Illinois Valley News, Cave Junction, Ore. Wednesday, May 19, 2010 Page 11 New playground equipment enhances Madrone experience By SCOTT JORGENSEN IVN Staff Writer Sunday, May 16 marked a long-awaited occasion at the Illinois Valley-based Madrone Adventist Elementary School on Holland Loop. For more than three years, the school has been raising money to purchase new play- ground equipment. A generous donation from a couple, com- bined with a discount fom Krauss Kraft, finally gave the school what it needed to begin constructing the playground on Sunday. That work is set to be completed on Wednesday, May 19. Madrone originally was founded at a location inside Cave Junction city limits. But around 1980, members of the Seventh-day Adventist Church in Cave Junction donated prop- erty at 4300 Holland Loop to the school, and it’s been housed there since. Classes at the school are taught by Kim Bowlby and Amy Whitchurch, who are sisters-in-law. Both have chil- dren at the school, which teaches kindergarten through eighth-grade students. “For the most part, we teach the love of Jesus,” Bowlby said. She added that enrollment at the school has stayed steady, at between 16 and 19 students per year. That figure has been as high as 22, she said, and as low as eight. Approximately 16 students currently attend Mad- rone classes. Curriculum at Madrone follows state guidelines, Bowlby said, as well as stan- dards set up by the North American Division (NAD). Those guidelines are for all Adventist schools in the United States, Canada and Mexico, Bowlby said. Many siblings and cousins attend Madrone together, she noted, and many students go to the same church. But despite that, the school is open to persons of all faiths, with the single caveat being that they must believe in God. “We definitely don’t push our religion at all,” Bowlby said. She related that Madrone began offering kindergarten classes to ensure that students would be able to read by the time they started first-grade. The two-year kindergarten program now is in its third year, with enrollment dropping from seven to four. As such, Bowlby said that it might be eliminated. Students in kindergarten and first-grade use a children's Bible as part of their lessons, Bowlby said, and spend plenty of time reading stories and singing songs. “They really get full knowledge of Bible stories,” she stated. Madrone is run by a board of directors, and Bowlby said that a regional superintendent frequently “drops in unexpect- edly and observes.” She added that students often are placed in small groups for various activities. “They learn to work to- gether in teams and think on their own,” she said. Recent field trips include visits to Oregon Caves Na- tional Monument, and students soon will visit the Siskiyou A volunteer crew of parents and church members, led by certified installer Dennis Blesser, piece to- gether new playground equipment during a workday on Saturday, May 15. (Photo by M. Binker, IVN ) Field Institute’s Deer Creek Center in Selma. Bowlby said that tuition at Madrone is lower than at any Adventist school in the state. Students can be enrolled in the kindergarten program for $160 per month. Tuition for first- through eighth-grades is $1,950 per year, plus a one- time $175 entry fee, which covers the cost of school sup- plies, a yearbook and insur- ance. For more information, phone 541-592-3330. LEGAL NOTICE TRUSTEE’S NOTICE OF SALE Pursuant to O.R.S. 86.705, et seq. and O.R.S. 79-5010, et seq. Trustee No.: fc25081-5 Loan No.: 0144038056 Title No: 4367019 Reference is made to that certain Trust Deed made by Lucas D Johnston and Sandra D Johnston, as Grantor, to First American Title Insurance Co. of OR., as Trustee, in favor of Mortgage Electronic Registra- tion Systems, Inc., solely as nominee for Lender, as Beneficiary, dated 11/03/2005, Recorded on 11/08/2005 As Instrument NO. 2005-026314, in the mortgage records of Josephine County, Ore- gon, The beneficial interest under said Trust Deed and the obligations secured thereby are presently held by Suntrust Mortgage, Inc.. Said Trust Deed encumbers the following described real property situated in said county and state, to-wit: Lot 1, Autumn Crest subdivision, phase 1, Josephlne County, Oregon. Account No.: R343458 The street address or other common designation, if any, of the real property described above is pur- ported to be: 1611 Claudia Way, Grants Pass, OR 97527 The undersigned Trustee disclaims any liability for any incorrectness of the above street address or other common designation. Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations se- cured by said Trust Deed and a Notice of Default has been recorded pursuant to Oregon Revised Statutes 86.735 (3); the default for which the fore- closure is made is Grantor’s failure to pay when due, the following sums: monthly payments of $1,334.71 beginning 11/01/2009 and continuing until payments adjust to $1,357.56 on 02/01/2010, together with title expenses, costs, trustee’s fees and attorney’s fees incurred herein by reason of said default, and any further sums advanced by the beneficiary for the protection of the above de- scribed real property and its interest therein. Also, if you have failed to pay taxes on the property, provide insurance on the property or pay other senior liens or encumbrances as required in the note and Deed of Trust, the beneficiary may insist that you do so in order to reinstate your account in good standing. The beneficiary may require as a condition to reinstatement that you provide reliable written evidence that you have paid all senior liens or encumbrances, property taxes, and hazard insurance premiums. These requirements for rein- statement should be confirmed by contacting the undersigned Trustee. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said Trust Deed immedi- ately due and payable, said sums being the fol- lowing: Principal balance of $178,035.22 with in- terest thereon at the rate of 6.375% per annum from 10/01/2009, together with any late charge(s), delinquent taxes, insurance premiums, impounds and advances; senior liens and encumbrances which are delinquent or become delinquent to- gether with title expense, costs, trustee’s fees and any attorney’s’ fees and court costs, and any fur- ther sums advanced by the beneficiary for the protection of the above described real property and its interest therein. Wherefore, notice hereby is given that, First American Title Insurance Com- pany c/o Mortgage Lender Services, Inc., the un- dersigned trustee will, on 07/08/2010, at the hour of 01:00PM in accord with the standard of time as established by O.R.S. 187.110, At the front door to the Josephine County Courthouse, 500 NW 6th Street Grants Pass, OR, sell at public auction to the highest bidder for cash, the interest in the said described real property which the Grantor has or had power to convey at the time of execution by him of the said Trust Deed, together with any in- terest which the Grantor his successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including reasonable charge by the trustee. Notice is further given that any person named in O.R.S. 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclo- sure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required un- der the obligation or to cure the default, by paying all costs and expenses actually incurred in enforc- ing the obligation and Trust Deed, together with trustee’s and attorney’s fees. In construing this notice, the masculine gender includes the femi- nine and the neuter, the singular includes plural, the word “Grantor” includes any successor in inter- est to the Grantor as well as any other person owing an obligation, the performance of which is secured by said Trust Deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. Dated: 2/26/2010 First American Title Insurance Company, Inc., Trustee, By: Mortgage Lender Services, Inc., Agent Lauren Meyer, Sr. Trustee Sale Officer Di- rect Inquiries to: SUNTRUST MORTGAGE INC., C/O MORTGAGE LENDER SERVICES INC., 4401 Hazel Avenue Suite 225 Fair Oaks, CA 95628 (916) 962-3453 P# 696261 TRUSTEE’S NOTICE OF SALE T.S. No.: OR-10- 346742-SH Reference is made to that certain deed made by AARON D HOLMES, AS HIS SOLE & SEPARATE PROPERTY as Grantor to First American Title INS Co of Oregon, as Trustee, in favor of Mortgage Electronic Registration Sys- tems, Inc., as nominee for MetLife Home Loans, A division of MetLife Bank, N.A., as Beneficiary, dated 6/8/2009, recorded 06/11/2009, in official records of Josephine County, Oregon, in book/ reel/volume No. xxx, at page No. xxx fee/file/ instrument/microfile/reception No. 2009-009809 covering the following described real property situ- ated in said County and State, to wit: APN: R328290 3282902 SEE ATTACHED Exhibit "A" Real property in the County of Josephine, State of Oregon, described as follows: Commencing at the northwest corner of section 3, township 39 south, range 5 west, of the Willamette Meridian, Jose- phine County, Oregon; thence south 0°09'00" west 530.00 feet to a point; thence east 22.00 feet to a point on the east right of way line of Williams Highway and the true point of beginning; thence continuing east 509.39 feet to a point; thence south 45°05'00" east 467.37 feet; thence west 840.25 feet to the east right of way line of said Williams Highway; thence north along said right- way line 330 feet to the true point of beginning. Note: This legal description was created prior to January 1, 2008. Tax Parcel Number: R328290 and R3282902 Commonly known as: 1015 CE- DAR FLAT RD WILLIAMS, OR 97544 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations se- cured by said trust deed and notice has been re- corded pursuant to Section 86.735 (3) of Oregon Revised Statutes; the default for which the foreclo- sure is made is the grantor’s: The installments of principal and interest which became due on 10/1/2009, and all subsequent installments of prin- cipal and interest through the date of this Notice, plus amounts that are due for late charges, delin- quent property taxes, insurance premiums, ad- vances made on senior liens, taxes and/or insur- ance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall ac- crue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan docu- ments. Monthly Payment $1,855.21 Monthly Late Charge $74.21 By this reason of said default the beneficiary has declared all obligations secured by said trust deed immediately due and payable, said sums being the following, to wit: The sum of $311,446.02 together with interest thereon at the rate of 4.5000 per annum from 9/1/2009 until paid; plus all accrued late charges thereon; and all trus- tee’s fees, foreclosure costs and any sums ad- vanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, First American Title Insurance Company, the undersigned trustee will, on 8/25/2010, at the hour of 01:00 PM, Standard of Time, as established by section 187.110, Oregon Revised Statutes, at the front door to the Josephine County Courthouse, 500 NW 6th Street Grants Pass, OR County of Josephine, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any inter- est which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such por- tion of said principal as would not then be due had no default occurred), together with the costs, trus- tee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by First American Title Insurance Company. If there are any irregularities discov- ered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. NO- TICE TO RESIDENTIAL TENANTS The property in which you are living is in foreclosure. A foreclo- sure sale is scheduled for 8/25/2010. Unless the lender who is foreclosing on this property is paid, the foreclosure will go through and someone new will own this property. The following information applies to you only if you occupy and rent this property as a residential dwelling under a legiti- mate rental agreement. The information does not apply to you if you own this property or if you are not a residential tenant. If the foreclosure goes through, the business or individual who buys this property at the foreclosure sale has the right to require you to move out. The buyer must first give you an eviction notice in writing that specifies the date by which you must move out. The buyer may not give you this notice until after the foreclosure sale happens. If you do not leave before the move-out date, the buyer can have the sheriff remove you from the property after a court hear- ing. You will receive notice of the court hearing. FEDERAL LAW REQUIRES YOU TO BE NOTI- FIED IF YOU ARE OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELL- ING UNDER A LEGITIMATE RENTAL AGREE- MENT, FEDERAL LAW REQUIRES THE BUYER TO GIVE YOU A NOTICE IN WRITING A CER- TAIN NUMBER OF DAYS BEFORE THE BUYER CAN REQUIRE YOU TO MOVE OUT. THE FED- ERAL LAW THAT REQUIRES THE BUYER TO GIVE YOU THIS NOTICE IS EFFECTIVE UNTIL DECEMBER 31, 2012. Under federal law, the buyer must give you at least 90 days' notice in writing before requiring you to move out. If you are renting this property under a fixed-term lease (for example, a six-month or one-year lease), you may stay until the end of your lease term. If the buyer wants to move in and use this property as the buyer's primary residence, the buyer can give you written notice and require you to move out after 90 days, even if you have a fixed-term lease with more than 90 days left. STATE LAW NOTIFICA- TION REQUIREMENTS IF THE FEDERAL LAW DOES NOT APPLY, STATE LAW STILL RE- QUIRES THE BUYER TO GIVE YOU NOTICE IN WRITING BEFORE REQUIRING YOU TO MOVE OUT IF YOU ARE OCCUPYING AND RENTING THE PROPERTY AS A TENANT IN GOOD FAITH. EVEN IF THE FEDERAL LAW REQUIRE- MENT IS NO LONGER EFFECTIVE AFTER DE- CEMBER 31, 2012, THE REQUIREMENT UN- DER STATE LAW STILL APPLIES TO YOUR SITUATION. Under state law, if you have a fixed- term lease (for example, a six-month or one-year lease), the buyer must give you at least 60 days' notice in writing before requiring you to move out. If the buyer wants to move in and use this prop- erty as the buyer's primary residence, the buyer can give you written notice and require you to move out after 30 days, even if you have a fixed term lease with more than 30 days left. If you are renting under a month-to-month or week-to-week rental agreement, the buyer must give you at least 30 days' notice in writing before requiring you to move out. IMPORTANT: For the buyer to be re- quired to give you a notice under state law, you must prove to the business or individual who is handling the foreclosure sale that you are occupy- ing and renting this property as a residential dwell- ing under a legitimate rental agreement. The name and address of the business or individual who is handling the foreclosure sale is shown on this notice under the heading "TRUSTEE". You must mail or deliver your proof not later than 7/26/2010 (30 days before the date first set for the foreclosure sale). Your proof must be in writing and should be a copy of your rental agreement or lease. If you do not have a written rental agree- ment or lease, you can provide other proof, such as receipts for rent paid. ABOUT YOUR SECU- RITY DEPOSIT Under state law, you may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The busi- ness or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORE- CLOSURE SALE The business or individual who buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out. You should contact the buyer to discuss that possibility if you would like to stay. Under state law, if the buyer accepts rent from you, signs a new residential rental agree- ment with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the buyer becomes your new landlord and must maintain the property. Otherwise, the buyer is not your landlord and is not responsible for maintaining the property on your behalf and you must move out by the date the buyer specifies in a notice to you. YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD TO ANOTHER BUSINESS OR INDIVIDUAL OR UNTIL A COURT OR A LENDER TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. AS EXPLAINED ABOVE, YOU MAY BE ABLE TO APPLY A DEPOSIT OR RENT YOU PREPAID AGAINST YOUR CUR- RENT RENT OBLIGATION. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE AND OF ANY NOTICE YOU GIVE OR RECEIVE CON- CERNING THE APPLICATION OF YOUR DE- POSIT OR PREPAID RENT. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR HOME WITHOUT FIRST GO- ING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU MAY WISH TO CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer or are otherwise eligible, you may be able to receive legal assis- tance for free. Information about whom to contact for free legal assistance is included with this no- tice. Oregon State Bar (503) 684-3763; (800) 452- 7636 Legal assistance: www.lawhelp.org/or/ index.cfm Dated: 4/19/2010 First American Title Insurance Company, as Trustee 3 First American Way Santa Ana, CA 92707 Signature By: Brooke Frank, Assistant Secretary Quality Loan Service Corp. of Washington, as agent for First American Title Insurance Company 2141 5th Avenue San Diego, CA 92101 619-645-7711 For Non-Sale Information: Quality Loan Service Corp. of Wash- ington 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. This Office is attempting to collect a debt and any information obtained will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P#692406 Publish: Publish & Affd: 5/19, 5/26, 6/2, 06/09/2010 4/28, 5/5, 5/12, 05/19/2010