phone Main 60S4; A 3327. 17 ACRES?. 10 miles from 2d and Stark sts.: all highly cultivated; 15 acres In full bearing fruit trees. 3 acres apples..3 pears and cherries, the balance in Ital ian'prunes -this year's crop sold for $1200- the soil Is a black loam and Is as good as any other fruit land in the state; a good 5 room cottage and other outbuildirgs, fit ted up for chicken, henhouses, yards and brooding pens; good well at the house; ? mile from country town," on electrlo line. 1 mile from R. R. station; thicklv settled community, beautifully located- 1 1? ichl?ke,nai ?'an' buggy and "all small tools included; price $3800 $25oO falhtlanc? o suit. M. E. Thompson. "3 7 a Phones Main 6us4- A. AN EXCEPTIONAL BARGAIN 35 acres, all fenced, best soil, 20 acres In cultivation, balance in pasture and timber, !Li;rtm hov- barn. 4 chicken house; brooder house, duck house, 5 acres fenced Tor chicken park, 1 acre in strawberries, a lot of potatoes good epring water, -reck touches farm; 2 Jersey tx.ws, 2 hogs hore cart and harnesses-, 1:35 Plymouth Rock and leghorn chickens, 19 turkeys, hay, wheat and oats, incubators and brooders. 5 mils from Oregon City, mile to school, church, and store; on good road and close to new electric lfne. F-r particulars s-e CHITTENDEN. OTTO & NEILL, 26S Stark st-. rooms' 17-18.. "THE MAN WHO WANTS A HOME." 5. 10 or 20-acre tracts ready to plant tf'iphtly. level, rich black sandy loam, on the Willamette River, very desirable f.r 'fruit and vegetables', water and rail tranj portation, one hour's ride from Portland, lhis means something to the man who want a home, wants to be independent and edu cate hLi family. Price $150 per acre, easy terms; larger tracts for colonies a specialty. DEAN LAND CO., 622 Chamber of Commerce, Portland, Or. EXCEPTIONAL BARGAIN. 13 acres of best land near Tualatin, one half mile from station; 5 acres cleared, balance partly cleared; good 5-room house. Don't fail to see this. Price, $2000. $1500 cash, terms on balance. CHAPIN At HERLOW, 332 Chamber of Commerce. DOUGLAS COUNTY. OR. FOR SALE 1709 acres choice land on good county road, 3 miles from railroad and good town- this land Is very suitable for platting and Is at present In good condition; price $2S . per acre. For particulars and term apply to William Mac Master, 302 Worcester block. Portland, Or. 207 ACRES at Myrtle Creek. Douglas County, fine stock and fruit ranch, building?, water, all stock,, near railroad station; everything goes for $29 per acre; will take up to $2500 mortgage on city prop erty or its equivalent for first payment and give 4 years on balance. Oregon Land CO., 248 Stark st. - WHEAT FARMS FOR SALE OR EX CHANGE. we have 2 of as good wheat farms aa there is in Eastern Oregon for sale; 1400 acres In one. 2200 acres in other. Address Owners, Hawthorne ave. stables, 4t Hawthorne ave. I CAN sell you improved or unimproved farms, large or small, best of dairy and fruit land, on main line railroad ; daily boat to Portland. 20 miles. Prices right terras easy. Thos. H. Blackstone, Jtidee fleld. Wash, GARDEN land two blocks station, 15 acres all in cultivation. 9 miles from Portland, stock and implements all go. Salem Eiec tric. Anderson & Murey, 308 Hoard of Trade. BY OWNER. 320 acres of best land In Clark County, one-half beaver dam, new houre and barn, TV acres almrt clt-ared; sickness the only reason for selling. E 610. Oregonlan SEND for our list of Willamette Valler farms before buying ; lands shown free. 5-ACRB prune orchard In bearing. 11 znile2 out. 90Q. Sea 272 Stark t, "e