7A THE DAILY ASTORIAN • TUESDAY, DECEMBER 1, 2015 EMERALD HEIGHTS APARTMENTS Affordable Place to Call Home © 2015 by Vicki Whiting, Editor Jeff Schinkel, Graphics Vol. 31, No. 51 Penny McThrifty has been saving her money for a couple of years. Between birthday gifts and earning money on her own, she’s doing pretty good. She’s made a lot of deposits, and some withdrawals. The money that is in her account is called a balance. It’s important to save at least some of your money instead of spending it all. But where’s the best place to save it? Asto ria Fo rest Pro d ucts , LLC 10 Pier 1 • Su ite 301 Astoria , O regon 97103 Astoria, Warrenton, & Seaside 1100 Northwest Ridge Road Hammond OR 97121 reservations 800-562-8506 Info 503-861-2606 Fill in the missing numbers in the balance column to discover how much is in Penny’s account. In a book? Description Withdrawal Deposit In a sock? Balance EQUAL HOUSING OPPORTUNITY Astoria, OR Call 325-8221 for more information Northwest West Inc. Northwest West Inc. Northwest West Inc. Northwest West West Inc. Inc. Northwest Northwest West West Inc. Inc. Northwest Northwest West West Inc. Inc. Northwest Northwest West West Inc. Inc. Northwest Northwest West Inc. Northwest West West Inc. Inc. Northwest Northwest West Inc. Northwest West West Inc. Inc. Northwest Northwest West Inc. Northwest West West Inc. Inc. Northwest Northwest West Inc. Northwest Northwest West Inc. West Inc. Northwest Northwest West Inc. West Inc. Northwest West Inc. Northwest West Inc. Northwest West Inc. Income Tax Preparation 762 Avenue G, Seaside, OR 97138 503-738-3480 WARRENTON 861-3252 1167 S.E. MARLIN In a shoebox? If you save your money in a savings account, the bank or credit union pays you for letting them hold McCALL TIRE CENTER your money. That payment is called interest. Over time, interest adds up and your money starts to grow! SEASIDE 738-9243 2155 S ROOSEVELT Heathers COUNTRY HAVEN AFH 503-325-2438 87943 Highway 202, Astoria, OR 97103 M A R T IN L A L VE Y P .C . When you put money into your savings account, it is called making a deposit. Find the two identical piggy banks. When you take money out of your account, that is called a withdrawal. Ask a parent to tell you about something g they saved their money to buy. Was it hard to save the money? How did it feel l when they finally reached their goal? A storia office • 10 Pier O n e, Ste 303 A storia, O R 97103 Ph on e: 503-325-5509 • Toll Free: 866-509-3516 1. Taking some money out of a savings account is called a: a. deposit b. withdrawal c. balance 2. . P Putting money into a 2 ut account is called a: s savings a v a. deposit b. withdrawal c. balance The 3 3. . T h e total amount of money you have in a m o account is called a: s savings a v a. deposit b. withdrawal c. balance T C Home Furnishings 1033 Commercial Street Astoria, Oregon 97103 (503)325-5620 M orga n Civil Engineering P O B ox 358 • M a n za n ita 503-368-6186 MARITIME TEXACO 1701 Marine Dr Astoria, OR 97103 1-503-325-7812 10 Pier 1 Ste. 308 | Astoria 503-741-3300 PORT OF ASTORIA 503.325.0411 The bank pays you ou to let them use your money. This payment that the bank makes to you is called interest. ... you are letting the bank use it. Banks combine the money from lots of people to make loans to people who want to borrow money. AN D TO W IN G People who borrow money from a bank pay a fee to the bank for the use of the money. This fee that people pay the bank is also interest. 34747 Hwy 101 Bus. Astoria Can you find 10 numbers in the newspaper that add up to exactly 100? Now find 15 num- bers that add up to exactly 150! Standards Link: Research: Use the newspaper to locate information. T ERRY ’ S P LUMBING (503) 325-5180 2095 M a rin e D rive | Astoria How many dollar signs can you find? Standards Link: Visual Discrimination. WITHDRAWAL INTEREST BOWLING T BALANCE G DEPOSIT N ACCOUNT SAVING I BORROW V LOANS A MONEY S TOTAL GOAL T PAYS W BANK FEE Po rtla n d & Asto ria | Setting the standard in sleep medicine for over 30 years 2120 Exchange St | Suite 302 | Astoria N U O C C A I S B 503.325.3126 G F L M O N E Y O L N E A T S K A R O A I E T N V P R A I R L A O G N O N E G B W M T O W S N T I S O P E D E C N A L A B E Y I T H D R A W A L ASTORIA | 503-556-0410 at The Hallmark Resort 1400 S Hemlock, Cannon Beach, OR 503-436-0366 COLUMBIA RIVER Mission BAR Possible PILOTS If it were possible for you to Providing be anything in the world, safe passage since 1846 what would you want to be? What would you do if this happened to come true? CLATSOP POWER Deadline: December 27 EQUIPMENT Published: Week of Jan. 24 INC. Find four percentages in the newspaper and re-write each of them as words. For example: 43% = forty-three percent. 50% = fifty percent (or one half). 34912 101 Send HWY. your story to: BUSINESS ASTORIA | (503) 325-0792 ANSWER: His mom told him it was for lunch! Standards Link: Research: Use the newspaper to locate information. N EW SPAPER CARRIERS N EEDED The D a ily A storia n ha s severa l rou tes a va ila ble in the A storia a rea . Ca ll 503-325-3211 for m ore in form a tion . Tha nks to the follow ing bu sinesses for su pporting New spa pers In E du ca tion w w w .d a ilya sto ria n .co m /site/n ew spa pers_ in _ ed u ca tio n / • Appelo Archives Center • Sam’s Seaside Café • Hees Enterprises, Inc • Quackenbush Buliders Inc. • Bridgewater Bistro • Clatsop Truck & Equipment • Clatsop Behaviorial Healthcare • Kuuma Saavi Works • Diane Barendse, CPA • Lazerquick Seaside/Astoria • Mark J. Lang, Attorney at Law • Premium Adjustable Beds • Suzanne Elise Assisted Living • Astoria Marine Construction • Seaside Oregon Visitors Bureau • Moberg and Rust Attorneys at Law • Lower Columbia Clinic • Ship Inn Great Ocean Da Yang Seafoods LTD. S uns p ire Hea lth Please include your school and grade. A s toria Pointe T he Ros eb ria r 263 W E xcha n ge • Astoria | (877) 435-7790 NORTHWEST READY MIX 950 O lney A ve • A storia 503-325-3562 11 W. Marine Dr. | Astoria | 503-325-3322 1410 CO M M ERCIA L STREET • A STO RIA 503-325-5511