PAGE B4, KEIZERTIMES, MARCH 27, 2015
public notices
NOTICE OF SHERIFF'S SALE
On 10th day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 605 Johnson St
NE, Salem, in the case of
JPMORGAN CHASE BANK,
N.A., as successors in interest
and/or
assigns,
Plaintiff,
vs. PAMELA R. ORTA-
VALDOVINOS AKA PAMELA
RAE
ORTAVALDOVINOS,
OCCUPANTS
OF
THE
PRESMIES,
Defendant(s).
For more information go to
www.oregonsheriffs.com/
sales.htm
3/13, 3/20, 3/27, 4/3
NOTICE OF SHERIFF'S SALE
On 10th day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 206 5th St, Silverton,
in the case of JPMORGAN
CHASE BANK, NATIONAL
ASSOCIATION,
Plaintiff,
vs. NICK W. HUEY, OTHER
PERSONS OR PARTIES,
including
OCCUPANTS,
UNKNOWN
CLAIMING
ANY RIGHT, TITLE, LIEN,
OR INTEREST IN THE
PROPERTY DESCRIBED IN
THE COMPLAINT HEREIN,
Defendant(s).
For
more
information go to www.
oregonsheriffs.com/sales.htm
3/13, 3/20, 3/27, 4/3
NOTICE OF SHERIFF'S SALE
On 10th day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 1582 Woodland
Ave, Woodburn, in the case of
NATIONSTAR MORTGAGE
LLC
D/B/A
CHAMPION
MORTGAGE
COMPANY,
Plaintiff, vs. ERNEST EDWIN
DEBUSE,
INDIVIDUALLY
AND AS TRUSTEE OF THE
DEBUSE FAMILY LIVING
TRUST DATED JANUARY
7, 1999, JACQUELINE L.
DEBUSE,
INDIVIDUALLY
AND AS TRUSTEE OF THE
DEBUSE FAMILY LIVING
TRUST DATED JANUARY
7, 1999, UNITED STATES
OF AMERICA, OCCUPANTS
OF
THE
PREMISES,
Defendant(s).
For
more
information go to www.
oregonsheriffs.com/sales.htm
3/13, 3/20, 3/27, 4/3
NOTICE OF SHERIFF'S SALE
On 10th day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property:
4825
Rickman
Rd NE, Keizer, in the case
of U.S. BANK, NATIONAL
ASSOCIATION, AS TRUSTEE
FOR
THE
HOLDERS
OF
THE
SPECIALTY
UNDERWRITING
AND
RESIDENTIAL
FINANCE
TRUST,
MORTGAGE
LOAN
ASSET-BACKED
CERTIFICATES,
SERIES
2007-BC1,
Plaintiff,
vs.
LARRY
W.
MILLER,
SHELLEY
R.
MILLER,
OREGON
AFFORDABLE
HOUSING
ASSISTANCE
CORPORATION,
ALL
OTHER
PERSONS
OR
PARTIES
UNKNOWN
CLAIMING
ANY
RIGHT,
TITLE, LIEN, OR INTEREST
IN THE REAL PROPERTY
COMMONLY KNOWN AS
4825
RICKMAN
ROAD
NORTHEAST, KEIZER, OR
97303, Defendant(s). For
more information go to www.
oregonsheriffs.com/sales.htm
Defendant(s).
For
more
information go to www.
oregonsheriffs.com/sales.htm
3/13, 3/20, 3/27, 4/3
NOTICE TO INTERESTED PERSONS
IN THE CIRCUIT COURT OF
THE STATE OF OREGON
FOR THE COUNTY
OF MARION
No. 15PB00847- Probate
In the Matter of the Estate of
Margaret K. White, Deceased
NOTICE IS HEREBY GIV-
EN that by Order of the Circuit
Court of the State of Oregon
for Marion County, Probate
No. 15PB00847, Donald B.
White has been appointed
Personal Representative of
the ESTATE OF MARGARET
K. WHITE, deceased.
All persons having claims
against said estate are re-
quired to present such claims,
with proper vouchers, to the
undersigned Personal Repre-
sentative, c/o Sarah K. Rine-
hart, Attorney at Law, 117
Commercial Street NE, Suite
300, Salem, Oregon 97301,
within four (4) months after
the date of fi rst publication of
this notice, or the claims may
be barred.
All persons whose rights
may be affected by these
proceedings may obtain ad-
ditional information from the
Personal
Representative,
the attorney for the Personal
Representative, or from the
records of the court.
Dated and fi rst published
March 13, 2015.
Donald B. White
Personal Representative
Sarah K. Rinehart,
Attorney at Law
117 Commercial Street NE,
Suite 300
Salem, Oregon 97301
Attorney for
Personal Representative
3/13, 3/20, 3/27
NOTICE TO INTERESTED PERSONS
NOTICE TO
INTERESTED PERSONS
In the Circuit Court of the
State of Oregon
for the County of Marion
Case No. 15PB00755
In the Matter of the Estate
of Kenneth W. Griswold,
Deceased.
Notice is hereby given that
Kenneth W. Griswold died
February 6, 2015, and that
by order of the above entitled
Court, the undersigned has
been appointed Personal
Representative.
All persons having claims
against the Estate are
required to present them to
the Personal Representative
at 693 Chemeketa Street NE,
Post Offi ce Box 2247, Salem,
Oregon 97308-2247, within
four months after the date of
fi rst publication of this notice
or said claims may be barred.
All persons whose rights
may be affected by this
proceeding are advised that
additional information may
be obtained from the records
of the Court, the Personal
Representative,
or
the
attorneys for the Personal
Representative.
Shirley Ann Spitz
Personal Representative
Sherman, Sherman,
Johnnie & Hoyt, LLP
Attorneys for
Personal Representative
693 Chemeketa Street
Post Offi ce Box 2247
Salem, Oregon 97308-2247
Date of fi rst publication: March
13, 2015.
Second and third publication:
March 20, 2015, March 27,
2015.
3/13, 3/20, 3/27
3/13, 3/20, 3/27, 4/3
NOTICE TO INTERESTED PERSONS
NOTICE OF SHERIFF'S SALE
On 10th day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 4782 Rulers Ct NE,
Salem, in the case of U.S.
BANK N.A., AS TRUSTEE, ON
BEHALF OF THE HOLDERS
OF THE J.P. MORGAN
MORTGAGE TRUST 2006-
S2
MORTGAGE
PASS-
THROUGH CERTIFICATES,
Plaintiff,
vs.
NESTOR
RAMOS RAMOS, CARMEN
CRUZ DE RAMOS, GERMAN
RAMOS RAMOS, STATE
OF OREGON, OTHERS
PERSONS OR PARTIES,
including
OCCUPANTS,
UNKNOWN
CLAIMING
ANY RIGHT, TITLE, LIEN,
OR INTEREST IN THE
PROPERTY DESCRIBED IN
THE COMPLAINT HEREIN,
Estate of
ADELA JEAN HAINES
NOTICE TO
INTERESTED PERSONS
Case No. 15PB00783
In the Circuit Court of
the State of Oregon for the
County of Marion, Probate
Department.
In the Matter of the Estate
of Adela Jean Haines,
Deceased.
Notice is hereby given
that Teresa M. Haines has
been granted the powers of
Personal Representative in
the above estate. All persons
having claims against the
estate are required to present
them to the undersigned
Personal Representative at
the law offi ce of Scott W.
McGraw, Attorney at Law, P.O.
Box 4719, Salem, Oregon
97302-8719,
within
four
months after the date of the
fi rst publication of this notice,
as stated below or they may
be barred.
All persons whose rights
may be affected by the
proceedings in this estate
may
obtain
additional
information from the records
of the court or the Personal
Representative.
Date fi rst published: March
13, 2015.
PERSONAL
REPRESENTATIVE’S
ATTORNEY
Scott W. McGraw,
OSB #820032
P.O. Box 4719
Salem, Oregon 97302-8719
(503) 391-8879
3/13, 3/20, 3/27
AMENDED SUMMONS
IN THE CIRCUIT COURT OF
THE STATE OF OREGON
FOR MARION COUNTY
NATIONSTAR
LLC,
MORTGAGE
Plaintiff,
vs.
THE UNKNOWN HEIRS AND
DEVISEES OF JEFFERY
W. HOARD, DECEASED;
RHONDA K. HOARD; BANK
OF AMERICA NA; FIRST
MUTUAL BANK; JOHN AND
JANE DOES, I THROUGH V,
OCCUPANTS OF THE SUB-
JECT REAL PROPERTY,
AND ALL OTHER PERSONS
OR PARTIES UNKNOWN,
CLAIMING ANY RIGHT, TI-
TLE, INTEREST, LIEN OR
ESTATE IN THE PROPERTY
HEREIN DESCRIBED,
Defendants.
Case No. 14C18038
AMENDED SUMMONS BY
PUBLICATION AS TO DE-
FENDANTS THE UNKNOWN
HEIRS AND DEVISEES OF
JEFFERY W. HOARD, DE-
CEASED; AND ALL OTHER
PERSONS OR PARTIES
UNKNOWN, CLAIMING ANY
RIGHT, TITLE, INTEREST,
LIEN OR ESTATE IN THE
PROPERTY HEREIN DE-
SCRIBED.
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND
ANY INFORMATION OB-
TAINED WILL BE USED
FOR THAT PURPOSE. IF
THIS DEBT IS IN OR HAS
BEEN DISCHARGED IN A
BANKRUPTCY PROCEED-
ING, BE ADVISED THIS
COMMUNICATION IS NOT
AN ATTEMPT TO COL-
LECT THE DEBT AGAINST
YOU. PLEASE NOTE, HOW-
EVER, THE BENEFICIARY
RESERVES THE RIGHT
TO EXERCISE THE LEGAL
RIGHTS ONLY AGAINST
THE PROPERTY SECURING
THE ORIGINAL OBLIGA-
TION.
TO: Defendants The Un-
known Heirs and Devisees of
Jeffery W. Hoard, Deceased;
and All Other Persons or Par-
ties Unknown, Claiming Any
Right, Title, Interest, Lien or
Estate in the Property Herein
Described:
You are hereby required to
appear and defend the com-
plaint fi led against you in the
above titled action within thirty
(30) days from the date of the
fi rst publication of this Sum-
mons, in case of your failure
to do so, for want thereof;
Plaintiff will apply to the Court
for the relief demanded in the
complaint.
The object of said action is
to judicially foreclose on the
following described real prop-
erty:
LOT 6, BLOCK 5, DEL-
MAR ADDITION NO. 3 IN
THE CITY OF AUMSVILLE,
COUNTY
OF
MARION,
STATE OF OREGON.
Commonly known as: 890
9th St, Aumsville, OR 97325
Date of fi rst publication
of the Summons: March 13,
2015.
DATED 9 day of March,
2015.
BISHOP, MARSHALL &
WEIBEL, P.S.
David A. Weibel,
OSB No. 082316
Marisa Bender,
OSB No. 1116785
720 Olive Way, Suite 1201
Seattle, WA 98101
Telephone: (206) 622-5306
Attorney for Plaintiff
dweibel@bwmlegal.com
mbender@bwmlegal.com
NOTICE TO DEFENDANT(S):
READ THESE PAPERS
CAREFULLY!
You must “appear” in this
case or the other side will
win automatically. To “ap-
pear,” you must fi le with the
Court a legal paper called a
“motion” or “answer.” The
“motion” or “answer” must
be given to the Court clerk
or administrator within
thirty (30) days of the date
of fi rst publication speci-
fi ed herein, along with the
required fi ling fee. It must
be in the proper form and
have proof of service upon
the Plaintiff’s attorney or, if
the Plaintiff does not have
an attorney, proof of service
upon the Plaintiff.
If you have any questions,
you should see an attorney
immediately. If you need
help in fi nding an attorney,
you may call the Oregon
State Bar’s Lawyer Referral
Service at (503) 684-3763 or
toll free in Oregon at (800)
452-7636.
STATE OF WASHINGTON
COUNTY OF KING
I, the undersigned attorney of
record for the Plaintiff, certify
that the foregoing is an exact
and complete copy of the orig-
inal summons in the above
titled action.
David A. Weibel,
OSB No. 082316
Marisa Bender,
OSB No. 116785
Attorney of Record for the
Plaintiff
3/13, 3/20, 3/27, 4/3
For more information go to
www.oregonsheriffs.com/
sales.htm
Defendant(s). For more in-
formation go to www.oregon-
sheriffs.com/sales.htm
3/20, 3/27, 4/3, 4/10
3/20, 3/27, 4/3, 4/10
NOTICE OF SHERIFF'S SALE
NOTICE OF SHERIFF'S SALE
On 21st day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 2546 Boston St,
Woodburn, in the case of
JPMORGAN CHASE BANK,
NATIONAL ASSOCIATION,
its successors in interest
and/or assigns, Plaintiff, vs.
BRUCE E. MARTIN, TAMMY
D. MARTIN AKA TAMMY
DAWN MARTIN, HERITAGE
PARK MAINTENANCE AS-
SOCIATION, WORLDWIDE
ASSET PUCHASING, UNI-
FUND CCR PARTNERS,
STATE OF OREGON, OCCU-
PANTS OF THE PREMISES,
Defendant(s). For more in-
formation go to www.oregon-
sheriffs.com/sales.htm
On 20th day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 411 Delores Dr, Jef-
ferson, in the case of WILM-
INGTON SAVINGS FUND
SOCIETY,
FSB,
DOING
BUSINESS AS CHRISTIANA
TRUST, NOT IN ITS INDIVID-
UAL CAPACITY BUT SOLE-
LY AS LEGAL TITLE TRUST-
EE FOR BRONZE CREEK
TITLE TRUST 2013-NPL1,
Plaintiff, vs. JEREMY K. WAT-
TENBARGER,
HEATHER
L. WATTENBARGER, ALL
OTHER PERSONS OR PAR-
TIES UNKNOWN CLAIMING
ANY RIGHT, TITLE, LIEN
OR INTEREST IN THE REAL
PROPERTY
COMMONLY
KNOWN AS 411 DELORES
DRIVE, JEFFERSON, OR
97352, Defendant(s). For
more information go to www.
oregonsheriffs.com/sales.htm
3/20, 3/27, 4/3, 4/10
NOTICE OF SHERIFF'S SALE
3/20, 3/27, 4/3, 4/10
NOTICE OF SHERIFF'S SALE
On 20th day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 4959 Honestus Dr
SE, Salem, in the case of
U.S. BANK TRUST, N.A.,
AS TRUSTEE FOR LSF8
MASTER
PARTICIPATION
TRUST, Plaintiff, vs. VICKI
R. TAFT ALSO KNOWN
AS VICKI R. ANDERSON,
HOUSEHOLD
FINANCE
CORPORATION
II,
ALL
OTHER PERSONS OR PAR-
TIES UNKNOWN CLAIMING
ANY RIGHT, TITLE, LIEN,
OR INTEREST IN THE REAL
PROPERTY
COMMONLY
KNOWN AS 4959 HONES-
TUS DR SE, SALEM OR
97301, Defendant(s). For
more information go to www.
oregonsheriffs.com/sales.htm
3/20, 3/27, 4/3, 4/10
NOTICE OF SHERIFF'S SALE
On 20th day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 4322 Lone Oak Rd
SE, Salem, in the case of
WELLS FARGO BANK, N.A.,
Plaintiff, vs. JEAN ELIZA-
BETH DEEMS, MORTGAGE
ELECTRONIC REGISTRA-
TION SYSTEMS, INC, ALL
OTHER PERSONS OR PAR-
TIES UNKNOWN CLAIMING
ANY RIGHT, TITLE, LIEN,
OR INTEREST IN THE REAL
PROPERTY
COMMONLY
KNOWN AS 4322 LONE
OAK ROAD SE, SALEM,
OR 97302, Defendant(s). For
more information go to www.
oregonsheriffs.com/sales.htm
3/20, 3/27, 4/3, 4/10
NOTICE OF SHERIFF'S SALE
On 20th day of April, 2015,
at 10:00 AM, at the main en-
trance of the Marion Co. Court-
house, in Salem, OR, I will sell
the following real property:
3290 Myrtle St, Woodburn, in
the case of PLANET HOME
LENDING, LLC, Plaintiff, vs.
PRESTON D. BARTLETT,
PERSONS OR PARTIES
UNKNOWN CLAIMING ANY
RIGHT, TITLE, LIEN, OR IN-
TEREST IN THE PROPERTY
DESCRIBED IN THE COM-
PLAINT HEREIN, Defendant
(s). For more information goto
www.oregonsheriffs.com/
sales.htm
3/20, 3/27, 4/3, 4/10
NOTICE OF SHERIFF'S SALE
On 21st day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 920 13th St NE,
Salem, in the case of WILM-
INGTON TRUST, NATIONAL
ASSOCIATION, NOT IN ITS
INDIVIDUAL
CAPACITY,
BUT SOLELY AS TRUSTEE
FOR VM TRUST SERIES 1,
A DELAWARE STATUTORY
TRUST, its successors in in-
terest and/or assigns, Plain-
tiff, vs. JOSEFINA ROSALES,
JOSE MANUEL GARIBAY,
ASSET
ACCEPTANCE,
LLC, CAVALRY PORTFO-
LIO SERVICES, LLC, DIS-
COVER BANK, PORTFOLIO
RECOVERY ASSOCIATES,
LLC, MIDLAND FUNDING,
LLC, OCCUPANTS OF THE
PREMISES,
Defendant(s).
On 21st day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR, I
will sell the following real prop-
erty: 3607 Silverstone Dr NE,
Salem, in the case of WELLS
FARGO BANK, N.A., Plaintiff,
vs. SUSAN S. BLOMQUIST,
VERNON J. BLOMQUIST,
PERSONS OR PARTIES
UNKNOWN CLAIMING ANY
RIGHT, TITLE, LIEN, OR
INTEREST IN THE PROP-
ERTY DESCRIBED IN THE
COMPLAINT
HEREIN,
Defendant(s). For more in-
formation go to www.oregon-
sheriffs.com/sales.htm
3/20, 3/27, 4/3, 4/10
NOTICE OF SHERIFF'S SALE
On 27th day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 455 Snead Dr N ,
Kiezer, in the case of BAY-
VIEW LOAN SERVICING,
LLC, Plaintiff, vs. JAMES C.
BEAMER, KIM A BUCKNER,
MCNARY ESTATES HOME-
OWNERS
ASSOCIATION,
INC., LAKESIDE DEVELOP-
MENT HOMEOWNERS AS-
SOCIATION, INC., OTHER
PERSONS OR PARTIES,
including OCCUPANTS UN-
KNOWN CLAIMING ANY
RIGHT, TITLE, LIEN, OR IN-
TEREST IN THE PROPERTY
DESCRIBED IN THE COM-
PLAINT HEREIN, Defendant
(s). For more information go
to www.oregonsheriffs.com/
sales.htm
3/20, 3/27, 4/3, 4/10
NOTICE OF SHERIFF'S SALE
On 6th day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 4502 45th Ave NE,
Salem, in the case of WELLS
FARGO BANK, NA, Plaintiff,
vs. ANTHONY J. SCALES,
MELISSA
G.
SCALES,
OCCUPANTS
OF
THE
PREMISES, Defendant(s). For
more information go to www.
oregonsheriffs.com/sales.htm
3/6, 3/13, 3/20, 3/27
NOTICE OF SHERIFF'S SALE
On 27th day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 685 N 4th St, Aums-
ville, in the case of NATION-
STAR MORTGAGE, LLC, ITS
SUCCESSORS AND/OR AS-
SIGNS, Plaintiff, vs. ALAN D.
MCMILLIN, BANK OF AMER-
ICA, N.A., DEBORAH D. MC-
MILLIN, Defendant(s). For
more information go to www.
oregonsheriffs.com/sales.htm
3/20, 3/27, 4/3, 4/10
NOTICE OF SHERIFF'S SALE
On 20th day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 4634 Crown Ct
NE, Salem, in the case of
U.S. BANK TRUST, N.A.,
AS TRUSTEE FOR LSF8
MASTER
PARTICIPATION
TRUST, BY CALIBER HOME
LOANS, INC., AS ITS AT-
TORNEY IN FACT, Plaintiff,
vs. LINDA CHRISTINE SELL,
NOTICE OF SHERIFF'S SALE
On 21st day of April, 2015,
at 10:00 AM, at the main en-
trance of the Marion Co. Court-
house, in Salem, OR, I will sell
the following real property:
1697 Sky Terrace SE, Salem,
in the case of U.S. BANK NA,
SUCCESSOR TRUSTEE TO
BANK OF AMERICA, NA,
SUCCESSOR IN INTEREST
TO LASALLE BANK NA, ON
BEHALF OF THE HOLDERS
OF THE WAMU MORTGAGE
PASS-THROUGH CERTIFI-
CATES, SERIES 2005-AR15,
Plaintiff, vs. JEANNETTE E.
SCHULER, BUD GOODELL,
OTHER
PERSONS
OR
PARTIES, including OCCU-
PANTS, UNKNOWN CLAIM-
ING ANY RIGHT, TITLE,
LIEN, OR INTEREST IN THE
PROPERTY DESCRIBED IN
THE COMPLAINT HEREIN,
Defendant(s). For more in-
formation go to www.oregon-
sheriffs.com/sales.htm
3/20, 3/27, 4/3, 4/10
NOTICE OF SHERIFF'S SALE
On 21st day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 6156 Hogan Dr N,
Keizer, in the case of WELLS
FARGO BANK, N.A., Plaintiff,
vs. MATTHEW J. KOON, AS-
SET MANAGEMENT OUT-
SOURCING RECOVERIES,
INC., PERSONS OR PAR-
TIES UNKNOWN CLAIM-
ING ANY RIGHT, TITLE,
LIEN, OR INTEREST IN THE
PROPERTY DESCRIBED IN
THE COMPLAINT HEREIN,
Defendant(s). For more in-
formation go to www.oregon-
sheriffs.com/sales.htm
3/20, 3/27, 4/3, 4/10
NOTICE OF SHERIFF'S SALE
On 21st day of April, 2015,
at 10:00 AM, at the main
entrance of the Marion Co.
Courthouse, in Salem, OR,
I will sell the following real
property: 4912 Liberty Rd
S, Salem, in the case of NA-
TIONSTAR
MORTGAGE
LLC, Plaintiff, vs. SEAN A.
REISIG, NICOLE G. REISIG,
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., LEHMAN BROTHERS
BANK, FSB, PACIFIC CON-
TINENTAL BANK, OCCU-
PANTS OF THE PROPERTY,
Defendant(s). For more in-
formation go to www.oregon-
sheriffs.com/sales.htm
3/20, 3/27, 4/3, 4/10