29
■
orie.
know
whom
your hushanM w fM ^ I w ^ B y o u to
consult a b o u t financial matters';
T h irW k n ow th e W a m e w « B O lrfe in-
your
program.
It is possible that one person, an es
tate law yer for exam ple, could guide
you on all problems— legal, financial
and insurance. Or all three prob
lems could be handled by the trust
department of a f o |k- The point is at
least find out w hat your husband has
H^mind.
Is There A W ill?
If so, who gets what? If there is nq
will, you do not autom atically in
herit all of your husband’s property.
How much you get w ill depend on the
laws of the state in w hich you live.
What About L ife Insurance?
A good part of your husband’s es
tate is probably made up of life in
surance. He m ay have several poli
cies and several kiW Otaf
Here are some possibilities: (1) a
policy to pay you a guaranteed
monthly income for the rest of your
life; (2) a policy to pay you a cash
lump sum ; ( 3 ) a combi i i ation policy
that w ill give you a m onthly income
but w ill also perm it you to draw up
to a certain amount of cash in any
one y e a r ; (4) an educational policy
® |& | w ill pay off only w hen a child
reaches a certain age, usually college
age; (5) a policy;?designed.to pay off
a debt or m ortgage, such as the m o rt
gage QEa|| o r,'home.
Your husband m ay have set-up his
For Q uality Foods
Stale Street Market
In
H eart of Salem
Fresh Fish and Frozen Foods
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Inform ation gladly furnished without obligation.
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Phone 4-2171, ext. 528