THE BEST WAY TO GET STARTED IS TO START . START SAVING FOR YOUR RETIREMENT NOW, OPEN A ROTH OR TRADITIONAL IRA TODAY. We made starting an IRA with us simple and smart. Simple because our IRAs are easy to open and easy to build with automatic monthly Individual Retirement Account contributions that fit your budget. And smart because we offer great rates and no fees — that’s right, no annual, maintenance or closure fees. Plus there’s no minimum balance to get started. So go ahead, start right now. Nice. Remarkably Nice. ® OregonCommunityCU.org AUTO LOAN MORTGAGE REFINANCING COLLEGE RETIREMENT 541.687.2347 U 800.365.1111 Federally Insured by NCUA © 2012 Oregon Community Credit Union. Not intended as tax advice, please consult your tax advisor. e u g e n e w e e k l y . c o m • N o v e m b e r 21 , 2 0 12 7