Illinois Valley News, Cave Junction, Ore. Wednesday, May 5, 2010
Page 21
LEGAL NOTICE
TRUSTEE’S NOTICE OF SALE T.S. No.: OR-10-
355064-NH Reference is made to that certain
deed made by GARY W TATOM II AN ESTATE
IN FEE SIMPLE as Grantor to Ticor Title Com-
pany, as Trustee, in favor of Mortgage Electronic
Registration Systems Inc, as nominee Gateway
Business Bank, DBA Mission Hills Mortgage
Bankers, as Beneficiary, dated 3/8/2006, recorded
03/16/2006, in official records of Josephine
County, Oregon, in book/reel/volume No. xxx, at
page No. xxx fee/file/instrument/microfile/reception
No. 2006-005568 covering the following described
real property situated in said County and State, to
wit: APN: R337307 Lot 75, Lower River Meadows
Subdivision, phase 2, Josephine County, Oregon
Commonly known as: 2207 SW JUDY LANE
GRANTS PASS, OR 97526 Both the beneficiary
and the trustee have elected to sell the said real
property to satisfy the obligations secured by said
trust deed and notice has been recorded pursuant
to Section 86.735 (3) of Oregon Revised Statutes;
the default for which the foreclosure is made is the
grantor’s: The installments of principal and interest
which became due on 10/1/2009, and all subse-
quent installments of principal and interest through
the date of this Notice, plus amounts that are due
for late charges, delinquent property taxes, insur-
ance premiums, advances made on senior liens,
taxes and/or insurance, trustee’s fees, and any
attorney fees and court costs arising from or asso-
ciated with the beneficiaries efforts to protect and
preserve its security, all of which must be paid as
a condition of reinstatement, including all sums
that shall accrue through reinstatement or pay-off.
Nothing in this notice shall be construed as a
waiver of any fees owing to the Beneficiary under
the Deed of Trust pursuant to the terms of the
loan documents. Monthly Payment $1,276.28
Monthly Late Charge $63.81 By this reason of
said default the beneficiary has declared all obli-
gations secured by said trust deed immediately
due and payable, said sums being the following,
to wit: The sum of $183,980.00 together with inter-
est thereon at the rate of 7.1250 per annum from
9/1/2009 until paid; plus all accrued late charges
thereon; and all trustee’s fees, foreclosure costs
and any sums advanced by the beneficiary pursu-
ant to the terms of said deed of trust. Whereof,
notice hereby is given that, LSI Title Company of
Oregon, LLC, the undersigned trustee will, on
8/25/2010, at the hour of 01:00 PM, Standard of
Time, as established by section 187.110, Oregon
Revised Statutes, at the front door to the Jose-
phine County Courthouse, 500 NW 6th Street
Grants Pass, OR County of Josephine, State of
Oregon, sell at public auction to the highest bidder
for cash the interest in the said described real
property which the grantor had or had power to
convey at the time of execution by him of the said
trust deed, together with any interest which the
grantor or his successors in interest acquired after
the execution of said trust deed, to satisfy the
foregoing obligations thereby secured and the
costs and expenses of sale, including a reason-
able charge by the trustee. Notice is further given
that any person named in section 86.753 of Ore-
gon Revised Statutes has the right to have the
foreclosure proceeding dismissed and the trust
deed reinstated by payment to the beneficiary of
the entire amount then due (other than such por-
tion of said principal as would not then be due had
no default occurred), together with the costs, trus-
tee’s and attorney’s fees and curing any other
default complained of in the Notice of Default by
tendering the performance required under the
obligation or trust deed, at any time prior to five
days before the date last set for sale. For Sale
Information Call: 714-573-1965 or Login to
www.priorityposting.com. In construing this notice,
the masculine gender includes the feminine and
the neuter, the singular includes plural, the word
“grantor” includes any successor in interest to the
grantor as well as any other persons owing an
obligation, the performance of which is secured by
said trust deed, the words “trustee” and
“beneficiary” include their respective successors in
interest, if any. Pursuant to Oregon Law, this sale
will not be deemed final until the Trustee’s deed
has been issued by LSI Title Company of Oregon,
LLC. If there are any irregularities discovered
within 10 days of the date of this sale, that the
trustee will rescind the sale, return the buyer’s
money and take further action as necessary. If the
Trustee is unable to convey title for any reason,
the successful bidder’s sole and exclusive remedy
shall be the return of monies paid to the Trustee,
and the successful bidder shall have no further
recourse. If the sale is set aside for any reason,
the Purchaser at the sale shall be entitled only to
a return of the deposit paid. The Purchaser shall
have no further recourse against the Mortgagor,
the Mortgagee, or the Mortgagee’s Attorney. NO-
TICE TO RESIDENTIAL TENANTS The property
in which you are living is in foreclosure. A foreclo-
sure sale is scheduled for 8/25/2010. Unless the
lender who is foreclosing on this property is paid,
the foreclosure will go through and someone new
will own this property. The following information
applies to you only if you occupy and rent this
property as a residential dwelling under a legiti-
mate rental agreement. The information does not
apply to you if you own this property or if you are
not a residential tenant. If the foreclosure goes
through, the business or individual who buys this
property at the foreclosure sale has the right to
require you to move out. The buyer must first give
you an eviction notice in writing that specifies the
date by which you must move out. The buyer may
not give you this notice until after the foreclosure
sale happens. If you do not leave before the
move-out date, the buyer can have the sheriff
remove you from the property after a court hear-
ing. You will receive notice of the court hearing.
FEDERAL LAW REQUIRES YOU TO BE NOTI-
FIED IF YOU ARE OCCUPYING AND RENTING
THIS PROPERTY AS A RESIDENTIAL DWELL-
ING UNDER A LEGITIMATE RENTAL AGREE-
MENT, FEDERAL LAW REQUIRES THE BUYER
TO GIVE YOU A NOTICE IN WRITING A CER-
TAIN NUMBER OF DAYS BEFORE THE BUYER
CAN REQUIRE YOU TO MOVE OUT. THE FED-
ERAL LAW THAT REQUIRES THE BUYER TO
GIVE YOU THIS NOTICE IS EFFECTIVE UNTIL
DECEMBER 31, 2012. Under federal law, the
buyer must give you at least 90 days' notice in
writing before requiring you to move out. If you are
renting this property under a fixed-term lease (for
example, a six-month or one-year lease), you may
stay until the end of your lease term. If the buyer
wants to move in and use this property as the
buyer's primary residence, the buyer can give you
written notice and require you to move out after 90
days, even if you have a fixed-term lease with
more than 90 days left. STATE LAW NOTIFICA-
TION REQUIREMENTS IF THE FEDERAL LAW
DOES NOT APPLY, STATE LAW STILL RE-
QUIRES THE BUYER TO GIVE YOU NOTICE IN
WRITING BEFORE REQUIRING YOU TO MOVE
OUT IF YOU ARE OCCUPYING AND RENTING
THE PROPERTY AS A TENANT IN GOOD
FAITH. EVEN IF THE FEDERAL LAW REQUIRE-
MENT IS NO LONGER EFFECTIVE AFTER DE-
CEMBER 31, 2012, THE REQUIREMENT UN-
DER STATE LAW STILL APPLIES TO YOUR
SITUATION. Under state law, if you have a fixed-
term lease (for example, a six-month or one-year
lease), the buyer must give you at least 60 days'
notice in writing before requiring you to move out.
If the buyer wants to move in and use this prop-
erty as the buyer's primary residence, the buyer
can give you written notice and require you to
move out after 30 days, even if you have a fixed
term lease with more than 30 days left. If you are
renting under a month-to-month or week-to-week
rental agreement, the buyer must give you at least
30 days' notice in writing before requiring you to
move out. IMPORTANT: For the buyer to be re-
quired to give you a notice under state law, you
must prove to the business or individual who is
handling the foreclosure sale that you are occupy-
ing and renting this property as a residential dwell-
ing under a legitimate rental agreement. The
name and address of the business or individual
who is handling the foreclosure sale is shown on
this notice under the heading "TRUSTEE". You
must mail or deliver your proof not later than
7/26/2010 (30 days before the date first set for the
foreclosure sale). Your proof must be in writing
and should be a copy of your rental agreement or
lease. If you do not have a written rental agree-
ment or lease, you can provide other proof, such
as receipts for rent paid. ABOUT YOUR SECU-
RITY DEPOSIT Under state law, you may apply
your security deposit and any rent you paid in
advance against the current rent you owe your
landlord. To do this, you must notify your landlord
in writing that you want to subtract the amount of
your security deposit or prepaid rent from your
rent payment. You may do this only for the rent
you owe your current landlord. If you do this, you
must do so before the foreclosure sale. The busi-
ness or individual who buys this property at the
foreclosure sale is not responsible to you for any
deposit or prepaid rent you paid to your landlord.
ABOUT YOUR TENANCY AFTER THE FORE-
CLOSURE SALE The business or individual who
buys this property at the foreclosure sale may be
willing to allow you to stay as a tenant instead of
requiring you to move out. You should contact the
buyer to discuss that possibility if you would like to
stay. Under state law, if the buyer accepts rent
from you, signs a new residential rental agree-
ment with you or does not notify you in writing
within 30 days after the date of the foreclosure
sale that you must move out, the buyer becomes
your new landlord and must maintain the property.
Otherwise, the buyer is not your landlord and is
not responsible for maintaining the property on
your behalf and you must move out by the date
the buyer specifies in a notice to you. YOU
SHOULD CONTINUE TO PAY RENT TO YOUR
LANDLORD UNTIL THE PROPERTY IS SOLD
TO ANOTHER BUSINESS OR INDIVIDUAL OR
UNTIL A COURT OR A LENDER TELLS YOU
OTHERWISE. IF YOU DO NOT PAY RENT, YOU
CAN BE EVICTED. AS EXPLAINED ABOVE,
YOU MAY BE ABLE TO APPLY A DEPOSIT OR
RENT YOU PREPAID AGAINST YOUR CUR-
RENT RENT OBLIGATION. BE SURE TO KEEP
PROOF OF ANY PAYMENTS YOU MAKE AND
OF ANY NOTICE YOU GIVE OR RECEIVE CON-
CERNING THE APPLICATION OF YOUR DE-
POSIT OR PREPAID RENT. IT IS UNLAWFUL
FOR ANY PERSON TO TRY TO FORCE YOU
TO LEAVE YOUR HOME WITHOUT FIRST GO-
ING TO COURT TO EVICT YOU. FOR MORE
INFORMATION ABOUT YOUR RIGHTS, YOU
MAY WISH TO CONSULT A LAWYER. If you
believe you need legal assistance, contact the
Oregon State Bar and ask for the lawyer referral
service. Contact information for the Oregon State
Bar is included with this notice. If you do not have
enough money to pay a lawyer or are otherwise
eligible, you may be able to receive legal assis-
tance for free. Information about whom to contact
for free legal assistance is included with this no-
tice. Oregon State Bar (503) 684-3763; (800) 452-
7636 Legal assistance: www.lawhelp.org/or/
index.cfm Dated: 4/20/2010 LSI Title Company of
Oregon, LLC, as Trustee 3220 El Camino Real
Irvine, CA 92602 Signature By: Brooke Frank,
Assistant Secretary Quality Loan Service Corp. of
Washington, as agent for LSI Title Company of
Oregon, LLC 2141 5th Avenue San Diego, CA
92101 619-645-7711 For Non-Sale Information:
Quality Loan Service Corp. of Washington 2141
5th Avenue San Diego, CA 92101 619-645-7711
Fax: 619-645-7716 If you have previously been
discharged through bankruptcy, you may have
been released of personal liability for this loan in
which case this letter is intended to exercise the
note holder’s rights against the real property only.
This Office is attempting to collect a debt and any
information obtained will be used for that purpose.
As required by law, you are hereby notified that a
negative credit report reflecting on your credit re-
cord may be submitted to a credit report agency if
you fail to fulfill the terms of your credit obligations.
P#692863
TRUSTEE’S NOTICE OF SALE T.S. No.: OR-09-
331831-SH Reference is made to that certain
deed made by JASON ERIC PORTER AND
DIANA R. PORTER , AS TENANTS BY THE EN-
TIRETY as Grantor to First American Title, as
Trustee, in favor of Imperial Credit Industries, Inc.,
as Beneficiary, dated 2/1/1996, recorded
02/05/1996, in official records of Josephine
County, Oregon, in book/reel/volume No. 190, at
page No. 0490 fee/file/instrument/microfile/
reception No. xxx covering the following described
real property situated in said County and State, to
wit: APN: R337916 Lot 23, Redwood Meadows
Subdivision, Josephine County, Oregon. Com-
monly known as: 2115 MENDI WAY GRANTS
PASS, OR 97527 Both the beneficiary and the
trustee have elected to sell the said real property
to satisfy the obligations secured by said trust
deed and notice has been recorded pursuant to
Section 86.735 (3) of Oregon Revised Statutes;
the default for which the foreclosure is made is the
grantor’s: The installments of principal and interest
which became due on 8/1/2009, and all subse-
quent installments of principal and interest through
the date of this Notice, plus amounts that are due
for late charges, delinquent property taxes, insur-
ance premiums, advances made on senior liens,
taxes and/or insurance, trustee’s fees, and any
attorney fees and court costs arising from or asso-
ciated with the beneficiaries efforts to protect and
preserve its security, all of which must be paid as
a condition of reinstatement, including all sums
that shall accrue through reinstatement or pay-off.
Nothing in this notice shall be construed as a
waiver of any fees owing to the Beneficiary under
the Deed of Trust pursuant to the terms of the
loan documents. Monthly Payment $344.57
Monthly Late Charge $27.71 By this reason of
said default the beneficiary has declared all obli-
gations secured by said trust deed immediately
due and payable, said sums being the following,
to wit: The sum of $58,032.05 together with inter-
est thereon at the rate of 7.1250 per annum from
7/1/2009 until paid; plus all accrued late charges
thereon; and all trustee’s fees, foreclosure costs
and any sums advanced by the beneficiary pursu-
ant to the terms of said deed of trust. Whereof,
notice hereby is given that, LSI Title Company of
Oregon, LLC, the undersigned trustee will, on
8/26/2010, at the hour of 01:00 PM, Standard of
Time, as established by section 187.110, Oregon
Revised Statutes, at the front door to the Jose-
phine County Courthouse, 500 NW 6th Street
Grants Pass, OR County of Josephine, State of
Oregon, sell at public auction to the highest bidder
for cash the interest in the said described real
property which the grantor had or had power to
convey at the time of execution by him of the said
trust deed, together with any interest which the
grantor or his successors in interest acquired after
the execution of said trust deed, to satisfy the
foregoing obligations thereby secured and the
costs and expenses of sale, including a reason-
able charge by the trustee. Notice is further given
that any person named in section 86.753 of Ore-
gon Revised Statutes has the right to have the
foreclosure proceeding dismissed and the trust
deed reinstated by payment to the beneficiary of
the entire amount then due (other than such por-
tion of said principal as would not then be due had
no default occurred), together with the costs, trus-
tee’s and attorney’s fees and curing any other
default complained of in the Notice of Default by
tendering the performance required under the
obligation or trust deed, at any time prior to five
days before the date last set for sale. For Sale
Information Call: 714-573-1965 or Login to
www.priorityposting.com. In construing this notice,
the masculine gender includes the feminine and
the neuter, the singular includes plural, the word
“grantor” includes any successor in interest to the
grantor as well as any other persons owing an
obligation, the performance of which is secured by
said trust deed, the words “trustee” and
“beneficiary” include their respective successors in
interest, if any. Pursuant to Oregon Law, this sale
will not be deemed final until the Trustee’s deed
has been issued by LSI Title Company of Oregon,
LLC. If there are any irregularities discovered
within 10 days of the date of this sale, that the
trustee will rescind the sale, return the buyer’s
money and take further action as necessary. If the
Trustee is unable to convey title for any reason,
the successful bidder’s sole and exclusive remedy
shall be the return of monies paid to the Trustee,
and the successful bidder shall have no further
recourse. If the sale is set aside for any reason,
the Purchaser at the sale shall be entitled only to
a return of the deposit paid. The Purchaser shall
have no further recourse against the Mortgagor,
the Mortgagee, or the Mortgagee’s Attorney. NO-
TICE TO RESIDENTIAL TENANTS The property
in which you are living is in foreclosure. A foreclo-
sure sale is scheduled for 8/26/2010. Unless the
lender who is foreclosing on this property is paid,
the foreclosure will go through and someone new
will own this property. The following information
applies to you only if you occupy and rent this
property as a residential dwelling under a legiti-
mate rental agreement. The information does not
apply to you if you own this property or if you are
not a residential tenant. If the foreclosure goes
through, the business or individual who buys this
property at the foreclosure sale has the right to
require you to move out. The buyer must first give
you an eviction notice in writing that specifies the
date by which you must move out. The buyer may
not give you this notice until after the foreclosure
sale happens. If you do not leave before the
move-out date, the buyer can have the sheriff
remove you from the property after a court hear-
ing. You will receive notice of the court hearing.
FEDERAL LAW REQUIRES YOU TO BE NOTI-
FIED IF YOU ARE OCCUPYING AND RENTING
THIS PROPERTY AS A RESIDENTIAL DWELL-
ING UNDER A LEGITIMATE RENTAL AGREE-
MENT, FEDERAL LAW REQUIRES THE BUYER
TO GIVE YOU A NOTICE IN WRITING A CER-
TAIN NUMBER OF DAYS BEFORE THE BUYER
CAN REQUIRE YOU TO MOVE OUT. THE FED-
ERAL LAW THAT REQUIRES THE BUYER TO
GIVE YOU THIS NOTICE IS EFFECTIVE UNTIL
DECEMBER 31, 2012. Under federal law, the
buyer must give you at least 90 days' notice in
writing before requiring you to move out. If you are
renting this property under a fixed-term lease (for
example, a six-month or one-year lease), you may
stay until the end of your lease term. If the buyer
wants to move in and use this property as the
buyer's primary residence, the buyer can give you
written notice and require you to move out after 90
days, even if you have a fixed-term lease with
more than 90 days left. STATE LAW NOTIFICA-
TION REQUIREMENTS IF THE FEDERAL LAW
DOES NOT APPLY, STATE LAW STILL RE-
QUIRES THE BUYER TO GIVE YOU NOTICE IN
WRITING BEFORE REQUIRING YOU TO MOVE
OUT IF YOU ARE OCCUPYING AND RENTING
THE PROPERTY AS A TENANT IN GOOD
FAITH. EVEN IF THE FEDERAL LAW REQUIRE-
MENT IS NO LONGER EFFECTIVE AFTER DE-
CEMBER 31, 2012, THE REQUIREMENT UN-
DER STATE LAW STILL APPLIES TO YOUR
SITUATION. Under state law, if you have a fixed-
term lease (for example, a six-month or one-year
lease), the buyer must give you at least 60 days'
notice in writing before requiring you to move out.
If the buyer wants to move in and use this prop-
erty as the buyer's primary residence, the buyer
can give you written notice and require you to
move out after 30 days, even if you have a fixed
term lease with more than 30 days left. If you are
renting under a month-to-month or week-to-week
rental agreement, the buyer must give you at least
30 days' notice in writing before requiring you to
move out. IMPORTANT: For the buyer to be re-
quired to give you a notice under state law, you
must prove to the business or individual who is
handling the foreclosure sale that you are occupy-
ing and renting this property as a residential dwell-
ing under a legitimate rental agreement. The
name and address of the business or individual
who is handling the foreclosure sale is shown on
this notice under the heading "TRUSTEE". You
must mail or deliver your proof not later than
7/27/2010 (30 days before the date first set for the
foreclosure sale). Your proof must be in writing
and should be a copy of your rental agreement or
lease. If you do not have a written rental agree-
ment or lease, you can provide other proof, such
as receipts for rent paid. ABOUT YOUR SECU-
RITY DEPOSIT Under state law, you may apply
your security deposit and any rent you paid in
advance against the current rent you owe your
landlord. To do this, you must notify your landlord
in writing that you want to subtract the amount of
your security deposit or prepaid rent from your
rent payment. You may do this only for the rent
you owe your current landlord. If you do this, you
must do so before the foreclosure sale. The busi-
ness or individual who buys this property at the
foreclosure sale is not responsible to you for any
deposit or prepaid rent you paid to your landlord.
ABOUT YOUR TENANCY AFTER THE FORE-
CLOSURE SALE The business or individual who
buys this property at the foreclosure sale may be
willing to allow you to stay as a tenant instead of
requiring you to move out. You should contact the
buyer to discuss that possibility if you would like to
stay. Under state law, if the buyer accepts rent
from you, signs a new residential rental agree-
ment with you or does not notify you in writing
within 30 days after the date of the foreclosure
sale that you must move out, the buyer becomes
your new landlord and must maintain the property.
Otherwise, the buyer is not your landlord and is
not responsible for maintaining the property on
your behalf and you must move out by the date
the buyer specifies in a notice to you. YOU
SHOULD CONTINUE TO PAY RENT TO YOUR
LANDLORD UNTIL THE PROPERTY IS SOLD
TO ANOTHER BUSINESS OR INDIVIDUAL OR
UNTIL A COURT OR A LENDER TELLS YOU
OTHERWISE. IF YOU DO NOT PAY RENT, YOU
CAN BE EVICTED. AS EXPLAINED ABOVE,
YOU MAY BE ABLE TO APPLY A DEPOSIT OR
RENT YOU PREPAID AGAINST YOUR CUR-
RENT RENT OBLIGATION. BE SURE TO KEEP
PROOF OF ANY PAYMENTS YOU MAKE AND
OF ANY NOTICE YOU GIVE OR RECEIVE CON-
CERNING THE APPLICATION OF YOUR DE-
POSIT OR PREPAID RENT. IT IS UNLAWFUL
FOR ANY PERSON TO TRY TO FORCE YOU
TO LEAVE YOUR HOME WITHOUT FIRST GO-
ING TO COURT TO EVICT YOU. FOR MORE
INFORMATION ABOUT YOUR RIGHTS, YOU
MAY WISH TO CONSULT A LAWYER. If you
believe you need legal assistance, contact the
Oregon State Bar and ask for the lawyer referral
service. Contact information for the Oregon State
Bar is included with this notice. If you do not have
enough money to pay a lawyer or are otherwise
eligible, you may be able to receive legal assis-
tance for free. Information about whom to contact
for free legal assistance is included with this no-
tice. Oregon State Bar (503) 684-3763; (800) 452-
7636 Legal assistance: www.lawhelp.org/or/
index.cfm Dated: 4/19/2010 LSI Title Company of
Oregon, LLC, as Trustee 3220 El Camino Real
Irvine, CA 92602 Signature By: Brooke Frank,
Assistant Secretary Quality Loan Service Corp. of
Washington, as agent for LSI Title Company of
Oregon, LLC 2141 5th Avenue San Diego, CA
92101 619-645-7711 For Non-Sale Information:
Quality Loan Service Corp. of Washington 2141
5th Avenue San Diego, CA 92101 619-645-7711
Fax: 619-645-7716 If you have previously been
discharged through bankruptcy, you may have
been released of personal liability for this loan in
which case this letter is intended to exercise the
note holder’s rights against the real property only.
This Office is attempting to collect a debt and any
information obtained will be used for that purpose.
As required by law, you are hereby notified that a
negative credit report reflecting on your credit re-
cord may be submitted to a credit report agency if
you fail to fulfill the terms of your credit obligations.
P#692905
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