Illinois Valley News, Cave Junction, Ore. Wednesday, August 2, 2017
ROGUE VALLEY
Page A-9
Senior SPoTLiGHT
SPonSoreD BY i.V. Wellness resources
COUNCIL
OF GOVERNMENTS
Food & Friends Menu
FRIDAY – AUG 4
CHICKEN WALDORF
SALAD
MONDAY – AUG 7
BEEF CHILI W/ BEANS
WEDNESDAY- AUG 9
SALISBURY PATTY W/
GRAVY
Call 541-955-8839
to volunteer or if you
need meals.
BPH
Men, are you finding that you need to use the
restroom more frequently? The problem may be due
to an enlarged prostate, a condition known as BPH or
benign prostatic hypertrophy.
It’s a fairly common problem many men face as
they get older. More than 50 percent of men over 60
encounter symptoms related to BPH and men in their
70s and 80s have symptoms as a result of it.
The prostate produces the fluid that nourishes
and transports sperm. It’s just below the bladder and
surrounds the urethra, the tube through which urine
passes out of the body.
After puberty, the prostate is about the size of a
walnut and with age it gradually increases in size,
usually in the gland’s central area. Why it increases
in size is not uncertain, but some believe it is related
to changes in hormones. As the gland enlarges, it can
press on the urethra, slowing and interfering with
urine flow.
Prostate size has less to do with it than does how
much swelling occurs around the urethra.
Symptoms include weak urine stream, difficulty
starting your stream, stopping and starting urination,
more frequent urination, urgency or straining to
urinate.
Over time more severe symptoms may occur
including urinary infections, bladder stones or
obstruction of the kidneys and impaired kidney
function. Studies have shown that as many of one-
third of mild symptoms clear on their own without
early treatment.
Medications are commonly used to treat mild and
moderate symptoms. If medication is ineffective or
you have moderate to severe symptoms, your doctor
may recommend surgery.
If any of these symptoms are familiar to you, it’s
time to see your physician.
You can contact I.V. Wellness Resources at www.
ivwellnessresources@gmail.com or 541-592-9781 and
please like our Facebook Page @ facebook.com/
ivwellnessresources.
Senior BULLeTin
WELLNESS CHECKS
ROOMMATE
HOME SAFETY
If you know a senior that
WANTED
EVALUATIONS
you are worried about and If you are in need of a home Looking for a live-in
helper, room & board
safety evaluation with a
feel they need a wellness
provided, woman,
check. Please call Laura registered nurse please call
cooking,
cleaning,
I.V.
Wellness
Resources
for
at I.V. Wellness Resources
background
check, call
an
appointment.
at 541-592-9781.
541-592-9781
Call 541-592-9781.
reSoUrCeS
CARING CALLER
Volunteer by making
friends and checking on
isolated adults in our
community with daily or
weekly phone calls.Call
Laura 541-592-9781 to
sign up.
Public Notice
NOTICE OF DEFAULT AND FORECLOSURE SALE Trustee Sale No: 129698-OR Loan No:
431-2930722 Title Order No: 8707242 APN R315906/36-05-28-BB-000302-00 WHEREAS, on
08/09/1994, a certain Deed of Trust was executed by MORRIS C. SHOWALTER AND PAULINE
R. SHOWALTER, as trustor in favor of ARCS MORTGAGE, INC. as beneficiary and AMERICAN
PACIFIC TITLE & ESCROW CO. as trustee, and was recorded on 08/17/1994 as Document No.
94-16481, in Book 172, Page 2203, and WHEREAS, the Deed of Trust was insured by the United
States Secretary of Housing and Urban Development (the Secretary) pursuant to the National
Housing Act for the purpose of providing single family housing; and WHEREAS the beneficial
interest in the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded
10/13/2006 in document no. 2006-020625, of Official records in the office of the Recorder of JO-
SEPHINE County, OR, and WHEREAS a default has been made in the covenants and conditions
of the Deed of Trust PURSUANT TO SECTION 9 (A)(i), OF THE LOAN DOCUMENTS “AN
IMMEDIATE PAYMENT IN FULL. AS DEFINED, THE LENDER WILL REQUIRE IMMEDI-
ATE PAYMENT IN FULL OF ALL OUTSTANDING PRINCIPAL AND ACCRUED INTEREST
IF; A BORROWER DIES AND THE PROPERTY IS NOT THE PRINCIPAL RESIDENCE OF
AT LEAST ONE SURVIVING BORROWER.” INCLUDING ALL FORECLOSURE FEES, AT-
TORNEY FEES AND ADVANCES TO SENIOR LIENS, INSURANCE, TAXES AND ASSESS-
MENTS. WHEREAS, by virtue of this default, the Secretary has declared the entire amount of
the indebtedness secured by the Deed of Trust to be immediately due and payable; NOW THERE-
FORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994,
12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me
as Foreclosure Commissioner, recorded on 05/11/2017 as Instrument No. 2017-006383, notice is
hereby given that on 08/23/2017, at 01:00PM local time, all real and personal property at or used
in connection with the following described premises (“Property”) will be sold at public auction
to the highest bidder: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Commonly
known as: 1714 SIEBERT WAY, GRANTS PASS, OR 97527 The sale will be held: Inside the
main lobby of the Josephine County Courthouse, 500 NW 6th St, Grants Pass, OR 97526 The
Secretary of Housing and Urban Development will bid $290,299.29. There will be no proration of
taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing,
his pro rata share of any real estate taxes that have been paid by the Secretary to the date of the
foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit
totaling $29,029.93 [10% of the Secretary’s bid] in the form of a certified check or cashier’s check
made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful
bid is oral, a deposit of $29,029.93 must be presented before the bidding is closed. The deposit is
nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or
at such other time as the Secretary may determine for good cause shown, time being of the essence.
This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check.
If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bid-
der will pay all conveying fees, all real estate and other taxes that are due on or after the delivery
date of the remainder of the payment and all other costs associated with the transfer of title. At
the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The
Secretary may grant an extension of time within which to deliver the remainder of the payment. All
extensions will be for a 15-day increments for a fee of $500.00, paid in advance. The extension fee
will be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the
high bidder closes the sale prior to the expiration of any extension period, the unused portion of the
extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale
within the required period, or within any extensions of time granted by the Secretary, the high bid-
der may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner
after consultation with the HUD representative, will be liable to HUD for any costs incurred as
a result of such failure. The commissioner may, at the direction of the HUD representative, offer
the property to the second highest bidder for an amount equal to the highest price offered by that
bidder. There is no right of redemption, or right of possession based upon a right of redemption, in
the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the
Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase
price in accordance with the terms of the sale as provided herein. HUD does not guarantee that
the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is
established, by documented written application of the mortgagor to the Foreclosure Commissioner
not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the
foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale,
or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner,
in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction
of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior
to the scheduled sale is $290,278.74 as of 08/22/2017, plus all other amounts that would be due
under the mortgage agreement if payments under the mortgage had not been accelerated, adver-
tising costs and postage expenses incurred in giving notice, mileage by the most reasonable road
distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reason-
able and customary costs incurred for title and lien record searches, the necessary out-of-pocket
costs incurred by the Foreclosure Commissioner for recording documents, a commission for the
Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to
reinstatement. Tender of payment by certified or cashier’s check or application for cancellation of
the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided
below. DATE: 06/27/2017 FORECLOSURE COMMISSIONER: MORTGAGE LENDER SER-
VICES, INC. 11707 Fair Oaks Blvd., Ste 202 Fair Oaks, CA 95628 (916) 962-3453 Fax: (916)
962-1334 Sale Information Line: 916-939-0772 or www.nationwideposting.com TARA CAMP-
BELL, FORECLOSURE COMMISSIONER OFFICER NPP0313043 To: ILLINOIS VALLEY
NEWS 08/02/2017, 08/09/2017, 08/16/2017