The daily Astorian. (Astoria, Or.) 1961-current, April 27, 2017, Page 24, Image 35

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    24 // COASTWEEKEND.COM
Unlock The Power
Of
HELOC!
Of HELOC!
Borrow Up to 100% of your home’s Value!
W a u n a
Cre d it
U n ion
Trusted since
1967
l
1.99 %
APR* for
6 months!
Put Your Home’s Equity To Work
With A Home Equity Line Of Credit!
*APR: Annual Percentage Rate. This Promotional financing applies to new HELOC accounts opened between April 1, 2017 and August 31, 2017. No closing costs except appraisal if required.
Estimated appraisal cost: $745. Your interest rate and credit limit will be determined based on individual credit worthiness. Verification of income is required. Property insurance is required.
If the property is located in a Special Flood Hazard Area we will require you to obtain flood insurance if it is available. An early closure fee (Title, Recording, Flood Determination; Total is
approximately $250) is applied if the loan is closed within the first 36 months. A $35 annual fee will be waived if the Total Finance Charges paid during the previous 12 months is equal to or
exceeds $35. You must pay a Re-Conveyance Fee at the end of the contract in order to release our lien. This fee will be determined at the time of re-conveyance. Maximum loan amount is
determined by a variety of methods, including County RMV, AVM Report, or Appraised Value. The APR includes interest only and no other costs, and could change at any time. Variable Rate
is equal to the Prime Rate index (currently 4.00% APR as of March 20, 2017) as published in the Wall Street Journal and is subject to change. To determine the APR which will apply to your
account, a margin (currently 0.00% APR – 8.50 APR) will be added to your current index rate. As of March 20, 2017, the Variable Annual Percentage Rate for Home Equity Lines of Credit
waunafcu.org
l 800-773-3236
ranged
from 4.00% to 12.00%. Home equity loans may qualify for tax deductible interest. Consult with your tax advisor for details. In no event will the regular APR be less than the Prime
Rate or more than18% APR or applicable state law. The 1.99% Promotional APR is available for 6 months after the loan is funded. At the beginning of the 7th month, your regular rate will be
*APR: Annual Percentage
Rate. This Promotional financing applies to new HELOC accounts opened between April 1, 2017 and August 31, 2017. No closing costs except appraisal if required.
applied. Minimum monthly payment may change as a result of interest rate changes. This promotional Home Equity Line of Credit enables qualified borrowers to finance up to 100% of their
Estimated appraisal
cost:
$745.
Your interest
and credit
will
be determined
based
on individual
worthiness.
Verification
of offer
income
required.
Property insurance is required.
home value. Some restrictions
apply. rate
Membership
with limit
Wauna
Credit
Union required;
visit waunafcu.org
for credit
member
eligibility details.
This special
ends is August
31, 2017.
If the property is located in a Special Flood Hazard Area we will require you to obtain flood insurance if it is available. An early closure fee (Title, Recording, Flood Determination; Total is
approximately $250) is applied if the loan is closed within the first 36 months. A $35 annual fee will be waived if the Total Finance Charges paid during the previous 12 months is equal to or
exceeds $35. You must pay a Re-Conveyance Fee at the end of the contract in order to release our lien. This fee will be determined at the time of re-conveyance. Maximum loan amount is
determined by a variety of methods, including County RMV, AVM Report, or Appraised Value. The APR includes interest only and no other costs, and could change at any time. Variable Rate
is equal to the Prime Rate index (currently 4.00% APR as of March 20, 2017) as published in the Wall Street Journal and is subject to change. To determine the APR which will apply to your
account, a margin (currently 0.00% APR – 8.50 APR) will be added to your current index rate. As of March 20, 2017, the Variable Annual Percentage Rate for Home Equity Lines of Credit
ranged from 4.00% to 12.00%. Home equity loans may qualify for tax deductible interest. Consult with your tax advisor for details. In no event will the regular APR be less than the Prime
Rate or more than18% APR or applicable state law. The 1.99% Promotional APR is available for 6 months after the loan is funded. At the beginning of the 7th month, your regular rate will be
applied. Minimum monthly payment may change as a result of interest rate changes. This promotional Home Equity Line of Credit enables qualified borrowers to finance up to 100% of their
home value. Some restrictions apply. Membership with Wauna Credit Union required; visit waunafcu.org for member eligibility details. This special offer ends August 31, 2017.