Illinois Valley News, Cave Junction, Ore. Wednesday, April 13, 2011
Page B-3
LEGAL NOTICE
TRUSTEE'S NOTICE OF SALE Loan No:
501672807 Title Order No: 110001429-OR
-GSI T.S. No.: OR05000001-11-1 Refer-
ence is made to that certain deed made by,
Jeffrey T. Stewart, an estate in fee simple
as Grantor to Amerititle as trustee, in favor
of Greater Northwest Mortgage Inc. as
Lender and Mortgage Electronic Registra-
tion Systems, Inc as Beneficiary, recorded
on 10/03/2007, as Instrument No. 2007-
019217 of Official Records in the office of
the Recorder of Josephine County, OR to-
wit: APN: 36-05-29-BA-002313 APN: 36-05
-29-BA-002313 PARCEL 1 OF PARTITION
PLAT NO. 2002-049, IN JOSEPHINE
COUNTY, OREGON. Commonly known
as: 1005 GRANDVIEW AVE, GRANTS
PASS, OR 97527-5105 Both the benefici-
ary and the trustee have elected to sell the
said real property to satisfy the obligations
secured by said trust deed and notice has
been recorded pursuant to Section 86.735
(3) of Oregon Revised Statutes: the default
for which the foreclosure is made is the
grantor's: failed to pay payments which
became due: Monthly Payment $2,604.60
Monthly Late Charge $130.23 By this rea-
son of said default the beneficiary has de-
clared all obligations secured by said deed
of trust immediately due and payable, said
sums being the following, to-wit: The sum
of $341,597.56 together with interest
thereon at the rate of 6.50000% per annum
from July 1, 2010 until paid; plus all ac-
crued late charges thereon; and all trus-
tee's fees, foreclosure costs and any sums
advanced by the beneficiary pursuant to
the terms of said deed of trust. Whereof,
notice hereby is given that, the under-
signed trustee will on 7/15/2011 at the hour
of 01:00 PM, Standard of Time, as estab-
lished by section 187.110, Oregon Revised
Statues, At the front door to the Josephine
County Courthouse, 500 NW 6th Street
Grants Pass, OR County of Josephine,
State of Oregon, sell at public auction to
the highest bidder for cash the interest in
the said described real property which the
grantor had or had power to convey at the
time of the execution by him of the said
trust deed, together with any interest which
the grantor or his successors in interest
acquired after the execution of said trust
deed, to satisfy the foregoing obligations
thereby secured and the costs and ex-
penses of sale, including a reasonable
charge by the trustee. Notice is further
given that any person named in Section
86.753 of Oregon Revised Statutes has the
right to have the foreclosure proceeding
dismissed and the trust deed reinstated by
payment to the beneficiary of the entire
amount then due (other than such portion
of said principal as would not then be due
had no default occurred), together with the
costs, trustee's or attorney's fees and cur-
ing any other default complained of in the
Notice of Default by tendering the perform-
ance required under the obligation or trust
deed, at any time prior to five days before
the date last set for sale. In construing this
notice, the masculine gender includes the
feminine and the neuter, the singular in-
cludes plural, the word "grantor" includes
any successor in interest to the grantor as
well as any other persons owing an obliga-
tion, the performance of which is secured
by said trust deed, the words "trustee" and
'beneficiary" include their respective suc-
cessors in interest, if any. Dated:
2/25/2011 LSI Title Company of Oregon B
Bordine, Authorized Signor C/O TRUSTEE
CORPS 17100 Gillete Avenue IRVINE, CA
92614 Sale information can be obtained on
line at www.priorityposting.com Automated
sales information please call 714-573-1965
THIS COMMUNICATION IS FROM A
DEBT COLLECTOR AND IS AN AT-
TEMPT TO COLLECT A DEBT. ANY IN-
FORMATION OBTAINED WILL BE USED
FOR THAT PURPOSE. P#811696
TRUSTEE’S NOTICE OF SALE Loan No.:
T.S. No.: OR-11-417173-NH Reference is
made to that certain deed made by RICK
E. BYRD & BARBARA K. BYRD as Gran-
tor to First American Title Insurance Com-
pany, as Trustee, in favor of Professional
Mortgage Group, LLC, as Beneficiary,
dated 12/1/2003, recorded 12/08/2003, in
official records of Josephine County, Ore-
gon, in book/reel/volume No. xxx, at page
No. xxx fee/file/instrument/microfile/
reception No. 2003-030265 covering the
following described real property situated
in said County and State, to wit: APN:
R319661 LEGAL DESCRIPTION AT-
TACHED AS EXHIBIT A Exhibit "A" Real
property in the Countyof Josephine, State
of Oregon, described as follows: Beginning
at a point 858.3 feet East of the Southwest
corner of the Northwest Quarter of the
Southwest Quarter of Section 24, Town-
ship 36 South, Range 6 West, of the Wil-
lamette
Meridian,
Josephine
County, Oregon; thence North 6°16' East
1648 feet to an iron stake on the South
bank of Rogue River; thence Easterly
along the South bank of said river, 247 feet
to the centerline of a small creek; thence
Southerly along said center of said creek
line 280 feet; thence East along the center
line of said creek, 136 feet; thence South-
westerly to a point 30 feet East of the point
of beginning, in the centerline of the Red-
wood Highway; thence West 30 feet to the
point of beginning, all situated in the North-
west Quarter of the Southwest Quarter of
Section 24, Township and Range afore-
said, and Lots 5 and 6 of said Sec-
tion. EXCEPTING THEREFROM the fol-
lowing: A tract of land situated in Govern-
ment Lot 5, Section 24, Township 36
South, Range 6 West, of the Willamette
Meridian, Josephine County, Oregon,
more particularly described as follows: Be-
ginning at a point which is North 87°27'
East of and 996.4 feet distant from Quarter
corner common to Sections 23 and 24;
thence South 83°44' East for 280.4 feet to
the centerline of a small creek; thence
Northerly for 280 feet along the centerline
of said creek to the South bank of Rogue
River; thence Westerly along the South
bank of Rogue River for 247 feet to an iron
pipe; thence South 6°16' West for 332.8
feet to the point of beginning. ALSO EX-
CEPTING THEREFROM: Beginning at a
point which is 858.30 feet East of the
Southwest corner of the Northwest Quarter
of the Southwest Quarter of Section 24,
Township 36 South, Range 6 West, of the
Willamette Meridian, Josephine County,
Oregon, said point being in the centerline
of the Redwood Highway, the true point
of beginning; thence North 6°16' East, a
distance of 910.18 feet; thence South 83°
44' East, a distance of 260.63 feet to the
Westerly line of Wineteer Subdivision;
thence South 20°33' West, a distance of
935.62 feet to the centerline of the Red-
wood Highway; thence West along said
centerline a distance of 30.0 feet to the
point of beginning. ALSO LESS AND EX-
CEPT: Commencing at a point in the cen-
terline of Redwood Avenue, 858.3 feet
East of the West line of the Northwest
Quarterof the Southwest Quarter of Sec-
tion 24, Township 36 South, Range 6
West, of the Willamette Meridian, Jose-
phine County, Oregon, said point being the
Southeast corner of property described in
Volume 89, Page 81, Josephine County
Deed Records; thence North 6°16' East
910.8 feet to the Northwest corner of prop-
erty described in Volume 234, Page 518,
Josephine County Deed Records; the true
point of beginning of this description;
thence North 6°16' East 61.31 feet; thence
South 69°45' East, 258.53 feet to the
Northeast corner of a parcel described in
Volume 234, Page 518, Josephine County
Deed Records; thence North 83°44' West
260.63 feet to the true point of beginning.
NOTE: This legal description was created
prior to January 1, 2008. Tax Parcel Num-
ber: R319661 Commonly known as: 1800
REDWOOD AVENUE GRANTS PASS,
OR 97527 Both the beneficiary and the
trustee have elected to sell the said real
property to satisfy the obligations secured
by said trust deed and notice has been re-
corded pursuant to Section 86.735 (3) of
Oregon Revised Statutes; the default for
which the foreclosure is made is the gran-
tor’s: The installments of principal and in-
terest which became due on 10/1/2010,
and all subsequent installments of principal
and interest through the date of this Notice,
plus amounts that are due for late charges,
delinquent property taxes, insurance pre-
miums, advances made on senior liens,
taxes and/or insurance, trustee’s fees, and
any attorney fees and court costs arising
from or associated with the beneficiaries
efforts to protect and preserve its security,
all of which must be paid as a condition of
reinstatement, including all sums that shall
accrue through reinstatement or pay-off.
Nothing in this notice shall be construed as
a waiver of any fees owing to the Benefici-
ary under the Deed of Trust pursuant to the
terms of the loan documents. Monthly Pay-
ment $645.71 Monthly Late Charge $24.66
By this reason of said default the benefici-
ary has declared all obligations secured by
said trust deed immediately due and pay-
able, said sums being the following, to wit:
The sum of $73,496.53 together with inter-
est thereon at the rate of 5.7500 per an-
num from 9/1/2010 until paid; plus all ac-
crued late charges thereon; and all trus-
tee’s fees, foreclosure costs and any sums
advanced by the beneficiary pursuant to
the terms of said deed of trust. Whereof,
notice hereby is given that, First American
Title Insurance Company, the undersigned
trustee will, on 7/19/2011, at the hour of
01:00 PM, Standard of Time, as estab-
lished by section 187.110, Oregon Revised
Statutes, at At the front door to the Jose-
phine County Courthouse, 500 NW 6th
Street Grants Pass, OR County of Jose-
phine, State of Oregon, sell at public auc-
tion to the highest bidder for cash the inter-
est in the said described real property
which the grantor had or had power to con-
vey at the time of execution by him of the
said trust deed, together with any interest
which the grantor or his successors in in-
terest acquired after the execution of said
trust deed, to satisfy the foregoing obliga-
tions thereby secured and the costs and
expenses of sale, including a reasonable
charge by the trustee. Notice is further
given that any person named in section
86.753 of Oregon Revised Statutes has the
right to have the foreclosure proceeding
dismissed and the trust deed reinstated by
payment to the beneficiary of the entire
amount then due (other than such portion
of said principal as would not then be due
had no default occurred), together with the
costs, trustee’s and attorney’s fees and
curing any other default complained of in
the Notice of Default by tendering the per-
formance required under the obligation or
trust deed, at any time prior to five days
before the date last set for sale. For Sale
Information Call: 714-573-1965 or Login to
www.priorityposting.com. In construing this
notice, the masculine gender includes the
feminine and the neuter, the singular in-
cludes plural, the word “grantor” includes
any successor in interest to the grantor as
well as any other persons owing an obliga-
tion, the performance of which is secured
by said trust deed, the words “trustee” and
“beneficiary” include their respective suc-
cessors in interest, if any. Pursuant to Ore-
gon Law, this sale will not be deemed final
until the Trustee’s deed has been issued
by First American Title Insurance Com-
pany. If there are any irregularities discov-
ered within 10 days of the date of this sale,
that the trustee will rescind the sale, return
the buyer’s money and take further action
as necessary. If the Trustee is unable to
convey title for any reason, the successful
bidder’s sole and exclusive remedy shall
be the return of monies paid to the Trustee,
and the successful bidder shall have no
further recourse. If the sale is set aside for
any reason, the Purchaser at the sale shall
be entitled only to a return of the deposit
paid. The Purchaser shall have no further
recourse against the Mortgagor, the Mort-
gagee, or the Mortgagee’s Attorney. NO-
TICE TO RESIDENTIAL TENANTS The
property in which you are living is in fore-
closure. A foreclosure sale is scheduled for
7/19/2011. Unless the lender who is fore-
closing on this property is paid, the foreclo-
sure will go through and someone new will
own this property. The following informa-
tion applies to you only if you occupy and
rent this property as a residential dwelling
under a legitimate rental agreement. The
information does not apply to you if you
own this property or if you are not a resi-
dential tenant. If the foreclosure goes
through, the business or individual who
buys this property at the foreclosure sale
has the right to require you to move out.
The buyer must first give you an eviction
notice in writing that specifies the date by
which you must move out. The buyer may
not give you this notice until after the fore-
closure sale happens. If you do not leave
before the move-out date, the buyer can
have the sheriff remove you from the prop-
erty after a court hearing. You will receive
notice of the court hearing. FEDERAL LAW
REQUIRES YOU TO BE NOTIFIED IF
YOU ARE OCCUPYING AND RENTING
THIS PROPERTY AS A RESIDENTIAL
DWELLING UNDER A LEGITIMATE
RENTAL AGREEMENT, FEDERAL LAW
REQUIRES THE BUYER TO GIVE YOU A
NOTICE IN WRITING A CERTAIN NUM-
BER OF DAYS BEFORE THE BUYER
CAN REQUIRE YOU TO MOVE OUT.
THE FEDERAL LAW THAT REQUIRES
THE BUYER TO GIVE YOU THIS NOTICE
IS EFFECTIVE UNTIL DECEMBER 31,
2012. Under federal law, the buyer must
give you at least 90 days' notice in writing
before requiring you to move out. If you are
renting this property under a fixed-term
lease (for example, a six-month or one-
year lease), you may stay until the end of
your lease term. If the buyer wants to move
in and use this property as the buyer's pri-
mary residence, the buyer can give you
written notice and require you to move out
after 90 days, even if you have a fixed-term
lease with more than 90 days left. STATE
LAW NOTIFICATION REQUIREMENTS IF
THE FEDERAL LAW DOES NOT APPLY,
STATE LAW STILL REQUIRES THE
BUYER TO GIVE YOU NOTICE IN WRIT-
ING BEFORE REQUIRING YOU TO
MOVE OUT IF YOU ARE OCCUPYING
AND RENTING THE PROPERTY AS A
TENANT IN GOOD FAITH. EVEN IF THE
FEDERAL LAW REQUIREMENT IS NO
LONGER EFFECTIVE AFTER DECEM-
BER 31, 2012, THE REQUIREMENT UN-
DER STATE LAW STILL APPLIES TO
YOUR SITUATION. Under state law, if you
have a fixed-term lease (for example, a six-
month or one-year lease), the buyer
must give you at least 60 days' notice in
writing before requiring you to move out. If
the buyer wants to move in and use this
property as the buyer's primary residence,
the buyer can give you written notice and
require you to move out after 30 days,
even if you have a fixed term lease with
more than 30 days left. If you are renting
under a month-to-month or week-to-week
rental agreement, the buyer must give you
at least 30 days' notice in writing before
requiring you to move out. IMPORTANT:
For the buyer to be required to give you a
notice under state law, you must prove to
the business or individual who is handling
the foreclosure sale that you are occupying
and renting this property as a residential
dwelling under a legitimate rental agree-
ment. The name and address of the busi-
ness or individual who is handling the fore-
closure sale is shown on this notice under
the heading "TRUSTEE". You must mail or
deliver your proof not later than 6/19/2011
(30 days before the date first set for the
foreclosure sale). Your proof must be in
writing and should be a copy of your rental
agreement or lease. If you do not have a
written rental agreement or lease, you can
provide other proof, such as receipts for
rent paid. ABOUT YOUR SECURITY DE-
POSIT Under state law, you may apply
your security deposit and any rent you paid
in advance against the current rent you
owe your landlord. To do this, you must
notify your landlord in writing that you want
to subtract the amount of your security de-
posit or prepaid rent from your rent pay-
ment. You may do this only for the rent you
owe your current landlord. If you do this,
you must do so before the foreclosure sale.
The business or individual who buys this
property at the foreclosure sale is not re-
sponsible to you for any deposit or prepaid
rent you paid to your landlord. ABOUT
YOUR TENACY AFTER THE FORECLO-
SURE SALE The business or individual
who buys this property at the foreclosure
sale may be willing to allow you to stay as
a tenant instead of requiring you to move
out. You should contact the buyer to dis-
cuss that possibility if you would like to
stay. Under state law, if the buyer accepts
rent from you, signs a new residential
rental agreement with you or does not no-
tify you in writing within 30 days after the
date of the foreclosure sale that you must
move out, the buyer becomes your new
landlord and must maintain the property.
Otherwise, the buyer is not your landlord
and is not responsible for maintaining the
property on your behalf and you must
move out by the date the buyer specifies in
a notice to you. YOU SHOULD CONTINUE
TO PAY RENT TO YOUR LANDLORD
UNTIL THE PROPERTY IS SOLD TO AN-
OTHER BUSINESS OR INDIVIDUAL OR
UNTIL A COURT OR A LENDER TELLS
YOU OTHERWISE. IF YOU DO NOT PAY
RENT, YOU CAN BE EVICTED. AS EX-
PLAINED ABOVE, YOU MAY BE ABLE
TO APPLY A DEPOSIT OR RENT YOU
PREPAID AGAINST YOUR CURRENT
RENT OBLIGATION. BE SURE TO KEEP
PROOF OF ANY PAYMENTS YOU MAKE
AND OF ANY NOTICE YOU GIVE OR RE-
CEIVE CONCERNING THE APPLICA-
TION OF YOUR DEPOSIT OR PREPAID
RENT. IT IS UNLAWFUL FOR ANY PER-
SON TO TRY TO FORCE YOU TO LEAVE
YOUR HOME WITHOUT FIRST GOING
TO COURT TO EVICT YOU. FOR MORE
INFORMATION ABOUT YOUR RIGHTS,
YOU MAY WISH TO CONSULT A LAW-
YER. If you believe you need legal assis-
tance, contact the Oregon State Bar and
ask for the lawyer referral service. Contact
information for the Oregon State Bar is in-
cluded with this notice. If you do not have
enough money to pay a lawyer or are oth-
erwise eligible, you may be able to receive
legal assistance for free. Information about
whom to contact for free legal assistance is
included with this notice. Oregon State Bar
(503) 684-3763; (800) 452-7636 Legal as-
sistance: www.lawhelp.org/or/index.cfm
Dated: 3/15/2011 First American Title In-
surance Company, as Trustee 818 Stewart
Street, Suite 800 Seatle, WA 98101 Signa-
ture By: Brooke Frank, Assistant Secretary
Quality Loan Service Corp. of Washington,
as agent for First American Title Insurance
Company 2141 5th Avenue San Diego, CA
92101 619-645-7711 For Non-Sale Infor-
mation: Quality Loan Service Corp. of
Washington 2141 5th Avenue San Diego,
CA 92101 619-645-7711 Fax: 619-645-
7716 If you have previously been dis-
charged through bankruptcy, you may
have been released of personal liability for
this loan in which case this letter is in-
tended to exercise the note holder’s rights
against the real property only. This Office
is attempting to collect a debt and any in-
formation obtained will be used for that
purpose. As required by law, you are
hereby notified that a negative credit report
reflecting on your credit record may be
submitted to a credit report agency if you
fail to fulfill the terms of your credit obliga-
tions. P# 813626
Publish:
Publish:
3/23, 3/30, 4/6, 04/13/2011
3/23, 3/30, 4/6, 04/13/2011