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SANCTUARY MASSAGE Auto & Medical
Insurance Accepted. Parent Packages & 1st
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TRUSTEE’S NOTICE OF SALE
The Trust Deed to be foreclosed pursu-
ant to Oregon law is referred to as fol-
lows (the “Trust Deed”): Grantor: Joseph
L. Carson. Trustee: First American Title
Co. Beneficiary: Northwest Community
Credit Union PO Box 70225, Eugene, OR
97401. Date: July 28, 2005. Recording
Date: August 1, 2005. Recording
Reference: 2005-059212. County of
Recording: Lane County. The Successor
Trustee is Patrick L. Stevens and the
mailing address of the Successor Trustee
is: Patrick L. Stevens, Successor Trustee,
Hutchinson, Cox, Coons, Orr & Sherlock,
P.C., PO Box 10886, Eugene, OR 97440. The
Trust Deed covers the following
described real property in the County of
Lane and State of Oregon, (“the
Property”): Lot 7, Block 1, FIRST ADDITION
TO DEL MAR PARK, as platted and record-
ed in Volume 47, Page 28, Lane County
Oregon Plat Records, in Lane County,
Oregon. Commonly known as: 1600 E.
Grover Ave., Cottage Grove, OR 97424.
APN: 0897494. Both the beneficiary and
the trustee have elected to sell the said
real property to satisfy the obligations
secured by said trust deed and a notice
of default has been recorded pursuant to
Oregon Revised Statutes 86.735(3). The
default for which foreclosure is made is
Grantor’s failure to pay when due the
following sums: The monthly installment
payments of $463.00 beginning June 2,
2011 and continuing through the install-
ment due March 2, 2012; plus interest
and late charges; real property taxes,
plus interest and penalties; and other
liens and penalties. Total default as of
March 2, 2012 is $4,838.35. The sum
owing on the obligation that the Trust
Deed secures (the “Obligation”) is:
$53,119.62, together with the sum of
$2,224.54, which represents unpaid con-
tractual interest, fees and late charges
through and including February 9, 2012,
together with interest on the principal
sum of $53,119.62 at the rate of 6.50%
per annum from February 10, 2012 until
paid, together with insurance paid by
the Beneficiary on the property, late
charges and penalties, trustee fees,
attorney fees, foreclosure costs and any
sums advanced by the Beneficiary pur-
suant to the trust deed. By reason of the
default, the Beneficiary and the Trustee
elect to sell the Property to satisfy the
Obligation and to foreclose the Trust
Deed by advertisement and sale pursu-
ant to ORS 86.705 to 86.795. At public
auction, the Trustee shall sell to the
highest bidder for cash the interest in
the Property which the Grantor had, or
had the power to convey, at the time of
the execution by Grantor of the Trust
Deed, together with any interest Grantor
or Grantor’s successors in interest
acquired after the execution of the Trust
Deed, to satisfy the Obligation. The
date, time and place of the sale is:
Date: August 8, 2012. Time: 11:00
o’clock a.m. Place: Lane County
Courthouse, 125 E. 8th Ave., Eugene,
OR 97401. NOTICE TO TENANTS If you
are a tenant of this property, foreclo-
sure could affect your rental agree-
ment. A purchaser who buys this
property at a foreclosure sale has the
right to require you to move out after
giving you notice of the requirement.
If you do not have a fixed-term lease,
the purchaser may require you to
move out after giving you a 30-day
notice on or after the date of the
sale. If you have a fixed-term lease,
you may be entitled to receive after
the date of the sale a 60-day notice
of the purchaser’s requirement that
you move out. To be entitled to either
a 30-day or 60-day notice, you must
give the Trustee of the property writ-
ten evidence of your rental agree-
ment at least 30 days before the date
first set for the sale. If you have a
fixed-term lease, you must give the
Trustee a copy of the rental agree-
ment. If you do not have a fixed term
lease and cannot provide a copy of
the rental agreement, you may give
the Trustee other written evidence of
the existence of the rental agree-
ment. The date that is 30 days before
the date of the sale is July 9, 2012.
The name of the Trustee and the
Trustee’s mailing address are listed
on this notice. Federal law may grant
you additional rights, including a
right to a longer notice period.
Consult a lawyer for more information
about your rights under federal law.
You have the right to apply your secu-
rity deposit and any rent you prepaid
toward your current obligation under
your rental agreement. If you want to
do so, you must notify your landlord
in writing and in advance that you
intend to do so. If you believe you
need legal assistance with this mat-
ter, you may contact the Oregon
State Bar and ask for the lawyer
referral service. Contact information
for the Oregon State Bar is included
with this notice. If you have a low
income and meet federal poverty
guidelines, you may be eligible for
free legal assistance. Contact infor-
mation for where you can obtain free
legal assistance is included in the
next paragraph. There are govern-
ment agencies and nonprofit organi-
zations that can give you information
about foreclosure and help you decide
what to do. For the name and phone
number of an organization near you,
please call the statewide phone con-
tact number at 1-800- SAFENET
(1-800-723-3638). You may also wish
to talk to a lawyer. If you need help
finding a lawyer, you may call the
Oregon State Bar’s Lawyer Referral
Service at (503) 684-3763 or toll-
free in Oregon at (800) 452-7636 or
you may visit its Website at: http://
www.osbar.org. Legal assistance may
be available if you have a low income
and meet federal poverty guidelines.
For more information and a directory
of legal aid programs that provide
legal help to individuals at no charge,
go to http://www.oregonlawhelp.org
and http://www.osbar.org/public/ris/
lowcostlegalhelp/legalaid.html RIGHT
TO CURE The right exists under ORS
86.753 to have this foreclosure proceed-
ing dismissed and the Trust Deed rein-
stated by doing all of the following at
any time that is not later than five days
before the date last set for the sale: (1)
Paying to the Beneficiary the entire
amount then due (other than such por-
tion as would not then be due, had no
default occurred); (2) Curing any other
default complained of herein that is
capable of being cured by tendering the
performance required under the Trust
Deed; and (3) Paying all costs and
expenses actually incurred in enforcing
the Obligation and Trust Deed, together
with Trustee’s and attorney’s fees not
exceeding the amounts provided by ORS
86.753. In construing this notice, the
singular includes the plural, the word
“Grantor” includes any successor in
interest to the Grantor as well as any
other person owing an obligation, the
performance of which is secured by the
Trust Deed, and the words “Trustee” and
“Beneficiary” include their respective
successors in interest, if any. We are a
debt collector attempting to collect a
debt and any information we obtain
will be used to collect the debt.
Cashier’s checks for the foreclosure sale
must be payable to Northwest
Community Credit Union. Dated: March
16, 2012. Date of First Publication: May 31,
2012. Date of Last Publication: June 21,
2012.
TRUSTEE’S NOTICE OF SALE
The Trustee under the terms of the Trust
Deed described herein, at the direction
of the Beneficiary, hereby elects to sell
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Classes Held Each Quarter
Life Works Counseling Center
Individual & Couples Counseling
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Community Class by Donation Sundays Noon
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820 Charnelton • 349-9642
WWW.EUGENEWEEKLY.COM
the property described in the Trust Deed
to satisfy the obligations secured there-
by. Pursuant to ORS 86.745, the follow-
ing information is provided: 1. PARTIES:
Grantor: DANNY R. SVETICH and MERRIE
ANE SVETICH. Trustee: FIRST AMERICAN
TITLE INSURANCE COMPANY OF OREGON.
Successor Trustee: NANCY K. CARY.
Beneficiary: WELLS FARGO BANK, N.A.
successor by merger to WELLS FARGO
BANK SOUTHWEST, N.A., fka WACHOVIA
MORTGAGE, FSB fka WORLD SAVINGS
BANK, FSB.
2. DESCRIPTION OF
PROPERTY: The real property is
described as follows: EXHIBIT A
Beginning at a point 417.4 feet North of a
point in the East and West center line of
Section 16, Township 18 South, Range 4
West ofthe Willamette Meridian, 777.1
feet West of the East quarter section
comer thereof, and running thence
North 208.7 feet North 0 degrees 14’ East
288.59 feet, thence South 89 degrees 51’
East 497.4 feet to the center ofthe coun-
ty road; thence Southerly along the
center of the county road by direct lines
South 24 degrees 20’ East 157.77 feet,
thence South 10 degrees 43’ West 146.09
feet; thence South 8 degrees 03’ West
210.8 feet to a point East of the place of
beginning, and thence West 506.8 feet to
the place of beginning, situate in Lane
County, State of Oregon. EXCEPT: 0.38
Acres to Road by Deed No. 4321. EXCEPT:
.084 Acres to TI, 701 by WD R447/75931,
1970. EXCEPT: 0.03 Acres to Bailey Hill
Road (CoRd No. 1297) Per R1443/8705499
For 1988. 3. RECORDING. The Trust
Deed was recorded as follows: Date
Recorded: September 6, 2006. Recording
No. 2006-064880. Official Records of
Lane County, Oregon. 4. DEFAULT. The
Grantor or any other person obligated
on the Trust Deed and Promissory Note
secured thereby is in default and the
Beneficiary seeks to foreclose the Trust
Deed for failure to pay: Monthly pay-
ments in the amount of $1,589.36 each,
due the fifteenth of each month, for the
months of May 2008 through February
2012; plus late charges and advances;
plus any unpaid real property taxes or
liens, plus interest. 5. AMOUNT DUE.
The amount due on the Note which is
secured by the Trust Deed referred to
herein is: Principal balance in the
amount of $422,920.52; plus interest at
an adjustable rate pursuant to the terms
of the Promissory Note from April 15,
2008; plus late charges of $4689.35; plus
advances and foreclosure attorney fees
and costs. 6. SALE OF PROPERTY. The
Trustee hereby states that the property
will be sold to satisfy the obligations
secured by the Trust Deed. A Trustee’s
Notice of Default and Election to Sell
Under Terms of Trust Deed has been
recorded in the Official Records of Lane
County, Oregon. 7. TIME OF SALE. Date:
August 2, 2012. Time: 11:00 a.m. Place:
Lane County Courthouse, 125 E. 8th
Avenue, Eugene, Oregon. 8. RIGHT TO
REINSTATE. Any person named in ORS
86.753 has the right, at any time that is
not later than five days before the
Trustee conducts the sale, to have this
foreclosure dismissed and the Trust
Deed reinstated by payment to the
Beneficiary of the entire amount then
ClearHeart Counseling
· Mindfulness-based Counseling
· Bach Flower Remedies
· Channeled Guidance
541.349.0595
www.ClearHeartCounseling.com
EUGENE WEEKLY JUNE 21, 2012
27