jftntitkf ill VOIi. XLVA NO. 14,018 PORTLAND, OREGON, SATURDAY, NOVE3IBER 11, 1905. PRICE FIVE CENTS. AMERICA TO I JEWS OF RUSSIA Meeting Called in Every City to Raise Funds for the Suffering People. - GENTILES WILL JOIN IN National Movement to Contribute $1,000,000 to Starving !5ur- k vJvors Portland to Give Probably $10,000. PORTLAND'S CONTRIBUTION" TO JEWISH FUND. Jewish residents of Portland, are not backward Jn coming to the awlntance of their persecuted coreligionists in Rus sia,. Without solicitation funds have come pouring: in to the local committee. Already $5000 ha been pledged and no trouble in raising the 410,000, which Portland expects to contribute to the victims of RuEsSan greed and oppres sion, i looked for. A macs meeting: will be held at the synagogue. Sixth and Hall streets, at 3:30 o'clock to morrow afternoon, when other generous contributions will be made. CHICAGO, Nov. 10. (Special.Wews in Chicago, stirred by the -horrors of the Russian massacres, arc to contribute lib erally to the . fund . which will relieve their Injured and starving' comrades In the realm of the Czar. Many agencies were at work today to this end. In all of the larger cities of the country movements are on foot to extend aid to Russia's Jews. Stops taken in the differ ent cities were reported tonight as fol "ows: St. Louis Two mass meetings have been called for Sunday afternoon to raise funds. While these meetings arc called by Jews, It Is believed many Gentiles will be present. Citizens of St. Louis, regardless of their faith, will endeavor to bring about a cessation of the perse cution and will contribute freely to the fund. Help to Raise 1,000,000. Kansas City Kansas City Jews will take parta movement .'t&'rse'tf,0(&-' 000 among American Jews for relief. At a mass meeting In the Jewish temple last night several thousand. dollars were sub scribed. All" the orthodox Jews In Kan sas City will be asked to contribute 10 per cent of the amounts paid by them. In rents, - Milwaukee A mass meeting of Jews will be held Sunday in the Temple Eman uel to organize a movement Mn behalf of the Jews in Russia. An attempt will be made at the same time to form a state organization. Indianapolis An appeal will be made at once for assistance in raising a fund. The movement probably will extend through the state. Omaha Omaha JewB have responded promptly to the call for aid from Russia. A first subscription of $500 was tele- grapnea to xsew lone yesterday ana a., collection has already been started to Increase the contribution. Ask Roosevelt to Act.- Cleveland A memorial to President itooseveit irom Cleveland urging some. action to prevent the continued massacres 4n Russia is planned. A mass meeting of Jewish citizens will be held Sunday. Action will be taken to raise funds for the sufferers. LouiBville Subscriptions to aid the stricken Jews of Russia will be solicited at a meeting Sunday In Adath Israel Tem ple. A branch committee will be formed, whose duly It will be to solicit additional funds. Cincinnati Cincinnati is headquarters for one of the most important movements in America on behalf of the Jews in Rus sia. Victor Abraham today Issued orders that cover Ohio. Indiana, Kentucky, Mis souri, Kansas and New Mexico. These are requests for funds. New Orleans The Jews met today and took active steps for the raising 6t a big fund for the assistance of their brethren in Russia. At least $100,000 has been pledged, and every effort is to be made to increase this amount. Philadelphia To aid the stricken Jews in Russia a mass meeting of Jews and Gentiles will be held Sunday and funds will be raised. Raise Money, Thank Roosevelt. -J Pittsburg A mass meeting will be held Sunday to protest against the slaughter of Jews in Russia and raise money to assist the needy. A vote of thanks will be ten dered President Roosevelt for the inter est he has displayed In the matter. Denver Rabbi W. S. Friedman has called a mass meeting of Jews for Monday evening to take steps to obtain money for relief. Memphis A meeting of Jews will be held Sunday at which a systematic can vass will be ordered to raise a fund for the Jews In Russia. Already two Jewish societies have subscribed 5100. Atlanta, Ga. Rabbi Mayerovitz .has called a mass meeting of the Jews of At lanta for Sunday to consider ways and means of aiding the Russian Jews." Fort Worth, Tex. Two mass meetings will be held Sunday by Reform and Ortho dox Jews to raise money for their breth ren In Russia. PORTLAND JEWS GIVE AID Contribute Liberally to Co-Rcllgion- ists Persecuted in Russia. The persecuted Jews of Russia will re ceive bounteous help from their country men In America, and a liberal proportion t it will come from Portland. The Jewish community of this city has made an en viable reputation for Itself In the past by being foremost in matters of this kind. contributing larger funds in proportion to the population than any other city in the United States, and in this last and most appalling persecution It has respond In a manner that cannot but- win the admiration of every true citizen. When Ben Selling received a telegram from Ja cob Schlff, of New York, "treasurer of the National relief committee, urging that a fund be raised without delay, he im mediately called a meeting at the Con cordia Club and a local committee con sisting of himself, L N. Flelschner, Joseph Simon, Isaac Swett, J. Nudleman, J. She mansky. Rabbi J. Bloch. M. Ofitrom, Elg mund Frank and Adolph Wolfe, was formed to raise Portland's contribution, to the $1,000,000 which will be sent from the United States to alleviate the sufferings -of the Hebrews of Russia. Rabbi S. S. Wise now In New York, also wired, urg ing Mr. Selling to lead In a movement to raise a liberal contribution, and suggest ed that' the balance of the Klshlnef fund" be the nucleus. Liberal Contributions Made. The result of the hurried conference of Thursday was a message sent yesterday noon to the central relief committee in New York City, stating that Portland's Jewish citizens had already pledged $5000 and that more would follow. This amount was raised among a small number of the most prominent men in town, and it is expected that when the committee shall have made a thorough canvass the fund will overreach the $10,000 mark. Only Jew ish citizens will be asked to contribute to this fund, as is their custom, but vol untary contributions from non-Jewish citizens will be most gratefully received. The Western Union Telegraph Company has contributed the free use of its lines to notify the Jews in everj town and city Jn the country of the movement on foot to raise the fund. Among the largest contributors is the firm of Meier & Frank Company, which heads the list with $1000. The benevolent generosity of this firm has practically as sured the complete suocess of Portland raising the amount it expects to, for In dividual citizens have come forward with large sums voluntarily. "In several cases I was handed a check before I could ask for It," Mr. Selling said last night, "and in no case did I have to argue or beg for the money. Every one I approached was ready and willing .to give, and all did so handsomely. We have not heard from the portion of the committee which Is work ing among the Russian Jews of the city, but there is no doubt that the aggregate amount raised among them will be large." Mass Meeting Tomorrow. A mass meeting will be held tomorrow afternoon at 3 o'clock in the Synagogue, at 'Sixth and Hall streets, and it Is ex pected that at that time a generous con tribution will be made. Mr. Selling him self is a contributor to tlie'amount of $250, and others giving this amount are L N. and Max Flelschner, Isam White and Adolph Wolfe. L Lowcngart contributed $500, and Joseph Simon and P. Lowengart each gave $200. and Edward Lang. $100. There are many others whose contribu tions will reach these figures or near It. but their names could not be learned last night. There seems no doubt but that the committee will raise the largest fund ever given for charitable purposes In Portland, -fcnd that it will -be done promptly. HO PRESIDEXT CAN ASSIST Wolfe Says His Personal Influence With Russia. Is Great. v 'WASHINGTON, Nov. 10.Tn6 mass meeting which will be held hero this afternoon to adopt relief measures for the Jews in Russia will be non-sectarian andJn pursuance of an appeal of Treasurer Schlff, of the National relief committee in New York, to raise money for that purpose. Simon Wolfe, formerly president of B'Nal B'Rlth Society, said today regard ing his letter of appeal to the President: "My letter to President Roosevelt must not be regarded as a direct appeal to the Government to Interfere in the internal affairs of Russia. Prcscident Roosevelt has a personal side. He possesses a pow er and Influence wholly apart and distinct from that which Is vested in him as the chief magistrate of the United States. "When ho settled the coal strike he made It clear that he was acting on hia own responsibility, and at his own voli tion. The same was true of the part he played at the Portsmouth peace confer ence. "Knowing and realizing these facts, I have, therefore, taken the liberty of writ ing this letter to him In the hope that ho may be able through the force of his own striking personality, genius, talents and power, to bring about some concert of action on the part of men as great as himself to put an end to the massacre of the Jews in Russia. "The situation of the Jews In Russia is Indeed terrible a thing that I almost failed to realize at the outset. I have within the past 24 hours or so come to realize that the massacres are deep and well laid plans of the bureaucrats to throttle liberalism In Russia, Just as Miliuok -predicted months ago." Britain Will Not Intervene. LONDON, Nov. 10. Foreign Secre tary Lansdowne, replying today to an appeal of the executive committee of the Zionist organization of Cologne, asking: for British intervention for the prevention of further outrages' on tho Jews in Russia, telegraphed as fol lows: "His Majesty's Govornmenf trrniv deplores the sufferings of your co-rc- ugiomsis ana nas reason to bcllcvo that the Russian Government is mak ing every effort to bring these lament able disorders to an end." FEAR MASSACRE IN MOSCOW Threatening Letters Cause Panic, but Nothing Is Done. MOSCOW. Nov. 10. Alnrmtnn- are in circulation that anti-Jewish out breaks Will occur slmtiltanenitelv Vinr-n at St. Petersburg .Sunday next- Foreign er una jews nave received threatening letters, and have asked the authorities for protection, but thus far no step has been taken toward granting thepcquest REFUGEES THROWN )VER. Sailors on Odessa Steamer Adopt HoId-Up Method. LONDON. Nov. 10. Th of the Dally Mall at Bucharest says the sailors oi uie ttussian steamer Ismael. bound out from Odessa November s nH, refugees, threatened the passengers with death unless they gave them monev and jewelry, and that those unable to "do so were tnrown overboard. Loving Words About Jews. ST. PETERSBURG. Nov. 11 r.QnMol A. letter to a newspaper which has ren- aerea great service lor the cause of anti- ocmiusm oy ine enormous circulation of inflammatory and scurrilous proclama tions, calls on -all good Russians to beat the Jews in God's nunc and tho Car and shoot down Count Wltte like a dog. THIRD DAY DOES NOT BRING END Washington Railroad Commis sion- Adjourns Today to Meet on Sound. WANT EXPERT TESTIMONY Coal Rates and Portland Routing Preliminary Questions Leading Hp to Joint Rates on -Grain and. Feed. BY E. W. WRIGHT. COLFAX. Wash.. Nov. 10. Staff Cor rospondence.) The end of the third day of the Railroad Commission brought with it no indications of an early conclusion on tho investigation. The ond, in fact, seemed so far in the future that near the close of the session It was agreed by the parties to the controversy that at the close of tomorrow's session an adjourn ment would be taken until later In tho month, when the hearing will be contin ued on Puget Sound. The cause of the sudden change In the programme, which promised to extend over Into next week. was the Inability of the railroads Imme diately to supply some of the expert tes timony required. A number of the op erating officials of the Northern Pacific, who had spent three- days waiting to be called, had departed for their posts, and as the examination of local witnesses will be concluded tomorrow. It was decided that the hearing would be resumed on the other olde of the mountains, where It would be more convenient for the rail road mon to attend. Only three railroad men were heard to day George J. Mobler, general agent of the O. R. & N. at Spokane, who was on the stand only a few minutes. Identifying tariff sheets; W. El Coman, assistant gen eral freight agent, who testified regard ing the old Joint rate, and Harry Ad ams, assistant traffic manager of the Great Northern, who answered questions ou the same subject- With the exception of some testimony from C. H. Hawkins, of Seattle, and Fred S. Kellogg, of Ta coma, regarding alleged grievances due to routing freight by way of Portland from Puget Sound ,for.O, R. & N. points, the entire dyn hearing was devoted to taking testimony regarding the recently canceled joint rate oh oats, barley, hay and feedstaffs. ; ... Rallroa'ds Will Change Routing. When the hearing was resumed this morning. Judge 3ordon, on behalf of the railroads, stated that In order to save time and enable them to take up other matters, tho railroads would admit, with out the inVoduction of further testimony, thai there had been cases where freight had not always been routed by the most direct route. They expressed a willing ness to have the commission enter an or der requesting them to change the sys- 1cm of routing Scattio and Tacoma freight and said that it would be changed wheth er the order wns made by the commission or not. But the commission had time to spare, and Mr. Hawkins, of. Seattle, who yesterday admitted that he Mad not been injured by having his freight routed by way of Portland, again took the stand. After an hour's questioning, in which nothing was developed, he was followed by Fred Kelloggv of the Stllson Shoe Comparij? o Tacoma. Mr. Kellogg made no serious complaint regarding rates, but he -testified that wares from Tacoma shipped through Portland was often delayed from eight to 30 days. He also complained of the re fusal of the Northern Pacific to accept freight for the Wachtucna branch of tho O. R. & N. when it was routed by way of Conn ell. He stated that he thought there would be saving of time and money if the business would be routed by way of cither Wallula or Spokane, Counsel Gross cup, of the Northern Pacific, endeavored to get the witness to say that he thought a similar delay might have happened, had the freight been routed over the North orn Pacific The witness said his ship ments were never delayed on that road, and .Grosscup remarked that he asked the question for the purpose of getting some official advertising of the advan tages of his line. Fight Centers on Grain Rates. The coal rate and the delays over the Portland routing while having Impor tant bearing on -the matter were only leading up to the grain and feed rate. Coal Is a commodity, the movement of which Is recognized by the Interstate Commerce Commission as being sub ject to a wide range of conditions. And the routing feature of the discus sion was also of minor Importance but It is on the re-establishment of the Joint rates on grain that the fight Is to center. The particular commodi ties mentioned and which were af fected by the Joint rate which was can colled last June -were barley, oats, har and mlllstuffa. If the extension of a joint rate could be. limited to those commodities it is doubtful about the reads making such a fight, but the granting of a joint rate on these com modities would be followed by a de mand for joint rates covering every thing, and here is the parting of the ways. C D. Frhncjs, a Spokane grain buy er, testified that since the cancellation of the old joint rate he was unable to pay as much for grain on the O. R. & N. as on the Northern Pacific and Great Northern, the difference amount ing to 10 and 15 cents per hundred pounds on oats and to $2 per ton on barley. The witness admitted -v that at certain, times during the year the prices for grain were the same In ! Portland and Puget Sound, while atj other times they were lower at Port-! land. On crosa-examlnatlon he ex pressed the belief that the lower prices at Portland, when they were In -evidence, were due .to the fact that Port land had a much larger field on which to draw for supplies, the priqe then being regulated by supply and demand. He also admitted that in the event of the field on whlrti Portland was draw ing being thrown open to Puget Sound the additional supply might weaken the Sound markets to a parity with the Portland markets and keep them bare. Washington Wheat Would Fall. The railroad men sought to make a point from this by showing that while the Joint rate would not advance prices on the O. R. & N. llntf there wouldJ be times when It would reduce prices for the Great Northern farmers. Sey mour Manning, agent for the North western Warehouse Company of Port land, testified that there was quite frequently a higher market on Puget Sound than at Portland for grain, al though at times there was no dlffcr ence He testified that at the present time the market was as good at Port land as it was on the Sound, the price being regulated to a large .extent by the demand and supply at the two points. Edward Harvey, a grtfn dealer of Pullman, testified on similar lines to those of the other witnesses. . Among other statements he said that the high er prices on Puget Sound earlier in the season had caused a much greater proportion of tho wheat to move out of Pullman over the Northern Pacific than over the O. R. & N. lines. Lewis Llnd strom, a Fairfield grain dealer, while, like other witnesses, expressing de sire for the restoration of the Joint rate, admitted that at times Portland was a better market for grnvTtmn Puget Sound. Fred Hayfielo. of Farw Ington, offered more tetJjrony on al most exactly samq fines as his Fair field neighbor. i Julius Liplt. x. prominent merchant and wheat dealer of Colfax, was on the stand about three minutes and said that the lask of a Joint rale- to Puget Sound was a handicap to him in his business. P'tilip BIckford, of Pullman. formerly a O. R. & N. employe, was put on the stand by the prosecution to prove that during the existence of the Joint rate cars on which Roslyn coal had been shipped were loaded with wheat at Rlparla and other O. R. & N. points. Charles McKenzle, who testified yesterday regarding coal rates wa? re called and testified that It requlrod an average of six weeks to get a car of coal from Wyoming, while before tho abolishment of the Joint rate Roslyn coat was delivered at Colfax within ten Jays after the time it was ordered. The day's proceedings closed with two hours of expert testimony by Messrs. Coman and Adams. None of the operating officials of any of the roads have testified, although lmlf a dozen of them were subpenacd and will be heard when the hearing is resumed on tho Sound. Attorney-General Atkinson was called to Spokane this afternoon and the case is now in the hands of At- slstant Attorney-General McDonald. Tomorrow's session will be sufficiently nrier to permit -the commission and uuiiMuti wiuivjicH iu icave town on the aiternoon train. CONTENTS TODAY'S FAPER Tho Weal Iter. TE8TERDAVS Maximum temperature. 53 dejr.; minimum. 36. Precipitation, none. TODAY'S Cloudy to partly cloudy with probably showers. Wind mostly south erly. Rus'. Temporary quiet In Russia, but St Peters- ourc ana mokow fear Jewish massacre, Page 1. Every tenth man anionic Cronstadt mutineers to be executed. Paso I. Wltte completes cabinet, but Is between two nres. raxc 1. Poland demands autonomy; and will be under martial law. Page 1. Foreigners flee from Odessa, fearing new dis order. Pare 1. Foreign. French Cabinet shaken by resignation of Min uter alter stormy scene In Chamber. Pare 4. European fleets Catherine for 'demonstration again Turkey. rage 4. Secret of marriage of George IV 'revealed. Page 3 "aUeaL Merit system adopted for diplomatic service. race 4. Senator Burton indicted again. Tate 2. Prince Louis banqueted by Annapolis alumni. race -. New version of fatal C.rht at Annapolla. Page 4. Politics.. Grand Jury finds Indictments for New Torr election irauoa. race 3. Election of minor Ohio officers still la doubt. race s. IesBetfc. Interesting evidence in Insurance inquiry. Pace 1. General movement to raise funds for relief ot uussian jtA race I. How Identity of Miller with Charlie Howard was established. Pace 3. Ohio doctor accused of nine murders, Includ. tnir nis whole family. Pace 5. Strike may tie. up Chicago light and water wonts, race a. Mrs. Hubbard tells of expedition across Lab rador. Page 4. Paclflc Coaikt. Washington Railroad Commission adjourns to meet on ruget bound, rage L. Oregon taxable property Increases CO per cent in -roue in iw. .rage a. Washington Good Roads Association meets la walla. Walla. Pax C Chamberlain tell Federal Government to pay ctJUT'cis ooam or move mem. rage 6. M. A. A. C and Willamette elevens will meet on Multnomah. Field today. Page 7. NcwlU and Hill play a tie game. Page 7. Idaho wins football "game from Washington siate college, rage 7. Eugene and Corrallls hold big rallies before the battle of today. Page 7. Portland wins baseball game at Oakland. rage . San Franclrco defeats Seattle. 5 to 4. Page 7 Los Angeles and Tacoma play tie game till aarK. rage .. PeriUsd aad Ylcisky. Lull In Northwestern wheat trade; Page 15. Slump In wheat at Chicago. Page 12. Government crop report. Tage 15. River potatoes booming at San Francisco. Pace 15. Strlngepcy In New Torfc money market con tinues, rare is. Port of Portland dredges to fill railroad yards In North End. Pare 5. Two full cargoe clear for Orient. Page 5. Commercial acta Marke. Property -own ens protest their assessments. Pace 14. Stock show and exhibition baa strong support. acc iv. Juniors of dental college play pranks on Srcehmen. Ps.ce Is. Portland Railway placing doors on it cars. rare i. Day's record In the Municipal Court. Page 11. Old-style fenders on Oregon Water Power & jtauway company's cars. Page 10. ' Special policeman who went on ball bond must make good. Face 14. . Chief of Police Crltzmacher atked for two capi&irev dui was -given one. Page 30. Oregon leads In forestry awards. Page II. Grocery man. charged with c!J!ng .tobacco to minors, picaas ai owa cae. i X3C 10. BEAT HERESY Metropolitan Life Also Made Contributions to Cam paign Funds. LOANS TO FAVORED' BANK Hcgemans Reason for Making Them Cheap Howard Tells What He Did for the Money--Barnes Hits at Rynn. NEW YORK, Xov. 10. Closing the ses sions, of the week today, the Armstrong committee of Insurance Investigation has behind It a mass of details and figures which, while of little apparent interest to the laity, is of inestimable value to the committee. The greater part of the week has been devoted to the Metropoli tan Life Insurance Company, the exami nations of President John I. Hcgeraan and James M. Cralgh, the actuary of the company, being of a moat technical nature. "When adjournment was taken today the committee had not finished the examination of Mr. liegeman and he will be called again next week. Just before the hour of adjournment today, Mr. Hegcman was excused and Joseph Howard, Jr., a writer who has been employed by the Mutual Life, was called to the stand. He identified vouch, era that he had signed for money re ceived by writing advertisements for the Mutual Life. Mr. Howard" afforded much amusement by his declaration that his only regret was that he could not sign more of these vouchers. His only com plaint was that ho was not paid enough for hln work. This. too. was the complaint on the witness stand of Charles Smith, who also does writing for the Mutual Life and receives 4SC0O a year for it. "Would Xot Do a Dirty Trick. Mr. Howard said he had been employed 30-or 40 years by the Mutual Life, but tho vouchers went back only to 3S39. There were ten of these vouchers, aggregating ns.&5. Mr. Howard denied that he had ever cent any dispatches by wire, and .was very strenuous In his assertion that ho had never written a line about insur ance for any paper on. which he was cra fldjid, chjiractirixlng It as a "dirtv .trick.-- WHUam Barnes. Sr., formerly of Al bany, who -now resides at .Nantucket, ap peared before the committee at hut own request and was the first witness of the day. Hia name appeared In the investi gation several weeks ago, when vouchers were produced for legal services. He ex plained, his connection with the insurance companies, answered the questions put to him and, when his examination had been concluded, asked to be allowed to make a statement. He was given the privilege and had proceeded but a little way when he was stopped by Senator Armstrong, because his statement was an argument In defchse of Insurance companies along theJJnes brought out In the Investigation. Price of Barnes' Opinions. Mr. Barnes testified that he ws a law yer and was superintendent of Insurance from January 1, 1560. to January 1, 1870. He Identified tho vouchers dated July 1. 1501; July 12, 1302; July IS. 1903, and" July 1. 1S04, each for the sum of for retainers and legal services rendered. The vouchers were for opinions to the Now York Life, the Equitable Life As surance Society and the Mutual Life In surance Company, associated in several measures of legislation. For the Equitable he had written sev eral opinions for the president and vice president, recommending the mutuallzing of that company as provided In the orig inal charter. The sum of each vouches for the Equitable was a third of the en tire sum witness received for the ser vices to the three companies. Vouchers of the Mutual Life, dated Juno 2, 1501, June ft), 1502, and July 1,' 1S03, each for J555.66, were shown. They represented tho Mutual Life Insurance Company's share In the payment of Mr. Barnes services. Mr. Barnes said he received 1000 from the Mutual Life for special services September 3. 1905. This was for oral argument before a Senate committee pro testing against the repeal of section 55 of the insurance laws. Witness said ho. represented the three companies. "Were you paid by the New York Life and the Equitable?" asked Mr. Hughes, counsel for the committee. Attacks the Equitable. The Equitable did not pay anything," replied Mr. Barnes. "The Equitable had too much trouble themselves to take care of their own matters, and were too much Irritated by the opinion that 1 had given them, that the officers of that company should mutualhte themselves, because the stockholders wanted to pocket the whole power In that com pany, which they hold to this day. That company is a one-man power today. Just as much as it ever was, except for the change of the name of the man from 1 James Hazen Hyde to Thomas F. Ryan that is the only change made, arid the policy-holders have no controlling power in lu" Mr. Barnes told at much length his reason for opposing the repeal of section 56 of the insurance laws. His main point of opposition was the Inadvlsabllity of allowing a policy-holder, without the con sent of the Attorney-General, to bring a suit Involving the company, or appoint ing a receiver, or asking for an account- j lng. He said: "It has been decided by the courts that, if it require action against the whole assets of the company, something like O.CC,000, and the valuation of 660.000 policies, in order to learn whether or not a policy-holder is to get 53 or 510, the courts do not warn; to assume th HELPED TO I rmnnihnitv of rfpolnHnir thp amount Of dividend payable to policy-holders them selves. Instead, the courts have decided that the power Is best left. In the hands of the president and the board of direc tors, whose decision shall be final so long as they act In good faith. This was in stead of allowing policy-holders to go into any ofhc courts of this country. In its 40 different states, thus rendering the affairs of the company In such a con fused shape by reason of such litigation that it would be practically impossible to do business." Money to Defeat Silver Heresy. Mr. Hegeman was recalled and letters of complaint that policies were paid to undertakers by Industrial companies were read to him. He said b could not say that his company had ever made such payment. Mr. Hegeman said his company had made but two campaign contributions both In 1S36. One thousand dollars was given to the Palmer and Buckncr Gold Democratic managers, and 57500 to the National Republican Committee. These contributions. Mr. Hegeman said, were made with the approval of the finance board, and were more a moral than a po litical move to assist In defeating the, "IS-to-l heresy." A statement was produced showing that Andrew Hamilton had been under an an nual retainer of 510CO from May 13, 1SS2. and from that date to May 3. 1504. had received for special services and retainer the aggregate sum of 5C5.2S3. Mr. Hegeman said the Metropolitan Life Insurance Company obtained bonds for Its agents from cither the American Surety Company or tho National Surety Company. Mr. Hegeman held ten shares In the National. The bond required of agents Id 550. and the premium is recov ered from the agent by the company. AVhy He Hands Money Cheap. It was shown that the Metropolitan Life made loans of 5100.WO to 520O.O0O at VA per cent Interest to William Reade, of the firm of Vermllye & Co.. on various dates in 1S01 to 1903. The market rate for call loans was at the time from 4 to 3 per cent. Vermllye Jt Co. were the bankers of the Metropolitan at that time, and when Mr. Reade resigned from Vermllye & Co. and went Into business for himself, he became the company's banker. Mr. Hegeman'a reason for making these loans below the market rate was that valuable services had been rendered the company, and it sought to repay favors where it could. He said that through the watchfulness of Vermllye & Co. tho Met ropolitan Life Insurance Company has now three or four millions which "could be burned up without impairing the sol vency of the company." On bonds and stocks the Metropolitan has cleared, ac cording to Mr. Hegeman. av-' Jl.200,000. and on syndicates in wiilc. nllye & Co. invited the company to pai . .wte the company has made about 5650.020. In describing the investments of the company. Mr. Hegeman said that the Metropolitan Life Insurance Company owned. K7j)ut of 10.00ft shares of the Na tional Shoe & Leather Bank, of this city. No dividends are paid, as the bank Is ac cumulating its surplus. Witness detailed the organization of the Metropolitan Bank, and said the officers nnd clerks of the company were stockholders.. It was organized five or six months ago. and has not yet paid a dividend. It was organ ized with the expectation that it would handle the checks of the Metropolitan Life, of which there are several thousand a day at times: further, in order that the company might have a profitable ten ant in Its new building, and because it was thought an admirable location for a bank. The Metropolitan Life owns about 40 per cent of the shares of the Metropol itan Bank." Howard's Literary Bureau. Just before closing the examination Mr. Hegeman was temporarily excused and Joseph Howard. Jr.. was called. He tes tified that his profession was that of a writer since I860. He Is correspondent for a number of papers, and Is employed by the Mutual Life Insurance Company, and has been for about 30 or 40 years. His first service was to divert the advertising of the Mutual from the dally papers to the religious papers. A number of vouch ers were shown the witness. They were on various dates from March 10. 1S99. to May 17. 1204. and aggregated 516',S25. Wit ness acknowledged signing these vouchers and expressed a desire to sign more. He was never on a fixed retainer, and these moneys were paid for services as a writer. Asked if ho was employed by any other Insurance company. Mr. Howard said he was not. "I don't think I am now." he continued. "I think you knocked the Equitable too high for me." He had been employed by the Equitable ever since he could remember, up to with in a year. As to his salary from tho Equitable, Mr. Howard said when James H. Hyde came Into" charge it wa3 52300. and he was "very glad to get It." His work for the Equitable was the same as that for the MutuaL Got Loan During Sickness. Replying to Senator Armstrong. Mr. Howard denied that he had ever superin tended the distribution of reading notices by wire or otherwise than' by correspond ence. He further stated that he had been on a salary ever since he became of age. on newspapers and In the newspaper pro fession, but that he never wrote a line about life Insurance In any newspaper on which he was paid a salary. 'M would consider It a dirty trick." he said. A voucher for professional services for 52500 "repayable on demand" Mr. Howard said he obtained after spending three months in bed. "Part of that has been repaid," he said. "I was glad to get that. I said I would do a devilish lot to repay It. I am not here to apologize for my work or for the payment made to me, except for the smallness of It." The session adjourned after Mr. How ard's examination, and tvHI Investigation Monday morning. After Outlaw Insurance 3Ien. JEFFERSON CITY, Mo Nov. 10. State Superintendent of Insurance Vandi ver will undertake the prosecution of In surance brokers In the state who are doing business without a license. Super intendent Vandiver today stated that there are more than 400 Insurance brokers In St. Louis alone, and only 167 of them have licenses. Opposes Marriage or Consumptives. BOSTON, Nov. 10- At a conference of charity workers in Boston Thursday Dr. S. A. Knapp. of New York, expressed himself as most emphatically opposed to the custom of persons having tuberculo sis being allowed to marry and have chil dren. He thought there ought to be a. law to prevent such unions. "With all due respect to our beloved President.' he said, "as a sociologist and physician I prefer Quality and not quantity." CAPITALS DREAD LACK HUNDRF Threats of Jewish Massacres Cause Panic in Russia's Great Cities. . POLAND ASKS AUTONOMY Martial Law Threatens AVhole Kirig doni Wltte Completes Cabinet, but Musi Fight. Both Loy alists and Democrats. ."5 EVERY TENTH MUTINEER SHOT. ST. PETERSBURG. Nov. 10.--(Spc-clal.) Every "tenth sailor Implicated In the recent -riots at Cronstadt is to be shot. This sentence was passed upon the mutineers by a mllltarj court, which was convened In ex traordinary session at Cronstadt yes terday. ST. PETERSBURG, Nov. 11. (2:03 A. M. Except in the Kingdom of Poland, where the rapidly growing -nationalist movement and 'the state of tension among the proletariat will soon bring about the declaration of a state of war. Russia seems, for the time being at least, to be generally tranquil. Telegrams from interior points report the restoration of order In nearly all cities and towns, but In many cities, notably St. Petersburg and Moscow, the better classes of the population are greatly disturbed owing to the rumors of approaching attacks by the "Black Hundred" composed of the most Ignorant types of the populace which, according to these rumors, are scheduled to take place In SL Petersburg tonight and In Moscow tomorrow. The apprehension In Sc. Petersburg has become so great that the prefect of po lice, who succeeded General Trepoff In command of the city police, has In structed his subordinates to take the full est measure to crush any disorder in its Inclplcncy. so as to disabuse the minds of the "loyalists" of the Idea that tha police would remain inactive. In such an emergency the .strong hand of Gen eral Trepoff Is being missed, even by the factions which most execrated him. Coant Wilfc's new cablaet may no-r he regarded as completed. Count Lama dorff. minister of foreign affairs, and M Manukhln, minister, of justice, will re tain their positions. leaving only the posts of ministers of tho Interior and educa tion to be filled. Dmitri Shipoff of Mos cow, who was president of the first Zemstvo Congress, has definitely declined to accept any position in the cabinet. ENEMIES OX BOTH FLANKS Wltte Must Fight Democrats and Re actionaries at Same Time. ST. PETERSBURG, Nov. 10.-Count WItte'a ministry as thus far announced is a. practical agreement that he has abandoned hope of securinghe active co-operation of the Constitutional Demo crats or other parties of the center. Four of the ministers chosen, namely Ivan Shipoff. finance minister: M. Kutler, min ister of agriculture; M. Tlmlrlarzeff. min ister of commerce,- and M. Fillsofoff, con troller of the empire, were assistants of Count Wltte when he was minister of finance. The only minister who is not a bureaucrat Is M. Nemechalcff, who suc ceeds Prince Hllkoff as minister of com munications. The Constitutional Democrats' consider that they have won a great victory In preventing any leaders of the Constitu tional group from accepting office, saying that Count Wltte's ministry is thus stamped as purely temporary, and must give way, immediately upon the con vening of the National Assembly, to a cabinet In full sympathy with the parlia mentary majority. The Count Is greatiy disappointed at the refusal of the Con stitutionalists to support him. since it forces him to tight on two fronts, with the Reactionaries on his right and the Social Democrats and Revolutionaries clamoring for a republic on his left. Count Wltte has invited Count John Tolstoi, who resigned the position of head of the Academy of Fine Arts owing to General Trepoff's repressive polio, to tako the portfolio of education. Count John Is no relation to Count Leo Tolstoi. Professor Kevevsky has Joined Michael Stakovlch in the organization of a Christ ian Democracy. PEACE REVIVED AT CRONSTADT All 3Iutinccrs Surrender and Sol diers Overawe Mob. CRONSTADT. Nov. 10. Noon. All Is quiet In Cronstadt today. The mutinous sailors have all submitted and the lead ers to the number of several hundred have been deported from the island. The others are thoroughly repentant. Troops are pouring Into the city from all direc tions by water. Besides machine guns, other street artillery and a battery of aulck-flrintr field tmns arrived hers nn scows from St. Petersburg and were de barred snortiy bexore noon at the steam boat landing. Any further disorder at present is utterly out of the question. The mutineers and rowdies gutted the Tartar and Jewish markets and on Pav loff street, near the barracks, "the seventh fort equipage." to which the mutinous sailors belonged, destroyed ten modern business blocks and a number of smaller stores. The fires burned themselves out during the night and today the buildings are only heaps of smoking ruin3. The fires burned almost a whole day. There was little attempt to check them, as the firemen shared In the general de moralization, and many of them became Intoxicated. , The influx of troops at Cronstadt has exceeded the barrack capacity of the war j?ort and soldiers are everywhere bivou acking in the streets, huddling about the remnants of last night's watchflres and bargaining with merchants for fresh bread and other additions to their rations. The business streets sacked by the riot- (Concluded oa Page 7.?