Page 22
Illinois Valley News, Cave Junction, Ore. Wednesday, May 5, 2010
Low wages, lack of jobs have many Americans ‘delaying adulthood’
Despite living in an age
of iPads and hybrid cars,
young Americans are more
like the young adults of the
early 1900s than the Baby
Boom generation:
They are living at home
longer, are financially inse-
cure and are making lower
wages.
Indeed, a new study
points out that a 22-year-old
person of today might have
much more in common with
his or her grandfather or
great-grandfather than their
own parents. Although, it is
noted, the reasons for this
prolonged journey to adult-
hood differ from Americans
of 100 years ago.
And one huge difference
between 2010 and 1910:
young people today are being
supported financially by their
parents, instead of helping to
support their parents as they
might have in the early 20th
century.
The study, “What’s Go-
ing on with Young People
Today? The Long and Twist-
ing Path to Adulthood,” was
written by Richard Settersten,
a professor of human devel-
opment and family sciences at
Oregon State University at
Corvallis, and Barbara Ray,
president of Hired Pen Inc.
Settersten has conducted
much of his scientific re-
search as part of the decade-
long MacArthur Research
Network on Transitions to
Adulthood.
The middle of the past
century often is used as a
comparison for judging
young people today. But Set-
tersten and Ray reveal that
the Baby Boom generation is
an anomaly. Young people in
the early decades of the 1900s
were slow to leave their fam-
ily homes and start families.
Becoming an adult then, as
now, was a gradual process
characterized by “semi-
autonomy,” with young peo-
ple waiting until they were
self-sufficient to set up their
own households, marry and
have children.
In the post-World War II
boom, high-paying industrial
jobs were plentiful, and a
prosperous economy enabled
workers with high school
degrees (or less) and college
degrees alike to find secure
employment with decent
wages and benefits. Since
then, downward trends in
wages and economic oppor-
tunities can be directly linked
to young people staying at
home longer, returning home
later, and postponing or even
forgoing marriage and chil-
dren.
“Having an income
that’s adequate to support
oneself and a family – or at
least the ability to earn one –
has always been a precursor
to living independently and
taking on adult roles, such as
marrying and settling down,”
he said.
Some key facts from
their article include:
*During 2005, even be-
fore the current recession,
roughly three in 10 White
men (up to age 34) with a
high school degree were not
in school, in the military or at
work. For young Black men,
the numbers were even
higher: More than half were
not in school, in the military
or at work.
*Even those who do get
an education are not as likely
as their counterparts in the
1960s and 1970s to get a
good-paying job. Young men
(25-34 years) with a high
school degree or less earned
about $4,000 less in 2002
than in 1975 (with earnings
adjusted for inflation). Men
with some college also lost
ground, earning about $3,500
a year less in 2002 than in
1975.
*Every single group,
except those with graduate-
level college education, had
greater amounts of people
earning below poverty level
in 2002 than in 1975.
*In 1969, only about 10
percent of men in their early
30s had wages that were be-
low poverty level. By 2004,
the share had more than dou-
bled. Overall, the share of
young adults in 2005 living in
poverty was higher than the
national average.
There also are many dif-
ferences between now and the
early decades of the 20th cen-
tury, of course, which Setter-
sten and Ray illustrate. One
of the biggest differences is
that young people today don’t
contribute to the household as
they once did. Instead, par-
ents shoulder the burden of
launching their children into
adulthood.
“Parents are now being
called on to provide finan-
cial and other kinds of assis-
tance to their young adult
children,” Ray said. “A cen-
tury ago, the opposite was
true. Then, young adults
often helped their parents
when they went to work and
especially if they still lived
together.”
New evidence shows that
parents are spending 10 per-
cent of their annual income to
help their adult children, re-
gardless of their income level.
“And that’s a whole lot of
money for some kids to get –
and for many parents to give,
or to afford,” Settersten said.
Despite all the discussion
of kids staying at home
longer or coming back later,
Settersten said, it is important
to remember there remains a
sizable period of living inde-
pendently from parents in
early adulthood today. The
percentages of people who
have never married and who
are intentionally childless are
also higher now than at any
other time in American his-
tory.
“Today, the young adult
years are filled with many
different kinds of living ar-
rangements, some of which
more often involve parents,”
he said. “But what is perhaps
more significant is the fact
that these arrangements don’t
as often involve spouses.”
Now amid a recession,
pressures on middle class
families are great, Settersten
and Ray note. The longer path
to adulthood strains not only
families, but also the institu-
tions that have traditionally
supported young Americans
in making that transition –
such as residential colleges
and universities, community
colleges, military service, and
national service programs.
The authors emphasize
the need to strengthen these
institutions to better reflect
the times.
“Only by continuing or
increasing investments in
young people after the age
of 18 can policy makers
implement the supports
needed to make the road to
adulthood less draining for
families and less perilous
for young people,” Setter-
sten said.
The study was published
in the journal Transition to
Adulthood, a new publication
from The Future of Children,
a joint project between
Princeton University and the
Washington, D.C.-based
Brookings Institution think
tank.
OSP’s Snook earns Dedication Award
Senior Trooper Ken
Snook from the Oregon State
Police Grants Pass work site
has been honored as the re-
cipient of the 2009 “Senior
Trooper Maria Mignano
Dedication to Duty Award.”
Snook, 54, joined OSP
more than 25 years ago and
has worked out of the Grants
Pass and Medford offices. In
total, Snook has worked in
law enforcement for 33 years.
He was singled out dur-
ing the 2010 annual DUII
Multi-Disciplinary Impaired
Driving Training Conference
held April 23 and 24 in Bend.
The Oregon DUII Multi-
Disciplinary Training Task
Force presented its annual
awards of excellence to vari-
ous organizations, groups,
and individuals who made a
significant contribution to
deterring impaired driving in
Oregon during 2009.
One of the special award
categories is named in honor
of OSP Senior Trooper Maria
Mignano, who was dedicated
to removing impaired drivers
from Oregon roadways and
tragically lost her life in 2001.
The award honoring her is
presented to a sworn police
officer who exemplified the
behavior, dedication and pro-
fessionalism in all aspects of
impaired driving detection,
apprehension and prosecution
during the past year.
Early in Snook’s career it
was evident that he had a spe-
cial passion for DUII enforce-
ment. In 1998 he became an
instructor, and has been
teaching law enforcement
officers throughout the state,
including nearly 200 hours of
classroom instruction last
year.
In 1995 he attended the
first DRE (Drug Recognition
Evaluation) school held in
Oregon and became a DRE
instructor that same year. As
an instructor he has had a
direct effect on more than 300
DRE students and more than
2,100 law enforcement offi-
cers, paramedics, attorneys
and medical professionals in
drug and alcohol identifica-
tion and/or detection.
Snook has arrested more
than 1,650 impaired drivers
and conducted more than 400
DRE evaluations. He is the
DRE regional coordinator in
S.W. Oregon and has been
declared an expert in state and
federal courts, often being
requested to assist with local
DRE/DUII cases.
Previously, Snook re-
ceived OSP’s “DRE Instruc-
tor of the Year” award in
2000 and 2002; and in 1995
was selected “DUII Trainer of
the Year.”
Cities gain, county loses population
The cities of Cave Junc-
tion and Grants Pass gained
residents during the past 10
years, while the unincorpo-
rated areas of Josephine
County had a decline.
That’s according to infor-
mation from the Population
Research Center (PRC) at
Portland State University.
Figures show that the city
of Cave Junction had 1,370
residents in 2000, and that the
number rose by 380 to 1,750
as of 2009. The city of Grants
Pass had 23,170 citizens 10
years ago; the population now
is 33,225 for a gain of 10,055.
The county’s unincorpo-
rated areas were home to
51,510 persons in 2000. That
number dropped by 2,820 to
48,690 as of 2009.
Josephine County over-
all had a rise in population
to 83,665 last year. The fig-
ure represents a 7,939 in-
crease. Jackson County’s
population during the same
10-year period shot up from
181,269 to 207,010. That’s a
boost of 25,741 persons.
PRC also reported that
there were small decreases in
population in Grant, Baker,
Wallowa, Sherman and
Gilliam counties during the
period from 2000 to 2009.
Oregon overall experi-
enced a swelling of 402,066
residents. The state’s ‘09
population is listed by PRC as
being 3.8 million.
LEGAL NOTICE
TRUSTEE’S NOTICE OF SALE T.S. No.: OR-10-
356544-SH Reference is made to that certain
deed made by TAMI LUCAS & JOSH WEBER,
NOT AS TENANTS IN COMMON BUT WITH THE
RIGHT OF SURVIVORSHIP as Grantor to FIRST
AMERICAN TITLE, as Trustee, in favor of MORT-
GAGE ELECTRONIC REGISTRATION SYS-
TEMS, INC., AS NOMINEE FOR FIRST HORI-
ZON HOME LOANS, A DIVISION OF FIRST TEN-
NESSEE BANK N.A., as Beneficiary, dated
8/30/2007, recorded 09/06/2007, in official records
of Josephine County, Oregon, in book/reel/volume
No. xxx, at page No. xxx fee/file/instrument/
microfile/reception No. 2007-017566 AND LOAN
MODIFICATION DATED 8/1/2009 AND RE-
CORDED ON 9/18/2009 AS INSTRUMENT NUM-
BER 2009-014933, IN BOOK, PAGE, covering the
following described real property situated in said
County and State, to wit: APN: R319869 Lot 4,
Nebraska Acres subdivision, Josephine County,
Oregon, according to the official plat thereof re-
corded in volume 8 and page 79, plat records
Commonly known as: 1071 OMAHA DRIVE
Grants Pass, OR 97527 Both the beneficiary and
the trustee have elected to sell the said real prop-
erty to satisfy the obligations secured by said trust
deed and notice has been recorded pursuant to
Section 86.735 (3) of Oregon Revised Statutes;
the default for which the foreclosure is made is the
grantor’s: The installments of principal and interest
which became due on 1/1/2010, and all subse-
quent installments of principal and interest through
the date of this Notice, plus amounts that are due
for late charges, delinquent property taxes, insur-
ance premiums, advances made on senior liens,
taxes and/or insurance, trustee’s fees, and any
attorney fees and court costs arising from or asso-
ciated with the beneficiaries efforts to protect and
preserve its security, all of which must be paid as
a condition of reinstatement, including all sums
that shall accrue through reinstatement or pay-off.
Nothing in this notice shall be construed as a
waiver of any fees owing to the Beneficiary under
the Deed of Trust pursuant to the terms of the
loan documents. Monthly Payment $1,883.78
Monthly Late Charge $63.45 By this reason of
said default the beneficiary has declared all obli-
gations secured by said trust deed immediately
due and payable, said sums being the following,
to wit: The sum of $241,479.33 together with inter-
est thereon at the rate of 5.6250 per annum from
12/1/2009 until paid; plus all accrued late charges
thereon; and all trustee’s fees, foreclosure costs
and any sums advanced by the beneficiary pursu-
ant to the terms of said deed of trust. Whereof,
notice hereby is given that, FIRST AMERICAN
TITLE INSURANCE COMPANY,, the undersigned
trustee will, on 8/31/2010, at the hour of 01:00
PM, Standard of Time, as established by section
187.110, Oregon Revised Statutes, at the front
door to the Josephine County Courthouse, 500
NW 6th Street Grants Pass, OR County of Jose-
phine, State of Oregon, sell at public auction to
the highest bidder for cash the interest in the said
described real property which the grantor had or
had power to convey at the time of execution by
him of the said trust deed, together with any inter-
est which the grantor or his successors in interest
acquired after the execution of said trust deed, to
satisfy the foregoing obligations thereby secured
and the costs and expenses of sale, including a
reasonable charge by the trustee. Notice is further
given that any person named in section 86.753 of
Oregon Revised Statutes has the right to have the
foreclosure proceeding dismissed and the trust
deed reinstated by payment to the beneficiary of
the entire amount then due (other than such por-
tion of said principal as would not then be due had
no default occurred), together with the costs, trus-
tee’s and attorney’s fees and curing any other
default complained of in the Notice of Default by
tendering the performance required under the
obligation or trust deed, at any time prior to five
days before the date last set for sale. For Sale
Information Call: 714-573-1965 or Login to
www.priorityposting.com. In construing this notice,
the masculine gender includes the feminine and
the neuter, the singular includes plural, the word
“grantor” includes any successor in interest to the
grantor as well as any other persons owing an
obligation, the performance of which is secured by
said trust deed, the words “trustee” and
“beneficiary” include their respective successors in
interest, if any. Pursuant to Oregon Law, this sale
will not be deemed final until the Trustee’s deed
has been issued by FIRST AMERICAN TITLE
INSURANCE COMPANY. If there are any irregu-
larities discovered within 10 days of the date of
this sale, that the trustee will rescind the sale,
return the buyer’s money and take further action
as necessary. If the Trustee is unable to convey
title for any reason, the successful bidder’s sole
and exclusive remedy shall be the return of mon-
ies paid to the Trustee, and the successful bidder
shall have no further recourse. If the sale is set
aside for any reason, the Purchaser at the sale
shall be entitled only to a return of the deposit
paid. The Purchaser shall have no further re-
course against the Mortgagor, the Mortgagee, or
the Mortgagee’s Attorney. NOTICE TO RESIDEN-
TIAL TENANTS The property in which you are
living is in foreclosure. A foreclosure sale is
scheduled for 8/31/2010. Unless the lender who is
foreclosing on this property is paid, the foreclosure
will go through and someone new will own this
property. The following information applies to you
only if you occupy and rent this property as a resi-
dential dwelling under a legitimate rental agree-
ment. The information does not apply to you if you
own this property or if you are not a residential
tenant. If the foreclosure goes through, the busi-
ness or individual who buys this property at the
foreclosure sale has the right to require you to
move out. The buyer must first give you an evic-
tion notice in writing that specifies the date by
which you must move out. The buyer may not give
you this notice until after the foreclosure sale hap-
pens. If you do not leave before the move-out
date, the buyer can have the sheriff remove you
from the property after a court hearing. You will
receive notice of the court hearing. FEDERAL
LAW REQUIRES YOU TO BE NOTIFIED IF YOU
ARE OCCUPYING AND RENTING THIS PROP-
ERTY AS A RESIDENTIAL DWELLING UNDER A
LEGITIMATE RENTAL AGREEMENT, FEDERAL
LAW REQUIRES THE BUYER TO GIVE YOU A
NOTICE IN WRITING A CERTAIN NUMBER OF
DAYS BEFORE THE BUYER CAN REQUIRE
YOU TO MOVE OUT. THE FEDERAL LAW THAT
REQUIRES THE BUYER TO GIVE YOU THIS
NOTICE IS EFFECTIVE UNTIL DECEMBER 31,
2012. Under federal law, the buyer must give you
at least 90 days' notice in writing before requiring
you to move out. If you are renting this property
under a fixed-term lease (for example, a six-month
or one-year lease), you may stay until the end of
your lease term. If the buyer wants to move in and
use this property as the buyer's primary residence,
the buyer can give you written notice and require
you to move out after 90 days, even if you have a
fixed-term lease with more than 90 days left.
STATE LAW NOTIFICATION REQUIREMENTS
IF THE FEDERAL LAW DOES NOT APPLY,
STATE LAW STILL REQUIRES THE BUYER TO
GIVE YOU NOTICE IN WRITING BEFORE RE-
QUIRING YOU TO MOVE OUT IF YOU ARE OC-
CUPYING AND RENTING THE PROPERTY AS A
TENANT IN GOOD FAITH. EVEN IF THE FED-
ERAL LAW REQUIREMENT IS NO LONGER
EFFECTIVE AFTER DECEMBER 31, 2012, THE
REQUIREMENT UNDER STATE LAW STILL AP-
PLIES TO YOUR SITUATION. Under state law, if
you have a fixed-term lease (for example, a six-
month or one-year lease), the buyer must give you
at least 60 days' notice in writing before requiring
you to move out. If the buyer wants to move in
and use this property as the buyer's primary resi-
dence, the buyer can give you written notice and
require you to move out after 30 days, even if you
have a fixed term lease with more than 30 days
left. If you are renting under a month-to-month or
week-to-week rental agreement, the buyer must
give you at least 30 days' notice in writing before
requiring you to move out. IMPORTANT: For the
buyer to be required to give you a notice under
state law, you must prove to the business or indi-
vidual who is handling the foreclosure sale that
you are occupying and renting this property as a
residential dwelling under a legitimate rental
agreement. The name and address of the busi-
ness or individual who is handling the foreclosure
sale is shown on this notice under the heading
"TRUSTEE". You must mail or deliver your proof
not later than 8/1/2010 (30 days before the date
first set for the foreclosure sale). Your proof must
be in writing and should be a copy of your rental
agreement or lease. If you do not have a written
rental agreement or lease, you can provide other
proof, such as receipts for rent paid. ABOUT
YOUR SECURITY DEPOSIT Under state law, you
may apply your security deposit and any rent you
paid in advance against the current rent you owe
your landlord. To do this, you must notify your
landlord in writing that you want to subtract the
amount of your security deposit or prepaid rent
from your rent payment. You may do this only for
the rent you owe your current landlord. If you do
this, you must do so before the foreclosure sale.
The business or individual who buys this property
at the foreclosure sale is not responsible to you for
any deposit or prepaid rent you paid to your land-
lord. ABOUT YOUR TENANCY AFTER THE
FORECLOSURE SALE The business or individual
who buys this property at the foreclosure sale may
be willing to allow you to stay as a tenant instead
of requiring you to move out. You should contact
the buyer to discuss that possibility if you would
like to stay. Under state law, if the buyer accepts
rent from you, signs a new residential rental
agreement with you or does not notify you in writ-
ing within 30 days after the date of the foreclosure
sale that you must move out, the buyer becomes
your new landlord and must maintain the property.
Otherwise, the buyer is not your landlord and is
not responsible for maintaining the property on
your behalf and you must move out by the date
the buyer specifies in a notice to you. YOU
SHOULD CONTINUE TO PAY RENT TO YOUR
LANDLORD UNTIL THE PROPERTY IS SOLD
TO ANOTHER BUSINESS OR INDIVIDUAL OR
UNTIL A COURT OR A LENDER TELLS YOU
OTHERWISE. IF YOU DO NOT PAY RENT, YOU
CAN BE EVICTED. AS EXPLAINED ABOVE,
YOU MAY BE ABLE TO APPLY A DEPOSIT OR
RENT YOU PREPAID AGAINST YOUR CUR-
RENT RENT OBLIGATION. BE SURE TO KEEP
PROOF OF ANY PAYMENTS YOU MAKE AND
OF ANY NOTICE YOU GIVE OR RECEIVE CON-
CERNING THE APPLICATION OF YOUR DE-
POSIT OR PREPAID RENT. IT IS UNLAWFUL
FOR ANY PERSON TO TRY TO FORCE YOU
TO LEAVE YOUR HOME WITHOUT FIRST GO-
ING TO COURT TO EVICT YOU. FOR MORE
INFORMATION ABOUT YOUR RIGHTS, YOU
MAY WISH TO CONSULT A LAWYER. If you
believe you need legal assistance, contact the
Oregon State Bar and ask for the lawyer referral
service. Contact information for the Oregon State
Bar is included with this notice. If you do not have
enough money to pay a lawyer or are otherwise
eligible, you may be able to receive legal assis-
tance for free. Information about whom to contact
for free legal assistance is included with this no-
tice. Oregon State Bar (503) 684-3763; (800) 452-
7636 Legal assistance: www.lawhelp.org/or/
index.cfm Dated: 4/26/2010 FIRST AMERICAN
TITLE INSURANCE COMPANY, as Trustee 3
First American Way Santa Ana, CA 92707 Signa-
ture By: Nina Hernandez, Assistant Secretary
Quality Loan Service Corp. of Washington, as
agent for FIRST AMERICAN TITLE INSURANCE
COMPANY 2141 5th Avenue San Diego, CA
92101 619-645-7711 For Non-Sale Information:
Quality Loan Service Corp. of Washington 2141
5th Avenue San Diego, CA 92101 619-645-7711
Fax: 619-645-7716 If you have previously been
discharged through bankruptcy, you may have
been released of personal liability for this loan in
which case this letter is intended to exercise the
note holder’s rights against the real property only.
This Office is attempting to collect a debt and any
information obtained will be used for that purpose.
As required by law, you are hereby notified that a
negative credit report reflecting on your credit re-
cord may be submitted to a credit report agency if
you fail to fulfill the terms of your credit obliga-
tions. P#694867
Publish & Affd:
5/5, 5/12, 5/19, 05/26/2010