Illinois Valley News, Cave Junction, Ore. Wednesday, December 20, 2017
Page A-9
Senior SPoTLiGHT
SPonSoreD BY i.V. Wellness resources
Help for the Holiday Blues
Food & Friends Menu
Friday – dec 22
ROAST TURKEY
W/ CRANBERRY SAUCE
Monday – dec 25
CLOSED FOR CHRISTMAS
WedneSday- dec 27
GERMAN MEATBALLS
W/ ROTINI PASTA
Food & Friends Dining is
now located at the
I.V. Senior Center
Call 541-955-8839
to volunteer or if you
need meals.
The holidays can be stressful. Shopping, social events,
debt and other pressures can lead to anxiety. Missing loved
ones, and stewing about past events can also contribute. This
change from your everyday routine can cause you to neglect
good nutrition. And, you are more likely to skip exercise.
Together, these factors can lead to holiday blues.
Keeping the blues away:
You might ease your holiday blues with something as
simple as getting enough rest. People tend to lose sleep dur-
ing the holidays and end up shortchanging themselves. Lack
of sleep can cause cloudy thinking, and irritability. It can
also hamper your ability to deal with everyday stress.
Eating a diet rich in fruits and vegetables and getting
some exercise can ease the blues. Also, make an effort to
stay positive.
If you have the holiday blues, try these tips:
-Have a heart-to-heart with a friend.
-Limit alcohol intake.
-Stick within your normal routine as much as you
can.
CHAIR FITNESS
FREE at Healthy U,
Tues/Thurs from 1 - 1:45
p.m. 535 E. River St.,
Cave Junction Call 541-
592-4888 or visit www.
healthyucenter.org.
Sponsored by
I.V. Wellness Resources
VOLUNTEER
OPPORTUNITIES
**Senior Companions
**Caring Callers
Please call I.V. Wellness
Resources for more
information at
541-592-9781.
-Set a realistic budget and then stick to it.
-Set realistic goals and expectations.
-Do not label the season as a time to cure past
problems.
-Don’t be afraid to say no. That means don’t go to par-
ties when you don’t really have time. Don’t take on events
that will crowd your time. Don’t overextend yourself.
-Find time for yourself.
-Enjoy free holiday activities.
-Try to celebrate the holidays in a different way.
The holiday blues can be quite common, but if you are
feeling especially down—for example, your sleep or your
appetite is affected—contact your healthcare provider or
visit Mental Health America for help and guidance. If you
are thinking about suicide, call 911 or your healthcare pro-
vider right away.
You can contact I.V. Wellness Resources at 541-592-
9781 or www.ivwellnessresources@gmail.com and please
like our Facebook page at www.facebook.com/ivwellness-
resources.
HEATING
ASSISTANCE
For financial assis-
tance with heating
your home - electric or
wood - call UCAN at
541-956-4050
news.com.
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must be delivered in the form of a certified or
cashier’s check. If the Secretary is the highest
bidder, he need not pay the bid amount in cash.
The successful bidder will pay all conveying
fees, all real estate and other taxes that are due
on or after the delivery date of the remainder of
the payment and all other costs associated with
the transfer of title. At the conclusion of the sale,
the deposits of the unsuccessful bidders will be
returned to them. The Secretary may grant an
extension of time within which to deliver the
remainder of the payment. All extensions will
be for a 15-day increments for a fee of $500.00,
paid in advance. The extension fee will be in
the form of a certified or cashier’s check made
payable to the Secretary of HUD. If the high
bidder closes the sale prior to the expiration
of any extension period, the unused portion
of the extension fee shall be applied toward
the amount due. If the high bidder is unable
to close the sale within the required period, or
within any extensions of time granted by the
Secretary, the high bidder may be required to
forfeit the cash deposit or, at the election of the
foreclosure commissioner after consultation
with the HUD representative, will be liable to
HUD for any costs incurred as a result of such
failure. The commissioner may, at the direction
of the HUD representative, offer the property to
the second highest bidder for an amount equal
to the highest price offered by that bidder. There
is no right of redemption, or right of possession
based upon a right of redemption, in the
mortgagor or others subsequent to a foreclosure
completed pursuant to the Act. Therefore, the
Foreclosure Commissioner will issue a Deed
to the purchaser(s) upon receipt of the entire
purchase price in accordance with the terms
of the sale as provided herein. HUD does not
guarantee that the property will be vacant. The
scheduled foreclosure sale shall be cancelled or
adjourned if it is established, by documented
written application of the mortgagor to the
Foreclosure Commissioner not less than 3 days
before the date of sale, or otherwise, that the
default or defaults upon which the foreclosure
is based did not exist at the time of service of
this notice of default and foreclosure sale, or all
amounts due under the mortgage agreement are
tendered to the Foreclosure Commissioner, in
the form of a certified or cashier’s check payable
to the Secretary of HUD, before public auction
of the property is completed. The amount that
must be paid if the mortgage is to be reinstated
prior to the scheduled sale is $180,507.75 as of
12/05/2017, plus all other amounts that would be
due under the mortgage agreement if payments
under the mortgage had not been accelerated,
advertising costs and postage expenses incurred
in giving notice, mileage by the most reasonable
road distance for posting notices and for the
Foreclosure Commissioner’s attendance at the
sale, reasonable and customary costs incurred
for title and lien record searches, the necessary
out-of-pocket costs incurred by the Foreclosure
Commissioner for recording documents, a
commission for the Foreclosure Commissioner,
and all other costs incurred in connection with
the foreclosure prior to reinstatement. Tender
of payment by certified or cashier’s check or
application for cancellation of the foreclosure
sale shall be submitted to the address of
the Foreclosure Commissioner provided
below. DATE: 10/03/2017 FORECLOSURE
COMMISSIONER: MORTGAGE LENDER
SERVICES, INC. 11707 Fair Oaks Blvd., Ste
202 Fair Oaks, CA 95628 (916) 962-3453
Fax: (916) 962-1334 Sale Information Line:
916-939-0772 or www.nationwideposting.
com TARA CAMPBELL, FORECLOSURE
COMMISSIONER OFFICER NPP0321890
To: ILLINOIS VALLEY NEWS 12/13/2017,
12/20/2017, 12/27/2017.
Call 211info for help
with health & social
services. Just Dial
211, visit 211info.
org, search 211info
App or text zip to
898211.
PUBLIC NOTICE
NOTICE
OF
DEFAULT
AND
FORECLOSURE SALE Trustee Sale No:
129856-OR Loan No: 431-4837745 Title
Order No: 8716834 APN R316595/36-05-29-
D0-002500-00 WHEREAS, on 08/27/2009, a
certain Deed of Trust was executed by OLAND
C. JANUARY AND VERLIE M. JANUARY,
TRUSTEES OF THE JANUARY FAMILY
TRUST U.A.D. OCTOBER 27, 1993, as trustor
in favor of WELLS FARGO BANK, N.A.
as beneficiary and FIDELITY NATIONAL
TITLE INSURA as trustee, and was recorded
on 09/02/2009 as Document No. 2009-014227,
and WHEREAS, the Deed of Trust was insured
by the United States Secretary of Housing and
Urban Development (the Secretary) pursuant
to the National Housing Act for the purpose
of providing single family housing; and
WHEREAS the beneficial interest in the Deed
of Trust is now owned by the Secretary, pursuant
to an assignment recorded 10/19/2015 in
document no. 2015-013838, of Official records
in the office of the Recorder of JOSEPHINE
County, OR, and WHEREAS a default has
been made in the covenants and conditions of
the Deed of Trust PURSUANT TO SECTION
9(b)(iii), OF THE LOAN DOCUMENTS
“DUE AND PAYABLE WITH SECRETARY
APPROVAL. AS DEFINED, THE LENDER
WILL REQUIRE IMMEDIATE PAYMENT
IN FULL OF ALL OUTSTANDING
PRINCIPAL AND ACCRUED INTEREST
IF; AN OBLIGATION OF THE BORROWER
UNDER THIS SECURITY AGREEMENT IS
NOT PERFORMED, AS PER THE REPAIR
RIDER AGREEMENT” INCLUDING ALL
FORECLOSURE FEES, ATTORNEY FEES
AND ADVANCES TO SENIOR LIENS,
INSURANCE, TAXES AND ASSESSMENTS
WHEREAS, by virtue of this default, the
Secretary has declared the entire amount of
the indebtedness secured by the Deed of Trust
to be immediately due and payable; NOW
THEREFORE, pursuant to powers vested in me
by the Single Family Mortgage Foreclosure Act
of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part
27, subpart B, and by the Secretary’s designation
of me as Foreclosure Commissioner, recorded
on 05/11/2017 as Instrument No. 2017-006383,
**THE SALE DESCRIBED BELOW HAS
BEEN POSTPONED TO 01/09/18, SAME
TIME AND LOCATION AS FURTHER
DESCRIBED BELOW** notice is hereby
given that on 12/06/2017,** at 01:00PM local
time, all real and personal property at or used
in connection with the following described
premises (“Property”) will be sold at public
auction to the highest bidder: AS MORE FULLY
DESCRIBED IN SAID DEED OF TRUST
Commonly known as: 2650 CLOVERLAWN
DR., GRANTS PASS, OR 97527 The sale will
be held: Inside the main lobby of the Josephine
County Courthouse, 500 NW 6th St, Grants
Pass, OR 97526 The Secretary of Housing
and Urban Development will bid $180,536.84.
There will be no proration of taxes, rents or other
income or liabilities, except that the purchaser
will pay, at or before closing, his pro rata share
of any real estate taxes that have been paid by
the Secretary to the date of the foreclosure sale.
When making their bids, all bidders except
the Secretary must submit a deposit totaling
$18,053.68 [10% of the Secretary’s bid] in the
form of a certified check or cashier’s check made
out to the Secretary of HUD. A deposit need not
accompany each oral bid. If the successful bid is
oral, a deposit of $18,053.68 must be presented
before the bidding is closed. The deposit is
nonrefundable. The remainder of the purchase
price must be delivered within 30 days of the
sale or at such other time as the Secretary may
determine for good cause shown, time being of
the essence. This amount, like the bid deposits,
2-1-1
FREE ADS
If you are a senior and
want to place a FREE AD
for a living or health care
need call Laura Mancuso
541-592-2541 or email
laura@illinois-valley-