Page Twelve THE BANNER-COURIER, OREGON CITY, OREGON, THURSDAY, DECEMBER 21, W AMORTIZATION PLAN FOR PAYING DEBTS By Canby Correspondent) In a recent conversation with Arthur Graham, cashier of the Canby State Bank, and secretary-treasurer of the federal loan system, I learned that un der the amortization plan, the far mesr of Clackamas County had to date, received in the way of loans, approxi mately 400,000, This plan has an advantage over the old system of borrowing, in that the Interest, in the course of 34 1-2 years at 6 1-2 per cent consumes both- prin cipal and interest. . In other words, the interest consumes the (principal and at the end of 34 1-2 years the debt is cancelled. It may be said that the borrower l.eed not return the money loaned him, if he pays the 6Vfe per cent for a stated period. Under the old plan of borrowing money the farmer has paid an average of 8.9 per cent. $1000 at this rate, for 34 1-2 years gives a total of 3070.50 paid as interest, and the borrower would still owe the principle of $1000; which added to the amount -paid as interest makes a total of $4, 070.50,' which the farmer must hand over to the loan shark for the use of $1000 in meeting his needs upon the farm. ' And yet we wonder why so many boys are leaving the farms. In the course of a conversation a bond salesman said that the Morrison street bridge in Portland was built on the bonding system, and that the city of Portland had borrowed $750,000 with which to build this bridge, and have paid back to the bond holders the sum of $750,000 in interest, and still owe the $750,000 princilal. City folks as well as farmers, act the fool, and pass to their children the heritage of their folly. By the new method, or the amortiza tion plan, the borrower of $1000 to be used in building, clearing, seeding, pay ing off debts, buying implements etc, has a saving to his credit of $1,828.08 on a $1000 deal. Funeral Services Held For , Mrs. Mary E. Case Tuesday P.M. Funeral services for Mrs. Mary E. Case, widow of the late Martin C. Case, were held from the Methodist church, Tuesday afternoon at 2 o'clock. Rev. A. H. Lathrop, pastor of the church, officiating. During the services a quintet Mrs. Walter .Went worth, Mrs. George Bannon.Mrs. Naomi Armstrong Warren, Mrs. W. C. Green and Miss Dorothy Terrijl sang, "Abide With Me." Miss Florence Andrews was the accompanist. . Lyman Warnock sang, "No Night There. Mrs. Case died Sunday evening at her home in Gladstone. She came west from Mt. Morris, where- she was mar ried to Martin C. CaseJune 27, 1867. Mrs. Case was a member of the Metho dist church of Oregon City, the Ladies' Aid society, and the Women's Relief Corps. - Mrs. Case is survived by two sons, M. L. Case of Heppner, Oregon, and George Case of Waldo, Oregon, and by three daughters, Mrs. Mary Adele Case Vann of Portland, and the Misses Min nie and Harriet Case of Gladstone. Several surviving brothers and sisters reside in the east. FINAL SERVICES HELD FOR WILLAIAM H. ENGLE Funeral services for the late William Harold Engle of Molalla were" held from the I. O. O. F. hall, Friday after noon, at 1 o'clock, under the auspices of Odd Fellows' lodge, with the Rev. S. JKester, pastor of the Methodist church, assisting. Deceased was the son of Samuel and Nancy Engle, and was born in Molalla fifty-nine years ago. He is survived by a son, Gilbert Engle, and a dughter Bernice Engle, the latter living at home. Hezekiah Johnson HI. The many friends of Hezekiah John son will be sorry to learn that he is at the Emanuel Hospital in Portland, ill with pneumonia. LAND-CLEARING METH- ODS DEMONSTRATION ON LARGE SCALE Big stumps must oe more economi cally removed. It is even more im portant that the roots of such stumps be eliminated from the cultivated depth of farm lands. Land clearing methods are progressing too slowly under the high cost of present better known methods. - The Zysset Method, of clearing big- stump lands has, been investigated for six years by the Oregon. Agricultural College, with time and cost studies made thereon. It was found that this method is "successful in quickly firing the stump with a fire that will, when properly managed, satisfactorily con sume the stump and roots. Any suc cessful method must remove the roots from below plow depth. The Zysset device -is simple and durable. To show these burners in operation. in real stump land in Clackamas Coun ty there will be two big demonstra tions. On January 6th., there will be a complete exhibit of land clearing at the S. A. Cordill farm one mile west of MollallaT The program will begin at 11 a .m. in Molalla with an indoor show of lantern slides covering all phases of the burner and its operation. The entire program to be handled by Geo. W. Kable, land-clearing specialist of the O. A. C. Extension Service. This part of the program should not be missed. At noon there will be a hot lunch, after which the actual clearing in the stump patch will be shown. Five batteries of burners will begin opera tions a week before the demonstration so those attending will have an oppor tunity to see all phases of the Zysset Method. Arrangements are being made to show the use of pullers and blasting powders. On Januaryl3th, there will be a sim ilar demonstration in the vicinity of Boring, the exact location to be an nounced soon. Fo further information in this con nection interested parties may' addess" the County Agent at Oregon City. 21 Store Open Evenings Until Xmas o Store Open Evenings Until Xmas You'll find it no difficult task to select the right gift for "Him" if you come here for your Xmas buying. I have devoted months in building my stock so that I could of fer my patrons the best assortment of standard articles suitable for Xmas Gifts. What will appeal to you most is the cheerful service and moderate prices tha prevail here. -. i i Shirtslf or "Him" BEAUTIFUL TIES Pussy-willow Silks I Crepe de Chine Shirts $5.00 Broadcloth Silks Silk-striped Madras Shirts Fast-colored Madras Shirts Fast-colored Percale Shirts ... GIFT SLIPPERS $8.50 .........$7.50 $3.95 $3.00 ..........$2.00 .....$1.50 BELT SETS 85c $1.50 to $2.75 75c t $2.25 A beautiful assorement A practical gift that men of neckwear in silks and - will appreciate. W e knitted. Regular $1.00 have a big variety in all kind. sizes. A beautiful gift. All leather belts with sepa rate buckles that are guaranteed. SILK AND WOOL SOX 4 PAIR SOX 65c .o $1.25 $1.00 Dozens of different weaves and colors. Some with fancy stripes. Four pair sox in box, fine quality lisle. Black or Cordevan. WOOL SHIRTS $3.95 . Of all-wool cheeker flan nel. Regular $5.00 kind. All colors. j6 jt iC jfi jfi jf tjgy J "CARSON HEIGHTS & CAPITOL HILL J Mrs. Geo. Hartmaa J J' J Nothwithstanding the decidedly in clement weather, it was a good sized audience which greeted Mrs. Hugh Gruwell, Friday evening, at the Carson Heights church. Mrs. Gruwell is a graduate of Leland Powers School of Boston, and her- rendition of "Mice and Men" proved an artistic and de lightful success. At a meeting of the Woman's For eign Missionary society of the Carson Heights church,, held at the home of Mrs. George Smith Brown,, Miss Mabel Rolf, who has been over-seas with, our soldiers, gave a most interesting talk on her missionary work abroad. The hostess' committee for the -next meeting of the South West Portland Improvement League, which will be held at Knox hall Thursday evening. January 4, is composed of Mrs. Schle- gelmilsch, Mrs. Finke, Mrs, Dully, Mrs. Wandler and Mrs. Gilder. There will be entertainment and refreshments, Important announcement will be made and all members are urged to be pres ent. - The -many school chums and play mates of Mary Sims regret-to know that she is ill and at the hospital. A most distressing accident happen ed to Eosie, the daughter of Mr. and Mrs. D'Massa, four years old, when she climbed into the cupboard and. took iodine, drinking enough to make her seriously ill. Prompt action in admin istering an antidote prevented the ac cident from proving fatal to the child, On account of the inclement weather, the entertainment under the direction of Mrs. M. F. Hardwick at the Carson Heights church, was held over until Friday evening, December 22. The pro- ceeds were used for the Near East relief work on Christmas toys for the little ones. The Hill Brownies, Troop No. 1, met at the home of Brownie Catherine Lathrop to sew the bees on their Brownie caps." These bees were em broidered by the children as a part of their bee test anT are the Brownies' insigna to show they are Brownies in The Ole Timers' Scout Club, compos ed of graduate Scouts, is now a per manent organization,- consisting of over eighty-five members. Robert Meyers of Scout Troop No. 7, Carson Heights, is a member. The club's next meeting will be January 9, and will take in a visit to one of the swimming tanks of Portland. Sunday afternoon, December 24, be tween 3 and 5 o'clock, at Knox hall, everyone is invited to attend the com munity Christmas tree. There will "toe a program and candy and cookies for every child, with a regular Santa Claus in attendance. The rehearsal of the children's sing ing for the community Christmas tree, held last Saturday, found over thirty children in a merry gathering, under the leadership of Mr. Hartman. An other rehearsal will be held Saturday afternoon, December 22. Sunday morning, at the church, there will be a Christmas tree and a program by the Sunday school children. Mrs. Hardwick's class will present a Christ mas pantomine, and all the little ones are invited. Mr. Luse pt Kilpatrick Tract, who has been confined to his bed for over a year, is enjoying a radio, which has been installed as a-$resent from his neighbors. Much interest was aroused at the presence of a group of men surveying across Kilpatrick Tract, across the Boones Ferry road, down the Papatine road, which proved to be work being done for the new water system being installed for Dunthorpe Acres and Ab- ernathy Heights. - - Mrs. J. H. Pos and daughter Jose phine have left for an extended trip to Duluth, Minnesota, ' where they will visit Mrs. Pos' mother, who is quite ill. Alice Lathrop of Capitol Hill, as pro ducer, assisted in the staging of "A Doctor in Spite of Himself," presented by the Reed College Dramatic Club in the college chapel last week. The Orpheus male chorus, of which George Jergerson is a member, sang at the Woman's Research Club luncheon, which was held last Monday in the Multnomah hotel ballroom. The Christmas spirit is shown at the Capitol Hill school with treet in vari ous rooms and rehearsals for the Christmas entertainment, which takes place the day preceding the holidays. In spite of the" cold weather, build ing operations are under way at Hud dleson Acres, several garages going up along the Boones Ferry road. W. Mack is doing some of the work. The little daughter of Mr. and Mrs, Wetmore is ill and confined to her home with throat trouble. The dance held by the Owl Club was well attended and a Jolly time had by all present. A feature of the evening was turkey-trotting bv some of the members, and some excellent music on an accordian, played by a guest from Portland. COUNTY CLERKS ASK MANY CHANGES IN EXISTING LAWS Disapproved Day Counting Plan . Change Of Registration On Day Of Election And CHRISTMAS GIFTS FILL. OUR WINDOWS PRACTICAL GIFTS FILL OUR STORE At their annual meeting in Portland last week, the county clerks of Oregon went on record favoring many drastic changes in existing election laws. They are opposed to the counting of votes while the day board is in session many ot them expressing tne belief that secrecy of tle ballot is no longer possible under the present "plan. A resolution was passed recommending that the counting board begin its work at 8:00 o'clock in the evening, instead of at 10 : 00 o'clock in the forenoon. This matter was left in the hands of the legislative committee to present. That there shall be no change of reg istration after the last day of the regis tration period was the -unanimous ex pression of the meeting. That election boards may be selected from the entire county instead of from within the individual precincts, was an other recommendation. The reason for this change is the difficulty en countered in obtaining suitable election officials in all the precincts. One resolution adopted would re quire six freeholders to "swear in" voters; and another would provide for opening registration books as early as July, instead of waiting until in Sep tember. The suggestion that the present plan of licensing dogs be done away with and that these animals be taxed as personal property met with the unani mous approval of the clerks present. Brotherhood .Meeting. Regular monthly meeting of the Brotherhood of the Congregational Church will (be held next "Tuesday evening. Prof. W. G. Noble, head of the Political Science. Dept., at Reed College, will speak on Turkey and the International Crisis. Second speaker, Dr. Elliot, First Unitarian church at Portland will speak on the - Pilgrim Fathers. Supper will be served at 6:30, Tickets 50c, special music during sup per hour. Tickets may be obtained from any of the members of the Brotherhood. Oregon City Virgin Wool Motor Robes , Bath Robes Indian Blankets Lounging Robes MAKE CHRISTMAS GIFTS WHICH CANNOT BE SURPASSED. OUR STOCK IS COMPLETE ! o l m n tf f i t. p FELT SLIPPERS 75c $1.15 $1.25 $1.40 $1.50 $1.75 per pair. Ideal Gifts for Men, Women, Children We are too busy to write ads, but we have the Finest practical gift stock in many years. Hazelia Community. The following interesting program of Xmas music has been arranged and will be given Sunday,December 24, following the study hour of 10 o'clock. The community is most cordially invit ed to attend. Prelude "Adoration" Piano. Song, "Cradled in a Lowly Manger," Pri mary Class. Violin Solo, Duncan Chris tiansen Jr.. Song, "The Holy City" Young Peoples Class. Duet, Alto and Saprano, "O Little Town of Bethle hem" Christmas Postlude, Evangeline Christiansen, accompanist. Willamette Firemen Elect (Willamette Special Correspondence.) At the regular meeting of the Willa mette firemen, last Friday, officers were elected to serve for the coming term, as follows: President, James Paterson; secretary, Glen Epler; treas urer, H. W. Heath; foremna .Wesley Milliken; first assistant, H. Leighton; second assistant, G. Smith; auditors, C. B. Wilson. W. L. Snidow and Charles Dollar. After the business meeting a turkey layout was enjoyed by the mem bers. - ; W. O. W. Atend Convention (Willamette Special Correspondence.) -Forty-two members of the Willam ette chapter of W. O. W. attended the convention in Portland, Saturday. Autos took the delegates to 11th and Alder streets, where, meeting the dele gates from other towns, they moved in a body to the auditorium. After the initiation of 1,000 members, three of whom were Willamette people, the Woodmen were entertained by a troupe of players from the Pantages. W. W. Davis, Robert Mantha- and Harold White were the Willamette men initi ated. - Sheepskin Coats, Beaverized Collar, at Army Store. Electric Hotel Building. Other Reminders Paris Garters .... Silk Mufflers Handkerchiefs . Suspenders ...... ..35c to 50c ..$2,501 to $4.00 10c to $1.00 ..50c to $1.00 Silk Handkerchiefs -1 Initial Handkerchiefs Jazz Bow Ties Handsome Caps .... ....$1.50 to $2.50 $6.00 Thermo Sweaters Boys' Wool Sweaters Men's Wool Sweaters . $4.95 50c to $1.25 1.. 35c :., 50c $5.00 3.50 to $8.50 Joe Swartz OREGON CITY, Oregon Sixth and Main Streets The KoSSL Store This store is just overflowing with desirable Christ mas Gifts. Thev are so well displayed and so completely priced that fifteen minutes spent here will solve many of your Christmas problems. Here are some Incomplete Lists FOR HER Vanity Case Hand Bag Silk Umbrella Stationery Ivory Toilet Ware Hand Mirror Manicure Set Perfume Gold Pencil Fountain Pen Victrola Picture Card Case - Address Book Roy croft Copper Ware Gift Book Cook Book Recipe Book Candy Jewelry Travelling Bag Kodak Framed Mottoes Call at Littles Variety Store 572 Seventh Street For last minute gifts we have a complete stock of candies, ribbon novelties, cigars and tobaccos in gift packages, bas kets, pottery ware, fruits and nuts. FOR MOTHER Leather Purse Leather Bag Leather Shopping Bag Hair Brush and Comb Rubber Gloves - . Hot Water Bottle Silver Table Ware Box Pf Stationery Shears or Scissors Alcohol Lamp O'Cedar Floor Mop Hoover Sweeper Victrola Bible Book - Calendar Umbrella Candy Perfume Toilet Water Framed Picture Luster Ware Vase or Bowl Serving Tray ' ' Electric Iron Electric Hot Plate Framed Mpttoe Fountain Pen Travelling Bag -'Thermometer . RoycroffCopper Ware FOR FATHER Safety Razor Shaving Materials Cigars Pipe Ash Tray Smoking Set Books Fountain Pen Eversharp Pencil Sectional Book Case Fishing Tackle : Suitcase v Travelling Bag Umbrella Oiary Bible Watch Chain Knife Collar Bag . Kodak Loose Leaf Memo. Purse Bill Fold Brief Case Flashlight FOR KIDDIES Dolls Rag Dolls Imported Dolls Unbreakable Dolls Mamma Tinker Toys Blocks Games A. B. C. Books -Teddy Bears Rubber Toys Rattles Baby Set (comb & brus Baby Set Comb and Brush Picture Books FOR BOYS FOR BROTHER Knife Books Football Indoor Ball Punching Bag Gym Shoes Brownie Camera Flashlight Carrom Board Radio Set Pittr Flinch Arithmetic Game ' Fishing Rod Fountain Pein Drawing Set Eversharp Pencil Bill Fold Wallet Card Case Purse Travelling Bag Suitcase Kodak Books Bible Loose Leaf Memo. Fountain Pen ' Sharppoint Pencil Cuff Links Stick Pin Smokers' Goods . Collar Bag Knife Umbrella Razor Shaving Outfit Gold Knife and Chain FOR GIRLS Candy Books Kodak Toilet Articles Manicure Set ' Work Basket Sachet Powder Umbrella Pictures Games Fountain Pen Eversharp Pencil S!untley-Draper Drug Co. trig