Page 12
Illinois Valley News, Cave Junction, Ore. Wednesday, April 21, 2010
LEGAL NOTICE
TRUSTEE’S NOTICE OF SALE T.S. No.: OR-10-
346719-SH Reference is made to that certain
deed made by PAUL D. SWANSON AND DORIS
A. SWANSON , HUSBAND AND WIFE AS JOINT
TENANTS as Grantor to First American Title In-
surance Company of Oregon, as Trustee, in favor
of Mortgage Electronic Registration Systems, Inc.,
as nominee for Axis Mortgage & Investment, A
division of the Biltmore Bank of Arizona A division
of the Biltmore Bank of Arizona, as Beneficiary,
dated 10/18/2005, recorded 10/31/2005, in official
records of Josephine County, Oregon, in book/
reel/volume No. xxx, at page No. xxx fee/file/
instrument/microfile/reception No. 2005-025223
covering the following described real property situ-
ated in said County and State, to wit: APN:
R323967 Please See Attached For Legal Exhibit
“A” REF. No.: OR-10-346719 Parcel 1: the south-
east quarter of the southeast quarter of the north-
west quarter of the southwest quarter of section 1,
township 37 south, range 6 west of the Willamette
Meridian, Josephine County, Oregon. Parcel 2: an
easement for ingress and egress to be used in
common with others, over that portion of an exist-
ing roadway known as west intervale road lying
within the following described tract, to-wit: A tract
of land situated in the northeast quarter of the
southwest quarter of section 1, township 37 south,
range 6 west, of the Willamette Meridian, Jose-
phine County, Oregon, more particularly described
as follows: Beginning at a 1 1/2 inch diameter iron
pipe, which monuments the southwest corner of
the northeast quarter of the southwest quarter of
said section 1; thence north 00º06' east 356.79
feet to a 5/8 inch diameter iron rod; thence east
338.16 feet to the westerly right of way line of the
New Hope Road, said point being monumented
with a 5/8 inch diameter iron rod; thence south
21º19' west along said right of way line, 383.06
feet; thence south 89º59' east 199.53 feet to the
point of beginning. Commonly known as: 182
WEST INTERVALE ROAD GRANT PASS, OR
97527 Both the beneficiary and the trustee have
elected to sell the said real property to satisfy the
obligations secured by said trust deed and notice
has been recorded pursuant to Section 86.735 (3)
of Oregon Revised Statutes; the default for which
the foreclosure is made is the grantor’s: The in-
stallments of principal and interest which became
due on 12/1/2006, and all subsequent installments
of principal and interest through the date of this
Notice, plus amounts that are due for late
charges, delinquent property taxes, insurance
premiums, advances made on senior liens, taxes
and/or insurance, trustee’s fees, and any attorney
fees and court costs arising from or associated
with the beneficiaries efforts to protect and pre-
serve its security, all of which must be paid as a
condition of reinstatement, including all sums that
shall accrue through reinstatement or pay-off.
Nothing in this notice shall be construed as a
waiver of any fees owing to the Beneficiary under
the Deed of Trust pursuant to the terms of the
loan documents. Monthly Payment $1,250.00
Monthly Late Charge $62.50 By this reason of
said default the beneficiary has declared all obli-
gations secured by said trust deed immediately
due and payable, said sums being the following,
to wit: The sum of $180,000.00 together with inter-
est thereon at the rate of 8.0000 per annum from
11/1/2006 until paid; plus all accrued late charges
thereon; and all trustee’s fees, foreclosure costs
and any sums advanced by the beneficiary pursu-
ant to the terms of said deed of trust. Whereof,
notice hereby is given that, LSI Title Company of
Oregon, LLC, the undersigned trustee will, on
8/17/2010, at the hour of 01:00 PM, Standard of
Time, as established by section 187.110, Oregon
Revised Statutes, at the front door to the Jose-
phine County Courthouse, 500 NW 6th Street
Grants Pass, OR County of Josephine, State of
Oregon, sell at public auction to the highest bidder
for cash the interest in the said described real
property which the grantor had or had power to
convey at the time of execution by him of the said
trust deed, together with any interest which the
grantor or his successors in interest acquired after
the execution of said trust deed, to satisfy the
foregoing obligations thereby secured and the
costs and expenses of sale, including a reason-
able charge by the trustee. Notice is further given
that any person named in section 86.753 of Ore-
gon Revised Statutes has the right to have the
foreclosure proceeding dismissed and the trust
deed reinstated by payment to the beneficiary of
the entire amount then due (other than such por-
tion of said principal as would not then be due had
no default occurred), together with the costs, trus-
tee’s and attorney’s fees and curing any other
default complained of in the Notice of Default by
tendering the performance required under the
obligation or trust deed, at any time prior to five
days before the date last set for sale. For Sale
Information Call: 714-573-1965 or Login to
www.priorityposting.com. In construing this notice,
the masculine gender includes the feminine and
the neuter, the singular includes plural, the word
“grantor” includes any successor in interest to the
grantor as well as any other persons owing an
obligation, the performance of which is secured by
said trust deed, the words “trustee” and
“beneficiary” include their respective successors in
interest, if any. Pursuant to Oregon Law, this sale
will not be deemed final until the Trustee’s deed
has been issued by LSI Title Company of Oregon,
LLC. If there are any irregularities discovered
within 10 days of the date of this sale, that the
trustee will rescind the sale, return the buyer’s
money and take further action as necessary. If the
Trustee is unable to convey title for any reason,
the successful bidder’s sole and exclusive remedy
shall be the return of monies paid to the Trustee,
and the successful bidder shall have no further
recourse. If the sale is set aside for any reason,
the Purchaser at the sale shall be entitled only to
a return of the deposit paid. The Purchaser shall
have no further recourse against the Mortgagor,
the Mortgagee, or the Mortgagee’s Attorney. NO-
TICE TO RESIDENTIAL TENANTS The property
in which you are living is in foreclosure. A foreclo-
sure sale is scheduled for 8/17/2010. Unless the
lender who is foreclosing on this property is paid,
the foreclosure will go through and someone new
will own this property. The following information
applies to you only if you occupy and rent this
property as a residential dwelling under a legiti-
mate rental agreement. The information does not
apply to you if you own this property or if you are
not a residential tenant. If the foreclosure goes
through, the business or individual who buys this
property at the foreclosure sale has the right to
require you to move out. The buyer must first give
you an eviction notice in writing that specifies the
date by which you must move out. The buyer may
not give you this notice until after the foreclosure
sale happens. If you do not leave before the
move-out date, the buyer can have the sheriff
remove you from the property after a court hear-
ing. You will receive notice of the court hearing.
FEDERAL LAW REQUIRES YOU TO BE NOTI-
FIED IF YOU ARE OCCUPYING AND RENTING
THIS PROPERTY AS A RESIDENTIAL DWELL-
ING UNDER A LEGITIMATE RENTAL AGREE-
MENT, FEDERAL LAW REQUIRES THE BUYER
TO GIVE YOU A NOTICE IN WRITING A CER-
TAIN NUMBER OF DAYS BEFORE THE BUYER
CAN REQUIRE YOU TO MOVE OUT. THE FED-
ERAL LAW THAT REQUIRES THE BUYER TO
GIVE YOU THIS NOTICE IS EFFECTIVE UNTIL
DECEMBER 31, 2012. Under federal law, the
buyer must give you at least 90 days' notice in
writing before requiring you to move out. If you are
renting this property under a fixed-term lease (for
example, a six-month or one-year lease), you may
stay until the end of your lease term. If the buyer
wants to move in and use this property as the
buyer's primary residence, the buyer can give you
written notice and require you to move out after 90
days, even if you have a fixed-term lease with
more than 90 days left. STATE LAW NOTIFICA-
TION REQUIREMENTS IF THE FEDERAL LAW
DOES NOT APPLY, STATE LAW STILL RE-
QUIRES THE BUYER TO GIVE YOU NOTICE IN
WRITING BEFORE REQUIRING YOU TO MOVE
OUT IF YOU ARE OCCUPYING AND RENTING
THE PROPERTY AS A TENANT IN GOOD
FAITH. EVEN IF THE FEDERAL LAW REQUIRE-
MENT IS NO LONGER EFFECTIVE AFTER DE-
CEMBER 31, 2012, THE REQUIREMENT UN-
DER STATE LAW STILL APPLIES TO YOUR
SITUATION. Under state law, if you have a fixed-
term lease (for example, a six-month or one-year
lease), the buyer must give you at least 60 days'
notice in writing before requiring you to move out.
If the buyer wants to move in and use this prop-
erty as the buyer's primary residence, the buyer
can give you written notice and require you to
move out after 30 days, even if you have a fixed
term lease with more than 30 days left. If you are
renting under a month-to-month or week-to-week
rental agreement, the buyer must give you at least
30 days' notice in writing before requiring you to
move out. IMPORTANT: For the buyer to be re-
quired to give you a notice under state law, you
must prove to the business or individual who is
handling the foreclosure sale that you are occupy-
ing and renting this property as a residential dwell-
ing under a legitimate rental agreement. The
name and address of the business or individual
who is handling the foreclosure sale is shown on
this notice under the heading "TRUSTEE". You
must mail or deliver your proof not later than
7/18/2010 (30 days before the date first set for the
foreclosure sale). Your proof must be in writing
and should be a copy of your rental agreement or
lease. If you do not have a written rental agree-
ment or lease, you can provide other proof, such
as receipts for rent paid. ABOUT YOUR SECU-
RITY DEPOSIT Under state law, you may apply
your security deposit and any rent you paid in
advance against the current rent you owe your
landlord. To do this, you must notify your landlord
in writing that you want to subtract the amount of
your security deposit or prepaid rent from your
rent payment. You may do this only for the rent
you owe your current landlord. If you do this, you
must do so before the foreclosure sale. The busi-
ness or individual who buys this property at the
foreclosure sale is not responsible to you for any
deposit or prepaid rent you paid to your landlord.
ABOUT YOUR TENANCY AFTER THE FORE-
CLOSURE SALE The business or individual who
buys this property at the foreclosure sale may be
willing to allow you to stay as a tenant instead of
requiring you to move out. You should contact the
buyer to discuss that possibility if you would like to
stay. Under state law, if the buyer accepts rent
from you, signs a new residential rental agree-
ment with you or does not notify you in writing
within 30 days after the date of the foreclosure
sale that you must move out, the buyer becomes
your new landlord and must maintain the property.
Otherwise, the buyer is not your landlord and is
not responsible for maintaining the property on
your behalf and you must move out by the date
the buyer specifies in a notice to you. YOU
SHOULD CONTINUE TO PAY RENT TO YOUR
LANDLORD UNTIL THE PROPERTY IS SOLD
TO ANOTHER BUSINESS OR INDIVIDUAL OR
UNTIL A COURT OR A LENDER TELLS YOU
OTHERWISE. IF YOU DO NOT PAY RENT, YOU
CAN BE EVICTED. AS EXPLAINED ABOVE,
YOU MAY BE ABLE TO APPLY A DEPOSIT OR
RENT YOU PREPAID AGAINST YOUR CUR-
RENT RENT OBLIGATION. BE SURE TO KEEP
PROOF OF ANY PAYMENTS YOU MAKE AND
OF ANY NOTICE YOU GIVE OR RECEIVE CON-
CERNING THE APPLICATION OF YOUR DE-
POSIT OR PREPAID RENT. IT IS UNLAWFUL
FOR ANY PERSON TO TRY TO FORCE YOU
TO LEAVE YOUR HOME WITHOUT FIRST GO-
ING TO COURT TO EVICT YOU. FOR MORE
INFORMATION ABOUT YOUR RIGHTS, YOU
MAY WISH TO CONSULT A LAWYER. If you
believe you need legal assistance, contact the
Oregon State Bar and ask for the lawyer referral
service. Contact information for the Oregon State
Bar is included with this notice. If you do not have
enough money to pay a lawyer or are otherwise
eligible, you may be able to receive legal assis-
tance for free. Information about whom to contact
for free legal assistance is included with this no-
tice. Oregon State Bar (503) 684-3763; (800) 452-
7636 Legal assistance: www.lawhelp.org/or/
index.cfm Dated: 4/9/2010 LSI Title Company of
Oregon, LLC, as Trustee 3220 El Camino Real
Irvine, CA 92602 Signature By: Brooke Frank,
Assistant Secretary Quality Loan Service Corp. of
Washington, as agent for LSI Title Company of
Oregon, LLC 2141 5th Avenue San Diego, CA
92101 619-645-7711 For Non-Sale Information:
Quality Loan Service Corp. of Washington 2141
5th Avenue San Diego, CA 92101 619-645-7711
Fax: 619-645-7716 If you have previously been
discharged through bankruptcy, you may have
been released of personal liability for this loan in
which case this letter is intended to exercise the
note holder’s rights against the real property only.
This Office is attempting to collect a debt and any
information obtained will be used for that purpose.
As required by law, you are hereby notified that a
negative credit report reflecting on your credit re-
cord may be submitted to a credit report agency if
you fail to fulfill the terms of your credit obligations.
P# 689295
TRUSTEE’S NOTICE OF SALE T.S. No.: OR-09-
272695-SH Reference is made to that certain
deed made by ROBERT HATCHER as Grantor to
First American Title Insurance, as Trustee, in favor
of Mortgage Electronic Registration Systems, Inc.,
as nominee for First Horizon Home Loan Corpora-
tion, as Beneficiary, dated 12/11/2006, recorded
12/14/2006, in official records of Josephine
County, Oregon, in book/reel/volume No. XXX, at
page No. XXX fee/file/instrument/microfile/
reception No. 2006-025041 covering the following
described real property situated in said County
and State, to wit: APN: R331523 R344091 Exhibit
“A” Real property in the County of Josephine,
State of Oregon, described as follows: Beginning
at the center of section 2, township 40 south,
range 8 west of the Willamette Meridian, Jose-
phine County Oregon; thence east 433 feet to the
west right of way line of the Bridgeview and
Takilma County Road; thence north 20 degrees
24' east along said right of way line 446 feet, to
the top of the south bank of the diversion cut for
what is know as Hopkins Slough; thence north-
westerly along the top of said bank with its mean-
dering's 525 feet, more or less, to the mouth of
said cut; thence west 364 feet to the line between
the east half and west half of section 2, township
40 south, range 8 west of the Willamette Meridian,
Josephine County Oregon; thence south along
said line 854 feet, more or less to the point of be-
ginning. excepting therefrom; that portion con-
veyed to Josephine County (public works), a politi-
cal subdivision of the State of Oregon, as dis-
closed in warranty deed recorded October 10,
2006 as document no. 2006-020385. Note: This
legal description was created prior to January 1,
2008. Tax Parcel Number: R331523 and R344091
Commonly known as: 4180 TAKILMA ROAD
CAVE JUNCTION, OR 97523 Both the beneficiary
and the trustee have elected to sell the said real
property to satisfy the obligations secured by said
trust deed and notice has been recorded pursuant
to Section 86.735 (3) of Oregon Revised Statutes;
the default for which the foreclosure is made is the
grantor’s: Installment of principal and interest plus
impounds and advantages which became due on
1/1/2009 plus amounts that are due or may be-
come due for the following: late charges, delin-
quent property taxes, insurance premiums, ad-
vances made on senior liens, taxes and/ or insur-
ances trustee fees, and any attorney fees court
costs arising from or associated with beneficiaries
effort to protect and preserve it security must be
cured a condition of reinstatement. Monthly Pay-
ment $3,357.88 Monthly Late Charge $133.03 By
this reason of said default the beneficiary has de-
clared all obligations secured by said trust deed
immediately due and payable, said sums being
the following, to wit: The sum of $391,856.47 to-
gether with interest thereon at the rate of 7.0000
per annum from 12/1/2008 until paid; plus all ac-
crued late charges thereon; and all trustee’s fees,
foreclosure costs and any sums advanced by the
beneficiary pursuant to the terms of said deed of
trust. Whereof, notice hereby is given that, First
American Title Insurance Company, the under-
signed trustee will, on 8/18/2010, at the hour of
01:00 PM, Standard of Time, as established by
section 187.110, Oregon Revised Statutes, at At
the front door to the Josephine County Court-
house, 500 NW 6th Street Grants Pass, OR
County of Josephine, State of Oregon, sell at pub-
lic auction to the highest bidder for cash the inter-
est in the said described real property which the
grantor had or had power to convey at the time of
execution by him of the said trust deed, together
with any interest which the grantor or his succes-
sors in interest acquired after the execution of said
trust deed, to satisfy the foregoing obligations
thereby secured and the costs and expenses of
sale, including a reasonable charge by the trustee.
Notice is further given that any person named in
section 86.753 of Oregon Revised Statutes has
the right to have the foreclosure proceeding dis-
missed and the trust deed reinstated by payment
to the beneficiary of the entire amount then due
(other than such portion of said principal as would
not then be due had no default occurred), together
with the costs, trustee’s and attorney’s fees and
curing any other default complained of in the No-
tice of Default by tendering the performance re-
quired under the obligation or trust deed, at any
time prior to five days before the date last set for
sale. For Sale Information Call: 714-573-1965 or
Login to www.priorityposting.com. In construing
this notice, the masculine gender includes the
feminine and the neuter, the singular includes
plural, the word “grantor” includes any successor
in interest to the grantor as well as any other per-
sons owing an obligation, the performance of
which is secured by said trust deed, the words
“trustee” and “beneficiary” include their respective
successors in interest, if any. Pursuant to Oregon
Law, this sale will not be deemed final until the
Trustee’s deed has been issued by First American
Title Insurance Company. If there are any irregu-
larities discovered within 10 days of the date of
this sale, that the trustee will rescind the sale, re-
turn the buyer’s money and take further action as
necessary. If the Trustee is unable to convey title
for any reason, the successful bidder’s sole and
exclusive remedy shall be the return of monies
paid to the Trustee, and the successful bidder
shall have no further recourse. If the sale is set
aside for any reason, the Purchaser at the sale
shall be entitled only to a return of the deposit
paid. The Purchaser shall have no further re-
course against the Mortgagor, the Mortgagee, or
the Mortgagee’s Attorney. NOTICE TO RESIDEN-
TIAL TENANTS The property in which you are
living is in foreclosure. A foreclosure sale is sched-
uled for 8/18/2010. Unless the lender who is fore-
closing on this property is paid, the foreclosure will
go through and someone new will own this prop-
erty. The following information applies to you only
if you occupy and rent this property as a residen-
tial dwelling under a legitimate rental agreement.
The information does not apply to you if you own
this property or if you are not a residential tenant.
If the foreclosure goes through, the business or
individual who buys this property at the foreclo-
sure sale has the right to require you to move out.
The buyer must first give you an eviction notice in
writing that specifies the date by which you must
move out. The buyer may not give you this notice
until after the foreclosure sale happens. If you do
not leave before the move-out date, the buyer can
have the sheriff remove you from the property
after a court hearing. You will receive notice of the
court hearing. FEDERAL LAW REQUIRES YOU
TO BE NOTIFIED IF YOU ARE OCCUPYING
AND RENTING THIS PROPERTY AS A RESI-
DENTIAL DWELLING UNDER A LEGITIMATE
RENTAL AGREEMENT, FEDERAL LAW RE-
QUIRES THE BUYER TO GIVE YOU A NOTICE
IN WRITING A CERTAIN NUMBER OF DAYS
BEFORE THE BUYER CAN REQUIRE YOU TO
MOVE OUT. THE FEDERAL LAW THAT RE-
QUIRES THE BUYER TO GIVE YOU THIS NO-
TICE IS EFFECTIVE UNTIL DECEMBER 31,
2012. Under federal law, the buyer must give you
at least 90 days' notice in writing before requiring
you to move out. If you are renting this property
under a fixed-term lease (for example, a six-month
or one-year lease), you may stay until the end of
your lease term. If the buyer wants to move in and
use this property as the buyer's primary residence,
the buyer can give you written notice and require
you to move out after 90 days, even if you have a
fixed-term lease with more than 90 days left.
STATE LAW NOTIFICATION REQUIREMENTS IF
THE FEDERAL LAW DOES NOT APPLY, STATE
LAW STILL REQUIRES THE BUYER TO GIVE
YOU NOTICE IN WRITING BEFORE REQUIR-
ING YOU TO MOVE OUT IF YOU ARE OCCUPY-
ING AND RENTING THE PROPERTY AS A TEN-
ANT IN GOOD FAITH. EVEN IF THE FEDERAL
LAW REQUIREMENT IS NO LONGER EFFEC-
TIVE AFTER DECEMBER 31, 2012, THE RE-
QUIREMENT UNDER STATE LAW STILL AP-
PLIES TO YOUR SITUATION. Under state law, if
you have a fixed-term lease (for example, a six-
month or one-year lease), the buyer must give you
at least 60 days' notice in writing before requiring
you to move out. If the buyer wants to move in and
use this property as the buyer's primary residence,
the buyer can give you written notice and require
you to move out after 30 days, even if you have a
fixed term lease with more than 30 days left. If you
are renting under a month-to-month or week-to-
week rental agreement, the buyer must give you
at least 30 days' notice in writing before requiring
you to move out. IMPORTANT: For the buyer to be
required to give you a notice under state law, you
must prove to the business or individual who is
handling the foreclosure sale that you are occupy-
ing and renting this property as a residential dwell-
ing under a legitimate rental agreement. The
name and address of the business or individual
who is handling the foreclosure sale is shown on
this notice under the heading "TRUSTEE". You
must mail or deliver your proof not later than
7/19/2010 (30 days before the date first set for the
foreclosure sale). Your proof must be in writing
and should be a copy of your rental agreement or
lease. If you do not have a written rental agree-
ment or lease, you can provide other proof, such
as receipts for rent paid. ABOUT YOUR SECU-
RITY DEPOSIT Under state law, you may apply
your security deposit and any rent you paid in ad-
vance against the current rent you owe your land-
lord. To do this, you must notify your landlord in
writing that you want to subtract the amount of
your security deposit or prepaid rent from your
rent payment. You may do this only for the rent
you owe your current landlord. If you do this, you
must do so before the foreclosure sale. The busi-
ness or individual who buys this property at the
foreclosure sale is not responsible to you for any
deposit or prepaid rent you paid to your landlord.
ABOUT YOUR TENANCY AFTER THE FORE-
CLOSURE SALE The business or individual who
buys this property at the foreclosure sale may be
willing to allow you to stay as a tenant instead of
requiring you to move out. You should contact the
buyer to discuss that possibility if you would like to
stay. Under state law, if the buyer accepts rent
from you, signs a new residential rental agreement
with you or does not notify you in writing within 30
days after the date of the foreclosure sale that you
must move out, the buyer becomes your new
landlord and must maintain the property. Other-
wise, the buyer is not your landlord and is not re-
sponsible for maintaining the property on your
behalf and you must move out by the date the
buyer specifies in a notice to you. YOU SHOULD
CONTINUE TO PAY RENT TO YOUR LAND-
LORD UNTIL THE PROPERTY IS SOLD TO AN-
OTHER BUSINESS OR INDIVIDUAL OR UNTIL A
COURT OR A LENDER TELLS YOU OTHER-
WISE. IF YOU DO NOT PAY RENT, YOU CAN BE
EVICTED. AS EXPLAINED ABOVE, YOU MAY BE
ABLE TO APPLY A DEPOSIT OR RENT YOU
PREPAID AGAINST YOUR CURRENT RENT
OBLIGATION. BE SURE TO KEEP PROOF OF
ANY PAYMENTS YOU MAKE AND OF ANY NO-
TICE YOU GIVE OR RECEIVE CONCERNING
THE APPLICATION OF YOUR DEPOSIT OR
PREPAID RENT. IT IS UNLAWFUL FOR ANY
PERSON TO TRY TO FORCE YOU TO LEAVE
YOUR HOME WITHOUT FIRST GOING TO
COURT TO EVICT YOU. FOR MORE INFORMA-
TION ABOUT YOUR RIGHTS, YOU MAY WISH
TO CONSULT A LAWYER. If you believe you
need legal assistance, contact the Oregon State
Bar and ask for the lawyer referral service. Con-
tact information for the Oregon State Bar is in-
cluded with this notice. If you do not have enough
money to pay a lawyer or are otherwise eligible,
you may be able to receive legal assistance for
free. Information about whom to contact for free
legal assistance is included with this notice. Ore-
gon State Bar (503) 684-3763; (800) 452-7636
Legal assistance: www.lawhelp.org/or/index.cfm
Dated: 4/9/2010 First American Title Insurance
Company, as Trustee 3 First American Way Santa
Ana, CA 92707 Signature By: Brooke Frank, As-
sistant Secretary Quality Loan Service Corp. of
Washington, as agent for First American Title In-
surance Company 2141 5th Avenue San Diego,
CA 92101 619-645-7711 For Non-Sale Informa-
tion: Quality Loan Service Corp. of Washington
2141 5th Avenue San Diego, CA 92101 619-645-
7711 Fax: 619-645-7716 If you have previously
been discharged through bankruptcy, you may
have been released of personal liability for this
loan in which case this letter is intended to exer-
cise the note holder’s rights against the real prop-
erty only. This Office is attempting to collect a debt
and any information obtained will be used for that
purpose. As required by law, you are hereby noti-
fied that a negative credit report reflecting on your
credit record may be submitted to a credit report
agency if you fail to fulfill the terms of your credit
obligations. P# 689297
Publish:
Publish:
4/21, 4/28, 5/5, 05/12/2010
4/21, 4/28, 5/5, 5/12/10