The Ontario Argus M. K. BAIN, Publisher. Subscription $1.00 a year Always in advance Published. Kvery Thursday. Entered In the Tout Office at Ontario, Oregon, for transmission through the matin as second class lmill matter HXNKI.HH AMI HI ll.l. UKPIT. Many of tlin bank are making the am mistake In regard In i ur.il 0T0V It aa they made In regard to postal saving bank. Fearing Hie entrance of new competitor Into the MM IHi Government booking, th an- OPfM Ing rural credit Mil and .ire raising the old Of) Ol ''' well enoiiKh alone." Tli are !! a bull of eniii-: i i. facta v. ii'cn cid not ratal t tint QovoraBi i funds iTi' 10 " permanently ll ' " In fiirin loans; l:t a W I t,, i ,mii foraora! Utal there i ' no (lemiiiid among farmers for Hie new ' i I ' fncllltt's arc ample at foil Interest and that II Hi orOOOOed 10 H ''" ernincni fund- In I HI bank to compete with nd Injun- OttOtlng hanks. i. MM "f the Joint OOBUlttM bin now boCan naaujroai are hucIi that, If the farmer do not desire the riirul credit system, none Mill be ee labllahed, for It ran be tnbl only i. n tlM'r Initiative The flrl I to he taken Ik organization by farmers of rarm loan assoclm within each of the twelve district to nhsrrlbc $1(10.11110 lo the raillal of a farm land bank Thin miiiii will rep resent applications for loana of 2, 000, 00(1 The Govern ment Is then lo offer the remainder of the minimum capital faOO.000 to the general public for ninety daya. If any of the atock remains unsubscribed after that period, It la to he taken by the Gov ernment and paid for out of the Na tional Treasury. Hut thin Government capital la not to remain permanently In the busl neaa; It la only to help In getting the loan system started and then to withdrawn by degrees as the farmers Increase their holdings The bill re quires that each farmer who desires to borrow shall subscribe S per cant of the proposed loan lo the stock of his farm loan association and that the latter subscribe an equal amount of stock In the farm laud bank As loans increase, the bank's capital will Increase, always being B per cent of its aggregate loans. After the mini mum oapltal of I&00.000 has been ex caadod, as new atock Is subscribed by i n the Government's capital Is to be refunded and Its stuck can called. This arrangement assures that If the furin.'r generally enter Into i wriiiiieni funds will soon be withdrawn and the farmers will lontrol the entire sysli in nude! Fadaral supervision ami control i'm.ii. c.ipltul Is not, however, to be denied an opportunity to engage in the busluHss aside from what 1Mb ie lo the co-operutlve banks Joint stork hunks may be or gaillxed to opel,. within 'single atalaa and to lend Ml more than fif teen times their i III and surplus It the) call make hotter terms with 1 1 l.irmeis aiol net hoiihl preli i .ii.i publicity of aaratiOJ 0l tlMtf affairs which these banks will nfior.k. p.ivale Investors can successfully con, pole with the rn operative hunks. Tlie rurul credit I tern will not he a special four to one class; It will simply remove dlaOTlmlnatlOB against I hat via.- which has resulted from the operation of the National hank lug system In practice that system bus provided hanking facilities for wary twain ianal srtoHttvN By forbidding loans on real estate. It has discriminated ugaiin t lurmers It bus galliend the savings of the laiiiei: into Iho ell ii :, to be lent i I. n fly lo uierchunis, manufacturers und railroads. The conditions gov erning agriculture require u special credit ajrataai tlsTataul la tfiirnnr from that provided for other in i liess. The short-teiiu in. lit given to merchants is no inoie uduptt'd to the larmers' need- ixnpt for seasonal parposc.s than is I he long I i in amor tization system to I he needs of the merchants. Kural credit will not he an ail ii Ilia hanking sys tem . thev vv ill tlgapl) fill ' I " This system is Jusiiind on broad grounds of public polity It I uecee- Mirv, lo vol I I ii ,1 Ijust- uienl w hen by the urli.in has grown out of all proportion to tl rui.il pop illation Olio of the lint in I that evil is iho high pll.ll to the l.iri i and I'.' lo 'i I ' for which prlrati ' la hm . i . Itltad, If DOl detei timi oi tarsi ami in tha typa ol men win ii fainiing, ut hast far nlower ntsrovamanl tha is found iu oilier Industries. The pro duction per Mta compares unfavora bly with that ol Kurope, whore rural credit is fully mobilised. The causes nre Inahllityhi farmers to procure capital for fertilizing and fully de veloping the land and the poor In ducement which terming offer to men of brains, energr and enterprise. Cooperative farfn banks would take little or no business from the commercial banks, for the bill care fully restricts their general hanking operations to business which Is Inci dental to their main purpose. By their aid In Increasing the production of farms and heaoa the prosperity of farmers, the new banks will swell the volume of business done by the cities and hence the business of the I commercial banks. They will bring Into the channels of trade capital ' which DM not existed before and will I add attest to the general aggregate wealth, In which commercial hanks , will Hhnre. Hanks should take warn i ing by their experience with postal savings hanks. Fearing that the lat ter would divert deposits from them, thev opposed adoption of the postal svstein and ha fully limited ' Its activity. In prncllcal working to have ll. same experience in the working out of n rural gfl llregonlnn. tivit i'iciiik xsit.urrrriK Located on n dry ranch not a Ihou sand miles from Ontario Is a fanitl. typical In some respects. The first Impression one receives when visiting them Is Hint Ihey are from the hilly country of Tennessee or the mud eat ing crackers of Georgia. They do not look like natives. The children are always dirty, with uncombed hair and torn clothing. The hound dog Is at the door and the father Is around with bis knife out whittling away. The mother Is a forlorn looking Indl vIiIuhI without a ray of sunshine ev er penetrating her mind, which Is a blank, apparently. When out. enter, the home thev ar. rtrllrK ,, the absence of papers , and hooks, the 4uly o tie In the bouse being a mall ortler catalog, which shows the sign of much wear. One's curiosity Is naturally aroused and when It Is finally possible to get me tamer siarieu n is lounu mat ne Is really from a good family as Is al- so the mother, they were given the hen. .nt of modern schools, but Just , drifted. When asked In regard to the mall order catalog they replied, "till, our teachers always bought their clothes and other things out of town slid It got us Into the habit and we are still at It." They were asked If the teachers had never told them they owed something to the tax pay era who provided the schools and that It should be their pleasure aa well as duty to assist In the building up of their homo community "No," they said, "and even If they had. It would not have counted for much when they did not set us an example " Tha writer could not help penult! lug his mind wuuderlug to a little city while the merchants and buslnaas men are puyiug, euormoua taxes for tha upkeep of the schools, and If u census wus taken of the teachers ami children what it would show Are the children being taught aught of civic urldtt und gratitude, are the ,,...,.,., :,.,,U1K ,, ,.x;lll,ph- by buy- lug at home, for the youngsters to pattern by Ilia! will be of benefit to them In alict life? Is the community getting what it Is paying for, or are thev i mulshing money to educate fu ture patrons of mall order houses? These are timely thoughts in every coin in mi It and now that taxea are due Is the proper time to take stock and see what you are paying for. nun i.Mh hi When vou walk along the street and see the gutters strewn with ref use, it looks bad. IrVhaa vou st inply hot ties deco rating the dark corners, that looks had and .suspicious When you see papers blowing around over town it indicates that people are thoughtless and careless. It la bad. lieu you sou broken glass mound under toot it is pure negligence, und is holh had and dangerous. When you see kitchen garbage dumped into the buck yard Off I one l it looks had and M smells v,..i . When vou see vacunt property lit tered with debrta ol every n.uute. it. too, looks bid i.s oiuusive Iti thi nned as well U lo tin i When you so g hack vanl Intend 1 with the .to iiniii.ii ii.ii of uuiiiih.s und ol vi.ii .. ll looks vvoise ihali had W hen vou see a front yard down ,u 1 the heels und going to seed, you won del lull, Ihcn, well Kl you liuitdi 1 tlie tan t to. 00. Ju.sl how bud are we, uuyway? Do souu-thiug yourself! , Kro'ino n nt'ii i,u nniiiiu ." n ,,,,.,.., ., - . niowliov was ce enrairn is u imh-i w i,iw. - -- that system has drawn out h oar, s ' m r,rllv(, J? BtWS Tha.,;,top ' H '-'" ' ' Mlta4" 0U- ! ',"",""! ' , '",nt and UlkiM - -rklng for ; On the contrary of L.tM.OM JJS ,. u an Par.y ers say that alcoholism Is b, I in private banks w, WOUld ,,., r ,, iwn ,n I who reach ma.tirl.y e,l, year 40.000 "? ' ,,,,,, pro- degenerate nervous sysiem whirl, never oth-TW la. h.T. ba placad ih( rommllltv Wp M1KKMt ,,, vlll ,,r lnf tlv .hroiigl. .emporary JJJJ " Th ,. rllH for (h ,,.,.,,., ,, fellows In Realizing H Aln" ,,,, llvelv. and iret to the head I ne ,s, many t botlsaiids 111 be seg- i( ,,,,, f ,. ,,. n, . r and quiet l,',:;k; ! ' ,':,; f"r "" ' oi m i. ...,.1 m " .. r..,,,.,,, , ins.i,,i.i..s - r n rnw. mr,, r ,, MU withdrawn Its opposition ,0 p,,., 1 Tlle more leaders we have unknown thousands will he kept In "7, Th.J ,,re .. Iloi-K together. iMt ttat Mt LlrtMM '" "",,"!l, bMl "' ,,, less followers there will ba, ,. Pver(y throne!, mental den-lciy . JJJJJJJT , . bftat " ' ., . , , , , When we all gel . . be leaders there other thousands ,ll be the rau-e o, ...,.,.,, Hk, , inherited. Tl..- ' Crime Is Inherited and there la no ,, the amount of Indl. Id ,,,. .,., . rtlll otlMT tlMBaMda "J0;;1" bUngs , nee louhl Female patient, fatlier and al deposits. The bankers are ling MBMMlla. Vei. M thlnl. fM who might be following more elevat- . ,,,,,,. ,.,,,,. The mother both Intemperate and degen- CURRENT ( HMMKNTS Now get a tight grip on yourself while we dish up a few more editorial tblnklets Of course we will not pre sume to pass upon the wisdom of our remarks, for, as you know, great minds do not always follow the same channel, and yours may be wander ing around In search of richer food for Intellectual consumption First off, we are going to apeak gently of yourself a subject, doubt less, of some slight Interest to you. We know you, and your friends know von. but do you know yourself Are you fully acquainted with your pos- nihilities and vour limitations' nut - . . .. ... . .. ...- ,t a A .l.l lefa eliminate the limitation and deal only In possibilities You are a valuable asset to this town and this community, because you have brains, and energy, and perseverance, and are capable of doing much for I the place we nil cnll borne. Perhaps, though, vou are not making the best I ., ..,.nr MimliMrpiiiins. I'uss blv I.. ...M. - MI... ........ -. ran do It. and others think so, and now we want lo see you both think and do. (If course we have all heard of killing the goose that lays the gold en egg. We think too inucf. oi our I splendid farmer friends to liken them to the awkward feathery tribe. , hut they surely are the people with the golden eggs. And Isn't It Just I possible that we of the town are the i "caaaa." In that we fall to take meas- -- . .nnni m nim th rr. of ; M.vw w wBuv. !, ".. .. wnv- l i gold? Isn't It possible that we are neglecting the Interests of the farm- I jar to tha extent that he In time he- ! comas Indifferent to us and sends i ; hla baskets of precious metals to i rther points In payment for hla ne-i cawsltlee? Again we suggest a broad- er spirit of reciprocity. We suggest i that measures be taken to see that or ftirmer friends are afforded ev facility for the prompt and prof- i.-fci- markittin of their every ero- diiet right In this town. It doe not require any great amount of Intelll genc- for , 99Tmm to . th nnandal BMTncnce of savcb a course And, ,,, ,,! tle Wfe ad daughter! nf ,,, tmrmmr wktt, ,hay too. cm,. , towB ,houUi not be neceesary f,,r ,,,, lu ,... llouril oll thui. fM waltlug for the farmer to transact hla business before returning. A comfortable waiting room should be provldod in the) heart of town, where they can while away the tedi ous hours of waiting by reading;, writ ing or visiting with one anotlstr Let It be a gamers 1 m sating place tor ail who come to town. We have Just such a room In the Conimorelal t'luli and It should be thrown open to them. When we do this we will find more of the farmer's golds eggs rolling luto this towa. lull's com bine business sagacity and nolffcbor llneaa to (tear com moat good. Now come to life and give a an am wer lo this question. "What aro the two tl.iavs most rrgently needed for the commercial advanceim-m of tliis town?" Of course not every lii on will think the same, but we want to knsew what TOT think. There .in many improvements und conven iences in vil thlotgs thai will be ol ; practical cash value to us i would like to tell the peoph- ii we whut you think, what everybody thinks uloug this line. And you woald en Joy reudlag those suggestion your self. Now suppose you sit right down and write out, iu a few words, what you consider the; two tilings most e-st-ntiul to the future welfare of our town and our people. Do It today, and hand or mail it to us. We want to publish each suggestion, with the naiuu of the writer attached. That will Ik- one step in getting somewhere and the next step will be a little eas ier. We don't wunt to stand still while other towns march by and leave in- tn their dual. Vou are Just aa much enlillt-d to volet- your opinions aa others are theirs, and we waut to publish It. Now watch the next is sue oi (he paper unit see how many of our citizens are uufflclently inter eeted in the future of this towu to catalog its needs. Don't let yours ba Ho missing name. The iuvltatlou Is open to all Now take tighter grip on your si H and nlk these things over wit It your neighbors. Talk is ofteu and valuable at one and the suiue nine And it's time lo talk and act. e an- I 10 i.o lu ltusii'uii territory;" with the Huoslas douht Iom leading lu most of 'out. "If Germany Is looking for armed ships to attack, there are plenty Just across the North Sea," suggests the Wall Street Journal. . ..., .!... 1. 1 i, i v., in- irniutir luw nbldlng. (iod-servlng, . , . . .. ., , ,,,, rlaltn that alcoholism Is PARENTS-TEACHERS ASSOCIATION MEETS (Concluded from flrat psge) are horn In the D. 8. each year. A half million of these die before they are a year old. not able to resist ills ease And half of all the 2 V million re dead before they are 23 yoara old and before they have much chance ,o affect the world one way or .not..- , r. However, were l Vi millions oi children born in wio v. o. ue-uu.. to play an Important part for the na- tlon and humanity we could look with equanimity on the result; but alas only a small part of this army will be fully effective in renueru.a v-" ductlve our a minion squaw territory and In otherwise utilizing the unniirulieicn naiumi '""' r of the country, and forming a united lug pursuits, are required to attend and control the weak and unruly We can count on I or Ll perc-nt of non prodinthe or only slight productive Individuals. It Is a repronch to our Intelligence ,lt wr , p,,pr proud in other re- ..ppct,,, ( our control or nature. , n lI have to support about a half n,uilon of Insane, feeble nilnde.l. opllopttr. blind, deaf and dumb; 10,- ()0ft prm,ners; 100,000 pauper at a ..... ten millions a year A new - -- ..i.i ..n,ir r. nwr mm piSUII Wllll-Tt WtM. I whmwb . . f our npnpr,t st the most productive B-i not m)rely Incompetent hat a burden coating 100 millions a raar, w, instnnTfy attract universal at- tentlon But we have become so irsed to crme, disease and degeneracy, t,Bt ws. take tlrem as necessary evils. The eugenlst does not Intend the destruction of the unfit either before or after birth. It trusta to that good aanaa with which the majority of peo ple are possessed and believes that In tha life of such there comes a time when they realize-that they are drift ing on toward marriage and stop to consider whether the contemplated union will result In healthful and well endowed offspring. Frequently a girt will marry a drunkard or a criminal expecting to reform him This Is a great risk for any sensible young lady to undertake and usually results In a sacrifice of her Ufa as far as fixture happlneaa la concerned Of it lines a man will marry a puny aickly woman berause she Is weak, he feels sorry for her. Here health is larking and this union la bound to lead to unhapplnesa and the sacrifice of many years for the young man Sentimentality can not alone make happy and prosperous homes. When we look among our acqualn tanoes we are struck by their diver sity In physical, mental and moral traits Some of them have black hair, others brown, yellow, flaxen or rad; the eyes may be bine, green, or brown; the hair straight Or curly: noses long, short, narrow, broad, straight or pug; titer may be liable to colds or resistant; with weak di gestion or strong; the hearing may be quick or dull, sight, keen or poor; mathematical ability great or small; tha disposition may be cheerful or melancholy; they may be selfish or altruistic; conscientious or liabe to shirk It is Just this fact of diversi fy of characteristics of people which gives the basis for the belief In the practicability of improving the qual ities of the human harvest; for these characteristics are all Inheritable ; They are Independent of each other ami miv Iim cmiihlneri Into snv daaavw able mosaic. Mendel, an Austrian Mouk, living and working about the middle of last century worked out a law of heredity by working on flowers in his garden. He was SO years ahead of ins time for not until about 15 years ago was his work taken up, and since, It has beeu all verified on both plants and animals. The taw Is something like this. "If a pure red and pure white flower are crossed, a spotted red and white flower results, called a hybrid. Now if these spotted flowers bear flowers, one halt will be spotted. ', white and red, which lutter take after the two original grandparents " This law holds good In animals as w. 11 And is applicable to human beings as well The inluiitaiict- of family traits are very characteristic. We inherit sim ilarity to our purents and dissimilar ity. The dissimilarity is what marks us one individual distinguished from the rest of our fellows. No two tilings in nature are quite alike. Each has his Individual traits. The color of the eyes are inherited When both parents have pure blue eyes all the children will be blue eyed. The color of the skin Is Inherited. In regard to stature, If the 4 grand parents vary aa to atature the child ren will vary. If the four grandpar ntal statures are alike then the children will be also. Musical ability Is Inherited beyond ' doubt and only a few exceptions bold to the contrary. Bach matured at 22. neethoven published his compositions nt .1 Mendelssohn at 15. Mozart composed at 6. We can understand ni. hi.ttir when we learn that the Hacb family composed 20 eminent ftnd gcorM of , lesa emnent Like musical ability, artistic tal onia iimii' themselves so early as to demonstrate their Inateness. hxtra ordlnary talent was recognized In r'Af at 1B Jacon Rugsdale at ( Vpco, ,t , ami urn born not made " Many u.-... ..,. .how their talent very .. ii it li mi malfd ! Puny, nt'ioiw iiv ! wvw -- ....- total! of Martins were also greut bridge builders. The Coiin-roys set tled .iirly lu New Kngland and were I-ion grunts of land h. cause of their ability of construction as engineers, and In the th generation of POOtOT ,,v we find nenlatuln giving up the profession of law to engage In construction of public works tbe The Fairbanks family of Vermont la an other Illustration Calfnlatlng ability Is Inherited Memory Is Inherited. When both parents have an excellent memory all i the children wllf have medium to . I ceptlonal memories Combined talents, music, art and ! literary anility are found In a single I family and In the same Indlvdual. I And such talent are frequently enough associated with inaanlty or mental defeat In aonre of Ita members. "Great wlta are aure to madness near allied." General bodily energy la Inherited, there can be no question Mental ability la Inherited. We apeak of a person as weak minded, of I mediocre ability, or aa exceptionally able without attempting a closer an alysis nf this subject. We speak of i weak mlndedneas, such a defect aa would keep a child of 10 In a grade where a child of tl or 7 should be; mediocre ability, when a child Is not more than 2 years behind his grade. As exceptional ability when a child Is S years ahead of his grade. The human brain develops large ly during the first 6 years of Ufa. At tha age of 6 all or nearlv all of the brain cells are already formed and henceforth In the years following we are busied l,i developing these brain cells In varying complexity. At 14 years the brain has largely completed Ita growth. After this period the brain power Increases according to Ita varying plasticity. The negro sel dom learns much after 14 years. The reason Is nun plasticity so to apeak of his brain With the negro It Is not environment that counts so much but a child-like rare as a -whole. Two mentally defective parents will produce only mentally defective children. This has been demonstrated time after time In our public Institu tions. In view of this let us see the folly even crime of letting two such parsons marry It haa happened many times that keepers of poor houses have let feeble minded wom en lu their charge marry a half wilt ed farmer In order to relieve the towu of maintaining her. Some years later both she and her husband come to the poorhouse as permanent In habitants and bring a half dozen of Imbecile children to be a permanent charge on the community. Surely there Is no economy In this. Epilepsy, or fits, is very likely due to mental weakneas and Inherited us ually. A blow caused by a fall may be euough shock to the nervous sys tem to start the fits which continue at Intervals thereafter. The heredity of epilepsy is very much the same as feeble miudedfiess Two epileptic par ents usually produce all mentally de fective children. Epilepsy and feeble mindedness are closely allied. If the poorhouse and slums were cut off ep ileptics would rapidly decrta i- I'nstuble nervous systems, op Insanity are all very likely to be in herited. Defectiveness on the ner vous side Is very very apt to be transmitted to the children even when it occurs lu only one parent. Hut when found in both parents al most always is it transmitted in some form to all the children. Many of these nervously threadbare individu als break down In life. Often tn our public schools children are Industri ous and quick to learn, eager for praise of their teacher and their parents, tney drift along when sud- ,, i., l ..M.re.-lon. Burns, flie such families who never u.uim, ..- dnnly the child hocemor. fidgety and I nervoua, and the doctor says the ' child has SI. Vitus Dnhre The candle was nurnou in nom onus. n i.-. Don't crowd a nervons child Just be cause It Is willing. Agnln Individuate will grow up and In the strain of rearing a family or battling with competition they hrenk down into hysteria and have the so called laugh ing spells and crying spells, ou tlines men will take to drinking be cause their nervous force plays out. They did not start In life with enough jtock In trade so to speak and they drown out what Utile tney nav wun alcohol. And again inniviouais break down under the strain of com- petition and bttanOOt failure ana commit suicide. Why all this? The tTVOM side of these Individuals la not strong enough to carry the load. In regard to alcoholism, a strong h.. military bias runs through many I families In the I S Von hear people ibmr of a family or nrun sarin.. yet In vou usually see some Individual arate and always on the vtTge or punpi-rl on, He girl Is cruel to animals snil children put a cat on n red hot i.ne, threw knives and stones at playmates, wished to have n small baby to kick and strike, helped drown a comrade In a bntli tub She- Ilea, steals, and has fits of temper. Screams I and tears out her hair Talks fluent ly. Is sly ami cunning She Is vain as to her personal appearance and boastful fo attract attention. Age Ie. I heard a minister claim once that a child when born wss a clean white page aMd would only he contaminat ed by Ita surroundings Do you think this Is really so? Msten' A boy II year old began to steal at S. At i sat fire to a pantry resulting In an m ploalon that caosed his mother'a ilnstli At X set fire to a matrass He Is physically sound, able and well I Informed, polite, gentlemanly and vary smooth, hut he Is an Inveterate thief. Hla father I an unusually floe, thoughtful. Intelligent man. a grocer, for m time aang on a raude vllle stage. His mother who died at 31 was a normal woman of excellent character There was, however, a taint on both sides. Tbe father's father was a thief The same was true of the mother'a aide. The doctor showed many similar Instances of Inherited mental facul ties. Mrs Cox then played a violin solo which was we'l received. I'. J. Gallagher closed the 'even ing program with a thirty minute ad dreaa on the subject of co-operation between the home and the parent for the benefit of the child He gave hla hearers a great many new and salient Ideas along this subject which showed that be had given the matter much thought, pointing out tha fact that perhaps the greatest hindrance to the welfare of the public school system waa the lack of proper Inter eat and co-uptTutloii on the part of the parent. He also stated, and quite correctly we think, tlnst there Is too much of o disposition on the purl of the parent to shift the responsibility of rearing the child onto the shoulders of the teacher and the school board, point ing out the fact that the child Is In schools during the whole period of odolescense, the teacher having the whole burden of shaping the Ideals and ambitions of the future cltlxen sblp of the country, and therefore we should be ready and eager to co operate with the schools In this re gard, that the child would receive a well rounded, fully complete mental and moral development, such aa can only be given by the Joint and co operative efforts of the home and school Mr. Gallagher Is an earnest and pleasing speaker, and the subject of schools and pupils Is close to his heart. ion JOl.Vr-HK.XATOK We are authorized to announce that A. W. Gowan is a candidate for the office of Joint-senator for the Twenty-second Senatorial District, comprising tue counties of (Jrant, llurney and Malheur, subject to the decision of the republics!! vaters at the primary elecliou, May IS, 11. For rent 5 room cottage, good lawn, trees and garden spot. Art Dunnuck, 84J. tf There are two classes of people tn every town. The tirst never loses an opportuuity to better their own condition lu all legitimate waya and at the same time advance the In terests of the community as a whole. The other class well,' they are Just the other class, and that's all. . i... ii