Morning Oregonian. (Portland, Or.) 1861-1937, April 19, 1906, Image 1

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    EI" O K '
r OUR.: LEADER--'
4
VOL. XliVI. NO. 14,153.
PORTIAXD, OREGON, THURSDAY, APRIL 19, 1906.
PRICE FIVE CENTS.
1 I rf 1 IK 1 1 1 1 1 1 1 1 1 1 .
BAY CITY
E
Earthquake Shocks Cause
Conflagration in San
Francisco
OVER TWO HUNDRED KILLED
Convulsion Extends Through
Central California and
Wrecks Many Towns.
STANFORD BUILDINGS GONE
Troops Guard City and Com
mittee of Safety in-Charge.
MANY KILLED BY MISSILES
Terrified People 'Hush Into Streets
to Be Felled Iy Falling; Build
in Dynamite Only 3Icans
of Fighting Flames.
IOS8 OK LIFE TIIROCOIl CATAS
TKOrilEs IN J05.
Earthquake 15.004
Wind and storm 11,783
Maritime 1,493
Floods ........................... pJ7
Mine accidents .....1.. p.7
Kxploslon 338
;rial!ri)!id accidents.......... 333
Heat and .cold ............... i'OO
Fire 203
Fourth of July oelobratlonsj- 1S2
Collapsed bulMIng r.T'..... 13
Land and snow slides J 133.
Skating and juvlmmlnr accidents 55
Trolley accident "... 39
Asphyxiation .... 10
Total 32.a
SAX FRANCISCO. April IS. Earth
quake and . lire today have put nearly
half of San Francisco In ruins. At
least 200 people have been killed, a
thousand other Injured and the prop
erty loss will exceed $100,000,000.
Thousands of people are homeless and
destitute and all day long streams of
people have been fleeing from the
stricken districts to places of safety.
It was 5:15 o'clock this morning
when a terrific earthquake shook the
whole city and surrounding countryl
One shock apparently lasted two min
utes and there was an almost Immedi
ate collapse- of flimsy structures all
over the city. The water supply was
out off. and when flrea broke ut In
various sections there was nothing to
do but let the buildings burn.
Telegraph and telephone communi
cation was shut oft for a time. The
Western Union was put completely out
of business, and the Postal Company
was the only one that managed to pet
a wire out of the city. About 10 o'clock
even the Postal was forced to suspend
In San Francisco. Electric power was
s;opped and street cars did not run.
Railroads and ferry-boats also ceased
operations.
The various flres have been raging
all day and the tire department has
been powerless to do anything except
to dynamite the buildlngfc threatened.
All day long ' explosions have shaken
the city and added to the terror of the
Inhabitants. Following the first shock,
there was another within Ave minutes,
but not nearly so severe. Three hours
later there was another slight quake.
All efforts to prevent the flre from
roachlng the Palace and Grand Hotels
were unsuccessful, and both were com
pletely destroyed.
All of San Francisco's best play
houses, including the Majestic. Colum
bia. Orpheum and Grand Opera-House.
are a mass of ruins. The earthquake
demolished them for all practical pur
poses. snd the flre completed the work
of destruction. The handsome Rlalto
ami Casserly buildings were burned t
the ground, as was everything In that
district.
Steel Buildings Stand Test.
Today's experience has been a testi
monial to the modern steel building. A
score of these structures were In course
of erection, and not one of these suffered.
The completed modern buildings were
also Immune from harm by earthquake.
The buildings that collapsed were all
flimsy wooden and old-fashioned brick
structures.
The damage by earthquake does not be
gin to compare with the loss by flre. The
heart of the business section of. San Fran
cisco has been destroyed by fire. An
-area of thickly covered ground of eight
square miles has been burned over, and
there- Is no telling when the. flre will be
under control.
Mayor Schmltx was nlout early and
ook measures for the relief ancl pro tec-.
S
BECOM
PILE OF I NS
tloa of the city. General Funston was
quickly communicated with and by 9
o'clock the Federal soldiers were guarding
the streets and assisting the firemen In
dynamiting buildings.
General Funston realized that stern
measures were necessary, and gave orders
that looters were to be shot at sight
Four men were summarily executed bo
fore 3 o'clock this afternoon.
Aid ,for the Destitute.
At a meeting of WW citizens called by
the Mayor It was announced that 100
tents would be pitched In Golden Gate
Park and arrangements had been made
to feed the destitute in the public squares.
A finance committee, with James JJ. Phe
lan at the head, was appointed, and May
or Schmltz was instructed to issue drafts
for all funds needed on this committee.
A general meeting of the cltlxent' com
mittee has been called for tomorrow
morning. It is probable that even with
the spirit and willingness shown by the
people of San Francisco, outside aid will
be necessary- A message from President
Roosevelt was received this morning and
It had a cheering effect. George Gould
also telegraphed offering asslstaaoe.
Extent of Burned Area.
The burned district extends from the
water front south of Market street to
Mission street and west to Eleventh
street. The flre extends out Hayes and
McAllister streets nearly to Fillmore, and
from the water front along Market to
Montgomery and north frpm the water
front to New Montgomery street. Man
ufactories, hotels, wholesale houses and
residences, comprising the .principal part
of the business section, have been de
stroyed. The City Hall, a structure cost
ing J7.O00.O0O,.-. was first wrecked by tho
earthquake and then destroyed by fire.
The Palace Hotel, valued at $3,000,000. also
was burned. The beautiful Claus Spreck-
cls building at Third and Market streets
was gutted. The Rlalto building and
dozens of other costly structures were
also destroyed. The Hall of Justice is
threatened, and will undoubtedly go. The
Examiner and the Call buildings are
gone and the Crocker building, across the
street from the Palace Hotel, is on fire.
No afternoon papers were Issued, and
It is doubtful If the morning papers will
appear. The southern I'acinc tracKs are
in such condition that only crippled train
service has been possible." The Chronicle
building and its new annex are still
standing.
Freaks of Earthquake.
The freaks of the earthquake were
many. "Wide fissures were made In the
streets, street railways were twisted out
of line, sewers ana water pipes were
burst, and It is feared tliat there will
be an epidemic of disease. Provisions are
being sold at fancy prices, and even wa
ter Ls being vended by the glass.
It is impossible to give a list of tho
dead and wounded, or even a list of tho
principal buildings destroyed.
Mayor Schmltz' Manifesto.
At a meeting of the committee on safe
ty today. Mayor Schmltx issued the fol
lowing proclamation:
To the Cltitens of San Franclco: The Fed
eral troops which are now polldnr, a portion
of the city, as well a the Tegular ana special
members of the police force, hsve been author
ized by me to kill any prawn whomsoever
found engaged in looting the effects of any
citizen or otherwise en eared in the commission
of crime.
Vnder these circumstances. I request that all
citizen whose business does not Imperatively
require their absence from home after dark
to remain at home during the night until order
shall have been restored. I beg to warn all
citizen of the danper of flre on account of
defective or -destroyed chimneys, sras pipe, gas
fixtures and the like. B. E. SCHM ITZ,
ilayor.
Fire Sweeping Onward.
At B P. M. the firemen were as far as
ever from checking the progress of the
flames. In- the northern section of the
downtown business section the fire swept
around the Hall of Justice and communi
cated to Chlnavn. thence proceeding
westward into the heart of that colony.
It then began rapidly eating lta way
(Continued on Pace .)
PARTIAL LIST OF DEAD
SAN FRANCISCO. April 18. Following Is a partial list of the dead
as a result of the earthquake:
Annlr Whcrlnn, killed while asleep at home, 272 SacrAmento street.
V 11 known father asd sea, living at 1ST Langdon street, killed under
a falling wall.
Myrtle Mlaze, 25S Langdon street, killed under caving wall.
Baker, Second and Stevenson streets.
IV. Koinfeld, 12 years old. S34 Folsom street
"William Vail, -4 years old, 2S0 Stevenson streeL
Annti Webaler, 14 William street. ,
"WIIIIhhi Guelllman, 110 Eddy street.
Joan Thrapjr, fish market, Montgomery and Sacramento streets.
GrroBlmo Stngman, 51S Merchant streeL i
Philip DusaalachL fish market: Minna streeL
Loula Paladlnl, Montgomery and Merchant streets. .
Mrs, Mart Drann. ' "
Mnx Keaaer, policeman. Wiled at entrance of City Hall."
ScrKeant of Tellee Steve BasBtr, Sr., killed at Clty-HalL . -
Kiair, 920 Mission street ' .
Sakle Iahldo, 420 Stevenson street. -
T. I.nckamanda, 427 Stevenson streeL
F. Mnylkal. -43 Stevenson street.
Mr. Ida Hesltp. Geary and Stockton fttrect.
Dr. MIbmob, well-known young physician, killed In his room on
the eighth floor of the California Hotel.
uito cttncr, its years old, of s34
room of his father when the awful
papa. I am dying." The child fell
I nknown dead:
Three Chinese.
T uakaown vfhlte Tremrs.
I'Bk&evrn vrfalte hub, sailor.
lakaovm man, Hayes and Polk at roots.
VbUbottb miii, Wllcor House. . 1 .
Praak BBrge. native of England, 65 years old. killed by walls fall
lng upon him at 235 Gear" BtreeL
Mrs. McCaaa, Third streeL
Adelph aad Amelia Scaulaaet, husband and wife. Geary and How
ard streets.
AVIIlle Carr, 1547 Ellis streeL
Perry Bred crick, Valencia Hotel.
Mrs. Leaa C Pewier, relative of Policeman Mclntyre.'
McKesste, 11 Haight streeL
M. A. Hustcl, 2527 Sutter streeL ,
Gets, Sixteenth and Folsom streets. .
Peter Ltad, Western Meat Company. -. 'L,
taknena baby, died at Mechanics Pavilion.
I'Bknens white mas, Front and Vallejo streets.
Two Bsluena mrs, Valencia Hotel. '
I'sUstnTB vreasaB. 33 yearn old. Sixth and Folsom streets.
Uaknona m, 2722 Sacramento street.
ITBkBeriB mas. Sixth and Shipley streets.
- ' t
4
-.!. j.
FUNSTON PLACED
IN FULL CHARGE
To Handle Relief Work
for Government.
WANTS TENTS AND RATIONS
Telegraphs Secretary Taft
100,000 Are Homeless.
TROOPS ARE CALLED OUT
Assist Police in Protecting Life and
Property In the Burning; City.
Surgeons and Nurses Are
Hurrying to the Scene.
SAN FRANCISCO. April IS. Mayor
Schmltz, Chief of Police DInan aed Gen
eral Funston, commanding the Depart
ment of the Pacific, met this morning.
and General Funston called all the avail
able troops for service If necessary.
The Board of Supervisors "Rill meet Im
mediately to take measures for relief and
protection of sufferers by the dUaster.
At tho Harbor Emergency Hospital the
dead and Injured are coming In from all
parts of the city In automobiles, police
patrols, carriages, wagons and vehicles
of every description. Many physicians
have arrived at the hospitals.
The prisoners confined in the Kail of
Justice have been removed to the base
ment, the second shock having weakened
the tower, already badly damaged to a
degree which makes its fall "expected at
any moment.
General A- "W. Greeley can throw 30CJ
soldiers into the city from the Presidio
and fortifications adjoining San Fran
cisco. In the Presidio there are three
companies of tho Fourteenth Cavalry,
three batteries of field artillery and ten
companies of coast artillery- At Fort
Mason there are two companies of en
gineers. Fort McDowell has five com
panies of Infantry, Fort Baker has two
companies of coast artillery, and at Al
calraz Island there are five more com
panies of infantry. N -
The total number of tents available la
3315. In an emergency temporary ahelter
can br afforded by these tents to 30,0?)
persons.
The Pacific squadron under command of
Admiral Goodrich, sailed yesterday from
San Diego for San Pedro Bay. CaL Sec
retary Bonaparte raid that this squad
ron can be sent to San Francisco without
delay In case Jts assistance be needed.
The squadron consists of the Chicago,
Boston, Marblehcad and Princeton.
TAFT "WASTES NO TIME.
Takes Speedy Action to Relieve the
Stricken City.
WASHINGTON. April IS. Secretary
Taft this afternoon wired General Funs
ton at San Francisco as follows:
I wWi you would report what measures yon
have taken, under what authority act Inc. how
many people need your assistance asd sup
plies. Wire- me as soon as possible.
Late tonight Secretary Taft directed an
other message to be sent Immediately to
Pierce street, rushed
Into the
shock came, and shouted:
dead in his father's arms.
"Oh.
y.sjssi
General Fuat-toa urgiag hi hi to advise the
Vr DeparUaeat of the conditions at San
Francisco as sooa as possible and to do
everything in his power to let the public
at large ksew of the actual state of af
fairs in the stricken city. The 'War De
partment was adtsed that an officer who
has an automobile had consented to make
an attempt to reach General Fuastea at
once and carry the dispatch which have
accumulated at Oakland.
Assistant Secretary of War Oliver has
telegraphed Major-General Greeley, com
manding the Pacific division, with head
quarters at San Francisco, instructing
ROTABLE EART HQ CAKES OF HIS
TORY. Tear. IMace. Victims.
79 Pompeii and Jlercn-
lanecm destroyed. ...Thousands
113 Anlloch destroyed. ..Thousands
357 Constantinople . . ... .Thousands
743 Syria aad Palestine-. 300
1137 Catania. Stclly 15.000
Naples 40.000
1531 Lisbon 20.000
ICS Naples 70.000
162S Calabria. Thousands
1657 SchamsJd (lasted 3
months) ............ SO. 000
193 Sicily (3 dtli and
towns. 300 vl Usees). 100.000
1763 Jeddo. Japan 00.000
1731 Pelcla 10O.0O0
1740 Lima and Callao IS.OOO
17&S Lisbon SO.OOO
17SO Baalbec Syria 0.000
1797 Cuxco. Quito and oth
er towns........ -40.000
1S12 Caracas ............ .Thousands
1S Aleppo ro.ouo
1U1 Amain. Italy 14.O0O
1UT Kingdom oi Naples.. lO.Ooo
1639 Quito 5.000
1M3 Manila, l.O0
1568 Several towns la Peru
and Ecuador......... 5.000
1S7 Inyo Valler. Cali
fornia 30
1873 Towns near Santander
on border of Colombia 14.000
lR7f Cua. Venezuela...... 20O
1650 Illapel. Chile 00
1651 Sdo and several vit
iates 4.000
1SS3 Island of I if his. Italy.
KrakatoaVlfd other
Java volcasxN Thousands
ISSt Severe shocks In Ens- -
land S
1S5I Andalusia and other
parts of Spain 1.170
1S55 Province- of Granada.
Spain GOO.
1SC Charleston. S. C 1 41
1RS7 Riviera and Southern
Europe .............. .000
IKJ1 Japan 4.000
1WC St. Pierre. Martinique.
eruption of Mount
Telee 40.000
190 AcdIJan, India 2.50O
1P03 Syria S
1WJ3 Tlojo. Colombia 11W
1904 Severe shocks In
AbruzzL Italy; violent
quake at Lima. Peru;
VeIllcKton. New Zeal
and, shaken.
IMS North India
1K0S Calabria, Italr
1IC Scutari. Albania
T
00
100C Region about Vesuv
ius 1.00ft
1P0C Formosa 2.000
him to co-operate with the local author!
ties and use all resources at his com
mand to assist In alleviating the suffer
ing. The first message received from Gen
eral Funston arrived here at 11:40 P. M.
It was addressed to Secretary TafL who
had already retired. The message fol
lows: Secretary of "War, Washlnrtoa: TV need
thoes&a&s of trata aad all the rations that
can be retiL 'The basineaa portion of the city
It destroyed, and abottt. 1100.000 people are
homeless. Flre still raainr- Troops all on
dsty asrtstlar the police. Los of life prob
ably !(. B. part of rroMence district
not yet burned. FUNSTON.
Orders will go forward from the War
Department tomorrow morning to the ad
jacent posts to carry out General Fun-
lon's recommendations.
The War Department early thl
morning received the following second
dispatcn from General Funston at
Oakland:
We axe doing all possible to aid residents
of San Francisco In the present terrible
calamity. Manv thousand homeless. I shall
do everything- In ray power to render assist
ance and trust to the War Department to
authorise any action I may have to take.
Army contract will be reported later. AH
Important pipers saved. We need tents and
rations for 0.000 people. Fl'NSTON
A. dispatch received early this morn
ing from tho depot commissary ls as
follows:
Depot deetroyed by flre. Everything I01L
Local troops supplied. Will wire In refer
ence to Manila shlpxnenL TRAUTHOFF.
From Benlcla, CaL, comes the follow-
lng addressed to the chief or ordnance:
Damaxe by earthquake chiefly to chimneys
and celllnsrs: probably not over 11500. Re
port will follow. None are Injured here.
BENNETT. Commandlnc
This dispatch was sent to General
Funston by Commissary-General
Sharpe: .
The Secretary of War has directed the
Cflmmtrsarv at Vancouver Barrack to for
(Concluded on Pace 5.)
CONTENTS TODAY'S PAPER
The Weather.
YESTERDAY'S Maximum temperature. C3
deg.; minimum. 44. Precipitation, none.
TODAY'S Cloudy and threatening, fol
lowed by fair. Northerly winds.
Earthquake la California.
San Francisco destroyed by shock and by
nre which louows. i-axe 1.
Thousands of lives lost. Pace L
Immense daxnace and rreat loss of life In
Oakland. Alameda. Vallejo, Saa Jos.
Santa. Rosa. and. faunas. 1'xicb 1.
State Insaae Asylum destroyed aad bun
dreds of patients killed. Pace 1.
Martial law proclaimed asd soldiers guard
Saa Francisco, rage J.
Looters shot dead on slshL Pace 2.
Chinatown burned with hundreds of In
habitants. Page 2.
Government sends prompt relief aad Con
gress will vote aio. Face .
Damage estimated at J 300. 000, COO asd flre
suit burning. Face 1.
Deeds of heroism by telecraph operators.
Pace
Shock felt slichtly In Cltv of Wahlnrtoa
and several towns in Oregon. Face S.
NstleaaJ.
President calls on Coccres to amend law
of Immunity and cesounce Judge Hem
phreys decision. J 'see 5.
House adjourns out of sympathy for Call
rornia. race a.
Taft calls on Cocrress to decide type of
cacai. race 5.
Harper to succeed Jde aa Fccet Sound Cus
toms collector, rage s.
DefBestic
Dowle cttx injunction acalsst Vollva.
Fact 7.
Insurance men steal search la New Tork
iecuiaisre. Face 5.
Pacific OasC.
Dora Jenslnc trial postponed by Judge
Haana. alerased for safety of family la
can t-rucucc r( o.
Decisions handed down by the Oregon Ea
precis ourt ax saicm. race s.
Divorces average 15 a week la King County.
r-sge o
Rev Charles T. Grimes spoken of as. suc
cessor to lot .ate nitaop xorrlt. Pace S.
Commercial aad Marlse.
Front-street merchants ready to help San
riuciKg uKcrrr. rag; if.
Selling rf stocks en sews of disaster.
age 1.
Eallert on beard the French bark Ostral
Xnmerer easafUia -C hetax starve.
?aaw - -
COMPANIES NOT
LEGALLY LIABLE
Litigation May Arise
Over Fire Losses.
RISKS ABOUT 5250,000,000
Some Underwriters Willing to
Waive Technicalities.
EARTHQUAKE NOT COVERED
Situation In San Francisco a Pe
culiar One- ForclRii Corpora
tions Stantl to Lose Heav
ily by Great Disaster.
CHICAGO. April 15. (Special.) Flre in
surance companies had about SSO.C00.OM
of risks in the City of San Francisco,
this estimate being based on the pre
miums received In 1S06. The Insurance
situation there has been very peculiar.
For years the Pacific Coast has been the
one section of the country, and the only
one. which could bo depended upon for
a steady profit year In arid year ouL
And San Francisco has been the best
profit-producer of the CoasL
Its loss ratio for a period of years has
been the lowest, less than 23 per cent.
of any other city ir the country. In spite
of an unusual proportion of frame con
struction. Today's losses, however, will
more than wipe out all the profit for the
last 50 years. Just as tho companies, fig
uring InteresL "will never get even on
Chicago business for the losses In the
great flre here.
Enjoyed Very low Rate.
As a-result of this unusually favorable
experience rates were low In San Fran
cisco, and all the companies wrote very
liberally. . On the other hand, the pro
portion of Insurance to value was un
usually small, partly because of the over-
confidence resulting from long immunity
from heavy losses, and also because there
is no co-Insurance clause in use there as
Is the rule in other large cities, requir
ing the owner to carry a certain propor
tion of insuranco to value In Chicago
this requirement Is SO per cent, except on
preferred business.
One example of the custom on the
Coast was furnished by the recent loss
on the fireproof Chronicle building last
Summer when the tower was set on flre
by a skyrockeL The value was about
tcfA.KO. and only I1S.0CO insurance was
carried. Just sufficient to cover any simi
lar losses that might result from flres
started In the rooms, depending upon the
fireproof construction to prevent any se
rous damage.
No Buildings Fireproof. v
This, however, overlooked the con
flagration hazard as the experience on
fireproof buildings at Baltimore was that
their losses ran from 8) to 75 per c ent
itle total San Francisco premiums In
1KG were of which 5t.MS.710 was
written In American companies and
Il.5tO.KO In foreign companies. The latter
proportion is much larger than that held
by foreign companies In tlfe country at
large, as they have always specially de
veloped the Coast business. Several com
panies that are never heard of In this
part of the country are large writers on
the Pacific CoasL
Tho Rhine & Moselle, for Instance.
which writes nowhere but on the Pacific
Coast, had nearly C.CCO.CCO risked In San
Francisco, standing eighth In the UsL
BUILDINGS
SAX FRANCISCO, April IS. Following is an incomplete
of the principal buildings destroyed : -Call,
two stories.
Claus Spreckels, 19 stories.
Hearst, eight stories. .
Xew Chronicle, 17 stories.
"White House, four stories, stock entirely- removed
Winchester Hotel.
Grand Opera-House.
Claus Spreckels house and stables, Tan. Ness-avenue.
St, Lnkes Episcopal Church. ' " . ' "
Mechanics' Library.
Crocker, 11 stories. ' , '
Lick House. ' ',
Upbam, six stories.
Firehonsij, on Bush street. ' .
California Hotel, eight stories. 1 -
New Hamman baths, in course of construction:
San Francisco Gas & Electric Company!
St. Francis Hotel, 12 stories.
Pacific Union Clnb.
St- Dominic's Church. '
St. Duns tan apartment-house, six.stories.
Concordia Club, four stories. '
Hotel Granada, five stories.
Hall of Justice.
Pacific National-Bank.
Canadian Bank. '
( "Western Union, four stories.
Occidental, four stories. -.'"
Scottish Rite Masons' Temple.
New Jewish Synagogue.
sa i f i iVi y
There were M flre companies doing busl
sess la the state last year.
Much Interest was manifested today In
the situation of the Firemen's Fund,
which is the leading Saa Francisco com
pany. It was ireaeraJly supposed that it
would have the largest amount at risk.
hut ia fact it stands third. An unusual
proportion of its liability, too, Is on pre
ferred business, dwellings and contents.
as is natural la the case of a home com
pany. It having been trimming Its lines
In the business district, where most of
the loss was suffered. Its premium In
come in the city last year was 577.608.
while the Home Flre Jfc Marine, owned
by It. had 531.103. making flOS.TU alto
gether.
It was held by Insurance men. figuring
from the 1S0H statistics, that Jn general
TODAY DECLARED A HOLIDAY.
SACRAMENTO. CaL. April 10. Gov
ernor Pardee's proclamation declaring
today a legal holiday la aa follows:
"Whereas, a. disastrous earthquake
has visited a large portloa of the State
of California, resulting la appalling
loss of lite, in rreat financial loss and
disturbing the business affairs of many
communities.
Whereas. The City of San Francisco
in particular has not only suffered the
rreat loss of life and property from
earthquake, but In addition has been
devastated by a terrible conflagration
by which double calamity Is the whole
state affected; now,
"Therefore, In order that the citizens
of the state may set aside their ordi
nary dally concerns to address them
selves to the catastrophe which has
befallen them. In order that they may
render aid to those In distress, that
quiet may be restored, confidence re
gained and financial panic averted. I.
George C Faniee.Ooveroor of the State
of California, by virtue of the author
ity vested In me by the constitution
and laws of the state, do hereby ap
point, deelgnatet and proclaim Thurs
day, the 10th day of April. 1000. as a
public holiday.
"GEORGE C. PARDEE."
there was $30 liability for every dollar of
premium, giving the two companies over
58.O0O.COO at risk. Only a small propor
tion of this, however, was Involved, while
there Is the question of liability on' the
buildings shattered by the earthquake
that afterward had flre losses.
The Hartford had 572.236 In premiums,
and the New Tork Underwriters, owned
by IL had 577.552 making a total of 5151.
100. or a total at risk of about 512.000.000.
The California Fire, which only resumed
business "last year, had premiums of
522S5. and the Pacific Underwriters had
529.632.
Ijlfe Companies Hard Hit.
No word was received yesterday by
their Chicago representatives from any
of the Saa Francisco companies, owing to
tho lack; of wires. It is expected that the
life aad casualty companies will he hard
hit. The Pacific Mutual, which was re
cently amalgamated with the Conserva
tiyn of Jxa Anxeles. will be a double suf
ferer, as the Pacific Mutual wrote both
life and accident insurance. It had tho
largest business on the Coast last year.
Insurance companies were In a very un
pleasant situation' today. They ail knew
that they were In for enormous losses, but
had no way of getting any details. The
life, casualty and liability companies had
the satisfaction, however, of knowing
that the worst of their losses were over.
The flre companies, on the other hand,
had a quarter of a billion at risk In the
City of San Francisco, where there was no
water, a disorganized flre department and
the enormous conflagration hazard In
volved In great areas of light frame con
structions subject to strong winds.
Xofc Iilablo "Under Policies.
Some very interesting questions of lia
bility will grow out of the earthquake and
subsequent flres. The policy explicitly
provides that there shall be no lire lia
bility when a building falls. The clause
reads as follows:
If a building or any part thereof falls, ex
cept as a. result of fire, all lnsursnce by
this policy on such building or Its contents
shall Immediately cease.
The companies have not had good suc
cess in enforcing this provision, the aver
age Jury usually deciding that there had
been some flre before tho building fell. In
order that the claimant might collect
from the Insurance corporation. There
have been several cases of this sort In
(Concluded on Page 5.)
DESTROYED
list
i!ss?sjesjeasa'srriTscrsii3
NIANYTOWNS
RUINED BY
EARTHQUAKE
Shocks Destroy Buildings
and Many Lives Outside
San Francisco.
SANTA ROSA SUFFERS MOST
All Buildings of Stanford Uni
versity Destroyed and Many
Buried in Their Debris.
INSANE ASYLUM IN RUINS
Superintendent and Many Pa
tients Dead, Survivors Wild.
STATE HOSPITAL FALLS
Salinas Suffers Loss of $2,500,000,
San .lose $1,000,000 and 20
Jjlvcs SprCckcls Sugar
lleflncry Destroyed.
Hundred Dead at Santa Rosa.
SACIIAJIKNTO, April 18. Dr. Stoue,
superintendent of the Xapa State Hos
pital, telephones the Governor's office
that aa automobile arrived there with
news that Santa Rosa la ruined aad
that betvseea 394 aad 360 of Its jeejle
are killed.
OAKLvAND, CaL, April 18. Reports from
districts outside of San Francisco Indicate
widespread damage. San Jose. 50 miles
south. lost many buildings and from 15
to 20 people were killed. The annex of
the Vendomc Hotel collapsed and flres
broke out.
Stanford University and Palo Alto suf
fered. At Stanford, many handsome, butidr-
Ings were demolished and twp people were
killed. One of them was Junius Rdbert
Halls, of Bradford. Pa., and the other was
Otto Gurts. a fireman. Six other students
are lying In the Palo Alto Hospital with
bruises, cuts and Internal Injuries. These
are: Ross Howard, of San Francisco;
Henry L- Dearlng, of Santa Ana, Cal.:
Frolll. Halbert R- Thomas, of Los
Angeles; Robert "W. Westwick. of Santo
Barbara, and "W. H. Masters.- of Pertlana.
Or. '
The Courthouse at Red weed City audi
other buildings collapsed. Meale-arkj.
Burlingamo aad oth,rr ratfrilotitfbie suburb
suffered. Santa Rj6sa, to the north. Napa,
Vallejo and a'll Jtewas aroand. the hay
were damaged.
These reports! alarming as tney were,
created little Interest' -in San Francisco,
where thepeepl? were -in a frantic state.
They did aot" stfe to dress, but rushed
out into tha streets la their night gar
ments. I
MANY LNSANlE PEOPLE KILLED
State Asylam tR Rnlns and SurvlV-
ers. Khh Loose.
. 133 ANGSCES Cal.. April 18. News
tomes- to tMa.KarVrem SHss, a small
town In the Santa, CMra ValIeyabout 15
miles from San Jose, . statiag that the
earthquake demolished the State' Insane
Asylum at Agnews, near San Jose, bury
ing many of the laawtes in the-rate.
It Is stated that Saa Joae" iwfered. se
verely. This message was Brought y an!
automobile from San Jose to points -whertr
wire connection had been, estahlishad with.
Los Angeles temporarily.
LOS ANGELES. Cal.. April M.-(12: PL'
jf.) News comes over the Southern. Pa-,
dflc wires from Niles confirming th re
port that the Insane Asylum at Agjsaws
was demolished and stating further itfcat
almost every stone or brick, building In
San Jose was either badly damaged or
entirely wrecked. It ls not known If there
was great loss of life In San Jose, but
evidently some loss has occurred.
SAN FRANCISCO. April 18.-Supervisor
Fred Horner, of Oakland, who returned
from San Jose In his automobile this af
ternoon, states that the Agnews Asylum,
near that city. Is a total wreck; that
many of the Inmates were killed and that
the remainder are running around loose,
terrorizing the community.
The superintendent of the Institution
and his wife were both killed.
SALIXAS LOSES $tfi, 500,009.
Bridal Couple Killed at Del Monte.
Spreckels Refinery Wrecked.
SALINAS. Cal., April IS. 118 milei
from San Francisco.) At 5:15 A. M. to
day three shocks of earthquake visited
this town, lasting 5. 10 and 42 seconds.
They came from the northeast and south
west. The damage will be J2.500.000.
No lives were lost, but a number of
people were injured.
AjBeng the buildings destroyed in thla